Union Savings Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Union Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Union Savings Bank
8534 E. Kemper Road
Cincinnati, OH 45249
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,249
Total Mortgage Loan Application Amount $1,053,672,000
Average Mortgage Loan Application Amount $143,333
Highest Mortgage Loan Application Amount $5,500,000
Average Applicant Income $78,000
Highest Applicant Income $1,667,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Union Savings Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Ohio 1,254 $ 146,634,000 $ 116,000 $ 69,000
Hamilton County Ohio 1,149 $ 180,299,000 $ 156,000 $ 77,000
Butler County Ohio 810 $ 108,104,000 $ 133,000 $ 65,000
Franklin County Ohio 787 $ 104,703,000 $ 133,000 $ 70,000
Warren County Ohio 551 $ 104,809,000 $ 190,000 $ 89,000
Greene County Ohio 338 $ 46,831,000 $ 138,000 $ 78,000
Clermont County Ohio 317 $ 49,317,000 $ 155,000 $ 78,000
Marion County Indiana 270 $ 37,181,000 $ 137,000 $ 80,000
Hamilton County Indiana 202 $ 44,763,000 $ 221,000 $ 136,000
Miami County Ohio 174 $ 21,842,000 $ 125,000 $ 71,000
Fairfield County Ohio 136 $ 18,509,000 $ 136,000 $ 63,000
Delaware County Ohio 130 $ 24,977,000 $ 192,000 $ 80,000
Kenton County Kentucky 90 $ 12,353,000 $ 137,000 $ 85,000
Licking County Ohio 82 $ 12,120,000 $ 147,000 $ 58,000
Boone County Kentucky 72 $ 11,653,000 $ 161,000 $ 83,000
Clark County Ohio 65 $ 7,681,000 $ 118,000 $ 64,000
Hendricks County Indiana 44 $ 7,173,000 $ 163,000 $ 85,000
Campbell County Kentucky 44 $ 5,164,000 $ 117,000 $ 86,000
Champaign County Ohio 39 $ 4,059,000 $ 104,000 $ 63,000
Preble County Ohio 33 $ 3,908,000 $ 118,000 $ 63,000
Johnson County Indiana 32 $ 4,558,000 $ 142,000 $ 79,000
Clinton County Ohio 31 $ 3,235,000 $ 104,000 $ 56,000
Dearborn County Indiana 28 $ 5,942,000 $ 212,000 $ 66,000
Brown County Ohio 25 $ 3,052,000 $ 122,000 $ 51,000
Hancock County Indiana 24 $ 4,782,000 $ 199,000 $ 91,000
Madison County Ohio 23 $ 3,104,000 $ 134,000 $ 61,000
Darke County Ohio 21 $ 2,615,000 $ 124,000 $ 50,000
Union County Ohio 21 $ 3,642,000 $ 173,000 $ 122,000
Boone County Indiana 19 $ 4,528,000 $ 238,000 $ 119,000
Pickaway County Ohio 19 $ 2,623,000 $ 138,000 $ 64,000
Hocking County Ohio 17 $ 2,120,000 $ 124,000 $ 63,000
Shelby County Ohio 17 $ 1,741,000 $ 102,000 $ 56,000
Perry County Ohio 16 $ 1,684,000 $ 105,000 $ 83,000
Highland County Ohio 13 $ 1,184,000 $ 91,000 $ 43,000
Jefferson County Kentucky 12 $ 1,982,000 $ 165,000 $ 50,000
Morgan County Indiana 11 $ 1,699,000 $ 154,000 $ 64,000
Warrick County Indiana 11 $ 2,101,000 $ 191,000 $ 125,000
Vanderburgh County Indiana 10 $ 1,006,000 $ 100,000 $ 62,000
Grant County Kentucky 10 $ 1,388,000 $ 138,000 $ 83,000
Marion County Ohio 10 $ 710,000 $ 71,000 $ 47,000
Sarasota County Florida 9 $ 2,126,000 $ 236,000 $ 74,000
Pulaski County Kentucky 9 $ 972,000 $ 108,000 $ 135,000
Knox County Ohio 8 $ 1,078,000 $ 134,000 $ 64,000
Howard County Indiana 7 $ 888,000 $ 126,000 $ 74,000
Monroe County Indiana 7 $ 828,000 $ 118,000 $ 113,000
Shelby County Indiana 7 $ 951,000 $ 135,000 $ 67,000
Auglaize County Ohio 7 $ 1,074,000 $ 153,000 $ 61,000
Fayette County Ohio 7 $ 908,000 $ 129,000 $ 55,000
