Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank One Sw Columbia Street, Suite 1050 Portland, OR 97258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,605 |
| Total Mortgage Loan Application Amount | $751,407,000 |
| Average Mortgage Loan Application Amount | $245,241 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $148,068 |
| Highest Applicant Income | $2,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lane County Oregon | 696 | $ 104,552,000 | $ 150,000 | $ 67,000 |
| Douglas County Oregon | 382 | $ 41,575,000 | $ 108,000 | $ 50,000 |
| Multnomah County Oregon | 377 | $ 75,597,000 | $ 200,000 | $ 80,000 |
| Coos County Oregon | 216 | $ 25,839,000 | $ 119,000 | $ 57,000 |
| Jackson County Oregon | 209 | $ 40,515,000 | $ 193,000 | $ 66,000 |
| Deschutes County Oregon | 205 | $ 38,892,000 | $ 189,000 | $ 85,000 |
| Washington County Oregon | 199 | $ 40,004,000 | $ 201,000 | $ 63,000 |
| Humboldt County California | 156 | $ 32,190,000 | $ 206,000 | $ 77,000 |
| Clackamas County Oregon | 141 | $ 28,695,000 | $ 203,000 | $ 77,000 |
| Josephine County Oregon | 138 | $ 20,220,000 | $ 146,000 | $ 55,000 |
| Linn County Oregon | 129 | $ 17,451,000 | $ 135,000 | $ 60,000 |
| Marion County Oregon | 127 | $ 21,004,000 | $ 165,000 | $ 86,000 |
| Klamath County Oregon | 107 | $ 11,165,000 | $ 104,000 | $ 82,000 |
| Clark County Washington | 106 | $ 17,655,000 | $ 166,000 | $ 83,000 |
| Benton County Oregon | 103 | $ 18,332,000 | $ 177,000 | $ 54,000 |
| Lincoln County Oregon | 103 | $ 13,207,000 | $ 128,000 | $ 78,000 |
| Curry County Oregon | 65 | $ 8,355,000 | $ 128,000 | $ 64,000 |
| Gallatin County Montana | 54 | $ 9,026,000 | $ 167,000 | $ 77,000 |
| Cascade County Montana | 48 | $ 6,525,000 | $ 135,000 | $ 61,000 |
| Crook County Oregon | 47 | $ 6,620,000 | $ 140,000 | $ 62,000 |
| Tehama County California | 45 | $ 7,445,000 | $ 165,000 | $ 70,000 |
| Glenn County California | 29 | $ 3,447,000 | $ 118,000 | $ 45,000 |
| Sutter County California | 28 | $ 5,331,000 | $ 190,000 | $ 64,000 |
| Jefferson County Oregon | 27 | $ 2,925,000 | $ 108,000 | $ 98,000 |
| Polk County Oregon | 27 | $ 4,103,000 | $ 151,000 | $ 66,000 |
| Shasta County California | 26 | $ 4,479,000 | $ 172,000 | $ 85,000 |
| King County Washington | 26 | $ 7,303,000 | $ 280,000 | $ 108,000 |
| Solano County California | 24 | $ 5,173,000 | $ 215,000 | $ 61,000 |
| Yamhill County Oregon | 24 | $ 3,573,000 | $ 148,000 | $ 60,000 |
| Sacramento County California | 23 | $ 10,731,000 | $ 466,000 | $ 228,000 |
| Bonner County Idaho | 23 | $ 3,197,000 | $ 139,000 | $ 81,000 |
| Clatsop County Oregon | 22 | $ 3,148,000 | $ 143,000 | $ 144,000 |
| Butte County California | 20 | $ 3,815,000 | $ 190,000 | $ 97,000 |
| Yuba County California | 20 | $ 2,238,000 | $ 111,000 | $ 45,000 |
| Spokane County Washington | 20 | $ 2,808,000 | $ 140,000 | $ 80,000 |
| Columbia County Oregon | 19 | $ 2,918,000 | $ 153,000 | $ 51,000 |
| Stevens County Washington | 18 | $ 1,697,000 | $ 94,000 | $ 51,000 |
| Umatilla County Oregon | 17 | $ 2,302,000 | $ 135,000 | $ 55,000 |
| Colusa County California | 14 | $ 2,004,000 | $ 143,000 | $ 65,000 |
| Trinity County California | 14 | $ 2,305,000 | $ 164,000 | $ 99,000 |
| Maricopa County Arizona | 13 | $ 2,236,000 | $ 172,000 | $ 111,000 |
| Mendocino County California | 13 | $ 3,118,000 | $ 239,000 | $ 72,000 |
| Placer County California | 12 | $ 4,846,000 | $ 403,000 | $ 97,000 |
| Yellowstone County Montana | 12 | $ 1,258,000 | $ 104,000 | $ 60,000 |
| Cowlitz County Washington | 11 | $ 1,733,000 | $ 157,000 | $ 51,000 |
| Snohomish County Washington | 11 | $ 1,886,000 | $ 171,000 | $ 69,000 |
| Del Norte County California | 10 | $ 2,024,000 | $ 202,000 | $ 108,000 |
| Tillamook County Oregon | 10 | $ 1,719,000 | $ 171,000 | $ 95,000 |
| Pierce County Washington | 8 | $ 1,323,000 | $ 165,000 | $ 60,000 |
| Lake County Oregon | 7 | $ 586,000 | $ 83,000 | $ 48,000 |
| Walla Walla County Washington | 7 | $ 1,778,000 | $ 254,000 | $ 104,000 |
| Lake County California | 6 | $ 989,000 | $ 164,000 | $ 49,000 |
| Riverside County California | 6 | $ 1,519,000 | $ 253,000 | $ 466,000 |
