Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,094 |
| Total Mortgage Loan Application Amount | $7,587,790,000 |
| Average Mortgage Loan Application Amount | $258,200 |
| Highest Mortgage Loan Application Amount | $37,005,000 |
| Average Applicant Income | $128,200 |
| Highest Applicant Income | $9,939,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,069 | $ 933,025,000 | $ 450,000 | $ 192,000 |
| Multnomah County Oregon | 1,575 | $ 509,855,000 | $ 323,000 | $ 143,000 |
| Clark County Washington | 1,224 | $ 339,460,000 | $ 277,000 | $ 115,000 |
| Whatcom County Washington | 1,045 | $ 300,045,000 | $ 287,000 | $ 124,000 |
| Lane County Oregon | 991 | $ 230,985,000 | $ 233,000 | $ 110,000 |
| Pierce County Washington | 794 | $ 195,010,000 | $ 245,000 | $ 117,000 |
| Clackamas County Oregon | 771 | $ 289,965,000 | $ 376,000 | $ 175,000 |
| Douglas County Oregon | 770 | $ 140,920,000 | $ 183,000 | $ 81,000 |
| Washington County Oregon | 716 | $ 233,090,000 | $ 325,000 | $ 128,000 |
| Spokane County Washington | 683 | $ 131,705,000 | $ 192,000 | $ 100,000 |
| Jackson County Oregon | 643 | $ 142,475,000 | $ 221,000 | $ 103,000 |
| Linn County Oregon | 595 | $ 124,015,000 | $ 208,000 | $ 90,000 |
| Deschutes County Oregon | 564 | $ 178,760,000 | $ 316,000 | $ 144,000 |
| Marion County Oregon | 551 | $ 158,665,000 | $ 287,000 | $ 116,000 |
| Sacramento County California | 535 | $ 119,985,000 | $ 224,000 | $ 134,000 |
| Snohomish County Washington | 488 | $ 143,590,000 | $ 294,000 | $ 136,000 |
| Benton County Washington | 481 | $ 111,645,000 | $ 232,000 | $ 102,000 |
| Sonoma County California | 382 | $ 136,540,000 | $ 357,000 | $ 174,000 |
| Coos County Oregon | 379 | $ 62,265,000 | $ 164,000 | $ 74,000 |
| Humboldt County California | 352 | $ 75,920,000 | $ 215,000 | $ 118,000 |
| Kootenai County Idaho | 315 | $ 89,405,000 | $ 283,000 | $ 104,000 |
| Placer County California | 289 | $ 92,265,000 | $ 319,000 | $ 170,000 |
| Franklin County Washington | 288 | $ 57,860,000 | $ 200,000 | $ 84,000 |
| Josephine County Oregon | 273 | $ 49,345,000 | $ 180,000 | $ 76,000 |
| Benton County Oregon | 272 | $ 78,210,000 | $ 287,000 | $ 146,000 |
| Cowlitz County Washington | 265 | $ 71,955,000 | $ 271,000 | $ 92,000 |
| Skagit County Washington | 259 | $ 67,945,000 | $ 262,000 | $ 93,000 |
| Curry County Oregon | 257 | $ 48,525,000 | $ 188,000 | $ 79,000 |
| Los Angeles County California | 256 | $ 312,850,000 | $ 1,222,000 | $ 249,000 |
| Washoe County Nevada | 249 | $ 72,125,000 | $ 289,000 | $ 135,000 |
| Klamath County Oregon | 243 | $ 36,465,000 | $ 150,000 | $ 83,000 |
| Lincoln County Oregon | 210 | $ 40,230,000 | $ 191,000 | $ 93,000 |
| Contra Costa County California | 196 | $ 83,440,000 | $ 425,000 | $ 218,000 |
| Polk County Oregon | 191 | $ 48,195,000 | $ 252,000 | $ 98,000 |
| Yamhill County Oregon | 185 | $ 62,085,000 | $ 335,000 | $ 131,000 |
| Kittitas County Washington | 184 | $ 46,520,000 | $ 252,000 | $ 127,000 |
| El Dorado County California | 178 | $ 49,010,000 | $ 275,000 | $ 170,000 |
| Yakima County Washington | 172 | $ 33,330,000 | $ 193,000 | $ 76,000 |
| Kitsap County Washington | 171 | $ 68,405,000 | $ 400,000 | $ 130,000 |
| Thurston County Washington | 163 | $ 36,625,000 | $ 224,000 | $ 111,000 |
| Marin County California | 147 | $ 84,995,000 | $ 578,000 | $ 257,000 |
| Alameda County California | 146 | $ 71,570,000 | $ 490,000 | $ 172,000 |
| Umatilla County Oregon | 139 | $ 23,285,000 | $ 167,000 | $ 78,000 |
| Ada County Idaho | 137 | $ 35,075,000 | $ 256,000 | $ 113,000 |
| Lake County California | 136 | $ 26,510,000 | $ 194,000 | $ 87,000 |
| San Francisco County California | 133 | $ 73,735,000 | $ 554,000 | $ 177,000 |
