Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Union Savings Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,327 |
| Total Mortgage Loan Application Amount | $2,650,375,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $4,205,000 |
| Average Applicant Income | $103,500 |
| Highest Applicant Income | $4,957,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,889 | $ 346,955,000 | $ 183,000 | $ 126,000 |
| Franklin County Ohio | 1,879 | $ 352,255,000 | $ 187,000 | $ 109,000 |
| Montgomery County Ohio | 1,769 | $ 243,045,000 | $ 137,000 | $ 93,000 |
| Warren County Ohio | 1,024 | $ 225,220,000 | $ 219,000 | $ 124,000 |
| Marion County Indiana | 935 | $ 130,535,000 | $ 139,000 | $ 96,000 |
| Butler County Ohio | 894 | $ 151,740,000 | $ 169,000 | $ 102,000 |
| Hamilton County Indiana | 605 | $ 139,875,000 | $ 231,000 | $ 139,000 |
| Greene County Ohio | 513 | $ 94,665,000 | $ 184,000 | $ 106,000 |
| Delaware County Ohio | 502 | $ 132,890,000 | $ 264,000 | $ 140,000 |
| Clermont County Ohio | 412 | $ 77,020,000 | $ 186,000 | $ 110,000 |
| Allen County Indiana | 359 | $ 55,405,000 | $ 154,000 | $ 90,000 |
| Miami County Ohio | 323 | $ 51,965,000 | $ 160,000 | $ 99,000 |
| Allegheny County Pennsylvania | 305 | $ 58,705,000 | $ 192,000 | $ 112,000 |
| Fairfield County Ohio | 240 | $ 43,870,000 | $ 182,000 | $ 103,000 |
| Johnson County Indiana | 217 | $ 38,405,000 | $ 176,000 | $ 100,000 |
| Hendricks County Indiana | 188 | $ 33,900,000 | $ 180,000 | $ 114,000 |
| Licking County Ohio | 136 | $ 30,210,000 | $ 222,000 | $ 111,000 |
| Bartholomew County Indiana | 130 | $ 20,290,000 | $ 156,000 | $ 98,000 |
| Boone County Kentucky | 114 | $ 26,210,000 | $ 229,000 | $ 100,000 |
| Kenton County Kentucky | 109 | $ 18,525,000 | $ 169,000 | $ 108,000 |
| Hancock County Indiana | 98 | $ 17,790,000 | $ 181,000 | $ 112,000 |
| Clark County Ohio | 92 | $ 11,800,000 | $ 128,000 | $ 88,000 |
| Boone County Indiana | 91 | $ 21,295,000 | $ 234,000 | $ 144,000 |
| Union County Ohio | 89 | $ 25,425,000 | $ 285,000 | $ 140,000 |
| Campbell County Kentucky | 79 | $ 12,295,000 | $ 155,000 | $ 99,000 |
| Pickaway County Ohio | 50 | $ 9,350,000 | $ 187,000 | $ 99,000 |
| Madison County Ohio | 48 | $ 9,190,000 | $ 191,000 | $ 92,000 |
| Preble County Ohio | 46 | $ 5,360,000 | $ 116,000 | $ 114,000 |
| Lawrence County Pennsylvania | 40 | $ 5,640,000 | $ 141,000 | $ 69,000 |
| Monroe County Indiana | 38 | $ 6,100,000 | $ 160,000 | $ 111,000 |
| Washington County Pennsylvania | 37 | $ 8,755,000 | $ 236,000 | $ 95,000 |
| Broward County Florida | 36 | $ 21,990,000 | $ 610,000 | $ 373,000 |
| Butler County Pennsylvania | 35 | $ 10,095,000 | $ 288,000 | $ 110,000 |
| Shelby County Ohio | 34 | $ 5,080,000 | $ 149,000 | $ 84,000 |
| Dearborn County Indiana | 32 | $ 6,320,000 | $ 197,000 | $ 105,000 |
| Clinton County Ohio | 30 | $ 4,830,000 | $ 161,000 | $ 114,000 |
| Perry County Ohio | 30 | $ 5,430,000 | $ 181,000 | $ 120,000 |
| Knox County Ohio | 28 | $ 5,840,000 | $ 208,000 | $ 105,000 |
| Madison County Indiana | 26 | $ 3,310,000 | $ 127,000 | $ 113,000 |
| Morgan County Indiana | 26 | $ 4,490,000 | $ 172,000 | $ 92,000 |
| Logan County Ohio | 26 | $ 3,650,000 | $ 140,000 | $ 87,000 |
| Darke County Ohio | 25 | $ 3,045,000 | $ 121,000 | $ 76,000 |
| Jefferson County Kentucky | 23 | $ 6,015,000 | $ 261,000 | $ 115,000 |
| DeKalb County Indiana | 22 | $ 2,910,000 | $ 132,000 | $ 99,000 |
| Brown County Ohio | 21 | $ 3,395,000 | $ 161,000 | $ 117,000 |
| Westmoreland County Pennsylvania | 21 | $ 3,555,000 | $ 169,000 | $ 79,000 |
| Beaver County Pennsylvania | 20 | $ 3,630,000 | $ 181,000 | $ 94,000 |
| Steuben County Indiana | 19 | $ 3,825,000 | $ 201,000 | $ 124,000 |
| Brown County Indiana | 18 | $ 3,420,000 | $ 190,000 | $ 154,000 |
| Shelby County Indiana | 16 | $ 2,600,000 | $ 162,000 | $ 120,000 |
| Champaign County Ohio | 16 | $ 2,320,000 | $ 145,000 | $ 72,000 |
