Interbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Interbank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interbank 4921 North May Avenue Oklahoma City, OK 73112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,187 |
| Total Mortgage Loan Application Amount | $171,449,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $5,296,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Interbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Interbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Interbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interbank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 195 | $ 41,184,000 | $ 211,000 | $ 106,000 |
| Beckham County Oklahoma | 148 | $ 14,401,000 | $ 97,000 | $ 79,000 |
| Custer County Oklahoma | 103 | $ 9,681,000 | $ 93,000 | $ 65,000 |
| Erath County Texas | 99 | $ 12,396,000 | $ 125,000 | $ 85,000 |
| Garfield County Oklahoma | 83 | $ 8,532,000 | $ 102,000 | $ 135,000 |
| Young County Texas | 53 | $ 4,177,000 | $ 78,000 | $ 84,000 |
| Canadian County Oklahoma | 36 | $ 2,748,000 | $ 76,000 | $ 79,000 |
| Kingfisher County Oklahoma | 29 | $ 2,359,000 | $ 81,000 | $ 91,000 |
| Logan County Oklahoma | 29 | $ 2,314,000 | $ 79,000 | $ 77,000 |
| Stephens County Texas | 29 | $ 2,295,000 | $ 79,000 | $ 70,000 |
| Cleveland County Oklahoma | 28 | $ 20,660,000 | $ 737,000 | $ 99,000 |
| Kiowa County Oklahoma | 26 | $ 1,653,000 | $ 63,000 | $ 69,000 |
| Baylor County Texas | 26 | $ 1,251,000 | $ 48,000 | $ 35,000 |
| Tarrant County Texas | 26 | $ 7,102,000 | $ 273,000 | $ 187,000 |
| Washita County Oklahoma | 22 | $ 1,686,000 | $ 76,000 | $ 59,000 |
| Dallas County Texas | 17 | $ 5,059,000 | $ 297,000 | $ 112,000 |
| Coleman County Texas | 15 | $ 739,000 | $ 49,000 | $ 42,000 |
| Hemphill County Texas | 15 | $ 2,127,000 | $ 141,000 | $ 79,000 |
| Parker County Texas | 15 | $ 4,194,000 | $ 279,000 | $ 134,000 |
| Childress County Texas | 14 | $ 1,351,000 | $ 96,000 | $ 92,000 |
| Hood County Texas | 14 | $ 2,219,000 | $ 158,000 | $ 74,000 |
| Parmer County Texas | 14 | $ 912,000 | $ 65,000 | $ 53,000 |
| Grady County Oklahoma | 9 | $ 1,067,000 | $ 118,000 | $ 96,000 |
| Collin County Texas | 9 | $ 2,147,000 | $ 238,000 | $ 187,000 |
| Lipscomb County Texas | 9 | $ 336,000 | $ 37,000 | $ 176,000 |
| Somervell County Texas | 7 | $ 492,000 | $ 70,000 | $ 82,000 |
| Roger Mills County Oklahoma | 6 | $ 593,000 | $ 98,000 | $ 64,000 |
| Oldham County Texas | 5 | $ 232,000 | $ 46,000 | $ 41,000 |
| Throckmorton County Texas | 5 | $ 301,000 | $ 60,000 | $ 59,000 |
| Major County Oklahoma | 4 | $ 226,000 | $ 56,000 | $ 59,000 |
| Collingsworth County Texas | 4 | $ 147,000 | $ 36,000 | $ 80,000 |
| Comanche County Texas | 4 | $ 216,000 | $ 54,000 | $ 29,000 |
| Denton County Texas | 4 | $ 1,610,000 | $ 402,000 | $ 351,000 |
| Hutchinson County Texas | 4 | $ 180,000 | $ 45,000 | $ 101,000 |
| Grant County Oklahoma | 3 | $ 636,000 | $ 212,000 | $ 147,000 |
| McIntosh County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 144,000 |
| Payne County Oklahoma | 3 | $ 329,000 | $ 109,000 | $ 89,000 |
| Brown County Texas | 3 | $ 284,000 | $ 94,000 | $ 72,000 |
| Johnson County Texas | 3 | $ 342,000 | $ 114,000 | $ 35,000 |
| Randall County Texas | 3 | $ 379,000 | $ 126,000 | $ 121,000 |
| Taylor County Texas | 3 | $ 410,000 | $ 136,000 | $ 98,000 |
| Val Verde County Texas | 3 | $ 601,000 | $ 200,000 | $ 108,000 |
| Wheeler County Texas | 3 | $ 360,000 | $ 120,000 | $ 53,000 |
| Faulkner County Arkansas | 2 | $ 593,000 | $ 296,000 | $ 251,000 |
| Caddo County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 68,000 |
| Comanche County Oklahoma | 2 | $ 174,000 | $ 87,000 | $ 53,000 |
| Delaware County Oklahoma | 2 | $ 521,000 | $ 260,000 | $ 2,277,000 |
| Greer County Oklahoma | 2 | $ 246,000 | $ 123,000 | $ 65,000 |
| Tulsa County Oklahoma | 2 | $ 846,000 | $ 423,000 | $ 211,000 |
| Archer County Texas | 2 | $ 276,000 | $ 138,000 | $ 128,000 |
| Bosque County Texas | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Grayson County Texas | 2 | $ 1,008,000 | $ 504,000 | $ 332,000 |
