United Bank Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
United Bank Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,766 |
| Total Mortgage Loan Application Amount | $232,910,000 |
| Average Mortgage Loan Application Amount | $117,333 |
| Highest Mortgage Loan Application Amount | $6,950,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $1,970,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with United Bank Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down United Bank Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 242 | $ 41,893,000 | $ 173,000 | $ 122,000 |
| Wood County West Virginia | 165 | $ 18,833,000 | $ 114,000 | $ 82,000 |
| Monongalia County West Virginia | 126 | $ 31,662,000 | $ 251,000 | $ 91,000 |
| Jackson County West Virginia | 117 | $ 9,323,000 | $ 79,000 | $ 68,000 |
| Summit County Ohio | 111 | $ 1,341,000 | $ 12,000 | $ 50,000 |
| Raleigh County West Virginia | 93 | $ 8,828,000 | $ 94,000 | $ 79,000 |
| Cuyahoga County Ohio | 91 | $ 1,166,000 | $ 12,000 | $ 56,000 |
| Cabell County West Virginia | 82 | $ 9,931,000 | $ 121,000 | $ 109,000 |
| Fayette County West Virginia | 80 | $ 5,112,000 | $ 63,000 | $ 59,000 |
| Allegheny County Pennsylvania | 79 | $ 1,031,000 | $ 13,000 | $ 60,000 |
| Ohio County West Virginia | 64 | $ 6,458,000 | $ 100,000 | $ 109,000 |
| Belmont County Ohio | 63 | $ 1,876,000 | $ 29,000 | $ 75,000 |
| Marshall County West Virginia | 52 | $ 2,453,000 | $ 47,000 | $ 50,000 |
| Putnam County West Virginia | 51 | $ 11,424,000 | $ 224,000 | $ 108,000 |
| Webster County West Virginia | 49 | $ 1,081,000 | $ 22,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 41 | $ 500,000 | $ 12,000 | $ 42,000 |
| Lewis County West Virginia | 40 | $ 2,231,000 | $ 55,000 | $ 56,000 |
| Gilmer County West Virginia | 39 | $ 2,423,000 | $ 62,000 | $ 56,000 |
| Harrison County West Virginia | 38 | $ 2,458,000 | $ 64,000 | $ 61,000 |
| Montgomery County Ohio | 37 | $ 418,000 | $ 11,000 | $ 38,000 |
| Marion County West Virginia | 37 | $ 2,105,000 | $ 56,000 | $ 52,000 |
| Nicholas County West Virginia | 35 | $ 3,390,000 | $ 96,000 | $ 78,000 |
| Beaver County Pennsylvania | 34 | $ 647,000 | $ 19,000 | $ 41,000 |
| York County Pennsylvania | 33 | $ 423,000 | $ 12,000 | $ 75,000 |
| Stark County Ohio | 32 | $ 365,000 | $ 11,000 | $ 42,000 |
| Jefferson County West Virginia | 28 | $ 5,839,000 | $ 208,000 | $ 106,000 |
| Monroe County New York | 27 | $ 331,000 | $ 12,000 | $ 43,000 |
| Fayette County Pennsylvania | 27 | $ 753,000 | $ 27,000 | $ 50,000 |
| Washington County Ohio | 25 | $ 3,496,000 | $ 139,000 | $ 157,000 |
| Wayne County West Virginia | 25 | $ 1,296,000 | $ 51,000 | $ 74,000 |
| Washington County Pennsylvania | 23 | $ 255,000 | $ 11,000 | $ 52,000 |
| Franklin County Ohio | 21 | $ 232,000 | $ 11,000 | $ 53,000 |
| Lawrence County Ohio | 21 | $ 2,289,000 | $ 109,000 | $ 72,000 |
| Mahoning County Ohio | 19 | $ 277,000 | $ 14,000 | $ 47,000 |
| Berkeley County West Virginia | 19 | $ 2,434,000 | $ 128,000 | $ 62,000 |
| Logan County West Virginia | 18 | $ 1,455,000 | $ 80,000 | $ 53,000 |
| Preston County West Virginia | 18 | $ 1,198,000 | $ 66,000 | $ 55,000 |
| Portage County Ohio | 17 | $ 198,000 | $ 11,000 | $ 56,000 |
| Hamilton County Ohio | 16 | $ 212,000 | $ 13,000 | $ 56,000 |
| Erie County Pennsylvania | 15 | $ 150,000 | $ 10,000 | $ 39,000 |
| Jefferson County Pennsylvania | 15 | $ 160,000 | $ 10,000 | $ 45,000 |
| Armstrong County Pennsylvania | 14 | $ 154,000 | $ 11,000 | $ 34,000 |
| Jefferson County Ohio | 13 | $ 267,000 | $ 20,000 | $ 52,000 |
| Lake County Ohio | 13 | $ 162,000 | $ 12,000 | $ 71,000 |
| Trumbull County Ohio | 13 | $ 178,000 | $ 13,000 | $ 47,000 |
| Hancock County West Virginia | 13 | $ 345,000 | $ 26,000 | $ 58,000 |