| Howard County Indiana | 15 | $ 2,375,000 | $ 158,000 | $ 104,000 |
| Hocking County Ohio | 15 | $ 2,325,000 | $ 155,000 | $ 120,000 |
| Palm Beach County Florida | 14 | $ 6,700,000 | $ 478,000 | $ 284,000 |
| Whitley County Indiana | 14 | $ 2,670,000 | $ 190,000 | $ 88,000 |
| Morrow County Ohio | 14 | $ 2,870,000 | $ 205,000 | $ 74,000 |
| Los Angeles County California | 13 | $ 10,135,000 | $ 779,000 | $ 250,000 |
| Noble County Indiana | 13 | $ 1,455,000 | $ 111,000 | $ 85,000 |
| Athens County Ohio | 12 | $ 1,570,000 | $ 130,000 | $ 98,000 |
| Highland County Ohio | 12 | $ 2,210,000 | $ 184,000 | $ 126,000 |
| Ross County Ohio | 11 | $ 1,815,000 | $ 165,000 | $ 108,000 |
| Muskingum County Ohio | 10 | $ 1,440,000 | $ 144,000 | $ 70,000 |
| Fayette County Pennsylvania | 10 | $ 1,080,000 | $ 108,000 | $ 67,000 |
| Orange County California | 9 | $ 11,295,000 | $ 1,255,000 | $ 259,000 |
| Fayette County Kentucky | 9 | $ 2,275,000 | $ 252,000 | $ 117,000 |
| Fayette County Ohio | 9 | $ 1,225,000 | $ 136,000 | $ 91,000 |
| Richland County Ohio | 9 | $ 1,125,000 | $ 125,000 | $ 58,000 |
| Lee County Florida | 8 | $ 2,190,000 | $ 273,000 | $ 187,000 |
| Kosciusko County Indiana | 8 | $ 1,170,000 | $ 146,000 | $ 95,000 |
| Marion County Ohio | 8 | $ 1,110,000 | $ 138,000 | $ 90,000 |
| Sarasota County Florida | 7 | $ 2,375,000 | $ 339,000 | $ 202,000 |
| Henry County Indiana | 7 | $ 555,000 | $ 79,000 | $ 53,000 |
| Grant County Kentucky | 7 | $ 1,055,000 | $ 150,000 | $ 78,000 |
| Putnam County Indiana | 6 | $ 1,030,000 | $ 171,000 | $ 91,000 |
| Auglaize County Ohio | 6 | $ 920,000 | $ 153,000 | $ 138,000 |
| Manatee County Florida | 5 | $ 1,295,000 | $ 259,000 | $ 324,000 |
| Pinellas County Florida | 5 | $ 1,785,000 | $ 357,000 | $ 377,000 |
| Adams County Indiana | 5 | $ 515,000 | $ 103,000 | $ 49,000 |
| Franklin County Indiana | 5 | $ 795,000 | $ 159,000 | $ 80,000 |
| Greene County Indiana | 5 | $ 575,000 | $ 115,000 | $ 90,000 |
| Huntington County Indiana | 5 | $ 775,000 | $ 155,000 | $ 70,000 |
| Tippecanoe County Indiana | 5 | $ 725,000 | $ 145,000 | $ 120,000 |
| Wells County Indiana | 5 | $ 875,000 | $ 175,000 | $ 86,000 |
| Ashland County Ohio | 5 | $ 765,000 | $ 153,000 | $ 87,000 |
| Cuyahoga County Ohio | 5 | $ 1,385,000 | $ 277,000 | $ 146,000 |
| Mercer County Ohio | 5 | $ 715,000 | $ 143,000 | $ 82,000 |
| Mercer County Pennsylvania | 5 | $ 565,000 | $ 113,000 | $ 67,000 |
| Collier County Florida | 4 | $ 2,760,000 | $ 690,000 | $ 249,000 |
| Hillsborough County Florida | 4 | $ 980,000 | $ 245,000 | $ 115,000 |
| Delaware County Indiana | 4 | $ 300,000 | $ 75,000 | $ 85,000 |
| Lawrence County Indiana | 4 | $ 360,000 | $ 90,000 | $ 65,000 |
| Montgomery County Indiana | 4 | $ 570,000 | $ 142,000 | $ 84,000 |
| Oldham County Kentucky | 4 | $ 790,000 | $ 197,000 | $ 80,000 |
| Erie County Ohio | 4 | $ 860,000 | $ 215,000 | $ 124,000 |
| Hancock County Ohio | 4 | $ 990,000 | $ 247,000 | $ 149,000 |
| Mahoning County Ohio | 4 | $ 950,000 | $ 237,000 | $ 91,000 |
| Morgan County Ohio | 4 | $ 580,000 | $ 145,000 | $ 114,000 |
| Ottawa County Ohio | 4 | $ 430,000 | $ 107,000 | $ 180,000 |
| Armstrong County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 53,000 |
| Campbell County Tennessee | 4 | $ 1,310,000 | $ 327,000 | $ 305,000 |
| Alameda County California | 3 | $ 4,085,000 | $ 1,361,000 | $ 139,000 |
| Charlotte County Florida | 3 | $ 785,000 | $ 261,000 | $ 182,000 |
| Miami-Dade County Florida | 3 | $ 1,395,000 | $ 465,000 | $ 241,000 |
| Orange County Florida | 3 | $ 565,000 | $ 188,000 | $ 94,000 |
| Carroll County Indiana | 3 | $ 435,000 | $ 145,000 | $ 92,000 |
| Clinton County Indiana | 3 | $ 165,000 | $ 55,000 | $ 84,000 |
| Decatur County Indiana | 3 | $ 165,000 | $ 55,000 | $ 143,000 |
| Jackson County Indiana | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| Tipton County Indiana | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Wayne County Indiana | 3 | $ 265,000 | $ 88,000 | $ 66,000 |