| Boundary County Idaho | 6 | $ 722,000 | $ 120,000 | $ 64,000 |
| Harney County Oregon | 6 | $ 474,000 | $ 79,000 | $ 36,000 |
| Alameda County California | 5 | $ 1,413,000 | $ 282,000 | $ 74,000 |
| Contra Costa County California | 5 | $ 1,150,000 | $ 230,000 | $ 61,000 |
| El Dorado County California | 5 | $ 2,071,000 | $ 414,000 | $ 86,000 |
| Nez Perce County Idaho | 5 | $ 693,000 | $ 138,000 | $ 102,000 |
| Yolo County California | 4 | $ 1,140,000 | $ 285,000 | $ 71,000 |
| Palm Beach County Florida | 4 | $ 458,000 | $ 114,000 | $ 87,000 |
| Lincoln County Montana | 4 | $ 243,000 | $ 60,000 | $ 25,000 |
| Morrow County Oregon | 4 | $ 423,000 | $ 105,000 | $ 117,000 |
| Kitsap County Washington | 4 | $ 513,000 | $ 128,000 | $ 174,000 |
| Mohave County Arizona | 3 | $ 112,000 | $ 37,000 | $ 45,000 |
| Napa County California | 3 | $ 1,323,000 | $ 441,000 | $ 143,000 |
| San Joaquin County California | 3 | $ 720,000 | $ 240,000 | $ 52,000 |
| Sonoma County California | 3 | $ 758,000 | $ 252,000 | $ 96,000 |
| Maui County Hawaii | 3 | $ 1,167,000 | $ 389,000 | $ 408,000 |
| Kootenai County Idaho | 3 | $ 428,000 | $ 142,000 | $ 85,000 |
| Park County Montana | 3 | $ 374,000 | $ 124,000 | $ 55,000 |
| Hood River County Oregon | 3 | $ 344,000 | $ 114,000 | $ 47,000 |
| Skagit County Washington | 3 | $ 467,000 | $ 155,000 | $ 45,000 |
| Thurston County Washington | 3 | $ 445,000 | $ 148,000 | $ 57,000 |
| Los Angeles County California | 2 | $ 338,000 | $ 169,000 | $ 59,000 |
| Nevada County California | 2 | $ 686,000 | $ 343,000 | $ 124,000 |
| Siskiyou County California | 2 | $ 392,000 | $ 196,000 | $ 613,000 |
| Stanislaus County California | 2 | $ 217,000 | $ 108,000 | $ 30,000 |
| El Paso County Colorado | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| St. Louis County Missouri | 2 | $ 192,000 | $ 96,000 | $ 119,000 |
| Chouteau County Montana | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Madison County Montana | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Grant County Oregon | 2 | $ 88,000 | $ 44,000 | $ 40,000 |
| Malheur County Oregon | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Union County Oregon | 2 | $ 198,000 | $ 99,000 | $ 53,000 |
| Wasco County Oregon | 2 | $ 559,000 | $ 279,000 | $ 188,000 |
| Wheeler County Oregon | 2 | $ 156,000 | $ 78,000 | $ 81,000 |
| Benton County Washington | 2 | $ 302,000 | $ 151,000 | $ 132,000 |
| Ferry County Washington | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Lewis County Washington | 2 | $ 251,000 | $ 125,000 | $ 31,000 |
| Okanogan County Washington | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Pend Oreille County Washington | 2 | $ 224,000 | $ 112,000 | $ 34,000 |
| Matanuska-Susitna County Alaska | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Calaveras County California | 1 | $ 441,000 | $ 441,000 | $ 108,000 |
| Fresno County California | 1 | $ 148,000 | $ 148,000 | $ 33,000 |
| Kern County California | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Orange County California | 1 | $ 270,000 | $ 270,000 | $ 62,000 |
| Plumas County California | 1 | $ 240,000 | $ 240,000 | $ 138,000 |
| San Bernardino County California | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| San Diego County California | 1 | $ 242,000 | $ 242,000 | $ 0 |
| San Francisco County California | 1 | $ 193,000 | $ 193,000 | $ 102,000 |
| San Mateo County California | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Santa Clara County California | 1 | $ 1,127,000 | $ 1,127,000 | $ 228,000 |
| Denver County Colorado | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Park County Colorado | 1 | $ 358,000 | $ 358,000 | $ 90,000 |
| Pueblo County Colorado | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Volusia County Florida | 1 | $ 500,000 | $ 500,000 | $ 974,000 |
| Hawaii County Hawaii | 1 | $ 101,000 | $ 101,000 | $ 150,000 |
| Boise County Idaho | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Bonneville County Idaho | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Clearwater County Idaho | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Elmore County Idaho | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Payette County Idaho | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Beaverhead County Montana | 1 | $ 181,000 | $ 181,000 | $ 180,000 |
