Mufg Union Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mufg Union Bank, National Association 9865 Towne Centre Drive, 3Rd Floor San Diego, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,947 |
| Total Mortgage Loan Application Amount | $15,343,295,000 |
| Average Mortgage Loan Application Amount | $451,666 |
| Highest Mortgage Loan Application Amount | $95,005,000 |
| Average Applicant Income | $187,000 |
| Highest Applicant Income | $9,310,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Mufg Union Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mufg Union Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Mufg Union Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mufg Union Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Mufg Union Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mufg Union Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 6,565 | $ 3,961,115,000 | $ 603,000 | $ 272,000 |
| San Diego County California | 3,595 | $ 1,428,195,000 | $ 397,000 | $ 205,000 |
| Orange County California | 3,453 | $ 1,785,035,000 | $ 516,000 | $ 257,000 |
| Santa Clara County California | 2,130 | $ 1,334,140,000 | $ 626,000 | $ 250,000 |
| Alameda County California | 1,613 | $ 935,665,000 | $ 580,000 | $ 225,000 |
| King County Washington | 1,342 | $ 875,130,000 | $ 652,000 | $ 229,000 |
| Contra Costa County California | 1,090 | $ 574,740,000 | $ 527,000 | $ 241,000 |
| Riverside County California | 1,058 | $ 291,170,000 | $ 275,000 | $ 162,000 |
| San Mateo County California | 791 | $ 604,145,000 | $ 763,000 | $ 300,000 |
| Ventura County California | 788 | $ 326,830,000 | $ 414,000 | $ 202,000 |
| San Francisco County California | 704 | $ 525,230,000 | $ 746,000 | $ 303,000 |
| Santa Barbara County California | 701 | $ 344,265,000 | $ 491,000 | $ 257,000 |
| San Bernardino County California | 689 | $ 131,525,000 | $ 190,000 | $ 123,000 |
| Marin County California | 477 | $ 298,295,000 | $ 625,000 | $ 285,000 |
| San Joaquin County California | 400 | $ 130,890,000 | $ 327,000 | $ 165,000 |
| Snohomish County Washington | 397 | $ 130,585,000 | $ 328,000 | $ 147,000 |
| Fresno County California | 394 | $ 61,040,000 | $ 154,000 | $ 94,000 |
| Monterey County California | 348 | $ 138,080,000 | $ 396,000 | $ 230,000 |
| Sacramento County California | 317 | $ 80,715,000 | $ 254,000 | $ 160,000 |
| Kern County California | 259 | $ 33,845,000 | $ 130,000 | $ 96,000 |
| Tulare County California | 228 | $ 24,070,000 | $ 105,000 | $ 103,000 |
| Multnomah County Oregon | 222 | $ 145,090,000 | $ 653,000 | $ 161,000 |
| Santa Cruz County California | 185 | $ 86,225,000 | $ 466,000 | $ 218,000 |
| Placer County California | 160 | $ 54,850,000 | $ 342,000 | $ 204,000 |
| Cook County Illinois | 137 | $ 181,715,000 | $ 1,326,000 | $ 362,000 |
| San Luis Obispo County California | 132 | $ 41,180,000 | $ 311,000 | $ 227,000 |
| Sonoma County California | 132 | $ 75,840,000 | $ 574,000 | $ 468,000 |
| El Dorado County California | 107 | $ 36,425,000 | $ 340,000 | $ 229,000 |
| San Benito County California | 101 | $ 23,605,000 | $ 233,000 | $ 119,000 |
| Washington County Oregon | 95 | $ 32,545,000 | $ 342,000 | $ 165,000 |
| Stanislaus County California | 93 | $ 17,015,000 | $ 182,000 | $ 130,000 |
| Clackamas County Oregon | 89 | $ 104,525,000 | $ 1,174,000 | $ 207,000 |
| Solano County California | 82 | $ 25,790,000 | $ 314,000 | $ 153,000 |
| Pierce County Washington | 77 | $ 38,615,000 | $ 501,000 | $ 171,000 |
| Imperial County California | 73 | $ 7,335,000 | $ 100,000 | $ 102,000 |
| Clark County Washington | 70 | $ 22,560,000 | $ 322,000 | $ 223,000 |
| Napa County California | 64 | $ 37,320,000 | $ 583,000 | $ 291,000 |
| Madera County California | 63 | $ 9,575,000 | $ 151,000 | $ 129,000 |
| Kings County California | 52 | $ 6,720,000 | $ 129,000 | $ 78,000 |
| Kitsap County Washington | 48 | $ 22,860,000 | $ 476,000 | $ 226,000 |
| Yolo County California | 46 | $ 11,330,000 | $ 246,000 | $ 144,000 |
| Shasta County California | 36 | $ 5,230,000 | $ 145,000 | $ 135,000 |
| Nevada County California | 33 | $ 21,175,000 | $ 641,000 | $ 429,000 |
| Sutter County California | 32 | $ 4,660,000 | $ 145,000 | $ 92,000 |
| Lake County Illinois | 31 | $ 23,515,000 | $ 758,000 | $ 362,000 |
| Merced County California | 30 | $ 4,280,000 | $ 142,000 | $ 87,000 |
| Maricopa County Arizona | 29 | $ 12,745,000 | $ 439,000 | $ 252,000 |
| Mono County California | 27 | $ 7,565,000 | $ 280,000 | $ 196,000 |
