United Bank Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Bank Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,151 |
| Total Mortgage Loan Application Amount | $274,283,000 |
| Average Mortgage Loan Application Amount | $95,333 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Bank Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Bank Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 363 | $ 53,434,000 | $ 147,000 | $ 99,000 |
| Wood County West Virginia | 220 | $ 21,108,000 | $ 95,000 | $ 83,000 |
| Monongalia County West Virginia | 219 | $ 43,915,000 | $ 200,000 | $ 115,000 |
| Jackson County West Virginia | 141 | $ 5,755,000 | $ 40,000 | $ 53,000 |
| Raleigh County West Virginia | 138 | $ 11,788,000 | $ 85,000 | $ 80,000 |
| Webster County West Virginia | 138 | $ 4,008,000 | $ 29,000 | $ 55,000 |
| Ohio County West Virginia | 124 | $ 12,994,000 | $ 104,000 | $ 83,000 |
| Fayette County West Virginia | 116 | $ 6,798,000 | $ 58,000 | $ 64,000 |
| Cabell County West Virginia | 100 | $ 8,268,000 | $ 82,000 | $ 96,000 |
| Marshall County West Virginia | 94 | $ 4,395,000 | $ 46,000 | $ 55,000 |
| Lewis County West Virginia | 83 | $ 4,716,000 | $ 56,000 | $ 64,000 |
| Wayne County West Virginia | 72 | $ 4,084,000 | $ 56,000 | $ 57,000 |
| Putnam County West Virginia | 68 | $ 8,419,000 | $ 123,000 | $ 110,000 |
| Belmont County Ohio | 65 | $ 3,133,000 | $ 48,000 | $ 59,000 |
| Stark County Ohio | 64 | $ 666,000 | $ 10,000 | $ 47,000 |
| Harrison County West Virginia | 62 | $ 4,079,000 | $ 65,000 | $ 67,000 |
| Nicholas County West Virginia | 59 | $ 3,945,000 | $ 66,000 | $ 83,000 |
| Logan County West Virginia | 54 | $ 2,992,000 | $ 55,000 | $ 60,000 |
| Jefferson County West Virginia | 45 | $ 4,617,000 | $ 102,000 | $ 109,000 |
| Marion County West Virginia | 44 | $ 1,986,000 | $ 45,000 | $ 58,000 |
| Allegheny County Pennsylvania | 37 | $ 991,000 | $ 26,000 | $ 38,000 |
| Gilmer County West Virginia | 37 | $ 2,413,000 | $ 65,000 | $ 65,000 |
| Greenbrier County West Virginia | 29 | $ 13,584,000 | $ 468,000 | $ 442,000 |
| Washington County Ohio | 27 | $ 2,581,000 | $ 95,000 | $ 85,000 |
| Hancock County West Virginia | 27 | $ 1,706,000 | $ 63,000 | $ 85,000 |
| Chautauqua County New York | 26 | $ 311,000 | $ 11,000 | $ 44,000 |
| Preston County West Virginia | 26 | $ 1,518,000 | $ 58,000 | $ 47,000 |
| Lawrence County Ohio | 24 | $ 2,081,000 | $ 86,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 22 | $ 264,000 | $ 12,000 | $ 37,000 |
| Berkeley County West Virginia | 22 | $ 1,498,000 | $ 68,000 | $ 57,000 |
| Upshur County West Virginia | 22 | $ 908,000 | $ 41,000 | $ 68,000 |
| Erie County Pennsylvania | 21 | $ 157,000 | $ 7,000 | $ 32,000 |
| Boone County West Virginia | 21 | $ 1,038,000 | $ 49,000 | $ 67,000 |
| Tuscarawas County Ohio | 20 | $ 174,000 | $ 8,000 | $ 37,000 |
| Columbiana County Ohio | 17 | $ 134,000 | $ 7,000 | $ 46,000 |
| Blair County Pennsylvania | 17 | $ 168,000 | $ 9,000 | $ 36,000 |
| Fayette County Pennsylvania | 16 | $ 632,000 | $ 39,000 | $ 46,000 |
| Jefferson County Ohio | 15 | $ 931,000 | $ 62,000 | $ 90,000 |
| York County Pennsylvania | 15 | $ 121,000 | $ 8,000 | $ 54,000 |
| Braxton County West Virginia | 15 | $ 533,000 | $ 35,000 | $ 42,000 |
| Indiana County Pennsylvania | 13 | $ 92,000 | $ 7,000 | $ 32,000 |
| Randolph County West Virginia | 12 | $ 392,000 | $ 32,000 | $ 113,000 |
| Clay County West Virginia | 11 | $ 641,000 | $ 58,000 | $ 57,000 |
| Mineral County West Virginia | 11 | $ 153,000 | $ 13,000 | $ 31,000 |
| Taylor County West Virginia | 11 | $ 541,000 | $ 49,000 | $ 36,000 |
| Barbour County West Virginia | 10 | $ 462,000 | $ 46,000 | $ 36,000 |
| Brooke County West Virginia | 10 | $ 468,000 | $ 46,000 | $ 36,000 |
