Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank One Sw Columbia Street, Suite 1050 Portland, OR 97258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,200 |
| Total Mortgage Loan Application Amount | $570,741,000 |
| Average Mortgage Loan Application Amount | $196,000 |
| Highest Mortgage Loan Application Amount | $9,300,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lane County Oregon | 251 | $ 64,422,000 | $ 256,000 | $ 100,000 |
| Douglas County Oregon | 242 | $ 43,737,000 | $ 180,000 | $ 72,000 |
| Multnomah County Oregon | 189 | $ 53,091,000 | $ 280,000 | $ 105,000 |
| Coos County Oregon | 165 | $ 30,879,000 | $ 187,000 | $ 83,000 |
| San Joaquin County California | 102 | $ 20,746,000 | $ 203,000 | $ 82,000 |
| Humboldt County California | 101 | $ 20,713,000 | $ 205,000 | $ 95,000 |
| Linn County Oregon | 82 | $ 15,308,000 | $ 186,000 | $ 114,000 |
| Washington County Oregon | 76 | $ 28,163,000 | $ 370,000 | $ 112,000 |
| Benton County Oregon | 74 | $ 28,209,000 | $ 381,000 | $ 106,000 |
| Deschutes County Oregon | 65 | $ 18,042,000 | $ 277,000 | $ 135,000 |
| Clackamas County Oregon | 61 | $ 19,743,000 | $ 323,000 | $ 141,000 |
| Jackson County Oregon | 53 | $ 10,796,000 | $ 203,000 | $ 107,000 |
| Marion County Oregon | 48 | $ 12,320,000 | $ 256,000 | $ 71,000 |
| Josephine County Oregon | 46 | $ 9,939,000 | $ 216,000 | $ 68,000 |
| Lincoln County Oregon | 41 | $ 8,719,000 | $ 212,000 | $ 81,000 |
| Calaveras County California | 38 | $ 10,349,000 | $ 272,000 | $ 91,000 |
| Placer County California | 36 | $ 12,415,000 | $ 344,000 | $ 150,000 |
| Sacramento County California | 33 | $ 9,157,000 | $ 277,000 | $ 293,000 |
| Tuolumne County California | 32 | $ 9,214,000 | $ 287,000 | $ 139,000 |
| Curry County Oregon | 23 | $ 6,237,000 | $ 271,000 | $ 107,000 |
| Shasta County California | 22 | $ 6,649,000 | $ 302,000 | $ 102,000 |
| Tehama County California | 22 | $ 3,895,000 | $ 177,000 | $ 87,000 |
| Clark County Washington | 21 | $ 5,323,000 | $ 253,000 | $ 115,000 |
| Glenn County California | 19 | $ 3,617,000 | $ 190,000 | $ 71,000 |
| Lake County California | 18 | $ 2,632,000 | $ 146,000 | $ 62,000 |
| El Dorado County California | 15 | $ 4,590,000 | $ 306,000 | $ 116,000 |
| King County Washington | 14 | $ 4,574,000 | $ 326,000 | $ 116,000 |
| Napa County California | 13 | $ 3,888,000 | $ 299,000 | $ 141,000 |
| Solano County California | 12 | $ 2,544,000 | $ 212,000 | $ 99,000 |
| Stanislaus County California | 12 | $ 1,698,000 | $ 141,000 | $ 92,000 |
| Trinity County California | 12 | $ 2,322,000 | $ 193,000 | $ 63,000 |
| Yamhill County Oregon | 11 | $ 2,896,000 | $ 263,000 | $ 79,000 |
| Mendocino County California | 10 | $ 3,368,000 | $ 336,000 | $ 235,000 |
| Sonoma County California | 10 | $ 5,497,000 | $ 549,000 | $ 162,000 |
| Tillamook County Oregon | 10 | $ 4,504,000 | $ 450,000 | $ 196,000 |
| Butte County California | 9 | $ 8,481,000 | $ 942,000 | $ 100,000 |
| Yuba County California | 9 | $ 1,741,000 | $ 193,000 | $ 52,000 |
| Nevada County California | 7 | $ 2,438,000 | $ 348,000 | $ 144,000 |
| Yolo County California | 7 | $ 1,789,000 | $ 255,000 | $ 79,000 |
| Klamath County Oregon | 7 | $ 1,386,000 | $ 198,000 | $ 106,000 |
| Fresno County California | 6 | $ 1,878,000 | $ 313,000 | $ 136,000 |
| Sutter County California | 6 | $ 1,772,000 | $ 295,000 | $ 44,000 |
| Colusa County California | 5 | $ 807,000 | $ 161,000 | $ 75,000 |
| Los Angeles County California | 5 | $ 2,159,000 | $ 431,000 | $ 89,000 |
| Merced County California | 5 | $ 645,000 | $ 129,000 | $ 88,000 |
| Siskiyou County California | 5 | $ 5,001,000 | $ 1,000,000 | $ 44,000 |
| Hood River County Oregon | 5 | $ 1,141,000 | $ 228,000 | $ 95,000 |
| Polk County Oregon | 5 | $ 1,786,000 | $ 357,000 | $ 90,000 |
| Snohomish County Washington | 5 | $ 1,559,000 | $ 311,000 | $ 119,000 |
| Maricopa County Arizona | 4 | $ 680,000 | $ 170,000 | $ 243,000 |
| Alameda County California | 4 | $ 1,866,000 | $ 466,000 | $ 119,000 |
| Contra Costa County California | 4 | $ 1,517,000 | $ 379,000 | $ 110,000 |
| Plumas County California | 4 | $ 2,575,000 | $ 643,000 | $ 477,000 |
| Riverside County California | 4 | $ 1,623,000 | $ 405,000 | $ 757,000 |
| Washoe County Nevada | 4 | $ 1,064,000 | $ 266,000 | $ 203,000 |
| Crook County Oregon | 4 | $ 1,300,000 | $ 325,000 | $ 190,000 |
| Lake County Oregon | 4 | $ 507,000 | $ 126,000 | $ 57,000 |
| Pierce County Washington | 4 | $ 1,280,000 | $ 320,000 | $ 90,000 |
| Amador County California | 3 | $ 1,606,000 | $ 535,000 | $ 184,000 |
