Union Mortgage Group, Inc.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Union Mortgage Group, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Union Mortgage Group, Inc. 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,291 |
| Total Mortgage Loan Application Amount | $406,581,000 |
| Average Mortgage Loan Application Amount | $154,450 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $2,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 277 | $ 66,993,000 | $ 241,000 | $ 80,000 |
| Prince George's County Maryland | 240 | $ 39,054,000 | $ 162,000 | $ 57,000 |
| Prince William County Virginia | 180 | $ 37,528,000 | $ 208,000 | $ 71,000 |
| Washington County Maryland | 160 | $ 22,229,000 | $ 138,000 | $ 66,000 |
| Spotsylvania County Virginia | 99 | $ 16,183,000 | $ 163,000 | $ 70,000 |
| Horry County South Carolina | 94 | $ 9,023,000 | $ 95,000 | $ 40,000 |
| District of Columbia County District Of Columbia | 77 | $ 14,168,000 | $ 184,000 | $ 60,000 |
| Alexandria County Virginia | 73 | $ 17,548,000 | $ 240,000 | $ 96,000 |
| Caroline County Virginia | 73 | $ 9,813,000 | $ 134,000 | $ 60,000 |
| Virginia Beach County Virginia | 64 | $ 8,855,000 | $ 138,000 | $ 67,000 |
| Stafford County Virginia | 58 | $ 10,357,000 | $ 178,000 | $ 81,000 |
| Frederick County Maryland | 55 | $ 10,038,000 | $ 182,000 | $ 71,000 |
| Hanover County Virginia | 52 | $ 8,641,000 | $ 166,000 | $ 70,000 |
| Montgomery County Maryland | 45 | $ 11,252,000 | $ 250,000 | $ 89,000 |
| Loudoun County Virginia | 42 | $ 9,950,000 | $ 236,000 | $ 91,000 |
| Chesapeake County Virginia | 40 | $ 7,068,000 | $ 176,000 | $ 81,000 |
| King George County Virginia | 40 | $ 7,804,000 | $ 195,000 | $ 82,000 |
| Henrico County Virginia | 38 | $ 4,906,000 | $ 129,000 | $ 52,000 |
| Charles County Maryland | 33 | $ 6,563,000 | $ 198,000 | $ 72,000 |
| Arlington County Virginia | 30 | $ 7,762,000 | $ 258,000 | $ 121,000 |
| Norfolk County Virginia | 30 | $ 3,392,000 | $ 113,000 | $ 56,000 |
| Shenandoah County Virginia | 30 | $ 4,035,000 | $ 134,000 | $ 70,000 |
| Anne Arundel County Maryland | 25 | $ 4,374,000 | $ 174,000 | $ 85,000 |
| Albemarle County Virginia | 25 | $ 6,082,000 | $ 243,000 | $ 89,000 |
| Westmoreland County Virginia | 21 | $ 3,078,000 | $ 146,000 | $ 79,000 |
| Berkeley County West Virginia | 18 | $ 3,267,000 | $ 181,000 | $ 87,000 |
| Baltimore City County Maryland | 15 | $ 1,197,000 | $ 79,000 | $ 73,000 |
| Franklin County Pennsylvania | 15 | $ 1,795,000 | $ 119,000 | $ 62,000 |
| Louisa County Virginia | 15 | $ 2,078,000 | $ 138,000 | $ 43,000 |
| Fluvanna County Virginia | 14 | $ 1,775,000 | $ 126,000 | $ 52,000 |
| Orange County Virginia | 14 | $ 2,654,000 | $ 189,000 | $ 61,000 |
| Charlottesville County Virginia | 13 | $ 2,065,000 | $ 158,000 | $ 44,000 |
| King William County Virginia | 11 | $ 1,339,000 | $ 121,000 | $ 47,000 |
| Hampton County Virginia | 10 | $ 1,209,000 | $ 120,000 | $ 50,000 |
| Portsmouth County Virginia | 10 | $ 1,098,000 | $ 109,000 | $ 47,000 |
| Suffolk County Virginia | 10 | $ 1,403,000 | $ 140,000 | $ 53,000 |
| St. Mary's County Maryland | 9 | $ 1,801,000 | $ 200,000 | $ 86,000 |
| Fredericksburg County Virginia | 9 | $ 1,486,000 | $ 165,000 | $ 90,000 |
| Manassas Park County Virginia | 9 | $ 1,556,000 | $ 172,000 | $ 73,000 |
| Culpeper County Virginia | 8 | $ 1,621,000 | $ 202,000 | $ 39,000 |
| Greene County Virginia | 8 | $ 1,279,000 | $ 159,000 | $ 64,000 |
| Manassas County Virginia | 8 | $ 1,385,000 | $ 173,000 | $ 49,000 |
| Richmond City County Virginia | 8 | $ 896,000 | $ 112,000 | $ 65,000 |
| Jefferson County West Virginia | 8 | $ 1,301,000 | $ 162,000 | $ 77,000 |
| Chesterfield County Virginia | 7 | $ 1,020,000 | $ 145,000 | $ 62,000 |
| Page County Virginia | 7 | $ 611,000 | $ 87,000 | $ 46,000 |
| Northumberland County Virginia | 6 | $ 1,152,000 | $ 192,000 | $ 99,000 |
| Richmond County Virginia | 6 | $ 912,000 | $ 152,000 | $ 43,000 |
| Sussex County Delaware | 5 | $ 874,000 | $ 174,000 | $ 97,000 |
| Calvert County Maryland | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
| Georgetown County South Carolina | 5 | $ 610,000 | $ 122,000 | $ 76,000 |
| Fauquier County Virginia | 5 | $ 906,000 | $ 181,000 | $ 70,000 |
| Rappahannock County Virginia | 5 | $ 1,246,000 | $ 249,000 | $ 86,000 |
| Warren County Virginia | 5 | $ 507,000 | $ 101,000 | $ 58,000 |
| Baltimore County Maryland | 4 | $ 342,000 | $ 85,000 | $ 71,000 |
| Howard County Maryland | 4 | $ 899,000 | $ 224,000 | $ 74,000 |
| Essex County Virginia | 4 | $ 410,000 | $ 102,000 | $ 34,000 |
| Lancaster County Virginia | 4 | $ 709,000 | $ 177,000 | $ 82,000 |
| New Kent County Virginia | 4 | $ 231,000 | $ 57,000 | $ 35,000 |
| Rockingham County Virginia | 4 | $ 626,000 | $ 156,000 | $ 42,000 |
| Queen Anne's County Maryland | 3 | $ 576,000 | $ 192,000 | $ 91,000 |