| Marion County Oregon | 25 | $ 4,705,000 | $ 188,000 | $ 94,000 |
| DuPage County Illinois | 24 | $ 19,420,000 | $ 809,000 | $ 450,000 |
| Deschutes County Oregon | 20 | $ 9,370,000 | $ 468,000 | $ 398,000 |
| Inyo County California | 18 | $ 2,730,000 | $ 151,000 | $ 181,000 |
| Clark County Nevada | 16 | $ 4,740,000 | $ 296,000 | $ 258,000 |
| Yamhill County Oregon | 14 | $ 8,790,000 | $ 627,000 | $ 104,000 |
| Calaveras County California | 13 | $ 4,555,000 | $ 350,000 | $ 179,000 |
| Island County Washington | 13 | $ 4,245,000 | $ 326,000 | $ 249,000 |
| Washoe County Nevada | 11 | $ 7,545,000 | $ 685,000 | $ 367,000 |
| Chelan County Washington | 11 | $ 4,555,000 | $ 414,000 | $ 337,000 |
| Tuolumne County California | 10 | $ 1,570,000 | $ 157,000 | $ 154,000 |
| Whatcom County Washington | 10 | $ 2,630,000 | $ 263,000 | $ 192,000 |
| Hood River County Oregon | 9 | $ 4,905,000 | $ 545,000 | $ 296,000 |
| Spokane County Washington | 9 | $ 2,655,000 | $ 295,000 | $ 153,000 |
| Yuba County California | 8 | $ 1,480,000 | $ 185,000 | $ 80,000 |
| Humboldt County California | 7 | $ 1,565,000 | $ 223,000 | $ 94,000 |
| Jefferson County Washington | 7 | $ 1,545,000 | $ 220,000 | $ 150,000 |
| Butte County California | 6 | $ 1,340,000 | $ 223,000 | $ 253,000 |
| Clatsop County Oregon | 6 | $ 2,140,000 | $ 356,000 | $ 447,000 |
| Lane County Oregon | 6 | $ 1,000,000 | $ 166,000 | $ 158,000 |
| Siskiyou County California | 5 | $ 635,000 | $ 127,000 | $ 173,000 |
| Columbia County Oregon | 5 | $ 1,415,000 | $ 283,000 | $ 106,000 |
| Klamath County Oregon | 5 | $ 1,095,000 | $ 219,000 | $ 65,000 |
| Kittitas County Washington | 5 | $ 3,335,000 | $ 667,000 | $ 793,000 |
| Skagit County Washington | 5 | $ 545,000 | $ 109,000 | $ 83,000 |
| Mendocino County California | 4 | $ 3,100,000 | $ 775,000 | $ 144,000 |
| Benton County Oregon | 4 | $ 1,060,000 | $ 265,000 | $ 203,000 |
| San Juan County Washington | 4 | $ 2,580,000 | $ 645,000 | $ 436,000 |
| Pima County Arizona | 3 | $ 525,000 | $ 175,000 | $ 287,000 |
| Will County Illinois | 3 | $ 715,000 | $ 238,000 | $ 220,000 |
| Crook County Oregon | 3 | $ 795,000 | $ 265,000 | $ 283,000 |
| Curry County Oregon | 3 | $ 255,000 | $ 85,000 | $ 89,000 |
| Linn County Oregon | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Mason County Washington | 3 | $ 955,000 | $ 318,000 | $ 320,000 |
| Pacific County Washington | 3 | $ 935,000 | $ 311,000 | $ 249,000 |
| Pinal County Arizona | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Glenn County California | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Lake County California | 2 | $ 880,000 | $ 440,000 | $ 153,000 |
| Mariposa County California | 2 | $ 960,000 | $ 480,000 | $ 506,000 |
| Plumas County California | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| Tehama County California | 2 | $ 550,000 | $ 275,000 | $ 194,000 |
| Honolulu County Hawaii | 2 | $ 3,480,000 | $ 1,740,000 | $ 757,000 |
| Kane County Illinois | 2 | $ 1,050,000 | $ 525,000 | $ 238,000 |
| St. Louis County Missouri | 2 | $ 10,370,000 | $ 5,185,000 | $ 2,343,000 |
| Polk County Oregon | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Douglas County Washington | 2 | $ 440,000 | $ 220,000 | $ 159,000 |
| Franklin County Washington | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Grant County Washington | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Klickitat County Washington | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Okanogan County Washington | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| Thurston County Washington | 2 | $ 480,000 | $ 240,000 | $ 302,000 |
| Whitman County Washington | 2 | $ 90,000 | $ 45,000 | $ 191,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| La Paz County Arizona | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Yavapai County Arizona | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Amador County California | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Colusa County California | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Modoc County California | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Sierra County California | 1 | $ 865,000 | $ 865,000 | $ 1,379,000 |
| El Paso County Colorado | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Maui County Hawaii | 1 | $ 885,000 | $ 885,000 | $ 785,000 |
| McHenry County Illinois | 1 | $ 565,000 | $ 565,000 | $ 428,000 |
