United Bank Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
United Bank Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,911 |
| Total Mortgage Loan Application Amount | $199,006,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $9,300,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $1,237,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with United Bank Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down United Bank Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank Inc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 178 | $ 31,910,000 | $ 179,000 | $ 131,000 |
| Wood County West Virginia | 127 | $ 17,329,000 | $ 136,000 | $ 91,000 |
| Monongalia County West Virginia | 92 | $ 28,527,000 | $ 310,000 | $ 79,000 |
| Jackson County West Virginia | 91 | $ 7,345,000 | $ 80,000 | $ 59,000 |
| Fayette County West Virginia | 85 | $ 5,497,000 | $ 64,000 | $ 51,000 |
| Cabell County West Virginia | 77 | $ 11,990,000 | $ 155,000 | $ 103,000 |
| Raleigh County West Virginia | 67 | $ 9,693,000 | $ 144,000 | $ 110,000 |
| Lewis County West Virginia | 56 | $ 3,356,000 | $ 59,000 | $ 54,000 |
| Ohio County West Virginia | 54 | $ 5,506,000 | $ 101,000 | $ 88,000 |
| York County Pennsylvania | 53 | $ 502,000 | $ 9,000 | $ 77,000 |
| Putnam County West Virginia | 45 | $ 8,587,000 | $ 190,000 | $ 130,000 |
| Webster County West Virginia | 44 | $ 788,000 | $ 17,000 | $ 41,000 |
| Allegheny County Pennsylvania | 42 | $ 801,000 | $ 19,000 | $ 56,000 |
| Marshall County West Virginia | 37 | $ 2,755,000 | $ 74,000 | $ 51,000 |
| Harrison County West Virginia | 35 | $ 4,449,000 | $ 127,000 | $ 56,000 |
| Summit County Ohio | 33 | $ 400,000 | $ 12,000 | $ 61,000 |
| Wayne County West Virginia | 32 | $ 2,987,000 | $ 93,000 | $ 85,000 |
| Belmont County Ohio | 31 | $ 1,649,000 | $ 53,000 | $ 60,000 |
| Stark County Ohio | 31 | $ 356,000 | $ 11,000 | $ 43,000 |
| Nicholas County West Virginia | 28 | $ 2,183,000 | $ 77,000 | $ 69,000 |
| Gilmer County West Virginia | 25 | $ 1,444,000 | $ 57,000 | $ 52,000 |
| Jefferson County West Virginia | 24 | $ 7,886,000 | $ 328,000 | $ 65,000 |
| Montgomery County Ohio | 21 | $ 258,000 | $ 12,000 | $ 56,000 |
| Berkeley County West Virginia | 21 | $ 1,502,000 | $ 71,000 | $ 46,000 |
| Jefferson County Ohio | 19 | $ 181,000 | $ 9,000 | $ 57,000 |
| Blair County Pennsylvania | 19 | $ 222,000 | $ 11,000 | $ 56,000 |
| Lancaster County Pennsylvania | 18 | $ 277,000 | $ 15,000 | $ 79,000 |
| Westmoreland County Pennsylvania | 18 | $ 163,000 | $ 9,000 | $ 49,000 |
| Armstrong County Pennsylvania | 17 | $ 145,000 | $ 8,000 | $ 48,000 |
| Logan County West Virginia | 17 | $ 1,198,000 | $ 70,000 | $ 59,000 |
| Marion County West Virginia | 17 | $ 1,248,000 | $ 73,000 | $ 65,000 |
| Boone County West Virginia | 16 | $ 1,375,000 | $ 85,000 | $ 57,000 |
| Washington County Ohio | 15 | $ 2,525,000 | $ 168,000 | $ 102,000 |
| Washington County Pennsylvania | 14 | $ 821,000 | $ 58,000 | $ 61,000 |
| Lawrence County Ohio | 12 | $ 1,351,000 | $ 112,000 | $ 64,000 |
| Fayette County Pennsylvania | 12 | $ 498,000 | $ 41,000 | $ 36,000 |
| Greenbrier County West Virginia | 12 | $ 5,532,000 | $ 461,000 | $ 191,000 |
| Hancock County West Virginia | 12 | $ 598,000 | $ 49,000 | $ 83,000 |
| Preston County West Virginia | 12 | $ 1,020,000 | $ 85,000 | $ 60,000 |
| Beaver County Pennsylvania | 11 | $ 137,000 | $ 12,000 | $ 55,000 |
| Pleasants County West Virginia | 11 | $ 923,000 | $ 83,000 | $ 71,000 |
| Braxton County West Virginia | 10 | $ 443,000 | $ 44,000 | $ 55,000 |
| Dauphin County Pennsylvania | 9 | $ 133,000 | $ 14,000 | $ 70,000 |
| Franklin County Ohio | 8 | $ 582,000 | $ 72,000 | $ 63,000 |
| Trumbull County Ohio | 8 | $ 118,000 | $ 14,000 | $ 34,000 |