| Scott County Kentucky | 3 | $ 685,000 | $ 228,000 | $ 150,000 |
| Wayne County Michigan | 3 | $ 895,000 | $ 298,000 | $ 409,000 |
| Brunswick County North Carolina | 3 | $ 1,435,000 | $ 478,000 | $ 294,000 |
| Geauga County Ohio | 3 | $ 965,000 | $ 321,000 | $ 139,000 |
| Guernsey County Ohio | 3 | $ 145,000 | $ 48,000 | $ 35,000 |
| Lorain County Ohio | 3 | $ 395,000 | $ 131,000 | $ 65,000 |
| Wayne County Ohio | 3 | $ 365,000 | $ 121,000 | $ 82,000 |
| Wood County Ohio | 3 | $ 455,000 | $ 151,000 | $ 277,000 |
| Beaufort County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 180,000 |
| Charleston County South Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 507,000 |
| Davidson County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 279,000 |
| Sevier County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 157,000 |
| Pima County Arizona | 2 | $ 170,000 | $ 85,000 | $ 190,000 |
| San Diego County California | 2 | $ 1,160,000 | $ 580,000 | $ 215,000 |
| El Paso County Colorado | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Brevard County Florida | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Santa Rosa County Florida | 2 | $ 860,000 | $ 430,000 | $ 112,000 |
| St. Lucie County Florida | 2 | $ 3,290,000 | $ 1,645,000 | $ 156,000 |
| Clark County Indiana | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Dubois County Indiana | 2 | $ 140,000 | $ 70,000 | $ 134,000 |
| Grant County Indiana | 2 | $ 80,000 | $ 40,000 | $ 87,000 |
| Harrison County Indiana | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| LaGrange County Indiana | 2 | $ 680,000 | $ 340,000 | $ 134,000 |
| Orange County Indiana | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Owen County Indiana | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Rush County Indiana | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| St. Joseph County Indiana | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Madison County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Pendleton County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Pulaski County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 129,000 |
| Shelby County Kentucky | 2 | $ 1,000,000 | $ 500,000 | $ 125,000 |
| Alger County Michigan | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| St. Louis City County Missouri | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Haywood County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 125,000 |
| Adams County Ohio | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Coshocton County Ohio | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Lake County Ohio | 2 | $ 640,000 | $ 320,000 | $ 114,000 |
| Lucas County Ohio | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Medina County Ohio | 2 | $ 410,000 | $ 205,000 | $ 141,000 |
| Stark County Ohio | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Virginia Beach County Virginia | 2 | $ 600,000 | $ 300,000 | $ 399,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Elmore County Alabama | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Yavapai County Arizona | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Santa Barbara County California | 1 | $ 1,585,000 | $ 1,585,000 | $ 341,000 |
| Mesa County Colorado | 1 | $ 805,000 | $ 805,000 | $ 384,000 |
| Summit County Colorado | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Weld County Colorado | 1 | $ 455,000 | $ 455,000 | $ 250,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 275,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Lake County Florida | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Fayette County Georgia | 1 | $ 465,000 | $ 465,000 | $ 268,000 |
| Glynn County Georgia | 1 | $ 355,000 | $ 355,000 | $ 410,000 |
| Henry County Georgia | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Wilkes County Georgia | 1 | $ 205,000 | $ 205,000 | $ 576,000 |
