Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Union Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E. Kemper Road Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,249 |
| Total Mortgage Loan Application Amount | $1,053,672,000 |
| Average Mortgage Loan Application Amount | $143,333 |
| Highest Mortgage Loan Application Amount | $5,500,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,667,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 1,254 | $ 146,634,000 | $ 116,000 | $ 69,000 |
| Hamilton County Ohio | 1,149 | $ 180,299,000 | $ 156,000 | $ 77,000 |
| Butler County Ohio | 810 | $ 108,104,000 | $ 133,000 | $ 65,000 |
| Franklin County Ohio | 787 | $ 104,703,000 | $ 133,000 | $ 70,000 |
| Warren County Ohio | 551 | $ 104,809,000 | $ 190,000 | $ 89,000 |
| Greene County Ohio | 338 | $ 46,831,000 | $ 138,000 | $ 78,000 |
| Clermont County Ohio | 317 | $ 49,317,000 | $ 155,000 | $ 78,000 |
| Marion County Indiana | 270 | $ 37,181,000 | $ 137,000 | $ 80,000 |
| Hamilton County Indiana | 202 | $ 44,763,000 | $ 221,000 | $ 136,000 |
| Miami County Ohio | 174 | $ 21,842,000 | $ 125,000 | $ 71,000 |
| Fairfield County Ohio | 136 | $ 18,509,000 | $ 136,000 | $ 63,000 |
| Delaware County Ohio | 130 | $ 24,977,000 | $ 192,000 | $ 80,000 |
| Kenton County Kentucky | 90 | $ 12,353,000 | $ 137,000 | $ 85,000 |
| Licking County Ohio | 82 | $ 12,120,000 | $ 147,000 | $ 58,000 |
| Boone County Kentucky | 72 | $ 11,653,000 | $ 161,000 | $ 83,000 |
| Clark County Ohio | 65 | $ 7,681,000 | $ 118,000 | $ 64,000 |
| Hendricks County Indiana | 44 | $ 7,173,000 | $ 163,000 | $ 85,000 |
| Campbell County Kentucky | 44 | $ 5,164,000 | $ 117,000 | $ 86,000 |
| Champaign County Ohio | 39 | $ 4,059,000 | $ 104,000 | $ 63,000 |
| Preble County Ohio | 33 | $ 3,908,000 | $ 118,000 | $ 63,000 |
| Johnson County Indiana | 32 | $ 4,558,000 | $ 142,000 | $ 79,000 |
| Clinton County Ohio | 31 | $ 3,235,000 | $ 104,000 | $ 56,000 |
| Dearborn County Indiana | 28 | $ 5,942,000 | $ 212,000 | $ 66,000 |
| Brown County Ohio | 25 | $ 3,052,000 | $ 122,000 | $ 51,000 |
| Hancock County Indiana | 24 | $ 4,782,000 | $ 199,000 | $ 91,000 |
| Madison County Ohio | 23 | $ 3,104,000 | $ 134,000 | $ 61,000 |
| Darke County Ohio | 21 | $ 2,615,000 | $ 124,000 | $ 50,000 |
| Union County Ohio | 21 | $ 3,642,000 | $ 173,000 | $ 122,000 |
| Boone County Indiana | 19 | $ 4,528,000 | $ 238,000 | $ 119,000 |
| Pickaway County Ohio | 19 | $ 2,623,000 | $ 138,000 | $ 64,000 |
| Hocking County Ohio | 17 | $ 2,120,000 | $ 124,000 | $ 63,000 |
| Shelby County Ohio | 17 | $ 1,741,000 | $ 102,000 | $ 56,000 |
| Perry County Ohio | 16 | $ 1,684,000 | $ 105,000 | $ 83,000 |
| Highland County Ohio | 13 | $ 1,184,000 | $ 91,000 | $ 43,000 |
| Jefferson County Kentucky | 12 | $ 1,982,000 | $ 165,000 | $ 50,000 |
| Morgan County Indiana | 11 | $ 1,699,000 | $ 154,000 | $ 64,000 |
| Warrick County Indiana | 11 | $ 2,101,000 | $ 191,000 | $ 125,000 |
| Vanderburgh County Indiana | 10 | $ 1,006,000 | $ 100,000 | $ 62,000 |
| Grant County Kentucky | 10 | $ 1,388,000 | $ 138,000 | $ 83,000 |
| Marion County Ohio | 10 | $ 710,000 | $ 71,000 | $ 47,000 |
| Sarasota County Florida | 9 | $ 2,126,000 | $ 236,000 | $ 74,000 |
| Pulaski County Kentucky | 9 | $ 972,000 | $ 108,000 | $ 135,000 |
| Knox County Ohio | 8 | $ 1,078,000 | $ 134,000 | $ 64,000 |
| Howard County Indiana | 7 | $ 888,000 | $ 126,000 | $ 74,000 |
| Monroe County Indiana | 7 | $ 828,000 | $ 118,000 | $ 113,000 |
| Shelby County Indiana | 7 | $ 951,000 | $ 135,000 | $ 67,000 |
| Auglaize County Ohio | 7 | $ 1,074,000 | $ 153,000 | $ 61,000 |
| Fayette County Ohio | 7 | $ 908,000 | $ 129,000 | $ 55,000 |
| Morrow County Ohio | 7 | $ 1,127,000 | $ 161,000 | $ 62,000 |
| Madison County Indiana | 6 | $ 678,000 | $ 113,000 | $ 49,000 |
| Fayette County Kentucky | 6 | $ 750,000 | $ 125,000 | $ 69,000 |