Morrow County Ohio 7 $ 1,127,000 $ 161,000 $ 62,000
Madison County Indiana 6 $ 678,000 $ 113,000 $ 49,000
Fayette County Kentucky 6 $ 750,000 $ 125,000 $ 69,000
Richland County Ohio 6 $ 758,000 $ 126,000 $ 70,000
Franklin County Indiana 5 $ 799,000 $ 159,000 $ 32,000
Adams County Ohio 5 $ 577,000 $ 115,000 $ 100,000
Summit County Ohio 5 $ 589,000 $ 117,000 $ 42,000
Putnam County Indiana 4 $ 282,000 $ 70,000 $ 44,000
Ripley County Indiana 4 $ 569,000 $ 142,000 $ 56,000
Cuyahoga County Ohio 4 $ 341,000 $ 85,000 $ 60,000
Logan County Ohio 4 $ 391,000 $ 97,000 $ 37,000
Ross County Ohio 4 $ 420,000 $ 105,000 $ 91,000
Lee County Florida 3 $ 498,000 $ 166,000 $ 42,000
Palm Beach County Florida 3 $ 884,000 $ 294,000 $ 134,000
Tippecanoe County Indiana 3 $ 483,000 $ 161,000 $ 72,000
Madison County Kentucky 3 $ 235,000 $ 78,000 $ 82,000
Warren County Kentucky 3 $ 162,000 $ 54,000 $ 98,000
Crawford County Ohio 3 $ 311,000 $ 103,000 $ 35,000
Lorain County Ohio 3 $ 413,000 $ 137,000 $ 57,000
Lucas County Ohio 3 $ 428,000 $ 142,000 $ 64,000
Muskingum County Ohio 3 $ 422,000 $ 140,000 $ 66,000
Seneca County Ohio 3 $ 482,000 $ 160,000 $ 81,000
Trumbull County Ohio 3 $ 358,000 $ 119,000 $ 59,000
Collier County Florida 2 $ 646,000 $ 323,000 $ 163,000
Manatee County Florida 2 $ 723,000 $ 361,000 $ 349,000
Walton County Florida 2 $ 572,000 $ 286,000 $ 228,000
Cobb County Georgia 2 $ 554,000 $ 277,000 $ 277,000
Paulding County Georgia 2 $ 206,000 $ 103,000 $ 48,000
Bartholomew County Indiana 2 $ 354,000 $ 177,000 $ 93,000
Kosciusko County Indiana 2 $ 281,000 $ 140,000 $ 42,000
Jessamine County Kentucky 2 $ 381,000 $ 190,000 $ 97,000
Wolfe County Kentucky 2 $ 201,000 $ 100,000 $ 176,000
Emmet County Michigan 2 $ 387,000 $ 193,000 $ 479,000
Kings County New York 2 $ 668,000 $ 334,000 $ 257,000
Allen County Ohio 2 $ 362,000 $ 181,000 $ 46,000
Ashtabula County Ohio 2 $ 129,000 $ 64,000 $ 70,000
Athens County Ohio 2 $ 211,000 $ 105,000 $ 64,000
Erie County Ohio 2 $ 268,000 $ 134,000 $ 241,000
Hancock County Ohio 2 $ 133,000 $ 66,000 $ 102,000
Mercer County Ohio 2 $ 106,000 $ 53,000 $ 124,000
Morgan County Ohio 2 $ 150,000 $ 75,000 $ 31,000
Scioto County Ohio 2 $ 139,000 $ 69,000 $ 85,000
Stark County Ohio 2 $ 228,000 $ 114,000 $ 74,000
Washington County Ohio 2 $ 93,000 $ 46,000 $ 36,000
Allegheny County Pennsylvania 2 $ 245,000 $ 122,000 $ 66,000
Baldwin County Alabama 1 $ 253,000 $ 253,000 $ 164,000
Maricopa County Arizona 1 $ 125,000 $ 125,000 $ 84,000
San Diego County California 1 $ 160,000 $ 160,000 $ 222,000
Santa Cruz County California 1 $ 11,000 $ 11,000 $ 43,000
Sussex County Delaware 1 $ 166,000 $ 166,000 $ 33,000
Brevard County Florida 1 $ 51,000 $ 51,000 $ 79,000
Broward County Florida 1 $ 164,000 $ 164,000 $ 19,000
Hernando County Florida 1 $ 344,000 $ 344,000 $ 169,000
Hillsborough County Florida 1 $ 212,000 $ 212,000 $ 180,000
Lake County Florida 1 $ 246,000 $ 246,000 $ 64,000
Leon County Florida 1 $ 152,000 $ 152,000 $ 70,000
Orange County Florida 1 $ 374,000 $ 374,000 $ 284,000
Pinellas County Florida 1 $ 298,000 $ 298,000 $ 205,000
Polk County Florida 1 $ 144,000 $ 144,000 $ 0
Sumter County Florida 1 $ 228,000 $ 228,000 $ 58,000
Volusia County Florida 1 $ 125,000 $ 125,000 $ 84,000
Chatham County Georgia 1 $ 110,000 $ 110,000 $ 53,000