| Roane County West Virginia | 10 | $ 759,000 | $ 75,000 | $ 53,000 |
| Athens County Ohio | 9 | $ 591,000 | $ 65,000 | $ 62,000 |
| Richland County Ohio | 9 | $ 459,000 | $ 51,000 | $ 92,000 |
| Beaver County Pennsylvania | 8 | $ 135,000 | $ 16,000 | $ 46,000 |
| Somerset County Pennsylvania | 8 | $ 75,000 | $ 9,000 | $ 59,000 |
| Washington County Pennsylvania | 8 | $ 88,000 | $ 11,000 | $ 53,000 |
| Lincoln County West Virginia | 8 | $ 982,000 | $ 122,000 | $ 60,000 |
| Wirt County West Virginia | 8 | $ 639,000 | $ 79,000 | $ 73,000 |
| Guernsey County Ohio | 7 | $ 215,000 | $ 30,000 | $ 72,000 |
| Mahoning County Ohio | 7 | $ 86,000 | $ 12,000 | $ 39,000 |
| Mercer County Pennsylvania | 7 | $ 70,000 | $ 10,000 | $ 30,000 |
| Calhoun County West Virginia | 7 | $ 253,000 | $ 36,000 | $ 65,000 |
| Mason County West Virginia | 7 | $ 240,000 | $ 34,000 | $ 57,000 |
| Mercer County West Virginia | 7 | $ 859,000 | $ 122,000 | $ 72,000 |
| Wyoming County West Virginia | 7 | $ 577,000 | $ 82,000 | $ 73,000 |
| Allegany County Maryland | 6 | $ 33,000 | $ 5,000 | $ 51,000 |
| Cuyahoga County Ohio | 6 | $ 224,000 | $ 37,000 | $ 40,000 |
| Armstrong County Pennsylvania | 6 | $ 73,000 | $ 12,000 | $ 58,000 |
| Monroe County West Virginia | 6 | $ 1,440,000 | $ 240,000 | $ 118,000 |
| Gallia County Ohio | 5 | $ 174,000 | $ 34,000 | $ 33,000 |
| Summit County Ohio | 5 | $ 298,000 | $ 59,000 | $ 46,000 |
| Horry County South Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 1,628,000 |
| Ritchie County West Virginia | 5 | $ 265,000 | $ 53,000 | $ 44,000 |
| Garrett County Maryland | 4 | $ 83,000 | $ 20,000 | $ 41,000 |
| Medina County Ohio | 4 | $ 45,000 | $ 11,000 | $ 67,000 |
| Monroe County Ohio | 4 | $ 43,000 | $ 10,000 | $ 30,000 |
| Butler County Pennsylvania | 4 | $ 28,000 | $ 7,000 | $ 44,000 |
| Cambria County Pennsylvania | 4 | $ 37,000 | $ 9,000 | $ 25,000 |
| Greene County Pennsylvania | 4 | $ 173,000 | $ 43,000 | $ 55,000 |
| Pleasants County West Virginia | 4 | $ 140,000 | $ 35,000 | $ 60,000 |
| Pocahontas County West Virginia | 4 | $ 770,000 | $ 192,000 | $ 376,000 |
| Tyler County West Virginia | 4 | $ 18,000 | $ 4,000 | $ 11,000 |
| Maricopa County Arizona | 3 | $ 1,639,000 | $ 546,000 | $ 104,000 |
| Boyd County Kentucky | 3 | $ 139,000 | $ 46,000 | $ 59,000 |
| Alamance County North Carolina | 3 | $ 12,000 | $ 4,000 | $ 48,000 |
| Mecklenburg County North Carolina | 3 | $ 466,000 | $ 155,000 | $ 14,000 |
| Rockingham County North Carolina | 3 | $ 13,000 | $ 4,000 | $ 34,000 |
| Rowan County North Carolina | 3 | $ 13,000 | $ 4,000 | $ 51,000 |
| Meigs County Ohio | 3 | $ 37,000 | $ 12,000 | $ 38,000 |
| Lawrence County Pennsylvania | 3 | $ 48,000 | $ 16,000 | $ 27,000 |
| McKean County Pennsylvania | 3 | $ 33,000 | $ 11,000 | $ 25,000 |
| Fairfax County Virginia | 3 | $ 998,000 | $ 332,000 | $ 258,000 |
| Hampshire County West Virginia | 3 | $ 117,000 | $ 39,000 | $ 39,000 |
| Mingo County West Virginia | 3 | $ 65,000 | $ 21,000 | $ 40,000 |
| Palm Beach County Florida | 2 | $ 720,000 | $ 360,000 | $ 1,292,000 |
| St. Johns County Florida | 2 | $ 2,676,000 | $ 1,338,000 | $ 4,999,000 |
| Teton County Idaho | 2 | $ 950,000 | $ 475,000 | $ 144,000 |
| Greenup County Kentucky | 2 | $ 46,000 | $ 23,000 | $ 43,000 |
| Frederick County Maryland | 2 | $ 455,000 | $ 227,000 | $ 61,000 |
| Washington County Maryland | 2 | $ 216,000 | $ 108,000 | $ 49,000 |
| Erie County New York | 2 | $ 12,000 | $ 6,000 | $ 63,000 |
| Bladen County North Carolina | 2 | $ 8,000 | $ 4,000 | $ 25,000 |
| Franklin County North Carolina | 2 | $ 14,000 | $ 7,000 | $ 68,000 |
| Iredell County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 223,000 |