| Richland County Ohio | 6 | $ 758,000 | $ 126,000 | $ 70,000 |
| Franklin County Indiana | 5 | $ 799,000 | $ 159,000 | $ 32,000 |
| Adams County Ohio | 5 | $ 577,000 | $ 115,000 | $ 100,000 |
| Summit County Ohio | 5 | $ 589,000 | $ 117,000 | $ 42,000 |
| Putnam County Indiana | 4 | $ 282,000 | $ 70,000 | $ 44,000 |
| Ripley County Indiana | 4 | $ 569,000 | $ 142,000 | $ 56,000 |
| Cuyahoga County Ohio | 4 | $ 341,000 | $ 85,000 | $ 60,000 |
| Logan County Ohio | 4 | $ 391,000 | $ 97,000 | $ 37,000 |
| Ross County Ohio | 4 | $ 420,000 | $ 105,000 | $ 91,000 |
| Lee County Florida | 3 | $ 498,000 | $ 166,000 | $ 42,000 |
| Palm Beach County Florida | 3 | $ 884,000 | $ 294,000 | $ 134,000 |
| Tippecanoe County Indiana | 3 | $ 483,000 | $ 161,000 | $ 72,000 |
| Madison County Kentucky | 3 | $ 235,000 | $ 78,000 | $ 82,000 |
| Warren County Kentucky | 3 | $ 162,000 | $ 54,000 | $ 98,000 |
| Crawford County Ohio | 3 | $ 311,000 | $ 103,000 | $ 35,000 |
| Lorain County Ohio | 3 | $ 413,000 | $ 137,000 | $ 57,000 |
| Lucas County Ohio | 3 | $ 428,000 | $ 142,000 | $ 64,000 |
| Muskingum County Ohio | 3 | $ 422,000 | $ 140,000 | $ 66,000 |
| Seneca County Ohio | 3 | $ 482,000 | $ 160,000 | $ 81,000 |
| Trumbull County Ohio | 3 | $ 358,000 | $ 119,000 | $ 59,000 |
| Collier County Florida | 2 | $ 646,000 | $ 323,000 | $ 163,000 |
| Manatee County Florida | 2 | $ 723,000 | $ 361,000 | $ 349,000 |
| Walton County Florida | 2 | $ 572,000 | $ 286,000 | $ 228,000 |
| Cobb County Georgia | 2 | $ 554,000 | $ 277,000 | $ 277,000 |
| Paulding County Georgia | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| Bartholomew County Indiana | 2 | $ 354,000 | $ 177,000 | $ 93,000 |
| Kosciusko County Indiana | 2 | $ 281,000 | $ 140,000 | $ 42,000 |
| Jessamine County Kentucky | 2 | $ 381,000 | $ 190,000 | $ 97,000 |
| Wolfe County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 176,000 |
| Emmet County Michigan | 2 | $ 387,000 | $ 193,000 | $ 479,000 |
| Kings County New York | 2 | $ 668,000 | $ 334,000 | $ 257,000 |
| Allen County Ohio | 2 | $ 362,000 | $ 181,000 | $ 46,000 |
| Ashtabula County Ohio | 2 | $ 129,000 | $ 64,000 | $ 70,000 |
| Athens County Ohio | 2 | $ 211,000 | $ 105,000 | $ 64,000 |
| Erie County Ohio | 2 | $ 268,000 | $ 134,000 | $ 241,000 |
| Hancock County Ohio | 2 | $ 133,000 | $ 66,000 | $ 102,000 |
| Mercer County Ohio | 2 | $ 106,000 | $ 53,000 | $ 124,000 |
| Morgan County Ohio | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Scioto County Ohio | 2 | $ 139,000 | $ 69,000 | $ 85,000 |
| Stark County Ohio | 2 | $ 228,000 | $ 114,000 | $ 74,000 |
| Washington County Ohio | 2 | $ 93,000 | $ 46,000 | $ 36,000 |
| Allegheny County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Baldwin County Alabama | 1 | $ 253,000 | $ 253,000 | $ 164,000 |
| Maricopa County Arizona | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| San Diego County California | 1 | $ 160,000 | $ 160,000 | $ 222,000 |
| Santa Cruz County California | 1 | $ 11,000 | $ 11,000 | $ 43,000 |
| Sussex County Delaware | 1 | $ 166,000 | $ 166,000 | $ 33,000 |
| Brevard County Florida | 1 | $ 51,000 | $ 51,000 | $ 79,000 |
| Broward County Florida | 1 | $ 164,000 | $ 164,000 | $ 19,000 |
| Hernando County Florida | 1 | $ 344,000 | $ 344,000 | $ 169,000 |
| Hillsborough County Florida | 1 | $ 212,000 | $ 212,000 | $ 180,000 |
| Lake County Florida | 1 | $ 246,000 | $ 246,000 | $ 64,000 |
| Leon County Florida | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Orange County Florida | 1 | $ 374,000 | $ 374,000 | $ 284,000 |
| Pinellas County Florida | 1 | $ 298,000 | $ 298,000 | $ 205,000 |
| Polk County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Sumter County Florida | 1 | $ 228,000 | $ 228,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Chatham County Georgia | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Will County Illinois | 1 | $ 655,000 | $ 655,000 | $ 95,000 |