| Lubbock County Texas | 2 | $ 13,000 | $ 6,000 | $ 19,000 |
| Palo Pinto County Texas | 2 | $ 983,000 | $ 491,000 | $ 509,000 |
| Runnels County Texas | 2 | $ 126,000 | $ 63,000 | $ 58,000 |
| Los Angeles County California | 1 | $ 2,140,000 | $ 2,140,000 | $ 324,000 |
| Boulder County Colorado | 1 | $ 40,000 | $ 40,000 | $ 177,000 |
| Johnson County Kansas | 1 | $ 332,000 | $ 332,000 | $ 121,000 |
| Platte County Missouri | 1 | $ 243,000 | $ 243,000 | $ 174,000 |
| Colfax County New Mexico | 1 | $ 14,000 | $ 14,000 | $ 87,000 |
| Alfalfa County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 311,000 |
| Beaver County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Ellis County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 144,000 |
| McClain County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 124,000 |
| Muskogee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 119,000 |
| Noble County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Osage County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 1,143,000 |
| Stephens County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Bell County Texas | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Bexar County Texas | 1 | $ 320,000 | $ 320,000 | $ 188,000 |
| Carson County Texas | 1 | $ 291,000 | $ 291,000 | $ 112,000 |
| Deaf Smith County Texas | 1 | $ 19,000 | $ 19,000 | $ 63,000 |
| Donley County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Eastland County Texas | 1 | $ 54,000 | $ 54,000 | $ 130,000 |
| Fannin County Texas | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Gray County Texas | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Hays County Texas | 1 | $ 244,000 | $ 244,000 | $ 88,000 |
| Roberts County Texas | 1 | $ 104,000 | $ 104,000 | $ 148,000 |
| Scurry County Texas | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Shackelford County Texas | 1 | $ 104,000 | $ 104,000 | $ 234,000 |
| Wichita County Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Williamson County Texas | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Sublette County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Interbank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 645 | $96,429,000 | $149,000 | $2,140,000 | $103,000 | $5,296,000 |
| Refinancing | 379 | $66,156,000 | $174,000 | $14,000,000 | $96,000 | $4,435,000 |
| Home Improvement | 163 | $8,864,000 | $54,000 | $1,950,000 | $85,000 | $1,900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 937 | $122,803,000 | $131,000 | $3,057,000 | $114,000 | $5,296,000 |
| Not applicable | 118 | $32,609,000 | $276,000 | $14,000,000 | $0 | $0 |
| Hispanic | 97 | $7,832,000 | $80,000 | $295,000 | $55,000 | $176,000 |
| Asian | 16 | $6,626,000 | $414,000 | $2,140,000 | $205,000 | $1,080,000 |
| Black or African American | 9 | $375,000 | $41,000 | $89,000 | $39,000 | $85,000 |
| American Indian or Alaskan Native | 5 | $370,000 | $74,000 | $186,000 | $50,000 | $80,000 |
| Not Provided | 3 | $484,000 | $161,000 | $239,000 | $146,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $350,000 | $175,000 | $342,000 | $107,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,072 | $157,822,000 | $147,000 | $14,000,000 | $102,000 | $5,296,000 |
| FHA-insured (Federal Housing Administration) | 92 | $11,614,000 | $126,000 | $273,000 | $67,000 | $355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $1,632,000 | $81,000 | $134,000 | $44,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 3 | $381,000 | $127,000 | $204,000 | $75,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 908 | $137,948,000 | $151,000 | $14,000,000 | $106,000 | $5,296,000 |
| Application Denied By Financial Institution | 167 | $17,120,000 | $102,000 | $504,000 | $66,000 | $392,000 |
| Application Approved But Not Accepted | 64 | $8,606,000 | $134,000 | $410,000 | $80,000 | $294,000 |
| Application Withdrawn By Applicant | 47 | $7,725,000 | $164,000 | $1,060,000 | $85,000 | $570,000 |
| File Closed For Incompleteness | 1 | $50,000 | $50,000 | $50,000 | $24,000 | $24,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interbank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.