| Blaine County Idaho | 1 | $ 555,000 | $ 555,000 | $ 169,000 |
| Kankakee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Peoria County Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Elkhart County Indiana | 1 | $ 255,000 | $ 255,000 | $ 272,000 |
| Fayette County Indiana | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Floyd County Indiana | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Jefferson County Indiana | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Jennings County Indiana | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Lake County Indiana | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Miami County Indiana | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Ohio County Indiana | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Parke County Indiana | 1 | $ 155,000 | $ 155,000 | $ 205,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Posey County Indiana | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Randolph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Ripley County Indiana | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Vanderburgh County Indiana | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Wabash County Indiana | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Warrick County Indiana | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
| Calloway County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 129,000 |
| Clark County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Franklin County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Green County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Henry County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 374,000 |
| Mason County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 213,000 |
| Owen County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Wayne County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 226,000 |
| Whitley County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 301,000 |
| Cheboygan County Michigan | 1 | $ 305,000 | $ 305,000 | $ 362,000 |
| Emmet County Michigan | 1 | $ 185,000 | $ 185,000 | $ 769,000 |
| Jackson County Michigan | 1 | $ 425,000 | $ 425,000 | $ 122,000 |
| McLeod County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Madison County Montana | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Polk County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Clark County Nevada | 1 | $ 535,000 | $ 535,000 | $ 130,000 |
| Hillsborough County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Westchester County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 369,000 |
| Carroll County Ohio | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Columbiana County Ohio | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Crawford County Ohio | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Defiance County Ohio | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Hardin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Meigs County Ohio | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Pike County Ohio | 1 | $ 325,000 | $ 325,000 | $ 197,000 |
| Putnam County Ohio | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Seneca County Ohio | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Summit County Ohio | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Van Wert County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Multnomah County Oregon | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Clarion County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Greene County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Indiana County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Somerset County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| York County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 58,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Meigs County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Wilson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Brazoria County Texas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Hood County Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Tarrant County Texas | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Upshur County Texas | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Williamson County Texas | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Wasatch County Utah | 1 | $ 1,345,000 | $ 1,345,000 | $ 690,000 |