| Adams County Indiana | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Brown County Indiana | 1 | $ 257,000 | $ 257,000 | $ 65,000 |
| Clark County Indiana | 1 | $ 194,000 | $ 194,000 | $ 238,000 |
| Daviess County Indiana | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Elkhart County Indiana | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Henry County Indiana | 1 | $ 213,000 | $ 213,000 | $ 138,000 |
| Jasper County Indiana | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Jefferson County Indiana | 1 | $ 52,000 | $ 52,000 | $ 97,000 |
| Ohio County Indiana | 1 | $ 219,000 | $ 219,000 | $ 85,000 |
| Switzerland County Indiana | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Tipton County Indiana | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Wayne County Indiana | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Bath County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Boyd County Kentucky | 1 | $ 242,000 | $ 242,000 | $ 78,000 |
| Bullitt County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Clark County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Daviess County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
| Hopkins County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Lee County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Lincoln County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Marshall County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Menifee County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 149,000 |
| Montgomery County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Muhlenberg County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Owen County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Rowan County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Russell County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Scott County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Trimble County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Berkshire County Massachusetts | 1 | $ 313,000 | $ 313,000 | $ 195,000 |
| Suffolk County Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Alpena County Michigan | 1 | $ 80,000 | $ 80,000 | $ 133,000 |
| Berrien County Michigan | 1 | $ 251,000 | $ 251,000 | $ 85,000 |
| Cheboygan County Michigan | 1 | $ 231,000 | $ 231,000 | $ 186,000 |
| Leelanau County Michigan | 1 | $ 665,000 | $ 665,000 | $ 202,000 |
| Wayne County Michigan | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 148,000 |
| St. Louis County Missouri | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Clark County Nevada | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Monroe County New York | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Brunswick County North Carolina | 1 | $ 603,000 | $ 603,000 | $ 649,000 |
| Caldwell County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Cherokee County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Moore County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Belmont County Ohio | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Hardin County Ohio | 1 | $ 71,000 | $ 71,000 | $ 128,000 |
| Jackson County Ohio | 1 | $ 199,000 | $ 199,000 | $ 165,000 |
| Jefferson County Ohio | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Mahoning County Ohio | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Medina County Ohio | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Portage County Ohio | 1 | $ 102,000 | $ 102,000 | $ 203,000 |
| Tuscarawas County Ohio | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Vinton County Ohio | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Wood County Ohio | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Canadian County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Philadelphia County Pennsylvania | 1 | $ 925,000 | $ 925,000 | $ 283,000 |