| Blair County Pennsylvania | 12 | $ 168,000 | $ 14,000 | $ 34,000 |
| Cambria County Pennsylvania | 12 | $ 131,000 | $ 10,000 | $ 38,000 |
| Boone County West Virginia | 12 | $ 735,000 | $ 61,000 | $ 65,000 |
| Columbiana County Ohio | 11 | $ 122,000 | $ 11,000 | $ 32,000 |
| Lorain County Ohio | 11 | $ 140,000 | $ 12,000 | $ 59,000 |
| Lucas County Ohio | 11 | $ 86,000 | $ 7,000 | $ 34,000 |
| Butler County Pennsylvania | 11 | $ 135,000 | $ 12,000 | $ 43,000 |
| Braxton County West Virginia | 11 | $ 761,000 | $ 69,000 | $ 63,000 |
| Lincoln County West Virginia | 10 | $ 1,175,000 | $ 117,000 | $ 115,000 |
| Ritchie County West Virginia | 10 | $ 643,000 | $ 64,000 | $ 64,000 |
| Calhoun County West Virginia | 9 | $ 949,000 | $ 105,000 | $ 89,000 |
| Greenbrier County West Virginia | 9 | $ 5,586,000 | $ 620,000 | $ 296,000 |
| Taylor County West Virginia | 9 | $ 281,000 | $ 31,000 | $ 44,000 |
| Upshur County West Virginia | 9 | $ 660,000 | $ 73,000 | $ 80,000 |
| Tuscarawas County Ohio | 8 | $ 62,000 | $ 7,000 | $ 51,000 |
| Lancaster County Pennsylvania | 8 | $ 119,000 | $ 14,000 | $ 69,000 |
| Barbour County West Virginia | 8 | $ 509,000 | $ 63,000 | $ 74,000 |
| Brooke County West Virginia | 8 | $ 71,000 | $ 8,000 | $ 43,000 |
| Pleasants County West Virginia | 8 | $ 911,000 | $ 113,000 | $ 70,000 |
| Tucker County West Virginia | 8 | $ 1,328,000 | $ 166,000 | $ 82,000 |
| Harrison County Ohio | 7 | $ 234,000 | $ 33,000 | $ 58,000 |
| Cumberland County Pennsylvania | 7 | $ 126,000 | $ 18,000 | $ 79,000 |
| Greene County Pennsylvania | 7 | $ 154,000 | $ 22,000 | $ 43,000 |
| Indiana County Pennsylvania | 7 | $ 66,000 | $ 9,000 | $ 40,000 |
| Lawrence County Pennsylvania | 7 | $ 136,000 | $ 19,000 | $ 35,000 |
| Somerset County Pennsylvania | 7 | $ 94,000 | $ 13,000 | $ 41,000 |
| Roane County West Virginia | 7 | $ 506,000 | $ 72,000 | $ 56,000 |
| Medina County Ohio | 6 | $ 71,000 | $ 11,000 | $ 57,000 |
| Richland County Ohio | 6 | $ 74,000 | $ 12,000 | $ 45,000 |
| Northumberland County Pennsylvania | 6 | $ 101,000 | $ 16,000 | $ 62,000 |
| Randolph County West Virginia | 6 | $ 625,000 | $ 104,000 | $ 54,000 |
| Chautauqua County New York | 5 | $ 65,000 | $ 13,000 | $ 41,000 |
| Meigs County Ohio | 5 | $ 444,000 | $ 88,000 | $ 89,000 |
| Dauphin County Pennsylvania | 5 | $ 86,000 | $ 17,000 | $ 90,000 |
| Lehigh County Pennsylvania | 5 | $ 74,000 | $ 14,000 | $ 58,000 |
| Mason County West Virginia | 5 | $ 281,000 | $ 56,000 | $ 35,000 |
| Pocahontas County West Virginia | 5 | $ 795,000 | $ 159,000 | $ 443,000 |
| Kenton County Kentucky | 4 | $ 30,000 | $ 7,000 | $ 37,000 |
| Lincoln County North Carolina | 4 | $ 1,015,000 | $ 253,000 | $ 78,000 |
| Ashtabula County Ohio | 4 | $ 37,000 | $ 9,000 | $ 51,000 |
| Horry County South Carolina | 4 | $ 658,000 | $ 164,000 | $ 181,000 |
| Charlotte County Florida | 3 | $ 340,000 | $ 113,000 | $ 102,000 |
| Switzerland County Indiana | 3 | $ 38,000 | $ 12,000 | $ 61,000 |
| Baltimore County Maryland | 3 | $ 41,000 | $ 13,000 | $ 88,000 |
| Garrett County Maryland | 3 | $ 6,544,000 | $ 2,181,000 | $ 11,000 |
| Ashland County Ohio | 3 | $ 47,000 | $ 15,000 | $ 60,000 |
| Butler County Ohio | 3 | $ 19,000 | $ 6,000 | $ 41,000 |
| Clark County Ohio | 3 | $ 55,000 | $ 18,000 | $ 39,000 |
| Fairfield County Ohio | 3 | $ 39,000 | $ 13,000 | $ 60,000 |
| Perry County Ohio | 3 | $ 75,000 | $ 25,000 | $ 56,000 |
| Sandusky County Ohio | 3 | $ 28,000 | $ 9,000 | $ 32,000 |
| Wayne County Ohio | 3 | $ 35,000 | $ 11,000 | $ 29,000 |
| Lycoming County Pennsylvania | 3 | $ 34,000 | $ 11,000 | $ 48,000 |
| McKean County Pennsylvania | 3 | $ 16,000 | $ 5,000 | $ 36,000 |
| Mifflin County Pennsylvania | 3 | $ 55,000 | $ 18,000 | $ 57,000 |