Will County Illinois 1 $ 655,000 $ 655,000 $ 95,000
Adams County Indiana 1 $ 100,000 $ 100,000 $ 125,000
Brown County Indiana 1 $ 257,000 $ 257,000 $ 65,000
Clark County Indiana 1 $ 194,000 $ 194,000 $ 238,000
Daviess County Indiana 1 $ 216,000 $ 216,000 $ 58,000
Elkhart County Indiana 1 $ 96,000 $ 96,000 $ 85,000
Henry County Indiana 1 $ 213,000 $ 213,000 $ 138,000
Jasper County Indiana 1 $ 97,000 $ 97,000 $ 31,000
Jefferson County Indiana 1 $ 52,000 $ 52,000 $ 97,000
Ohio County Indiana 1 $ 219,000 $ 219,000 $ 85,000
Switzerland County Indiana 1 $ 80,000 $ 80,000 $ 24,000
Tipton County Indiana 1 $ 52,000 $ 52,000 $ 33,000
Wayne County Indiana 1 $ 201,000 $ 201,000 $ 0
Bath County Kentucky 1 $ 100,000 $ 100,000 $ 0
Boyd County Kentucky 1 $ 242,000 $ 242,000 $ 78,000
Bullitt County Kentucky 1 $ 90,000 $ 90,000 $ 0
Clark County Kentucky 1 $ 80,000 $ 80,000 $ 30,000
Daviess County Kentucky 1 $ 105,000 $ 105,000 $ 0
Gallatin County Kentucky 1 $ 146,000 $ 146,000 $ 49,000
Hopkins County Kentucky 1 $ 68,000 $ 68,000 $ 43,000
Lee County Kentucky 1 $ 61,000 $ 61,000 $ 0
Lincoln County Kentucky 1 $ 110,000 $ 110,000 $ 82,000
Marshall County Kentucky 1 $ 95,000 $ 95,000 $ 156,000
Menifee County Kentucky 1 $ 92,000 $ 92,000 $ 149,000
Montgomery County Kentucky 1 $ 78,000 $ 78,000 $ 37,000
Muhlenberg County Kentucky 1 $ 103,000 $ 103,000 $ 50,000
Owen County Kentucky 1 $ 96,000 $ 96,000 $ 62,000
Rowan County Kentucky 1 $ 78,000 $ 78,000 $ 0
Russell County Kentucky 1 $ 200,000 $ 200,000 $ 150,000
Scott County Kentucky 1 $ 85,000 $ 85,000 $ 62,000
Trimble County Kentucky 1 $ 160,000 $ 160,000 $ 31,000
Berkshire County Massachusetts 1 $ 313,000 $ 313,000 $ 195,000
Suffolk County Massachusetts 1 $ 520,000 $ 520,000 $ 0
Alpena County Michigan 1 $ 80,000 $ 80,000 $ 133,000
Berrien County Michigan 1 $ 251,000 $ 251,000 $ 85,000
Cheboygan County Michigan 1 $ 231,000 $ 231,000 $ 186,000
Leelanau County Michigan 1 $ 665,000 $ 665,000 $ 202,000
Wayne County Michigan 1 $ 2,000,000 $ 2,000,000 $ 0
Jackson County Mississippi 1 $ 67,000 $ 67,000 $ 148,000
St. Louis County Missouri 1 $ 128,000 $ 128,000 $ 74,000
Clark County Nevada 1 $ 272,000 $ 272,000 $ 102,000
Monroe County New York 1 $ 210,000 $ 210,000 $ 61,000
Brunswick County North Carolina 1 $ 603,000 $ 603,000 $ 649,000
Caldwell County North Carolina 1 $ 157,000 $ 157,000 $ 86,000
Cherokee County North Carolina 1 $ 90,000 $ 90,000 $ 0
Columbus County North Carolina 1 $ 40,000 $ 40,000 $ 81,000
Moore County North Carolina 1 $ 191,000 $ 191,000 $ 95,000
New Hanover County North Carolina 1 $ 160,000 $ 160,000 $ 112,000
Belmont County Ohio 1 $ 130,000 $ 130,000 $ 57,000
Hardin County Ohio 1 $ 71,000 $ 71,000 $ 128,000
Jackson County Ohio 1 $ 199,000 $ 199,000 $ 165,000
Jefferson County Ohio 1 $ 55,000 $ 55,000 $ 48,000
Mahoning County Ohio 1 $ 109,000 $ 109,000 $ 48,000
Medina County Ohio 1 $ 88,000 $ 88,000 $ 72,000
Portage County Ohio 1 $ 102,000 $ 102,000 $ 203,000
Tuscarawas County Ohio 1 $ 120,000 $ 120,000 $ 31,000
Vinton County Ohio 1 $ 99,000 $ 99,000 $ 56,000
Wood County Ohio 1 $ 103,000 $ 103,000 $ 37,000
Canadian County Oklahoma 1 $ 123,000 $ 123,000 $ 40,000
Philadelphia County Pennsylvania 1 $ 925,000 $ 925,000 $ 283,000