| Anderson County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Berkeley County South Carolina | 1 | $ 620,000 | $ 620,000 | $ 220,000 |
| Spartanburg County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 24,000 |
| York County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 124,000 |
| Jefferson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Sevier County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Shelby County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Harris County Texas | 1 | $ 272,000 | $ 272,000 | $ 123,000 |
| Arlington County Virginia | 1 | $ 296,000 | $ 296,000 | $ 893,000 |
| Caroline County Virginia | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| Fairfax County Virginia | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| Prince William County Virginia | 1 | $ 407,000 | $ 407,000 | $ 116,000 |
| Clark County Washington | 1 | $ 400,000 | $ 400,000 | $ 226,000 |
| Hancock County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 151,000 |
| Ohio County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Sweetwater County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 219,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,719 | $547,272,000 | $147,000 | $5,500,000 | $73,000 | $1,667,000 |
| Refinancing | 3,413 | $490,009,000 | $143,000 | $2,300,000 | $79,000 | $1,667,000 |
| Home Improvement | 117 | $16,391,000 | $140,000 | $444,000 | $82,000 | $687,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,451 | $930,845,000 | $144,000 | $3,000,000 | $78,000 | $1,343,000 |
| Black or African American | 399 | $53,707,000 | $134,000 | $1,100,000 | $78,000 | $1,667,000 |
| Not applicable | 155 | $31,526,000 | $203,000 | $5,500,000 | $0 | $0 |
| Asian | 129 | $19,226,000 | $149,000 | $1,000,000 | $80,000 | $710,000 |
| Hispanic | 59 | $10,306,000 | $174,000 | $925,000 | $83,000 | $403,000 |
| Not Provided | 35 | $5,032,000 | $143,000 | $545,000 | $53,000 | $267,000 |
| American Indian or Alaskan Native | 15 | $2,164,000 | $144,000 | $312,000 | $69,000 | $271,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $866,000 | $144,000 | $216,000 | $79,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,142 | $922,588,000 | $150,000 | $5,500,000 | $81,000 | $1,667,000 |
| FHA-insured (Federal Housing Administration) | 1,015 | $117,539,000 | $115,000 | $238,000 | $48,000 | $533,000 |
| VA-guaranteed (Veterans Administration) | 92 | $13,545,000 | $147,000 | $314,000 | $62,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,412 | $784,644,000 | $144,000 | $5,500,000 | $81,000 | $1,667,000 |
| Application Denied By Financial Institution | 1,325 | $191,408,000 | $144,000 | $3,000,000 | $59,000 | $649,000 |
| Application Withdrawn By Applicant | 344 | $54,002,000 | $156,000 | $2,000,000 | $65,000 | $561,000 |
| Application Approved But Not Accepted | 166 | $23,224,000 | $139,000 | $815,000 | $75,000 | $522,000 |
| File Closed For Incompleteness | 2 | $394,000 | $197,000 | $274,000 | $89,000 | $111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 433 | $56,801,000 | $131,000 | $1,500,000 | $47,000 | $200,000 |
| Credit Application Incomplete | 303 | $50,138,000 | $165,000 | $3,000,000 | $65,000 | $460,000 |
| Debt-To-Income Ratio | 237 | $37,167,000 | $156,000 | $953,000 | $63,000 | $431,000 |
| Other | 175 | $23,505,000 | $134,000 | $1,120,000 | $72,000 | $649,000 |
| Collateral | 121 | $17,208,000 | $142,000 | $1,040,000 | $74,000 | $549,000 |
| Unverifiable Information | 35 | $3,916,000 | $111,000 | $245,000 | $27,000 | $104,000 |
| Employment History | 12 | $1,284,000 | $107,000 | $180,000 | $29,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,389,000 | $154,000 | $500,000 | $71,000 | $159,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.