| Warren County Pennsylvania | 3 | $ 15,000 | $ 5,000 | $ 27,000 |
| Monroe County West Virginia | 3 | $ 374,000 | $ 124,000 | $ 94,000 |
| Wirt County West Virginia | 3 | $ 181,000 | $ 60,000 | $ 83,000 |
| Wyoming County West Virginia | 3 | $ 57,000 | $ 19,000 | $ 46,000 |
| San Diego County California | 2 | $ 2,104,000 | $ 1,052,000 | $ 1,514,000 |
| Allen County Indiana | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Steuben County Indiana | 2 | $ 28,000 | $ 14,000 | $ 37,000 |
| Lawrence County Kentucky | 2 | $ 338,000 | $ 169,000 | $ 82,000 |
| Washington County Maryland | 2 | $ 5,000 | $ 2,000 | $ 20,000 |
| Somerset County New Jersey | 2 | $ 28,000 | $ 14,000 | $ 62,000 |
| Allegany County New York | 2 | $ 27,000 | $ 13,000 | $ 35,000 |
| Livingston County New York | 2 | $ 25,000 | $ 12,000 | $ 43,000 |
| Onondaga County New York | 2 | $ 35,000 | $ 17,000 | $ 54,000 |
| Ontario County New York | 2 | $ 33,000 | $ 16,000 | $ 49,000 |
| Duplin County North Carolina | 2 | $ 7,000 | $ 3,000 | $ 16,000 |
| Rowan County North Carolina | 2 | $ 10,000 | $ 5,000 | $ 32,000 |
| Champaign County Ohio | 2 | $ 32,000 | $ 16,000 | $ 30,000 |
| Delaware County Ohio | 2 | $ 11,000 | $ 5,000 | $ 36,000 |
| Erie County Ohio | 2 | $ 8,000 | $ 4,000 | $ 14,000 |
| Geauga County Ohio | 2 | $ 30,000 | $ 15,000 | $ 88,000 |
| Hancock County Ohio | 2 | $ 25,000 | $ 12,000 | $ 57,000 |
| Huron County Ohio | 2 | $ 32,000 | $ 16,000 | $ 56,000 |
| Miami County Ohio | 2 | $ 9,000 | $ 4,000 | $ 13,000 |
| Muskingum County Ohio | 2 | $ 33,000 | $ 16,000 | $ 34,000 |
| Warren County Ohio | 2 | $ 12,000 | $ 6,000 | $ 49,000 |
| Adams County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 70,000 |
| Berks County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Cameron County Pennsylvania | 2 | $ 23,000 | $ 11,000 | $ 37,000 |
| Chester County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 97,000 |
| Clearfield County Pennsylvania | 2 | $ 10,000 | $ 5,000 | $ 33,000 |
| Crawford County Pennsylvania | 2 | $ 49,000 | $ 24,000 | $ 38,000 |
| Franklin County Pennsylvania | 2 | $ 12,000 | $ 6,000 | $ 34,000 |
| Mercer County Pennsylvania | 2 | $ 25,000 | $ 12,000 | $ 44,000 |
| Monroe County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| Northampton County Pennsylvania | 2 | $ 16,000 | $ 8,000 | $ 41,000 |
| Perry County Pennsylvania | 2 | $ 26,000 | $ 13,000 | $ 56,000 |
| Schuylkill County Pennsylvania | 2 | $ 23,000 | $ 11,000 | $ 44,000 |
| Beaufort County South Carolina | 2 | $ 2,055,000 | $ 1,027,000 | $ 0 |
| Frederick County Virginia | 2 | $ 416,000 | $ 208,000 | $ 123,000 |
| Clay County West Virginia | 2 | $ 299,000 | $ 149,000 | $ 84,000 |
| Doddridge County West Virginia | 2 | $ 22,000 | $ 11,000 | $ 43,000 |
| Mingo County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Tyler County West Virginia | 2 | $ 154,000 | $ 77,000 | $ 84,000 |
| District of Columbia County District Of Columbia | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lake County Florida | 1 | $ 94,000 | $ 94,000 | $ 144,000 |
| Maui County Hawaii | 1 | $ 1,672,000 | $ 1,672,000 | $ 0 |
| Decatur County Indiana | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Marion County Indiana | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| Montgomery County Indiana | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Ripley County Indiana | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Wells County Indiana | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Whitley County Indiana | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Boone County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Campbell County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 78,000 |
| Carter County Kentucky | 1 | $ 477,000 | $ 477,000 | $ 34,000 |
