Union Bank & Trust
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Union Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Union Bank & Trust 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,120 |
| Total Mortgage Loan Application Amount | $235,814,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $54,333 |
| Highest Applicant Income | $3,298,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond City County Virginia | 88 | $ 30,489,000 | $ 346,000 | $ 36,000 |
| Henrico County Virginia | 76 | $ 19,650,000 | $ 258,000 | $ 31,000 |
| Chesterfield County Virginia | 48 | $ 12,501,000 | $ 260,000 | $ 54,000 |
| Spotsylvania County Virginia | 46 | $ 7,059,000 | $ 153,000 | $ 56,000 |
| Roanoke City County Virginia | 44 | $ 8,801,000 | $ 200,000 | $ 15,000 |
| Pulaski County Virginia | 42 | $ 2,154,000 | $ 51,000 | $ 31,000 |
| Montgomery County Virginia | 40 | $ 5,659,000 | $ 141,000 | $ 32,000 |
| Hampton County Virginia | 36 | $ 5,414,000 | $ 150,000 | $ 36,000 |
| Bedford County Virginia | 30 | $ 2,961,000 | $ 98,000 | $ 92,000 |
| Augusta County Virginia | 26 | $ 2,462,000 | $ 94,000 | $ 37,000 |
| Hanover County Virginia | 24 | $ 2,973,000 | $ 123,000 | $ 98,000 |
| Newport News County Virginia | 23 | $ 2,608,000 | $ 113,000 | $ 4,000 |
| Rappahannock County Virginia | 23 | $ 7,795,000 | $ 338,000 | $ 58,000 |
| Staunton County Virginia | 23 | $ 2,286,000 | $ 99,000 | $ 27,000 |
| Caroline County Virginia | 22 | $ 1,385,000 | $ 62,000 | $ 41,000 |
| Fredericksburg County Virginia | 19 | $ 8,719,000 | $ 458,000 | $ 81,000 |
| Orange County Virginia | 19 | $ 1,245,000 | $ 65,000 | $ 63,000 |
| Roanoke County Virginia | 17 | $ 2,317,000 | $ 136,000 | $ 22,000 |
| Virginia Beach County Virginia | 17 | $ 23,304,000 | $ 1,370,000 | $ 10,000 |
| Rockingham County Virginia | 16 | $ 2,993,000 | $ 187,000 | $ 41,000 |
| Stafford County Virginia | 16 | $ 2,309,000 | $ 144,000 | $ 170,000 |
| Franklin County Virginia | 15 | $ 1,162,000 | $ 77,000 | $ 33,000 |
| James City County Virginia | 15 | $ 1,889,000 | $ 125,000 | $ 0 |
| Warren County Virginia | 15 | $ 1,607,000 | $ 107,000 | $ 277,000 |
| King George County Virginia | 14 | $ 2,577,000 | $ 184,000 | $ 31,000 |
| Albemarle County Virginia | 13 | $ 2,798,000 | $ 215,000 | $ 262,000 |
| Chesapeake County Virginia | 13 | $ 2,820,000 | $ 216,000 | $ 110,000 |
| Rockbridge County Virginia | 13 | $ 1,143,000 | $ 87,000 | $ 65,000 |
| Westmoreland County Virginia | 13 | $ 1,510,000 | $ 116,000 | $ 66,000 |
| Charlottesville County Virginia | 12 | $ 2,747,000 | $ 228,000 | $ 44,000 |
| Culpeper County Virginia | 12 | $ 1,689,000 | $ 140,000 | $ 49,000 |
| Portsmouth County Virginia | 11 | $ 1,633,000 | $ 148,000 | $ 30,000 |
| Prince William County Virginia | 11 | $ 2,866,000 | $ 260,000 | $ 15,000 |
| Richmond County Virginia | 11 | $ 4,309,000 | $ 391,000 | $ 155,000 |
| Madison County Virginia | 10 | $ 1,635,000 | $ 163,000 | $ 47,000 |
| Norfolk County Virginia | 10 | $ 3,178,000 | $ 317,000 | $ 33,000 |
| York County Virginia | 10 | $ 2,070,000 | $ 207,000 | $ 0 |
| Fairfax County Virginia | 9 | $ 3,515,000 | $ 390,000 | $ 4,000 |
| Fauquier County Virginia | 9 | $ 2,257,000 | $ 250,000 | $ 63,000 |
| Floyd County Virginia | 9 | $ 314,000 | $ 34,000 | $ 46,000 |
| Louisa County Virginia | 9 | $ 839,000 | $ 93,000 | $ 28,000 |
| Salem County Virginia | 9 | $ 1,837,000 | $ 204,000 | $ 29,000 |
| Essex County Virginia | 8 | $ 1,978,000 | $ 247,000 | $ 32,000 |
| Nelson County Virginia | 8 | $ 845,000 | $ 105,000 | $ 110,000 |
| Giles County Virginia | 7 | $ 89,000 | $ 12,000 | $ 40,000 |
| Goochland County Virginia | 7 | $ 2,699,000 | $ 385,000 | $ 53,000 |
| Lynchburg County Virginia | 7 | $ 411,000 | $ 58,000 | $ 60,000 |
| Charles County Maryland | 6 | $ 803,000 | $ 133,000 | $ 24,000 |
| Buena Vista County Virginia | 6 | $ 438,000 | $ 73,000 | $ 47,000 |
| Frederick County Virginia | 6 | $ 1,099,000 | $ 183,000 | $ 60,000 |
| Radford County Virginia | 6 | $ 946,000 | $ 157,000 | $ 18,000 |
| Waynesboro County Virginia | 6 | $ 410,000 | $ 68,000 | $ 14,000 |
| King William County Virginia | 5 | $ 534,000 | $ 106,000 | $ 61,000 |
| Loudoun County Virginia | 5 | $ 2,166,000 | $ 433,000 | $ 76,000 |
| Petersburg County Virginia | 5 | $ 2,936,000 | $ 587,000 | $ 28,000 |
| Wythe County Virginia | 5 | $ 358,000 | $ 71,000 | $ 48,000 |
| Campbell County Virginia | 4 | $ 400,000 | $ 100,000 | $ 19,000 |
| Covington County Virginia | 4 | $ 51,000 | $ 12,000 | $ 29,000 |
| Harrisonburg County Virginia | 4 | $ 1,981,000 | $ 495,000 | $ 10,000 |
| Lancaster County Virginia | 4 | $ 326,000 | $ 81,000 | $ 70,000 |