| Sutter County California | 128 | $ 24,560,000 | $ 191,000 | $ 93,000 |
| Solano County California | 126 | $ 31,100,000 | $ 246,000 | $ 173,000 |
| Klickitat County Washington | 126 | $ 24,580,000 | $ 195,000 | $ 88,000 |
| Union County Oregon | 118 | $ 11,020,000 | $ 93,000 | $ 63,000 |
| Tillamook County Oregon | 115 | $ 29,115,000 | $ 253,000 | $ 131,000 |
| Butte County California | 113 | $ 20,775,000 | $ 183,000 | $ 92,000 |
| Columbia County Oregon | 111 | $ 29,065,000 | $ 261,000 | $ 94,000 |
| Grant County Washington | 110 | $ 15,880,000 | $ 144,000 | $ 93,000 |
| Grays Harbor County Washington | 109 | $ 15,305,000 | $ 140,000 | $ 93,000 |
| Clallam County Washington | 104 | $ 17,720,000 | $ 170,000 | $ 90,000 |
| Okanogan County Washington | 104 | $ 13,950,000 | $ 134,000 | $ 74,000 |
| San Diego County California | 103 | $ 56,965,000 | $ 553,000 | $ 268,000 |
| Tuolumne County California | 103 | $ 17,405,000 | $ 168,000 | $ 98,000 |
| Tehama County California | 96 | $ 11,680,000 | $ 121,000 | $ 93,000 |
| Lewis County Washington | 96 | $ 16,620,000 | $ 173,000 | $ 81,000 |
| Nez Perce County Idaho | 93 | $ 13,355,000 | $ 143,000 | $ 84,000 |
| Valley County Idaho | 92 | $ 14,590,000 | $ 158,000 | $ 96,000 |
| Napa County California | 90 | $ 41,450,000 | $ 460,000 | $ 219,000 |
| Shasta County California | 83 | $ 18,585,000 | $ 223,000 | $ 88,000 |
| Skamania County Washington | 82 | $ 20,110,000 | $ 245,000 | $ 98,000 |
| Walla Walla County Washington | 78 | $ 11,340,000 | $ 145,000 | $ 88,000 |
| Yolo County California | 77 | $ 16,075,000 | $ 208,000 | $ 153,000 |
| Latah County Idaho | 77 | $ 12,575,000 | $ 163,000 | $ 91,000 |
| Orange County California | 76 | $ 77,610,000 | $ 1,021,000 | $ 295,000 |
| Baker County Oregon | 76 | $ 9,640,000 | $ 126,000 | $ 72,000 |
| Crook County Oregon | 76 | $ 17,620,000 | $ 231,000 | $ 95,000 |
| San Mateo County California | 74 | $ 55,060,000 | $ 744,000 | $ 307,000 |
| Canyon County Idaho | 73 | $ 15,215,000 | $ 208,000 | $ 89,000 |
| Calaveras County California | 72 | $ 9,910,000 | $ 137,000 | $ 89,000 |
| Santa Clara County California | 69 | $ 41,355,000 | $ 599,000 | $ 216,000 |
| Stanislaus County California | 68 | $ 20,110,000 | $ 295,000 | $ 207,000 |
| Wallowa County Oregon | 68 | $ 9,530,000 | $ 140,000 | $ 72,000 |
| Harney County Oregon | 66 | $ 7,300,000 | $ 110,000 | $ 64,000 |
| Jefferson County Oregon | 65 | $ 11,665,000 | $ 179,000 | $ 87,000 |
| Malheur County Oregon | 63 | $ 6,135,000 | $ 97,000 | $ 58,000 |
| San Joaquin County California | 61 | $ 14,795,000 | $ 242,000 | $ 105,000 |
| Glenn County California | 60 | $ 7,700,000 | $ 128,000 | $ 67,000 |
| Island County Washington | 59 | $ 19,815,000 | $ 335,000 | $ 158,000 |
| Yuba County California | 57 | $ 10,225,000 | $ 179,000 | $ 96,000 |
| Bonner County Idaho | 57 | $ 15,415,000 | $ 270,000 | $ 153,000 |
| Whitman County Washington | 53 | $ 8,345,000 | $ 157,000 | $ 80,000 |
| Amador County California | 52 | $ 10,080,000 | $ 193,000 | $ 99,000 |
| Clatsop County Oregon | 50 | $ 16,560,000 | $ 331,000 | $ 155,000 |
| Maricopa County Arizona | 49 | $ 15,915,000 | $ 324,000 | $ 195,000 |
| Lyon County Nevada | 49 | $ 8,335,000 | $ 170,000 | $ 81,000 |
| Nevada County California | 48 | $ 13,690,000 | $ 285,000 | $ 172,000 |
| Douglas County Washington | 48 | $ 6,210,000 | $ 129,000 | $ 80,000 |
| Wasco County Oregon | 47 | $ 10,275,000 | $ 218,000 | $ 96,000 |
| Clark County Nevada | 46 | $ 14,720,000 | $ 320,000 | $ 144,000 |
| Asotin County Washington | 45 | $ 6,225,000 | $ 138,000 | $ 81,000 |
| Chelan County Washington | 45 | $ 15,745,000 | $ 349,000 | $ 136,000 |
| Mason County Washington | 44 | $ 10,600,000 | $ 240,000 | $ 186,000 |