| Flathead County Montana | 1 | $ 266,000 | $ 266,000 | $ 59,000 |
| Lake County Montana | 1 | $ 200,000 | $ 200,000 | $ 32,000 |
| Silver Bow County Montana | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Carson City County Nevada | 1 | $ 3,680,000 | $ 3,680,000 | $ 0 |
| Clark County Nevada | 1 | $ 248,000 | $ 248,000 | $ 285,000 |
| Washoe County Nevada | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| Sherman County Oregon | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Columbia County Washington | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Grant County Washington | 1 | $ 94,000 | $ 94,000 | $ 155,000 |
| Grays Harbor County Washington | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Jefferson County Washington | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Klickitat County Washington | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Skamania County Washington | 1 | $ 243,000 | $ 243,000 | $ 107,000 |
| Yakima County Washington | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Washakie County Wyoming | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,410 | $395,420,000 | $356,583 | $6,000,000 | $158,666 | $2,024,000 |
| Refinancing | 1,934 | $329,946,000 | $190,916 | $5,320,000 | $164,000 | $2,300,000 |
| Home Improvement | 261 | $26,041,000 | $108,400 | $4,800,000 | $84,400 | $477,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,845 | $579,907,000 | $152,615 | $2,155,000 | $110,461 | $2,024,000 |
| Not Provided | 313 | $61,605,000 | $266,300 | $1,177,000 | $218,400 | $1,085,000 |
| Hispanic | 161 | $20,661,000 | $113,571 | $375,000 | $43,000 | $144,000 |
| Asian | 102 | $18,217,000 | $154,600 | $1,336,000 | $60,200 | $240,000 |
| Not applicable | 85 | $56,258,000 | $1,598,250 | $6,000,000 | $112,000 | $2,300,000 |
| Black or African American | 49 | $7,549,000 | $145,200 | $334,000 | $62,400 | $198,000 |
| American Indian or Alaskan Native | 35 | $4,959,000 | $174,000 | $392,000 | $66,750 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,251,000 | $134,333 | $334,000 | $64,000 | $290,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,241 | $702,682,000 | $251,928 | $6,000,000 | $111,500 | $2,300,000 |
| FHA-insured (Federal Housing Administration) | 178 | $23,786,000 | $139,000 | $253,000 | $45,666 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $12,651,000 | $114,000 | $193,000 | $38,333 | $95,000 |
| VA-guaranteed (Veterans Administration) | 77 | $12,288,000 | $158,000 | $247,000 | $49,500 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,958 | $488,361,000 | $328,909 | $5,320,000 | $108,363 | $2,300,000 |
| Application Approved But Not Accepted | 586 | $92,867,000 | $156,750 | $650,000 | $74,500 | $1,121,000 |
| Application Denied By Financial Institution | 442 | $58,646,000 | $149,800 | $1,100,000 | $114,900 | $1,085,000 |
| Application Withdrawn By Applicant | 332 | $70,143,000 | $185,333 | $6,000,000 | $84,666 | $612,000 |
| Preapproval Approved but not Accepted | 171 | $25,984,000 | $151,000 | $560,000 | $44,000 | $259,000 |
| Preapproval Denied by Financial Institution | 79 | $10,434,000 | $132,000 | $427,000 | $42,000 | $308,000 |
| File Closed For Incompleteness | 37 | $4,972,000 | $124,250 | $270,000 | $55,500 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 156 | $21,183,000 | $140,285 | $500,000 | $66,000 | $350,000 |
| Debt-To-Income Ratio | 101 | $14,561,000 | $123,428 | $1,100,000 | $40,285 | $156,000 |
| Collateral | 72 | $10,561,000 | $116,666 | $360,000 | $74,833 | $344,000 |
| Other | 54 | $9,121,000 | $263,000 | $860,000 | $249,000 | $1,085,000 |
| Employment History | 16 | $2,255,000 | $144,666 | $272,000 | $45,333 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,216,000 | $115,500 | $174,000 | $44,000 | $55,000 |
| Credit Application Incomplete | 9 | $1,162,000 | $138,500 | $221,000 | $137,000 | $313,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.