United Bank
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address United Bank
Po Box 1337
Zebulon, GA 30295
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,918
Total Mortgage Loan Application Amount $372,050,000
Average Mortgage Loan Application Amount $155,200
Highest Mortgage Loan Application Amount $3,935,000
Average Applicant Income $105,600
Highest Applicant Income $4,786,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spalding County Georgia 217 $ 31,575,000 $ 145,000 $ 99,000
Upson County Georgia 206 $ 27,550,000 $ 133,000 $ 76,000
Coweta County Georgia 180 $ 47,710,000 $ 265,000 $ 177,000
Pike County Georgia 179 $ 39,285,000 $ 219,000 $ 116,000
Butts County Georgia 155 $ 29,505,000 $ 190,000 $ 99,000
Lamar County Georgia 127 $ 19,595,000 $ 154,000 $ 93,000
Newton County Georgia 112 $ 24,580,000 $ 219,000 $ 119,000
Monroe County Georgia 111 $ 19,245,000 $ 173,000 $ 103,000
Morgan County Georgia 104 $ 21,640,000 $ 208,000 $ 99,000
Henry County Georgia 66 $ 13,610,000 $ 206,000 $ 97,000
Jasper County Georgia 47 $ 10,325,000 $ 219,000 $ 92,000
Meriwether County Georgia 26 $ 4,990,000 $ 191,000 $ 85,000
Walton County Georgia 26 $ 5,590,000 $ 215,000 $ 75,000
Fayette County Georgia 24 $ 6,460,000 $ 269,000 $ 102,000
Bibb County Georgia 13 $ 1,255,000 $ 96,000 $ 68,000
Greene County Georgia 11 $ 2,895,000 $ 263,000 $ 116,000
Putnam County Georgia 11 $ 2,215,000 $ 201,000 $ 120,000
Carroll County Georgia 8 $ 1,110,000 $ 138,000 $ 79,000
Fulton County Georgia 8 $ 3,260,000 $ 407,000 $ 270,000
Oconee County Georgia 8 $ 2,460,000 $ 307,000 $ 143,000
DeKalb County Georgia 6 $ 2,340,000 $ 390,000 $ 127,000
Bay County Florida 5 $ 1,275,000 $ 255,000 $ 189,000
Gwinnett County Georgia 5 $ 1,595,000 $ 319,000 $ 134,000
Jones County Georgia 5 $ 425,000 $ 85,000 $ 63,000
Baldwin County Georgia 4 $ 900,000 $ 225,000 $ 103,000
Clarke County Georgia 4 $ 1,220,000 $ 305,000 $ 143,000
Clayton County Georgia 4 $ 580,000 $ 145,000 $ 48,000
Cobb County Georgia 4 $ 900,000 $ 225,000 $ 99,000
Hall County Georgia 4 $ 1,320,000 $ 330,000 $ 145,000
Harris County Georgia 4 $ 740,000 $ 185,000 $ 106,000
Heard County Georgia 4 $ 990,000 $ 247,000 $ 87,000
Rockdale County Georgia 4 $ 970,000 $ 242,000 $ 168,000
Taylor County Georgia 4 $ 700,000 $ 175,000 $ 120,000
Beaufort County South Carolina 4 $ 1,590,000 $ 397,000 $ 252,000
Gulf County Florida 3 $ 785,000 $ 261,000 $ 254,000
Walton County Florida 3 $ 5,545,000 $ 1,848,000 $ 629,000
Cherokee County Georgia 3 $ 995,000 $ 331,000 $ 207,000
Crawford County Georgia 3 $ 1,165,000 $ 388,000 $ 70,000
Hancock County Georgia 3 $ 745,000 $ 248,000 $ 568,000
Rabun County Georgia 3 $ 505,000 $ 168,000 $ 123,000
Randolph County Alabama 2 $ 300,000 $ 150,000 $ 63,000
Dawson County Georgia 2 $ 490,000 $ 245,000 $ 124,000
Douglas County Georgia 2 $ 400,000 $ 200,000 $ 91,000
Houston County Georgia 2 $ 230,000 $ 115,000 $ 70,000
Jackson County Georgia 2 $ 590,000 $ 295,000 $ 199,000
Madison County Georgia 2 $ 640,000 $ 320,000 $ 79,000
Peach County Georgia 2 $ 540,000 $ 270,000 $ 83,000
White County Georgia 2 $ 270,000 $ 135,000 $ 95,000
Russell County Alabama 1 $ 75,000 $ 75,000 $ 0
Talladega County Alabama 1 $ 115,000 $ 115,000 $ 55,000
Tallapoosa County Alabama 1 $ 235,000 $ 235,000 $ 601,000
Ouray County Colorado 1 $ 445,000 $ 445,000 $ 0
Franklin County Florida 1 $ 245,000 $ 245,000 $ 287,000