Anderson County South Carolina 1 $ 360,000 $ 360,000 $ 126,000
Berkeley County South Carolina 1 $ 620,000 $ 620,000 $ 220,000
Spartanburg County South Carolina 1 $ 184,000 $ 184,000 $ 24,000
York County South Carolina 1 $ 410,000 $ 410,000 $ 124,000
Jefferson County Tennessee 1 $ 136,000 $ 136,000 $ 0
Meigs County Tennessee 1 $ 151,000 $ 151,000 $ 60,000
Sevier County Tennessee 1 $ 98,000 $ 98,000 $ 54,000
Shelby County Tennessee 1 $ 142,000 $ 142,000 $ 52,000
Harris County Texas 1 $ 272,000 $ 272,000 $ 123,000
Arlington County Virginia 1 $ 296,000 $ 296,000 $ 893,000
Caroline County Virginia 1 $ 192,000 $ 192,000 $ 128,000
Fairfax County Virginia 1 $ 99,000 $ 99,000 $ 140,000
Prince William County Virginia 1 $ 407,000 $ 407,000 $ 116,000
Clark County Washington 1 $ 400,000 $ 400,000 $ 226,000
Hancock County West Virginia 1 $ 164,000 $ 164,000 $ 151,000
Ohio County West Virginia 1 $ 75,000 $ 75,000 $ 42,000
Sweetwater County Wyoming 1 $ 385,000 $ 385,000 $ 219,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Union Savings Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,719 $547,272,000 $147,000 $5,500,000 $73,000 $1,667,000
Refinancing 3,413 $490,009,000 $143,000 $2,300,000 $79,000 $1,667,000
Home Improvement 117 $16,391,000 $140,000 $444,000 $82,000 $687,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,451 $930,845,000 $144,000 $3,000,000 $78,000 $1,343,000
Black or African American 399 $53,707,000 $134,000 $1,100,000 $78,000 $1,667,000
Not applicable 155 $31,526,000 $203,000 $5,500,000 $0 $0
Asian 129 $19,226,000 $149,000 $1,000,000 $80,000 $710,000
Hispanic 59 $10,306,000 $174,000 $925,000 $83,000 $403,000
Not Provided 35 $5,032,000 $143,000 $545,000 $53,000 $267,000
American Indian or Alaskan Native 15 $2,164,000 $144,000 $312,000 $69,000 $271,000
Native Hawaiian or Other Pacific Islander 6 $866,000 $144,000 $216,000 $79,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,142 $922,588,000 $150,000 $5,500,000 $81,000 $1,667,000
FHA-insured (Federal Housing Administration) 1,015 $117,539,000 $115,000 $238,000 $48,000 $533,000
VA-guaranteed (Veterans Administration) 92 $13,545,000 $147,000 $314,000 $62,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,412 $784,644,000 $144,000 $5,500,000 $81,000 $1,667,000
Application Denied By Financial Institution 1,325 $191,408,000 $144,000 $3,000,000 $59,000 $649,000
Application Withdrawn By Applicant 344 $54,002,000 $156,000 $2,000,000 $65,000 $561,000
Application Approved But Not Accepted 166 $23,224,000 $139,000 $815,000 $75,000 $522,000
File Closed For Incompleteness 2 $394,000 $197,000 $274,000 $89,000 $111,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 433 $56,801,000 $131,000 $1,500,000 $47,000 $200,000
Credit Application Incomplete 303 $50,138,000 $165,000 $3,000,000 $65,000 $460,000
Debt-To-Income Ratio 237 $37,167,000 $156,000 $953,000 $63,000 $431,000
Other 175 $23,505,000 $134,000 $1,120,000 $72,000 $649,000
Collateral 121 $17,208,000 $142,000 $1,040,000 $74,000 $549,000
Unverifiable Information 35 $3,916,000 $111,000 $245,000 $27,000 $104,000
Employment History 12 $1,284,000 $107,000 $180,000 $29,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,389,000 $154,000 $500,000 $71,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List