| Cumberland County Pennsylvania | 8 | $ 109,000 | $ 13,000 | $ 87,000 |
| Erie County Pennsylvania | 8 | $ 86,000 | $ 10,000 | $ 45,000 |
| Greene County Pennsylvania | 8 | $ 567,000 | $ 70,000 | $ 52,000 |
| Upshur County West Virginia | 8 | $ 697,000 | $ 87,000 | $ 78,000 |
| Lehigh County Pennsylvania | 7 | $ 119,000 | $ 17,000 | $ 76,000 |
| Barbour County West Virginia | 7 | $ 555,000 | $ 79,000 | $ 37,000 |
| Baltimore County Maryland | 6 | $ 129,000 | $ 21,000 | $ 95,000 |
| Chautauqua County New York | 6 | $ 81,000 | $ 13,000 | $ 49,000 |
| Athens County Ohio | 6 | $ 522,000 | $ 87,000 | $ 55,000 |
| Portage County Ohio | 6 | $ 62,000 | $ 10,000 | $ 69,000 |
| Brooke County West Virginia | 6 | $ 598,000 | $ 99,000 | $ 92,000 |
| Columbiana County Ohio | 5 | $ 50,000 | $ 10,000 | $ 34,000 |
| Lucas County Ohio | 5 | $ 63,000 | $ 12,000 | $ 63,000 |
| Medina County Ohio | 5 | $ 71,000 | $ 14,000 | $ 49,000 |
| Berks County Pennsylvania | 5 | $ 78,000 | $ 15,000 | $ 87,000 |
| Somerset County Pennsylvania | 5 | $ 48,000 | $ 9,000 | $ 38,000 |
| Washington County Maryland | 4 | $ 442,000 | $ 110,000 | $ 91,000 |
| Cuyahoga County Ohio | 4 | $ 29,000 | $ 7,000 | $ 59,000 |
| Clearfield County Pennsylvania | 4 | $ 35,000 | $ 8,000 | $ 32,000 |
| Luzerne County Pennsylvania | 4 | $ 87,000 | $ 21,000 | $ 35,000 |
| Calhoun County West Virginia | 4 | $ 500,000 | $ 125,000 | $ 88,000 |
| Mason County West Virginia | 4 | $ 401,000 | $ 100,000 | $ 238,000 |
| Roane County West Virginia | 4 | $ 87,000 | $ 21,000 | $ 30,000 |
| Taylor County West Virginia | 4 | $ 293,000 | $ 73,000 | $ 51,000 |
| District of Columbia County District Of Columbia | 3 | $ 449,000 | $ 149,000 | $ 95,000 |
| Harford County Maryland | 3 | $ 55,000 | $ 18,000 | $ 331,000 |
| Wilkes County North Carolina | 3 | $ 18,000 | $ 6,000 | $ 34,000 |
| Fairfield County Ohio | 3 | $ 41,000 | $ 13,000 | $ 128,000 |
| Mahoning County Ohio | 3 | $ 40,000 | $ 13,000 | $ 35,000 |
| Cambria County Pennsylvania | 3 | $ 39,000 | $ 13,000 | $ 33,000 |
| Franklin County Pennsylvania | 3 | $ 33,000 | $ 11,000 | $ 56,000 |
| Lebanon County Pennsylvania | 3 | $ 363,000 | $ 121,000 | $ 89,000 |
| Mercer County Pennsylvania | 3 | $ 26,000 | $ 8,000 | $ 47,000 |
| Montgomery County Pennsylvania | 3 | $ 61,000 | $ 20,000 | $ 160,000 |
| Northampton County Pennsylvania | 3 | $ 43,000 | $ 14,000 | $ 92,000 |
| Schuylkill County Pennsylvania | 3 | $ 52,000 | $ 17,000 | $ 26,000 |
| Pocahontas County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 44,000 |
| Wirt County West Virginia | 3 | $ 248,000 | $ 82,000 | $ 42,000 |
| Volusia County Florida | 2 | $ 157,000 | $ 78,000 | $ 30,000 |
| Fayette County Kentucky | 2 | $ 6,950,000 | $ 3,475,000 | $ 0 |
| Carroll County Maryland | 2 | $ 38,000 | $ 19,000 | $ 164,000 |
| Cecil County Maryland | 2 | $ 50,000 | $ 25,000 | $ 148,000 |
| Jefferson County New York | 2 | $ 35,000 | $ 17,000 | $ 87,000 |
| Onondaga County New York | 2 | $ 26,000 | $ 13,000 | $ 52,000 |
| Alexander County North Carolina | 2 | $ 8,000 | $ 4,000 | $ 15,000 |
| Davidson County North Carolina | 2 | $ 7,000 | $ 3,000 | $ 34,000 |
| Orange County North Carolina | 2 | $ 6,000 | $ 3,000 | $ 27,000 |
| Richmond County North Carolina | 2 | $ 685,000 | $ 342,000 | $ 349,000 |
| Delaware County Ohio | 2 | $ 694,000 | $ 347,000 | $ 144,000 |
| Harrison County Ohio | 2 | $ 10,000 | $ 5,000 | $ 57,000 |
| Chester County Pennsylvania | 2 | $ 17,000 | $ 8,000 | $ 25,000 |
| Clarion County Pennsylvania | 2 | $ 32,000 | $ 16,000 | $ 45,000 |
| Jefferson County Pennsylvania | 2 | $ 14,000 | $ 7,000 | $ 31,000 |
| Lawrence County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 69,000 |
| McKean County Pennsylvania | 2 | $ 13,000 | $ 6,000 | $ 24,000 |
