Interbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Interbank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Interbank 4921 North May Avenue Oklahoma City, OK 73112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 831 |
| Total Mortgage Loan Application Amount | $148,255,000 |
| Average Mortgage Loan Application Amount | $131,400 |
| Highest Mortgage Loan Application Amount | $12,475,000 |
| Average Applicant Income | $108,800 |
| Highest Applicant Income | $3,683,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Interbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Interbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Interbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Interbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Interbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Interbank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 79 | $ 16,125,000 | $ 204,000 | $ 136,000 |
| Beckham County Oklahoma | 71 | $ 7,385,000 | $ 104,000 | $ 119,000 |
| Erath County Texas | 66 | $ 12,340,000 | $ 186,000 | $ 199,000 |
| Ellis County Texas | 60 | $ 7,600,000 | $ 126,000 | $ 107,000 |
| Garfield County Oklahoma | 52 | $ 4,900,000 | $ 94,000 | $ 103,000 |
| Custer County Oklahoma | 50 | $ 3,770,000 | $ 75,000 | $ 72,000 |
| Tarrant County Texas | 46 | $ 7,760,000 | $ 168,000 | $ 130,000 |
| Somervell County Texas | 37 | $ 8,805,000 | $ 237,000 | $ 112,000 |
| Logan County Oklahoma | 30 | $ 2,830,000 | $ 94,000 | $ 99,000 |
| Dallas County Texas | 30 | $ 8,670,000 | $ 289,000 | $ 152,000 |
| Canadian County Oklahoma | 29 | $ 9,175,000 | $ 316,000 | $ 139,000 |
| Young County Texas | 28 | $ 2,660,000 | $ 95,000 | $ 101,000 |
| Childress County Texas | 23 | $ 1,775,000 | $ 77,000 | $ 62,000 |
| Hood County Texas | 16 | $ 5,010,000 | $ 313,000 | $ 157,000 |
| Stephens County Texas | 16 | $ 1,580,000 | $ 98,000 | $ 68,000 |
| Washita County Oklahoma | 15 | $ 1,315,000 | $ 87,000 | $ 60,000 |
| Baylor County Texas | 15 | $ 1,585,000 | $ 105,000 | $ 130,000 |
| Kiowa County Oklahoma | 14 | $ 680,000 | $ 48,000 | $ 84,000 |
| Hemphill County Texas | 14 | $ 1,930,000 | $ 137,000 | $ 83,000 |
| Parker County Texas | 12 | $ 4,180,000 | $ 348,000 | $ 158,000 |
| Kingfisher County Oklahoma | 9 | $ 1,155,000 | $ 128,000 | $ 79,000 |
| Cleveland County Oklahoma | 8 | $ 13,560,000 | $ 1,695,000 | $ 236,000 |
| Coleman County Texas | 6 | $ 440,000 | $ 73,000 | $ 60,000 |
| Comanche County Texas | 5 | $ 855,000 | $ 171,000 | $ 110,000 |
| Collingsworth County Texas | 4 | $ 180,000 | $ 45,000 | $ 135,000 |
| Denton County Texas | 4 | $ 930,000 | $ 232,000 | $ 138,000 |
| Lincoln County New Mexico | 3 | $ 345,000 | $ 115,000 | $ 188,000 |
| Major County Oklahoma | 3 | $ 45,000 | $ 15,000 | $ 0 |
| Archer County Texas | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Brazos County Texas | 3 | $ 1,435,000 | $ 478,000 | $ 302,000 |
| Johnson County Texas | 3 | $ 345,000 | $ 115,000 | $ 104,000 |
| Lipscomb County Texas | 3 | $ 105,000 | $ 35,000 | $ 63,000 |
| Parmer County Texas | 3 | $ 215,000 | $ 71,000 | $ 102,000 |
| Mineral County Colorado | 2 | $ 410,000 | $ 205,000 | $ 174,000 |
| Alfalfa County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 78,000 |
| Caddo County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Payne County Oklahoma | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Tulsa County Oklahoma | 2 | $ 620,000 | $ 310,000 | $ 600,000 |
| Woods County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Brown County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Chambers County Texas | 2 | $ 60,000 | $ 30,000 | $ 188,000 |
| Gray County Texas | 2 | $ 170,000 | $ 85,000 | $ 136,000 |
| Lubbock County Texas | 2 | $ 390,000 | $ 195,000 | $ 202,000 |
| Palo Pinto County Texas | 2 | $ 280,000 | $ 140,000 | $ 123,000 |
| Throckmorton County Texas | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| Wise County Texas | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Alachua County Florida | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Colfax County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 433,000 |
| Quay County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Sandoval County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 257,000 |
| Bryan County Oklahoma | 1 | $ 695,000 | $ 695,000 | $ 435,000 |
| Dewey County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Grady County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Harmon County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Johnston County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 215,000 |