| Prince George's County Maryland | 3 | $ 336,000 | $ 112,000 | $ 0 |
| Amherst County Virginia | 3 | $ 451,000 | $ 150,000 | $ 14,000 |
| Appomattox County Virginia | 3 | $ 222,000 | $ 74,000 | $ 88,000 |
| Botetourt County Virginia | 3 | $ 717,000 | $ 239,000 | $ 42,000 |
| Greene County Virginia | 3 | $ 1,534,000 | $ 511,000 | $ 44,000 |
| Shenandoah County Virginia | 3 | $ 487,000 | $ 162,000 | $ 135,000 |
| Anne Arundel County Maryland | 2 | $ 271,000 | $ 135,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 929,000 | $ 464,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 287,000 | $ 143,000 | $ 1,763,000 |
| Amelia County Virginia | 2 | $ 709,000 | $ 354,000 | $ 0 |
| Bland County Virginia | 2 | $ 10,000 | $ 5,000 | $ 38,000 |
| Fluvanna County Virginia | 2 | $ 28,000 | $ 14,000 | $ 60,000 |
| Highland County Virginia | 2 | $ 371,000 | $ 185,000 | $ 42,000 |
| Middlesex County Virginia | 2 | $ 150,000 | $ 75,000 | $ 18,000 |
| Northumberland County Virginia | 2 | $ 515,000 | $ 257,000 | $ 102,000 |
| Patrick County Virginia | 2 | $ 821,000 | $ 410,000 | $ 21,000 |
| Powhatan County Virginia | 2 | $ 590,000 | $ 295,000 | $ 46,000 |
| Williamsburg County Virginia | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Mercer County West Virginia | 2 | $ 655,000 | $ 327,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,133,000 | $ 1,133,000 | $ 0 |
| Flagler County Florida | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Knox County Maine | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Frederick County Maryland | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Queens County New York | 1 | $ 413,000 | $ 413,000 | $ 25,000 |
| Brunswick County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Dare County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Richland County South Carolina | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Bath County Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Craig County Virginia | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Dinwiddie County Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Manassas County Virginia | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Mathews County Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| New Kent County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Prince George County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Sussex County Virginia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Winchester County Virginia | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Wise County Virginia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Hardy County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 27,000 |
| Kanawha County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Pocahontas County West Virginia | 1 | $ 518,000 | $ 518,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 499 | $134,147,000 | $268,000 | $14,000,000 | $37,000 | $3,298,000 |
| Refinancing | 373 | $89,891,000 | $240,000 | $5,000,000 | $68,000 | $2,656,000 |
| Home Improvement | 248 | $11,776,000 | $47,000 | $1,000,000 | $58,000 | $563,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 560 | $182,947,000 | $326,000 | $14,000,000 | $0 | $0 |
| White | 463 | $44,506,000 | $96,000 | $2,292,000 | $104,000 | $2,819,000 |
| Black or African American | 53 | $4,252,000 | $80,000 | $1,350,000 | $87,000 | $337,000 |
| Not Provided | 18 | $779,000 | $43,000 | $155,000 | $59,000 | $143,000 |
| Asian | 14 | $2,562,000 | $183,000 | $500,000 | $332,000 | $3,298,000 |
| Hispanic | 11 | $680,000 | $61,000 | $250,000 | $40,000 | $93,000 |
| American Indian or Alaskan Native | 1 | $88,000 | $88,000 | $88,000 | $47,000 | $47,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,120 | $235,814,000 | $210,000 | $14,000,000 | $52,000 | $3,298,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 694 | $157,231,000 | $226,000 | $14,000,000 | $66,000 | $3,298,000 |
| Loan Purchased By The Institution | 192 | $61,962,000 | $322,000 | $1,350,000 | $0 | $0 |
| Application Denied By Financial Institution | 131 | $6,983,000 | $53,000 | $300,000 | $45,000 | $856,000 |
| Application Withdrawn By Applicant | 103 | $9,638,000 | $93,000 | $1,200,000 | $65,000 | $460,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $3,588,000 | $56,000 | $300,000 | $46,000 | $856,000 |
| Credit History | 51 | $2,475,000 | $48,000 | $247,000 | $40,000 | $159,000 |
| Collateral | 9 | $533,000 | $59,000 | $107,000 | $70,000 | $179,000 |
| Employment History | 4 | $28,000 | $7,000 | $10,000 | $59,000 | $104,000 |
| Unverifiable Information | 3 | $359,000 | $119,000 | $225,000 | $32,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.