| Ventura County California | 42 | $ 16,260,000 | $ 387,000 | $ 163,000 |
| Idaho County Idaho | 42 | $ 5,830,000 | $ 138,000 | $ 83,000 |
| Stevens County Washington | 41 | $ 9,875,000 | $ 240,000 | $ 99,000 |
| Riverside County California | 40 | $ 12,810,000 | $ 320,000 | $ 183,000 |
| Adams County Washington | 40 | $ 4,190,000 | $ 104,000 | $ 61,000 |
| Mendocino County California | 36 | $ 11,270,000 | $ 313,000 | $ 134,000 |
| San Luis Obispo County California | 35 | $ 14,235,000 | $ 406,000 | $ 209,000 |
| Pacific County Washington | 31 | $ 6,995,000 | $ 225,000 | $ 102,000 |
| Fresno County California | 28 | $ 17,710,000 | $ 632,000 | $ 171,000 |
| Lake County Oregon | 26 | $ 3,190,000 | $ 122,000 | $ 68,000 |
| Trinity County California | 25 | $ 3,695,000 | $ 147,000 | $ 83,000 |
| Colusa County California | 23 | $ 4,105,000 | $ 178,000 | $ 98,000 |
| Benewah County Idaho | 23 | $ 2,895,000 | $ 125,000 | $ 60,000 |
| Douglas County Nevada | 22 | $ 6,870,000 | $ 312,000 | $ 172,000 |
| Payette County Idaho | 20 | $ 2,770,000 | $ 138,000 | $ 86,000 |
| Shoshone County Idaho | 20 | $ 2,280,000 | $ 114,000 | $ 52,000 |
| Hood River County Oregon | 20 | $ 6,240,000 | $ 312,000 | $ 139,000 |
| Jefferson County Washington | 20 | $ 5,780,000 | $ 289,000 | $ 179,000 |
| Siskiyou County California | 18 | $ 2,770,000 | $ 153,000 | $ 92,000 |
| Del Norte County California | 17 | $ 3,145,000 | $ 185,000 | $ 91,000 |
| Gem County Idaho | 17 | $ 3,135,000 | $ 184,000 | $ 51,000 |
| Grant County Oregon | 15 | $ 2,015,000 | $ 134,000 | $ 73,000 |
| Lincoln County Washington | 14 | $ 2,290,000 | $ 163,000 | $ 78,000 |
| Monterey County California | 13 | $ 14,955,000 | $ 1,150,000 | $ 901,000 |
| San Bernardino County California | 13 | $ 3,235,000 | $ 248,000 | $ 143,000 |
| Adams County Idaho | 12 | $ 1,490,000 | $ 124,000 | $ 52,000 |
| Morrow County Oregon | 12 | $ 1,910,000 | $ 159,000 | $ 72,000 |
| Pima County Arizona | 11 | $ 2,835,000 | $ 257,000 | $ 133,000 |
| Merced County California | 11 | $ 2,325,000 | $ 211,000 | $ 158,000 |
| Santa Barbara County California | 10 | $ 15,350,000 | $ 1,535,000 | $ 561,000 |
| Santa Cruz County California | 10 | $ 5,450,000 | $ 545,000 | $ 173,000 |
| Columbia County Washington | 10 | $ 1,640,000 | $ 164,000 | $ 68,000 |
| Kern County California | 9 | $ 2,125,000 | $ 236,000 | $ 104,000 |
| Mariposa County California | 9 | $ 1,665,000 | $ 185,000 | $ 88,000 |
| Hawaii County Hawaii | 9 | $ 5,845,000 | $ 649,000 | $ 214,000 |
| San Juan County Washington | 9 | $ 4,865,000 | $ 540,000 | $ 197,000 |
| Mohave County Arizona | 8 | $ 1,180,000 | $ 147,000 | $ 78,000 |
| Plumas County California | 8 | $ 1,380,000 | $ 172,000 | $ 91,000 |
| Pend Oreille County Washington | 8 | $ 1,680,000 | $ 210,000 | $ 93,000 |
| Maui County Hawaii | 7 | $ 3,735,000 | $ 533,000 | $ 205,000 |
| Boise County Idaho | 7 | $ 1,995,000 | $ 285,000 | $ 121,000 |
| Elmore County Idaho | 7 | $ 1,395,000 | $ 199,000 | $ 84,000 |
| Washington County Idaho | 7 | $ 1,575,000 | $ 225,000 | $ 79,000 |
| Carson City County Nevada | 7 | $ 5,375,000 | $ 767,000 | $ 162,000 |
| Madera County California | 6 | $ 2,810,000 | $ 468,000 | $ 132,000 |
| Owyhee County Idaho | 6 | $ 1,040,000 | $ 173,000 | $ 79,000 |
| Twin Falls County Idaho | 6 | $ 1,160,000 | $ 193,000 | $ 60,000 |
| Wahkiakum County Washington | 6 | $ 970,000 | $ 161,000 | $ 73,000 |
| Bonneville County Idaho | 5 | $ 1,705,000 | $ 341,000 | $ 361,000 |
| Elko County Nevada | 5 | $ 895,000 | $ 179,000 | $ 90,000 |
| Storey County Nevada | 5 | $ 1,245,000 | $ 249,000 | $ 157,000 |
| Salt Lake County Utah | 5 | $ 965,000 | $ 193,000 | $ 232,000 |
| Ferry County Washington | 5 | $ 645,000 | $ 129,000 | $ 96,000 |