| Mifflin County Pennsylvania | 2 | $ 43,000 | $ 21,000 | $ 38,000 |
| Northumberland County Pennsylvania | 2 | $ 27,000 | $ 13,000 | $ 46,000 |
| Horry County South Carolina | 2 | $ 511,000 | $ 255,000 | $ 51,000 |
| Frederick County Virginia | 2 | $ 300,000 | $ 150,000 | $ 25,000 |
| Lincoln County West Virginia | 2 | $ 108,000 | $ 54,000 | $ 100,000 |
| Mercer County West Virginia | 2 | $ 148,000 | $ 74,000 | $ 65,000 |
| Mingo County West Virginia | 2 | $ 136,000 | $ 68,000 | $ 115,000 |
| Randolph County West Virginia | 2 | $ 64,000 | $ 32,000 | $ 68,000 |
| Ritchie County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| Tucker County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Collier County Florida | 1 | $ 319,000 | $ 319,000 | $ 91,000 |
| Lee County Florida | 1 | $ 882,000 | $ 882,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 384,000 | $ 384,000 | $ 135,000 |
| Osceola County Florida | 1 | $ 120,000 | $ 120,000 | $ 146,000 |
| Palm Beach County Florida | 1 | $ 80,000 | $ 80,000 | $ 232,000 |
| Boyd County Kentucky | 1 | $ 252,000 | $ 252,000 | $ 206,000 |
| Campbell County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Calvert County Maryland | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Frederick County Maryland | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Montgomery County Maryland | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Essex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Hudson County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Monmouth County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Sussex County New Jersey | 1 | $ 13,000 | $ 13,000 | $ 98,000 |
| Cortland County New York | 1 | $ 3,000 | $ 3,000 | $ 59,000 |
| Erie County New York | 1 | $ 7,000 | $ 7,000 | $ 100,000 |
| Oswego County New York | 1 | $ 12,000 | $ 12,000 | $ 19,000 |
| Queens County New York | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Brunswick County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
| Columbus County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Franklin County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Granville County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Iredell County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Martin County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| McDowell County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Pender County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 51,000 |
| Polk County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Rockingham County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Washington County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Ashland County Ohio | 1 | $ 42,000 | $ 42,000 | $ 150,000 |
| Ashtabula County Ohio | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
| Clark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 38,000 |
| Clermont County Ohio | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Guernsey County Ohio | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Licking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Lorain County Ohio | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Meigs County Ohio | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Noble County Ohio | 1 | $ 23,000 | $ 23,000 | $ 80,000 |
| Richland County Ohio | 1 | $ 228,000 | $ 228,000 | $ 148,000 |
| Butler County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| Cameron County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Carbon County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Clinton County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Columbia County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| Crawford County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 49,000 |