| Charleston County South Carolina | 3 | $ 337,000 | $ 112,000 | $ 58,000 |
| Amherst County Virginia | 3 | $ 338,000 | $ 112,000 | $ 56,000 |
| Fairfax City County Virginia | 3 | $ 997,000 | $ 332,000 | $ 128,000 |
| Nelson County Virginia | 3 | $ 270,000 | $ 90,000 | $ 55,000 |
| Logan County West Virginia | 3 | $ 330,000 | $ 110,000 | $ 51,000 |
| Carroll County Maryland | 2 | $ 124,000 | $ 62,000 | $ 29,000 |
| Currituck County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 75,000 |
| Frederick County Virginia | 2 | $ 239,000 | $ 119,000 | $ 131,000 |
| Middlesex County Virginia | 2 | $ 214,000 | $ 107,000 | $ 115,000 |
| Newport News County Virginia | 2 | $ 287,000 | $ 143,000 | $ 38,000 |
| Hampshire County West Virginia | 2 | $ 114,000 | $ 57,000 | $ 96,000 |
| Fairbanks North Star County Alaska | 1 | $ 98,000 | $ 98,000 | $ 112,000 |
| Wicomico County Maryland | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Worcester County Maryland | 1 | $ 220,000 | $ 220,000 | $ 227,000 |
| Cumberland County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Duplin County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Harnett County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Iredell County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Wake County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 125,000 |
| Washington County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Adams County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Mercer County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Beaufort County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Berkeley County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Bland County Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Cumberland County Virginia | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Falls Church County Virginia | 1 | $ 512,000 | $ 512,000 | $ 150,000 |
| Franklin City County Virginia | 1 | $ 163,000 | $ 163,000 | $ 74,000 |
| Goochland County Virginia | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Isle of Wight County Virginia | 1 | $ 208,000 | $ 208,000 | $ 51,000 |
| Lynchburg County Virginia | 1 | $ 102,000 | $ 102,000 | $ 107,000 |
| Mecklenburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Pittsylvania County Virginia | 1 | $ 53,000 | $ 53,000 | $ 103,000 |
| York County Virginia | 1 | $ 440,000 | $ 440,000 | $ 178,000 |
| Harrison County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union Mortgage Group, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,571 | $273,077,000 | $153,750 | $900,000 | $84,000 | $759,000 |
| Refinancing | 520 | $96,909,000 | $138,750 | $850,000 | $52,375 | $480,000 |
| Home Improvement | 200 | $36,595,000 | $187,250 | $645,000 | $77,250 | $2,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,376 | $238,462,000 | $161,125 | $900,000 | $80,000 | $2,500,000 |
| Black or African American | 481 | $78,471,000 | $141,875 | $675,000 | $66,000 | $396,000 |
| Hispanic | 233 | $43,068,000 | $129,000 | $500,000 | $69,666 | $261,000 |
| Not Provided | 133 | $32,032,000 | $168,000 | $720,000 | $69,333 | $759,000 |
| Asian | 62 | $13,501,000 | $207,333 | $638,000 | $59,333 | $229,000 |
| American Indian or Alaskan Native | 3 | $587,000 | $170,500 | $255,000 | $69,500 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $302,000 | $151,000 | $162,000 | $24,000 | $48,000 |
| Not applicable | 1 | $158,000 | $158,000 | $158,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,800 | $326,931,000 | $145,888 | $900,000 | $79,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 391 | $63,617,000 | $147,666 | $295,000 | $51,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 100 | $16,033,000 | $156,166 | $317,000 | $48,666 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,796 | $316,616,000 | $145,888 | $790,000 | $72,222 | $2,500,000 |
| Application Withdrawn By Applicant | 290 | $55,652,000 | $152,857 | $900,000 | $88,142 | $453,000 |
| Application Denied By Financial Institution | 88 | $14,993,000 | $138,166 | $675,000 | $59,000 | $300,000 |
| Application Approved But Not Accepted | 68 | $11,486,000 | $153,250 | $600,000 | $36,750 | $190,000 |
| File Closed For Incompleteness | 49 | $7,834,000 | $154,500 | $335,000 | $35,500 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $3,595,000 | $141,500 | $310,000 | $48,250 | $300,000 |
| Collateral | 21 | $3,245,000 | $141,500 | $325,000 | $39,500 | $156,000 |
| Debt-To-Income Ratio | 19 | $3,371,000 | $128,500 | $431,000 | $71,000 | $115,000 |
| Unverifiable Information | 14 | $3,211,000 | $299,333 | $675,000 | $94,000 | $202,000 |
| Other | 7 | $1,255,000 | $157,500 | $330,000 | $65,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $316,000 | $119,000 | $161,000 | $52,500 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.