| Gallatin County Montana | 1 | $ 2,005,000 | $ 2,005,000 | $ 711,000 |
| Douglas County Nevada | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Bergen County New Jersey | 1 | $ 92,005,000 | $ 92,005,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 3,415,000 | $ 3,415,000 | $ 1,284,000 |
| Williams County North Dakota | 1 | $ 16,105,000 | $ 16,105,000 | $ 0 |
| Douglas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Jackson County Oregon | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Union County Oregon | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Salt Lake County Utah | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Benton County Washington | 1 | $ 355,000 | $ 355,000 | $ 260,000 |
| Clallam County Washington | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Cowlitz County Washington | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Skamania County Washington | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Stevens County Washington | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Yakima County Washington | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,634 | $6,798,280,000 | $705,000 | $56,205,000 | $277,000 | $8,528,000 |
| Other Purpose | 7,713 | $1,558,835,000 | $202,000 | $5,185,000 | $200,000 | $9,310,000 |
| Cash-out Refinancing | 6,339 | $3,018,025,000 | $476,000 | $6,325,000 | $199,000 | $7,754,000 |
| Refinancing | 4,186 | $3,590,040,000 | $857,000 | $95,005,000 | $273,000 | $8,511,000 |
| Home Improvement | 2,068 | $376,090,000 | $181,000 | $8,005,000 | $173,000 | $9,176,000 |
| Not Applicable | 7 | $2,025,000 | $289,000 | $455,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,603 | $7,795,725,000 | $533,000 | $13,655,000 | $274,000 | $9,310,000 |
| Asian | 4,733 | $2,542,255,000 | $537,000 | $5,005,000 | $223,000 | $5,600,000 |
| Not Provided | 4,318 | $2,046,130,000 | $473,000 | $12,255,000 | $257,000 | $6,998,000 |
| Hispanic | 3,234 | $773,460,000 | $239,000 | $4,205,000 | $122,000 | $5,260,000 |
| Not applicable | 2,099 | $1,783,495,000 | $849,000 | $95,005,000 | $92,000 | $1,051,000 |
| Black or African American | 610 | $238,700,000 | $391,000 | $4,945,000 | $191,000 | $3,023,000 |
| Native Hawaiian or Other Pacific Islander | 121 | $42,505,000 | $351,000 | $5,005,000 | $154,000 | $697,000 |
| American Indian or Alaskan Native | 90 | $33,470,000 | $371,000 | $2,365,000 | $201,000 | $1,024,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,541 | $15,219,935,000 | $515,000 | $95,005,000 | $235,000 | $9,310,000 |
| FHA-insured (Federal Housing Administration) | 301 | $85,355,000 | $283,000 | $845,000 | $72,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 105 | $38,005,000 | $361,000 | $965,000 | $89,000 | $376,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,280 | $10,150,890,000 | $587,000 | $92,005,000 | $267,000 | $8,528,000 |
| Application Denied By Financial Institution | 6,375 | $2,359,105,000 | $370,000 | $12,255,000 | $170,000 | $5,282,000 |
| Application Withdrawn By Applicant | 3,061 | $1,598,875,000 | $522,000 | $37,005,000 | $245,000 | $6,900,000 |
| Loan Purchased By The Institution | 1,912 | $551,320,000 | $288,000 | $1,115,000 | $92,000 | $1,051,000 |
| File Closed For Incompleteness | 1,065 | $350,675,000 | $329,000 | $5,135,000 | $264,000 | $9,310,000 |
| Application Approved But Not Accepted | 254 | $332,430,000 | $1,308,000 | $95,005,000 | $241,000 | $3,288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,572 | $12,984,190,000 | $550,000 | $95,005,000 | $250,000 | $9,310,000 |
| Debt-To-Income Ratio | 3,225 | $1,268,615,000 | $393,000 | $5,505,000 | $124,000 | $3,113,000 |
| Collateral | 1,103 | $396,025,000 | $359,000 | $12,255,000 | $260,000 | $5,210,000 |
| Credit History | 841 | $282,995,000 | $336,000 | $7,255,000 | $188,000 | $5,282,000 |
| Other | 816 | $160,980,000 | $197,000 | $7,505,000 | $173,000 | $4,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 153 | $126,545,000 | $827,000 | $5,005,000 | $307,000 | $4,818,000 |
| Credit Application Incomplete | 146 | $69,940,000 | $479,000 | $2,325,000 | $168,000 | $1,187,000 |
| Unverifiable Information | 76 | $48,300,000 | $635,000 | $3,675,000 | $291,000 | $1,140,000 |
| Employment History | 15 | $5,705,000 | $380,000 | $1,305,000 | $176,000 | $967,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mufg Union Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mufg Union Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.