| Kitsap County Washington | 3 | $ 1,537,000 | $ 512,000 | $ 250,000 |
| Skamania County Washington | 3 | $ 989,000 | $ 329,000 | $ 91,000 |
| Walla Walla County Washington | 3 | $ 742,000 | $ 247,000 | $ 798,000 |
| Del Norte County California | 2 | $ 165,000 | $ 82,000 | $ 96,000 |
| Marin County California | 2 | $ 1,216,000 | $ 608,000 | $ 207,000 |
| Mariposa County California | 2 | $ 257,000 | $ 128,000 | $ 62,000 |
| San Bernardino County California | 2 | $ 618,000 | $ 309,000 | $ 156,000 |
| San Diego County California | 2 | $ 2,657,000 | $ 1,328,000 | $ 94,000 |
| Baker County Oregon | 2 | $ 467,000 | $ 233,000 | $ 71,000 |
| Columbia County Oregon | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| Malheur County Oregon | 2 | $ 180,000 | $ 90,000 | $ 27,000 |
| Cowlitz County Washington | 2 | $ 506,000 | $ 253,000 | $ 126,000 |
| Grant County Washington | 2 | $ 417,000 | $ 208,000 | $ 445,000 |
| Mason County Washington | 2 | $ 1,002,000 | $ 501,000 | $ 192,000 |
| Whatcom County Washington | 2 | $ 600,000 | $ 300,000 | $ 68,000 |
| Kern County California | 1 | $ 516,000 | $ 516,000 | $ 238,000 |
| Madera County California | 1 | $ 417,000 | $ 417,000 | $ 409,000 |
| Mono County California | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| Monterey County California | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Orange County California | 1 | $ 376,000 | $ 376,000 | $ 165,000 |
| San Benito County California | 1 | $ 762,000 | $ 762,000 | $ 147,000 |
| San Mateo County California | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Santa Clara County California | 1 | $ 318,000 | $ 318,000 | $ 73,000 |
| Blaine County Idaho | 1 | $ 219,000 | $ 219,000 | $ 14,000 |
| Bonneville County Idaho | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Carson City County Nevada | 1 | $ 9,300,000 | $ 9,300,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 417,000 | $ 417,000 | $ 207,000 |
| Jefferson County Oregon | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Union County Oregon | 1 | $ 240,000 | $ 240,000 | $ 126,000 |
| Grays Harbor County Washington | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Jefferson County Washington | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| San Juan County Washington | 1 | $ 296,000 | $ 296,000 | $ 53,000 |
| Spokane County Washington | 1 | $ 151,000 | $ 151,000 | $ 63,000 |
| Thurston County Washington | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,074 | $279,116,000 | $259,000 | $8,569,000 | $98,000 | $1,168,000 |
| Home Purchase | 1,032 | $286,700,000 | $277,000 | $9,300,000 | $115,000 | $3,000,000 |
| Home Improvement | 94 | $4,925,000 | $52,000 | $2,000,000 | $64,000 | $816,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,657 | $396,936,000 | $239,000 | $6,629,000 | $107,000 | $3,000,000 |
| Not Provided | 257 | $70,403,000 | $273,000 | $3,000,000 | $135,000 | $1,000,000 |
| Hispanic | 101 | $18,534,000 | $183,000 | $762,000 | $67,000 | $302,000 |
| Not applicable | 81 | $61,324,000 | $757,000 | $9,300,000 | $4,000 | $363,000 |
| Asian | 62 | $15,693,000 | $253,000 | $980,000 | $129,000 | $1,006,000 |
| American Indian or Alaskan Native | 16 | $2,710,000 | $169,000 | $428,000 | $67,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,871,000 | $205,000 | $800,000 | $58,000 | $182,000 |
| Black or African American | 12 | $2,270,000 | $189,000 | $256,000 | $61,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $530,187,000 | $265,000 | $9,300,000 | $109,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 166 | $33,425,000 | $201,000 | $346,000 | $68,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,751,000 | $226,000 | $310,000 | $66,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,378,000 | $169,000 | $330,000 | $45,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,530 | $391,712,000 | $256,000 | $9,300,000 | $103,000 | $3,000,000 |
| Application Denied By Financial Institution | 262 | $64,364,000 | $245,000 | $3,000,000 | $100,000 | $1,009,000 |
| Application Approved But Not Accepted | 173 | $57,107,000 | $330,000 | $8,569,000 | $126,000 | $968,000 |
| Application Withdrawn By Applicant | 148 | $37,552,000 | $253,000 | $1,450,000 | $130,000 | $1,139,000 |
| File Closed For Incompleteness | 43 | $12,249,000 | $284,000 | $913,000 | $87,000 | $320,000 |
| Preapproval Approved but not Accepted | 27 | $4,512,000 | $167,000 | $417,000 | $44,000 | $250,000 |
| Preapproval Denied by Financial Institution | 17 | $3,245,000 | $190,000 | $800,000 | $64,000 | $182,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.