| Kay County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Mayes County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Osage County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Roger Mills County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Texas County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 520,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Bell County Texas | 1 | $ 1,815,000 | $ 1,815,000 | $ 0 |
| Bexar County Texas | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Bosque County Texas | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Callahan County Texas | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Collin County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Deaf Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Fannin County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Gillespie County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 500,000 |
| Grayson County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Gregg County Texas | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Hamilton County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Harris County Texas | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Hill County Texas | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Hutchinson County Texas | 1 | $ 35,000 | $ 35,000 | $ 270,000 |
| Jack County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Kendall County Texas | 1 | $ 795,000 | $ 795,000 | $ 324,000 |
| Lamb County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Randall County Texas | 1 | $ 115,000 | $ 115,000 | $ 211,000 |
| Roberts County Texas | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Stonewall County Texas | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Taylor County Texas | 1 | $ 345,000 | $ 345,000 | $ 203,000 |
| Titus County Texas | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Tom Green County Texas | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Van Zandt County Texas | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Wichita County Texas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Williamson County Texas | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Interbank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 417 | $78,945,000 | $189,000 | $3,605,000 | $131,000 | $3,683,000 |
| Refinancing | 228 | $45,900,000 | $201,000 | $12,475,000 | $128,000 | $667,000 |
| Cash-out Refinancing | 132 | $21,030,000 | $159,000 | $1,815,000 | $104,000 | $500,000 |
| Home Improvement | 39 | $1,225,000 | $31,000 | $95,000 | $87,000 | $270,000 |
| Other Purpose | 15 | $1,155,000 | $77,000 | $295,000 | $94,000 | $455,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 558 | $88,310,000 | $158,000 | $795,000 | $124,000 | $3,683,000 |
| Not applicable | 158 | $38,900,000 | $246,000 | $12,475,000 | $0 | $0 |
| Hispanic | 73 | $6,815,000 | $93,000 | $585,000 | $83,000 | $455,000 |
| Not Provided | 19 | $5,565,000 | $292,000 | $1,505,000 | $146,000 | $500,000 |
| Asian | 12 | $6,770,000 | $564,000 | $3,605,000 | $180,000 | $520,000 |
| Black or African American | 4 | $160,000 | $40,000 | $85,000 | $42,000 | $77,000 |
| American Indian or Alaskan Native | 3 | $145,000 | $48,000 | $105,000 | $273,000 | $661,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 794 | $143,240,000 | $180,000 | $12,475,000 | $126,000 | $3,683,000 |
| FHA-insured (Federal Housing Administration) | 32 | $4,300,000 | $134,000 | $295,000 | $64,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $450,000 | $112,000 | $165,000 | $47,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 1 | $265,000 | $265,000 | $265,000 | $52,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 654 | $116,560,000 | $178,000 | $12,475,000 | $129,000 | $3,683,000 |
| Application Denied By Financial Institution | 83 | $14,695,000 | $177,000 | $3,605,000 | $66,000 | $360,000 |
| Application Withdrawn By Applicant | 72 | $12,430,000 | $172,000 | $545,000 | $136,000 | $2,448,000 |
| Application Approved But Not Accepted | 21 | $4,485,000 | $213,000 | $1,505,000 | $132,000 | $500,000 |
| File Closed For Incompleteness | 1 | $85,000 | $85,000 | $85,000 | $77,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 748 | $133,560,000 | $178,000 | $12,475,000 | $130,000 | $3,683,000 |
| Credit History | 43 | $4,005,000 | $93,000 | $345,000 | $69,000 | $360,000 |
| Debt-To-Income Ratio | 24 | $5,200,000 | $216,000 | $945,000 | $56,000 | $150,000 |
| Other | 7 | $865,000 | $123,000 | $255,000 | $75,000 | $109,000 |
| Collateral | 5 | $775,000 | $155,000 | $295,000 | $79,000 | $153,000 |
| Employment History | 3 | $245,000 | $81,000 | $165,000 | $53,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $3,605,000 | $3,605,000 | $3,605,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Interbank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Interbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.