Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Union Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Union Federal Savings Bank 1565 Mineral Spring Avenue North Providence, RI 02904 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 |
Total Number of Mortgage Applications | 288 |
Total Mortgage Loan Application Amount | $49,414,000 |
Average Mortgage Loan Application Amount | $185,000 |
Highest Mortgage Loan Application Amount | $619,000 |
Average Applicant Income | $71,000 |
Highest Applicant Income | $999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Providence County Rhode Island | 65 | $ 12,017,000 | $ 184,000 | $ 59,000 |
Worcester County Massachusetts | 16 | $ 2,743,000 | $ 171,000 | $ 34,000 |
Essex County Massachusetts | 13 | $ 2,202,000 | $ 169,000 | $ 41,000 |
Hartford County Connecticut | 12 | $ 2,107,000 | $ 175,000 | $ 76,000 |
Bristol County Massachusetts | 11 | $ 2,490,000 | $ 226,000 | $ 84,000 |
Kent County Rhode Island | 11 | $ 2,015,000 | $ 183,000 | $ 89,000 |
Queens County New York | 8 | $ 957,000 | $ 119,000 | $ 62,000 |
Rockland County New York | 8 | $ 2,054,000 | $ 256,000 | $ 74,000 |
Suffolk County New York | 8 | $ 1,581,000 | $ 197,000 | $ 41,000 |
New Haven County Connecticut | 7 | $ 1,302,000 | $ 186,000 | $ 54,000 |
Norfolk County Massachusetts | 7 | $ 684,000 | $ 97,000 | $ 72,000 |
Plymouth County Massachusetts | 7 | $ 1,497,000 | $ 213,000 | $ 19,000 |
Nassau County New York | 7 | $ 1,902,000 | $ 271,000 | $ 34,000 |
Pinellas County Florida | 6 | $ 1,015,000 | $ 169,000 | $ 163,000 |
Middlesex County Massachusetts | 6 | $ 831,000 | $ 138,000 | $ 53,000 |
Suffolk County Massachusetts | 5 | $ 1,013,000 | $ 202,000 | $ 11,000 |
Bristol County Rhode Island | 5 | $ 616,000 | $ 123,000 | $ 27,000 |
Fairfield County Connecticut | 4 | $ 954,000 | $ 238,000 | $ 80,000 |
Hampden County Massachusetts | 4 | $ 493,000 | $ 123,000 | $ 47,000 |
Kings County New York | 4 | $ 770,000 | $ 192,000 | $ 75,000 |
Westchester County New York | 4 | $ 863,000 | $ 215,000 | $ 33,000 |
Newport County Rhode Island | 4 | $ 965,000 | $ 241,000 | $ 132,000 |
Windham County Connecticut | 3 | $ 251,000 | $ 83,000 | $ 26,000 |
Oswego County New York | 3 | $ 180,000 | $ 60,000 | $ 53,000 |
Putnam County New York | 3 | $ 446,000 | $ 148,000 | $ 27,000 |
New London County Connecticut | 2 | $ 145,000 | $ 72,000 | $ 62,000 |
Fulton County Georgia | 2 | $ 158,000 | $ 79,000 | $ 0 |
Will County Illinois | 2 | $ 152,000 | $ 76,000 | $ 73,000 |
Strafford County New Hampshire | 2 | $ 384,000 | $ 192,000 | $ 102,000 |
Burlington County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
Columbia County New York | 2 | $ 138,000 | $ 69,000 | $ 0 |
Erie County New York | 2 | $ 151,000 | $ 75,000 | $ 45,000 |
Oneida County New York | 2 | $ 86,000 | $ 43,000 | $ 0 |
Montgomery County Pennsylvania | 2 | $ 365,000 | $ 182,000 | $ 130,000 |
Washington County Rhode Island | 2 | $ 485,000 | $ 242,000 | $ 221,000 |
Caroline County Virginia | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
Chesterfield County Virginia | 2 | $ 203,000 | $ 101,000 | $ 55,000 |
San Diego County California | 1 | $ 50,000 | $ 50,000 | $ 0 |
Tolland County Connecticut | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
Osceola County Florida | 1 | $ 468,000 | $ 468,000 | $ 90,000 |
Palm Beach County Florida | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
Pasco County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
Washington County Maine | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
Montgomery County Maryland | 1 | $ 197,000 | $ 197,000 | $ 0 |
Prince George's County Maryland | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
Dukes County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 0 |
Hampshire County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 111,000 |
Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
Carroll County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
Hillsborough County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
Rockingham County New Hampshire | 1 | $ 246,000 | $ 246,000 | $ 130,000 |
Hudson County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 0 |
Monmouth County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 304,000 |
Ocean County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
Somerset County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
Sussex County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 0 |
Union County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 0 |
Bronx County New York | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
Dutchess County New York | 1 | $ 220,000 | $ 220,000 | $ 0 |
Madison County New York | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
Monroe County New York | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
Niagara County New York | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
Ontario County New York | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
Richmond County New York | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
Lackawanna County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Northampton County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 156,000 |
Fairfax County Virginia | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
Hanover County Virginia | 1 | $ 429,000 | $ 429,000 | $ 999,000 |
Loudoun County Virginia | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 236 | $38,629,000 | $163,000 | $619,000 | $60,000 | $540,000 |
Home Purchase | 52 | $10,785,000 | $207,000 | $599,000 | $82,000 | $999,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 187 | $30,417,000 | $162,000 | $619,000 | $60,000 | $386,000 |
Not Provided | 72 | $13,504,000 | $187,000 | $600,000 | $79,000 | $999,000 |
Black or African American | 15 | $2,600,000 | $173,000 | $312,000 | $27,000 | $84,000 |
Hispanic | 11 | $2,166,000 | $196,000 | $375,000 | $48,000 | $180,000 |
Asian | 3 | $727,000 | $242,000 | $461,000 | $193,000 | $214,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 288 | $49,414,000 | $171,000 | $619,000 | $64,000 | $999,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 197 | $32,041,000 | $162,000 | $619,000 | $53,000 | $340,000 |
Application Denied By Financial Institution | 38 | $7,136,000 | $187,000 | $599,000 | $77,000 | $999,000 |
Application Withdrawn By Applicant | 26 | $3,553,000 | $136,000 | $560,000 | $69,000 | $240,000 |
Application Approved But Not Accepted | 21 | $5,086,000 | $242,000 | $600,000 | $120,000 | $540,000 |
File Closed For Incompleteness | 6 | $1,598,000 | $266,000 | $385,000 | $122,000 | $263,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 14 | $3,236,000 | $231,000 | $430,000 | $145,000 | $999,000 |
Other | 10 | $2,109,000 | $210,000 | $599,000 | $35,000 | $120,000 |
Debt-To-Income Ratio | 8 | $1,146,000 | $143,000 | $416,000 | $50,000 | $123,000 |
Credit History | 3 | $345,000 | $115,000 | $250,000 | $52,000 | $77,000 |
Employment History | 2 | $257,000 | $128,000 | $203,000 | $0 | $0 |
Unverifiable Information | 1 | $43,000 | $43,000 | $43,000 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.