| Fayette County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 239,000 |
| Pendleton County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Scott County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 48,000 |
| Allegany County Maryland | 1 | $ 159,000 | $ 159,000 | $ 114,000 |
| Carroll County Maryland | 1 | $ 15,000 | $ 15,000 | $ 225,000 |
| Frederick County Maryland | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 252,000 |
| Bergen County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 75,000 |
| Burlington County New Jersey | 1 | $ 17,000 | $ 17,000 | $ 96,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Cayuga County New York | 1 | $ 7,000 | $ 7,000 | $ 48,000 |
| Madison County New York | 1 | $ 14,000 | $ 14,000 | $ 31,000 |
| Oneida County New York | 1 | $ 16,000 | $ 16,000 | $ 76,000 |
| Oswego County New York | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Steuben County New York | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Alamance County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
| Anson County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 20,000 |
| Gaston County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 61,000 |
| Halifax County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Iredell County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 77,000 |
| Madison County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Martin County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 67,000 |
| McDowell County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Mecklenburg County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 108,000 |
| Pamlico County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 8,000 |
| Polk County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Randolph County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Rockingham County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Watauga County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Allen County Ohio | 1 | $ 7,000 | $ 7,000 | $ 27,000 |
| Athens County Ohio | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Carroll County Ohio | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Clermont County Ohio | 1 | $ 6,000 | $ 6,000 | $ 49,000 |
| Coshocton County Ohio | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Crawford County Ohio | 1 | $ 7,000 | $ 7,000 | $ 32,000 |
| Darke County Ohio | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Defiance County Ohio | 1 | $ 16,000 | $ 16,000 | $ 71,000 |
| Fayette County Ohio | 1 | $ 13,000 | $ 13,000 | $ 23,000 |
| Gallia County Ohio | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Greene County Ohio | 1 | $ 6,000 | $ 6,000 | $ 9,000 |
| Guernsey County Ohio | 1 | $ 7,000 | $ 7,000 | $ 101,000 |
| Highland County Ohio | 1 | $ 12,000 | $ 12,000 | $ 38,000 |
| Knox County Ohio | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Madison County Ohio | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Marion County Ohio | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Morrow County Ohio | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Ottawa County Ohio | 1 | $ 18,000 | $ 18,000 | $ 43,000 |
| Pickaway County Ohio | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| Ross County Ohio | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Scioto County Ohio | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Shelby County Ohio | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Wood County Ohio | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Bedford County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 122,000 |