| Pinal County Arizona | 4 | $ 820,000 | $ 205,000 | $ 106,000 |
| Yavapai County Arizona | 4 | $ 1,190,000 | $ 297,000 | $ 119,000 |
| Mono County California | 4 | $ 1,990,000 | $ 497,000 | $ 366,000 |
| Blaine County Idaho | 4 | $ 1,090,000 | $ 272,000 | $ 65,000 |
| Clearwater County Idaho | 4 | $ 530,000 | $ 132,000 | $ 52,000 |
| Churchill County Nevada | 4 | $ 720,000 | $ 180,000 | $ 146,000 |
| Nye County Nevada | 4 | $ 650,000 | $ 162,000 | $ 157,000 |
| Sherman County Oregon | 4 | $ 810,000 | $ 202,000 | $ 68,000 |
| San Benito County California | 3 | $ 1,015,000 | $ 338,000 | $ 136,000 |
| Tulare County California | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Lemhi County Idaho | 3 | $ 475,000 | $ 158,000 | $ 93,000 |
| Lewis County Idaho | 3 | $ 325,000 | $ 108,000 | $ 94,000 |
| Gallatin County Montana | 3 | $ 1,175,000 | $ 391,000 | $ 163,000 |
| Lewis and Clark County Montana | 3 | $ 675,000 | $ 225,000 | $ 70,000 |
| Missoula County Montana | 3 | $ 755,000 | $ 251,000 | $ 62,000 |
| Gilliam County Oregon | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Navajo County Arizona | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Yuma County Arizona | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Lassen County California | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Modoc County California | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Sierra County California | 2 | $ 900,000 | $ 450,000 | $ 150,000 |
| Mesa County Colorado | 2 | $ 360,000 | $ 180,000 | $ 127,000 |
| Teller County Colorado | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Honolulu County Hawaii | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| Fremont County Idaho | 2 | $ 730,000 | $ 365,000 | $ 160,000 |
| Lincoln County Montana | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Yellowstone County Montana | 2 | $ 240,000 | $ 120,000 | $ 218,000 |
| Esmeralda County Nevada | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Lincoln County Nevada | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Mineral County Nevada | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Wheeler County Oregon | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Davis County Utah | 2 | $ 650,000 | $ 325,000 | $ 300,000 |
| Utah County Utah | 2 | $ 740,000 | $ 370,000 | $ 171,000 |
| Garfield County Washington | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Teton County Wyoming | 2 | $ 1,210,000 | $ 605,000 | $ 239,000 |
| Kodiak Island County Alaska | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Cochise County Arizona | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Coconino County Arizona | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Alpine County California | 1 | $ 675,000 | $ 675,000 | $ 179,000 |
| Inyo County California | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Adams County Colorado | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 435,000 | $ 435,000 | $ 257,000 |
| Jefferson County Colorado | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Kauai County Hawaii | 1 | $ 605,000 | $ 605,000 | $ 196,000 |
| Bannock County Idaho | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Gooding County Idaho | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Madison County Idaho | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Power County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 26,255,000 | $ 26,255,000 | $ 0 |
| Flathead County Montana | 1 | $ 275,000 | $ 275,000 | $ 220,000 |