Pinellas County Florida 1 $ 255,000 $ 255,000 $ 153,000
Santa Rosa County Florida 1 $ 205,000 $ 205,000 $ 42,000
Barrow County Georgia 1 $ 145,000 $ 145,000 $ 69,000
Berrien County Georgia 1 $ 155,000 $ 155,000 $ 64,000
Charlton County Georgia 1 $ 165,000 $ 165,000 $ 76,000
Chatham County Georgia 1 $ 85,000 $ 85,000 $ 0
Columbia County Georgia 1 $ 285,000 $ 285,000 $ 95,000
Fannin County Georgia 1 $ 75,000 $ 75,000 $ 22,000
Forsyth County Georgia 1 $ 165,000 $ 165,000 $ 64,000
Gilmer County Georgia 1 $ 415,000 $ 415,000 $ 306,000
Gordon County Georgia 1 $ 265,000 $ 265,000 $ 94,000
McIntosh County Georgia 1 $ 155,000 $ 155,000 $ 100,000
Muscogee County Georgia 1 $ 135,000 $ 135,000 $ 43,000
Oglethorpe County Georgia 1 $ 265,000 $ 265,000 $ 159,000
Talbot County Georgia 1 $ 125,000 $ 125,000 $ 42,000
Troup County Georgia 1 $ 165,000 $ 165,000 $ 34,000
Union County Georgia 1 $ 245,000 $ 245,000 $ 246,000
Darlington County South Carolina 1 $ 315,000 $ 315,000 $ 163,000
Hamilton County Tennessee 1 $ 95,000 $ 95,000 $ 120,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 965 $209,505,000 $217,000 $3,935,000 $103,000 $1,425,000
Refinancing 565 $98,265,000 $173,000 $2,615,000 $110,000 $4,786,000
Cash-out Refinancing 329 $58,435,000 $177,000 $905,000 $107,000 $1,571,000
Home Improvement 36 $2,850,000 $79,000 $255,000 $85,000 $382,000
Other Purpose 23 $2,995,000 $130,000 $315,000 $123,000 $1,111,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,546 $297,210,000 $192,000 $1,185,000 $106,000 $4,786,000
Black or African American 153 $24,775,000 $161,000 $515,000 $73,000 $354,000
Not Provided 115 $28,045,000 $243,000 $1,265,000 $136,000 $1,420,000
Not applicable 66 $15,190,000 $230,000 $3,935,000 $0 $0
Hispanic 24 $2,840,000 $118,000 $255,000 $99,000 $333,000
Asian 9 $2,855,000 $317,000 $565,000 $184,000 $832,000
American Indian or Alaskan Native 3 $805,000 $268,000 $405,000 $157,000 $300,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,760 $348,780,000 $198,000 $3,935,000 $110,000 $4,786,000
FHA-insured (Federal Housing Administration) 81 $12,455,000 $153,000 $315,000 $55,000 $181,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 65 $8,135,000 $125,000 $375,000 $43,000 $150,000
VA-guaranteed (Veterans Administration) 12 $2,680,000 $223,000 $345,000 $83,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,078 $200,090,000 $185,000 $3,935,000 $113,000 $4,786,000
Application Approved But Not Accepted 363 $90,445,000 $249,000 $1,265,000 $125,000 $1,425,000
Application Denied By Financial Institution 200 $35,530,000 $177,000 $905,000 $74,000 $960,000
Preapproval Denied by Financial Institution 159 $23,515,000 $147,000 $455,000 $51,000 $333,000
Application Withdrawn By Applicant 77 $15,895,000 $206,000 $605,000 $112,000 $700,000
File Closed For Incompleteness 41 $6,575,000 $160,000 $425,000 $89,000 $666,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,559 $313,005,000 $200,000 $3,935,000 $115,000 $4,786,000
Credit History 182 $27,260,000 $149,000 $515,000 $67,000 $333,000
Debt-To-Income Ratio 144 $26,200,000 $181,000 $905,000 $50,000 $290,000
Unverifiable Information 14 $2,650,000 $189,000 $375,000 $85,000 $229,000
Other 10 $1,760,000 $176,000 $445,000 $168,000 $960,000
Collateral 6 $700,000 $116,000 $195,000 $105,000 $220,000
Employment History 3 $475,000 $158,000 $245,000 $74,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List