| Carbon County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Centre County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Delaware County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 38,000 |
| Lebanon County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 80,000 |
| Luzerne County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 28,000 |
| Montgomery County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Philadelphia County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 110,000 |
| Potter County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 52,000 |
| Snyder County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 23,000 |
| Venango County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Botetourt County Virginia | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Clarke County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Prince William County Virginia | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Richmond City County Virginia | 1 | $ 258,000 | $ 258,000 | $ 90,000 |
| Suffolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Tazewell County Virginia | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Winchester County Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Summers County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 213,000 |
| Wetzel County West Virginia | 1 | $ 2,000 | $ 2,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for United Bank Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,531 | $21,951,000 | $14,000 | $500,000 | $51,000 | $1,200,000 |
| Refinancing | 669 | $126,530,000 | $189,000 | $6,950,000 | $111,000 | $1,970,000 |
| Home Purchase | 566 | $84,429,000 | $149,000 | $1,672,000 | $91,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,411 | $181,056,000 | $75,000 | $1,950,000 | $77,000 | $1,970,000 |
| Black or African American | 193 | $4,389,000 | $22,000 | $763,000 | $51,000 | $405,000 |
| Not applicable | 82 | $42,567,000 | $519,000 | $6,950,000 | $8,000 | $325,000 |
| Not Provided | 31 | $330,000 | $10,000 | $25,000 | $49,000 | $120,000 |
| Asian | 24 | $3,598,000 | $149,000 | $500,000 | $165,000 | $1,059,000 |
| Hispanic | 20 | $837,000 | $41,000 | $214,000 | $75,000 | $250,000 |
| American Indian or Alaskan Native | 3 | $47,000 | $15,000 | $25,000 | $47,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $86,000 | $43,000 | $76,000 | $125,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,617 | $219,751,000 | $135,000 | $6,950,000 | $92,000 | $1,970,000 |
| FHA-insured (Federal Housing Administration) | 1,149 | $13,159,000 | $11,000 | $25,000 | $48,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,631 | $200,758,000 | $123,000 | $6,950,000 | $91,000 | $1,970,000 |
| Application Denied By Financial Institution | 824 | $19,888,000 | $24,000 | $417,000 | $45,000 | $858,000 |
| Application Withdrawn By Applicant | 189 | $10,319,000 | $54,000 | $480,000 | $67,000 | $416,000 |
| Application Approved But Not Accepted | 121 | $1,912,000 | $15,000 | $400,000 | $49,000 | $148,000 |
| File Closed For Incompleteness | 1 | $33,000 | $33,000 | $33,000 | $42,000 | $42,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 470 | $8,353,000 | $17,000 | $325,000 | $43,000 | $228,000 |
| Debt-To-Income Ratio | 278 | $5,063,000 | $18,000 | $343,000 | $40,000 | $292,000 |
| Other | 35 | $1,111,000 | $31,000 | $417,000 | $60,000 | $184,000 |
| Collateral | 30 | $4,612,000 | $153,000 | $417,000 | $109,000 | $858,000 |
| Employment History | 8 | $415,000 | $51,000 | $349,000 | $50,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $32,000 | $32,000 | $32,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 1 | $174,000 | $174,000 | $174,000 | $91,000 | $91,000 |
| Unverifiable Information | 1 | $128,000 | $128,000 | $128,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.