| Elk County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
| Huntingdon County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Indiana County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Lackawanna County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 30,000 |
| Lycoming County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Perry County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Tioga County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Warren County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| Wyoming County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 12,000 |
| Lancaster County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 8,000 |
| Albemarle County Virginia | 1 | $ 385,000 | $ 385,000 | $ 289,000 |
| Madison County Virginia | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Prince William County Virginia | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Warren County Virginia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Doddridge County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Monroe County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 248,000 |
| Morgan County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Wetzel County West Virginia | 1 | $ 3,000 | $ 3,000 | $ 33,000 |
| Wyoming County West Virginia | 1 | $ 2,000 | $ 2,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for United Bank Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 944 | $18,454,000 | $19,000 | $1,975,000 | $59,000 | $737,000 |
| Home Purchase | 524 | $94,518,000 | $180,000 | $4,450,000 | $103,000 | $1,237,000 |
| Refinancing | 443 | $86,034,000 | $194,000 | $9,300,000 | $87,000 | $713,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,690 | $152,513,000 | $90,000 | $2,015,000 | $81,000 | $1,237,000 |
| Black or African American | 95 | $1,737,000 | $18,000 | $188,000 | $56,000 | $311,000 |
| Not applicable | 67 | $38,756,000 | $578,000 | $9,300,000 | $0 | $0 |
| Not Provided | 22 | $835,000 | $37,000 | $370,000 | $62,000 | $188,000 |
| Hispanic | 19 | $2,198,000 | $115,000 | $590,000 | $103,000 | $369,000 |
| Asian | 14 | $2,887,000 | $206,000 | $340,000 | $166,000 | $492,000 |
| American Indian or Alaskan Native | 2 | $18,000 | $9,000 | $16,000 | $27,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $62,000 | $31,000 | $39,000 | $100,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,306 | $192,135,000 | $147,000 | $9,300,000 | $87,000 | $1,237,000 |
| FHA-insured (Federal Housing Administration) | 605 | $6,871,000 | $11,000 | $25,000 | $58,000 | $663,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,204 | $168,903,000 | $140,000 | $9,300,000 | $89,000 | $1,237,000 |
| Application Denied By Financial Institution | 484 | $16,987,000 | $35,000 | $447,000 | $52,000 | $577,000 |
| Application Withdrawn By Applicant | 120 | $8,504,000 | $70,000 | $417,000 | $76,000 | $577,000 |
| Application Approved But Not Accepted | 98 | $4,221,000 | $43,000 | $279,000 | $67,000 | $228,000 |
| File Closed For Incompleteness | 5 | $391,000 | $78,000 | $195,000 | $63,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 267 | $7,213,000 | $27,000 | $447,000 | $51,000 | $340,000 |
| Debt-To-Income Ratio | 149 | $4,547,000 | $30,000 | $370,000 | $47,000 | $298,000 |
| Other | 34 | $1,669,000 | $49,000 | $250,000 | $66,000 | $178,000 |
| Collateral | 26 | $2,953,000 | $113,000 | $417,000 | $80,000 | $577,000 |
| Employment History | 4 | $90,000 | $22,000 | $80,000 | $45,000 | $90,000 |
| Unverifiable Information | 3 | $315,000 | $105,000 | $161,000 | $52,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $200,000 | $200,000 | $200,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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