| Robeson County North Carolina | 2 | $ 10,000 | $ 5,000 | $ 27,000 |
| Coshocton County Ohio | 2 | $ 20,000 | $ 10,000 | $ 31,000 |
| Franklin County Ohio | 2 | $ 12,000 | $ 6,000 | $ 66,000 |
| Centre County Pennsylvania | 2 | $ 9,000 | $ 4,000 | $ 29,000 |
| Clearfield County Pennsylvania | 2 | $ 12,000 | $ 6,000 | $ 29,000 |
| Cumberland County Pennsylvania | 2 | $ 9,000 | $ 4,000 | $ 26,000 |
| Franklin County Pennsylvania | 2 | $ 11,000 | $ 5,000 | $ 27,000 |
| Lancaster County Pennsylvania | 2 | $ 8,000 | $ 4,000 | $ 42,000 |
| Luzerne County Pennsylvania | 2 | $ 9,000 | $ 4,000 | $ 17,000 |
| Warren County Pennsylvania | 2 | $ 14,000 | $ 7,000 | $ 31,000 |
| Loudoun County Virginia | 2 | $ 1,819,000 | $ 909,000 | $ 308,000 |
| Montgomery County Virginia | 2 | $ 151,000 | $ 75,000 | $ 158,000 |
| Prince William County Virginia | 2 | $ 318,000 | $ 159,000 | $ 133,000 |
| Roanoke City County Virginia | 2 | $ 15,000 | $ 7,000 | $ 41,000 |
| Tazewell County Virginia | 2 | $ 339,000 | $ 169,000 | $ 145,000 |
| Doddridge County West Virginia | 2 | $ 165,000 | $ 82,000 | $ 378,000 |
| Summers County West Virginia | 2 | $ 228,000 | $ 114,000 | $ 47,000 |
| Wetzel County West Virginia | 2 | $ 125,000 | $ 62,000 | $ 50,000 |
| Brooks County Georgia | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Story County Iowa | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Lawrence County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Ramsey County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 49,000 |
| Merrimack County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Cattaraugus County New York | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Steuben County New York | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Suffolk County New York | 1 | $ 570,000 | $ 570,000 | $ 232,000 |
| Ashe County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 31,000 |
| Caldwell County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Cumberland County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 57,000 |
| Davidson County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Forsyth County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Lenoir County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Montgomery County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Moore County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Northampton County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 34,000 |
| Randolph County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 18,000 |
| Stokes County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Warren County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Washington County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Yadkin County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Yancey County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 7,000 |
| Champaign County Ohio | 1 | $ 14,000 | $ 14,000 | $ 18,000 |
| Fayette County Ohio | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
| Harrison County Ohio | 1 | $ 7,000 | $ 7,000 | $ 32,000 |
| Knox County Ohio | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Lake County Ohio | 1 | $ 7,000 | $ 7,000 | $ 26,000 |
| Licking County Ohio | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Lorain County Ohio | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Montgomery County Ohio | 1 | $ 196,000 | $ 196,000 | $ 81,000 |
| Muskingum County Ohio | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| Trumbull County Ohio | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
| Wayne County Ohio | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Bedford County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 8,000 |
