Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank One Sw Columbia Street, Suite 1050 Portland, OR 97258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,636 |
| Total Mortgage Loan Application Amount | $583,067,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $2,364,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Oregon | 380 | $ 70,814,000 | $ 186,000 | $ 77,000 |
| Lane County Oregon | 290 | $ 70,106,000 | $ 241,000 | $ 87,000 |
| Coos County Oregon | 186 | $ 34,304,000 | $ 184,000 | $ 95,000 |
| Multnomah County Oregon | 151 | $ 37,835,000 | $ 250,000 | $ 85,000 |
| Jackson County Oregon | 114 | $ 22,986,000 | $ 201,000 | $ 97,000 |
| Washington County Oregon | 95 | $ 18,547,000 | $ 195,000 | $ 83,000 |
| Humboldt County California | 94 | $ 17,980,000 | $ 191,000 | $ 104,000 |
| Linn County Oregon | 83 | $ 12,701,000 | $ 153,000 | $ 66,000 |
| Lincoln County Oregon | 72 | $ 13,284,000 | $ 184,000 | $ 75,000 |
| Tehama County California | 57 | $ 8,256,000 | $ 144,000 | $ 61,000 |
| Clackamas County Oregon | 55 | $ 15,644,000 | $ 284,000 | $ 104,000 |
| Deschutes County Oregon | 54 | $ 18,702,000 | $ 346,000 | $ 152,000 |
| Josephine County Oregon | 54 | $ 8,586,000 | $ 159,000 | $ 58,000 |
| Clark County Washington | 52 | $ 8,532,000 | $ 164,000 | $ 59,000 |
| Marion County Oregon | 50 | $ 7,798,000 | $ 155,000 | $ 87,000 |
| Benton County Oregon | 48 | $ 8,240,000 | $ 171,000 | $ 90,000 |
| Sacramento County California | 45 | $ 16,039,000 | $ 356,000 | $ 160,000 |
| Curry County Oregon | 43 | $ 7,816,000 | $ 181,000 | $ 74,000 |
| El Dorado County California | 41 | $ 17,592,000 | $ 429,000 | $ 137,000 |
| Glenn County California | 40 | $ 5,090,000 | $ 127,000 | $ 56,000 |
| Placer County California | 38 | $ 20,300,000 | $ 534,000 | $ 258,000 |
| Shasta County California | 38 | $ 9,672,000 | $ 254,000 | $ 96,000 |
| Lake County California | 33 | $ 6,734,000 | $ 204,000 | $ 71,000 |
| Butte County California | 32 | $ 8,054,000 | $ 251,000 | $ 107,000 |
| Yuba County California | 27 | $ 4,383,000 | $ 162,000 | $ 82,000 |
| Tuolumne County California | 26 | $ 6,630,000 | $ 255,000 | $ 65,000 |
| Sutter County California | 21 | $ 3,978,000 | $ 189,000 | $ 85,000 |
| Trinity County California | 20 | $ 3,104,000 | $ 155,000 | $ 76,000 |
| Mendocino County California | 18 | $ 4,667,000 | $ 259,000 | $ 91,000 |
| Polk County Oregon | 12 | $ 2,112,000 | $ 176,000 | $ 56,000 |
| Yamhill County Oregon | 11 | $ 2,576,000 | $ 234,000 | $ 115,000 |
| Calaveras County California | 9 | $ 2,654,000 | $ 294,000 | $ 170,000 |
| Colusa County California | 7 | $ 912,000 | $ 130,000 | $ 54,000 |
| Klamath County Oregon | 7 | $ 1,443,000 | $ 206,000 | $ 82,000 |
| King County Washington | 7 | $ 7,198,000 | $ 1,028,000 | $ 359,000 |
| Del Norte County California | 6 | $ 1,392,000 | $ 232,000 | $ 101,000 |
| Yolo County California | 6 | $ 1,172,000 | $ 195,000 | $ 32,000 |
| Pierce County Washington | 5 | $ 911,000 | $ 182,000 | $ 247,000 |
| Contra Costa County California | 4 | $ 2,273,000 | $ 568,000 | $ 138,000 |
| San Francisco County California | 4 | $ 2,288,000 | $ 572,000 | $ 1,006,000 |
| San Joaquin County California | 4 | $ 1,053,000 | $ 263,000 | $ 168,000 |
| Stanislaus County California | 4 | $ 1,019,000 | $ 254,000 | $ 105,000 |
| Amador County California | 3 | $ 827,000 | $ 275,000 | $ 33,000 |
| Marin County California | 3 | $ 3,367,000 | $ 1,122,000 | $ 68,000 |
| Monterey County California | 3 | $ 1,402,000 | $ 467,000 | $ 127,000 |
| Nevada County California | 3 | $ 1,278,000 | $ 426,000 | $ 217,000 |
| Siskiyou County California | 3 | $ 467,000 | $ 155,000 | $ 107,000 |
| Columbia County Oregon | 3 | $ 503,000 | $ 167,000 | $ 107,000 |
| Jefferson County Oregon | 3 | $ 286,000 | $ 95,000 | $ 57,000 |
| Tillamook County Oregon | 3 | $ 968,000 | $ 322,000 | $ 223,000 |
| Maricopa County Arizona | 2 | $ 478,000 | $ 239,000 | $ 372,000 |
| Fresno County California | 2 | $ 609,000 | $ 304,000 | $ 1,307,000 |
| Orange County California | 2 | $ 2,670,000 | $ 1,335,000 | $ 0 |
| San Diego County California | 2 | $ 428,000 | $ 214,000 | $ 104,000 |
| Sonoma County California | 2 | $ 585,000 | $ 292,000 | $ 145,000 |
| Maui County Hawaii | 2 | $ 4,306,000 | $ 2,153,000 | $ 1,242,000 |
| Clark County Nevada | 2 | $ 918,000 | $ 459,000 | $ 303,000 |
| Crook County Oregon | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Hood River County Oregon | 2 | $ 734,000 | $ 367,000 | $ 154,000 |