| Park County Montana | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Sweet Grass County Montana | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Humboldt County Nevada | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Lander County Nevada | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Pershing County Nevada | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Grand County Utah | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Iron County Utah | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Uintah County Utah | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Wasatch County Utah | 1 | $ 2,415,000 | $ 2,415,000 | $ 642,000 |
| Big Horn County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,470 | $4,460,500,000 | $357,000 | $26,255,000 | $126,000 | $4,445,000 |
| Refinancing | 3,876 | $1,409,030,000 | $363,000 | $37,005,000 | $137,000 | $9,939,000 |
| Home Improvement | 3,861 | $439,795,000 | $113,000 | $13,525,000 | $121,000 | $3,600,000 |
| Other Purpose | 3,319 | $438,105,000 | $131,000 | $5,005,000 | $133,000 | $9,559,000 |
| Cash-out Refinancing | 2,568 | $840,360,000 | $327,000 | $5,505,000 | $124,000 | $5,871,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,064 | $3,719,430,000 | $246,000 | $5,505,000 | $122,000 | $5,380,000 |
| Not Provided | 7,880 | $2,303,240,000 | $292,000 | $4,815,000 | $144,000 | $9,559,000 |
| Hispanic | 1,283 | $250,305,000 | $195,000 | $1,995,000 | $84,000 | $2,165,000 |
| Asian | 917 | $307,365,000 | $335,000 | $3,005,000 | $150,000 | $9,939,000 |
| Not applicable | 516 | $913,220,000 | $1,769,000 | $37,005,000 | $0 | $0 |
| Black or African American | 222 | $52,440,000 | $236,000 | $995,000 | $107,000 | $448,000 |
| American Indian or Alaskan Native | 125 | $17,935,000 | $143,000 | $665,000 | $100,000 | $1,871,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $9,350,000 | $275,000 | $965,000 | $105,000 | $362,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,261 | $6,873,205,000 | $295,000 | $37,005,000 | $134,000 | $9,939,000 |
| FHA-insured (Federal Housing Administration) | 1,558 | $371,150,000 | $238,000 | $695,000 | $70,000 | $342,000 |
| VA-guaranteed (Veterans Administration) | 988 | $288,640,000 | $292,000 | $995,000 | $82,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 287 | $54,795,000 | $190,000 | $355,000 | $55,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,383 | $5,653,045,000 | $307,000 | $37,005,000 | $132,000 | $9,559,000 |
| Application Withdrawn By Applicant | 3,226 | $1,028,590,000 | $318,000 | $6,375,000 | $127,000 | $9,939,000 |
| Application Denied By Financial Institution | 3,181 | $548,685,000 | $172,000 | $11,205,000 | $98,000 | $2,727,000 |
| File Closed For Incompleteness | 691 | $237,485,000 | $343,000 | $3,375,000 | $157,000 | $4,103,000 |
| Application Approved But Not Accepted | 430 | $85,380,000 | $198,000 | $1,445,000 | $117,000 | $1,423,000 |
| Loan Purchased By The Institution | 183 | $34,605,000 | $189,000 | $485,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,913 | $7,039,105,000 | $307,000 | $37,005,000 | $132,000 | $9,939,000 |
| Credit History | 1,050 | $117,590,000 | $111,000 | $1,005,000 | $90,000 | $1,226,000 |
| Collateral | 1,017 | $146,785,000 | $144,000 | $11,205,000 | $130,000 | $1,740,000 |
| Debt-To-Income Ratio | 893 | $215,945,000 | $241,000 | $9,875,000 | $66,000 | $2,727,000 |
| Unverifiable Information | 100 | $27,340,000 | $273,000 | $1,205,000 | $112,000 | $394,000 |
| Other | 64 | $22,530,000 | $352,000 | $7,005,000 | $110,000 | $456,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $11,955,000 | $362,000 | $2,105,000 | $106,000 | $428,000 |
| Employment History | 22 | $5,750,000 | $261,000 | $1,505,000 | $54,000 | $287,000 |
| Credit Application Incomplete | 2 | $790,000 | $395,000 | $605,000 | $558,000 | $558,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.