| Bradford County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Clarion County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Jefferson County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Venango County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Charleston County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 33,000 |
| Shelby County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Augusta County Virginia | 1 | $ 198,000 | $ 198,000 | $ 75,000 |
| Campbell County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 703,000 | $ 703,000 | $ 77,000 |
| Clarke County Virginia | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Dinwiddie County Virginia | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Frederick County Virginia | 1 | $ 364,000 | $ 364,000 | $ 83,000 |
| Grayson County Virginia | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| James City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Petersburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Richmond City County Virginia | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Roanoke County Virginia | 1 | $ 3,000 | $ 3,000 | $ 76,000 |
| Warren County Virginia | 1 | $ 363,000 | $ 363,000 | $ 157,000 |
| Morgan County West Virginia | 1 | $ 420,000 | $ 420,000 | $ 276,000 |
| Tucker County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Albany County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for United Bank Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,293 | $23,029,000 | $17,000 | $494,000 | $53,000 | $1,068,000 |
| Home Purchase | 943 | $134,561,000 | $142,000 | $6,500,000 | $110,000 | $7,300,000 |
| Refinancing | 915 | $116,693,000 | $127,000 | $7,700,000 | $102,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,952 | $238,681,000 | $80,000 | $3,530,000 | $86,000 | $9,999,000 |
| Not applicable | 76 | $28,815,000 | $379,000 | $7,700,000 | $23,000 | $469,000 |
| Black or African American | 71 | $1,825,000 | $25,000 | $193,000 | $48,000 | $166,000 |
| Asian | 17 | $2,255,000 | $132,000 | $460,000 | $139,000 | $305,000 |
| Not Provided | 17 | $932,000 | $54,000 | $268,000 | $58,000 | $176,000 |
| Hispanic | 13 | $1,654,000 | $127,000 | $685,000 | $93,000 | $204,000 |
| American Indian or Alaskan Native | 4 | $91,000 | $22,000 | $39,000 | $31,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $30,000 | $30,000 | $30,000 | $360,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,520 | $268,215,000 | $106,000 | $7,700,000 | $95,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 631 | $6,068,000 | $9,000 | $28,000 | $41,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,374 | $249,608,000 | $105,000 | $7,700,000 | $97,000 | $9,999,000 |
| Application Denied By Financial Institution | 506 | $10,677,000 | $21,000 | $363,000 | $39,000 | $191,000 |
| Application Withdrawn By Applicant | 188 | $13,234,000 | $70,000 | $606,000 | $68,000 | $955,000 |
| Application Approved But Not Accepted | 82 | $729,000 | $8,000 | $30,000 | $39,000 | $100,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $50,000 | $50,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 369 | $6,864,000 | $18,000 | $184,000 | $39,000 | $191,000 |
| Debt-To-Income Ratio | 103 | $1,944,000 | $18,000 | $125,000 | $34,000 | $111,000 |
| Other | 17 | $344,000 | $20,000 | $108,000 | $38,000 | $136,000 |
| Collateral | 12 | $1,069,000 | $89,000 | $363,000 | $63,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $337,000 | $112,000 | $235,000 | $66,000 | $101,000 |
| Employment History | 2 | $119,000 | $59,000 | $110,000 | $59,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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