| Grays Harbor County Washington | 2 | $ 196,000 | $ 98,000 | $ 38,000 |
| Klickitat County Washington | 2 | $ 173,000 | $ 86,000 | $ 39,000 |
| Navajo County Arizona | 1 | $ 164,000 | $ 164,000 | $ 125,000 |
| Pima County Arizona | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Pinal County Arizona | 1 | $ 240,000 | $ 240,000 | $ 76,000 |
| Lassen County California | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Los Angeles County California | 1 | $ 81,000 | $ 81,000 | $ 91,000 |
| Napa County California | 1 | $ 510,000 | $ 510,000 | $ 168,000 |
| Plumas County California | 1 | $ 574,000 | $ 574,000 | $ 426,000 |
| Riverside County California | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| San Mateo County California | 1 | $ 80,000 | $ 80,000 | $ 204,000 |
| Santa Clara County California | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Solano County California | 1 | $ 650,000 | $ 650,000 | $ 148,000 |
| Flagler County Florida | 1 | $ 146,000 | $ 146,000 | $ 117,000 |
| Hawaii County Hawaii | 1 | $ 250,000 | $ 250,000 | $ 251,000 |
| Benewah County Idaho | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Clatsop County Oregon | 1 | $ 231,000 | $ 231,000 | $ 150,000 |
| Salt Lake County Utah | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Sanpete County Utah | 1 | $ 108,000 | $ 108,000 | $ 480,000 |
| Utah County Utah | 1 | $ 1,260,000 | $ 1,260,000 | $ 253,000 |
| Kitsap County Washington | 1 | $ 1,130,000 | $ 1,130,000 | $ 0 |
| Spokane County Washington | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,305 | $309,949,000 | $237,000 | $11,000,000 | $88,000 | $1,367,000 |
| Refinancing | 1,065 | $256,109,000 | $240,000 | $9,587,000 | $105,000 | $2,364,000 |
| Home Improvement | 266 | $17,009,000 | $63,000 | $1,700,000 | $65,000 | $444,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,001 | $388,457,000 | $194,000 | $1,880,000 | $94,000 | $1,596,000 |
| Not Provided | 356 | $97,172,000 | $272,000 | $4,000,000 | $116,000 | $2,364,000 |
| Hispanic | 113 | $17,333,000 | $153,000 | $407,000 | $59,000 | $264,000 |
| Asian | 47 | $10,029,000 | $213,000 | $800,000 | $85,000 | $304,000 |
| Not applicable | 43 | $58,742,000 | $1,366,000 | $11,000,000 | $2,000 | $106,000 |
| American Indian or Alaskan Native | 33 | $4,289,000 | $129,000 | $305,000 | $61,000 | $144,000 |
| Black or African American | 33 | $5,177,000 | $156,000 | $350,000 | $55,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,868,000 | $186,000 | $305,000 | $102,000 | $427,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,585 | $574,138,000 | $222,000 | $11,000,000 | $94,000 | $2,364,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,644,000 | $172,000 | $267,000 | $54,000 | $129,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,442,000 | $191,000 | $270,000 | $46,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $843,000 | $140,000 | $201,000 | $40,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,692 | $371,158,000 | $219,000 | $11,000,000 | $91,000 | $1,596,000 |
| Application Withdrawn By Applicant | 263 | $63,068,000 | $239,000 | $3,750,000 | $125,000 | $1,740,000 |
| Application Denied By Financial Institution | 220 | $49,461,000 | $224,000 | $6,825,000 | $74,000 | $1,042,000 |
| Application Approved But Not Accepted | 185 | $42,715,000 | $230,000 | $1,285,000 | $104,000 | $582,000 |
| Preapproval Approved but not Accepted | 183 | $33,043,000 | $180,000 | $800,000 | $57,000 | $269,000 |
| File Closed For Incompleteness | 49 | $16,109,000 | $328,000 | $4,000,000 | $171,000 | $2,364,000 |
| Preapproval Denied by Financial Institution | 44 | $7,513,000 | $170,000 | $520,000 | $54,000 | $295,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $8,836,000 | $252,000 | $1,275,000 | $97,000 | $1,042,000 |
| Debt-To-Income Ratio | 31 | $7,741,000 | $249,000 | $1,050,000 | $52,000 | $243,000 |
| Other | 22 | $7,946,000 | $361,000 | $1,260,000 | $86,000 | $387,000 |
| Collateral | 19 | $5,469,000 | $287,000 | $1,750,000 | $130,000 | $992,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,004,000 | $154,000 | $400,000 | $43,000 | $120,000 |
| Credit Application Incomplete | 10 | $2,703,000 | $270,000 | $1,000,000 | $152,000 | $304,000 |
| Employment History | 2 | $468,000 | $234,000 | $360,000 | $278,000 | $480,000 |
| Unverifiable Information | 1 | $140,000 | $140,000 | $140,000 | $54,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.