| Fairfax County Virginia | 1 | $ 525,000 | $ 525,000 | $ 138,000 |
| Loudoun County Virginia | 1 | $ 615,000 | $ 615,000 | $ 187,000 |
| Harrison County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| McDowell County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Portage County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,443 | $1,818,125,000 | $215,000 | $4,205,000 | $118,000 | $4,957,000 |
| Refinancing | 2,247 | $380,285,000 | $169,000 | $2,205,000 | $109,000 | $1,198,000 |
| Cash-out Refinancing | 2,006 | $360,530,000 | $179,000 | $2,255,000 | $103,000 | $988,000 |
| Home Improvement | 1,102 | $41,920,000 | $38,000 | $605,000 | $84,000 | $1,158,000 |
| Other Purpose | 525 | $49,145,000 | $93,000 | $805,000 | $117,000 | $1,240,000 |
| Not Applicable | 4 | $370,000 | $92,000 | $245,000 | $90,000 | $90,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,460 | $2,177,500,000 | $190,000 | $4,205,000 | $114,000 | $4,957,000 |
| Not Provided | 1,071 | $228,405,000 | $213,000 | $2,775,000 | $120,000 | $664,000 |
| Black or African American | 996 | $72,310,000 | $72,000 | $705,000 | $62,000 | $1,158,000 |
| Asian | 577 | $123,755,000 | $214,000 | $1,905,000 | $129,000 | $1,985,000 |
| Hispanic | 163 | $35,105,000 | $215,000 | $1,805,000 | $109,000 | $498,000 |
| American Indian or Alaskan Native | 18 | $2,810,000 | $156,000 | $335,000 | $78,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,680,000 | $167,000 | $325,000 | $87,000 | $213,000 |
| Not applicable | 6 | $3,070,000 | $511,000 | $1,655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,798 | $2,409,420,000 | $188,000 | $4,205,000 | $117,000 | $4,957,000 |
| FHA-insured (Federal Housing Administration) | 1,184 | $172,980,000 | $146,000 | $385,000 | $65,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 273 | $58,855,000 | $215,000 | $555,000 | $89,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $9,120,000 | $126,000 | $245,000 | $49,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,111 | $2,076,595,000 | $186,000 | $4,205,000 | $114,000 | $4,957,000 |
| Application Denied By Financial Institution | 1,613 | $268,275,000 | $166,000 | $3,205,000 | $89,000 | $700,000 |
| Application Withdrawn By Applicant | 1,385 | $271,165,000 | $195,000 | $2,255,000 | $116,000 | $1,080,000 |
| Application Approved But Not Accepted | 215 | $34,005,000 | $158,000 | $1,005,000 | $107,000 | $957,000 |
| Loan Purchased By The Institution | 3 | $335,000 | $111,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,714 | $2,382,100,000 | $187,000 | $4,205,000 | $114,000 | $4,957,000 |
| Debt-To-Income Ratio | 539 | $98,285,000 | $182,000 | $2,205,000 | $74,000 | $579,000 |
| Collateral | 300 | $56,200,000 | $187,000 | $1,035,000 | $116,000 | $700,000 |
| Credit History | 284 | $35,110,000 | $123,000 | $3,205,000 | $70,000 | $414,000 |
| Credit Application Incomplete | 276 | $48,300,000 | $175,000 | $1,155,000 | $106,000 | $411,000 |
| Other | 121 | $16,355,000 | $135,000 | $735,000 | $96,000 | $557,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $8,755,000 | $178,000 | $475,000 | $102,000 | $617,000 |
| Unverifiable Information | 28 | $3,550,000 | $126,000 | $385,000 | $90,000 | $233,000 |
| Employment History | 15 | $1,615,000 | $107,000 | $215,000 | $53,000 | $85,000 |
| Mortgage Insurance Denied | 1 | $105,000 | $105,000 | $105,000 | $33,000 | $33,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.