United Bank Inc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,817 |
| Total Mortgage Loan Application Amount | $447,209,000 |
| Average Mortgage Loan Application Amount | $178,666 |
| Highest Mortgage Loan Application Amount | $24,024,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with United Bank Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down United Bank Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank Inc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia County West Virginia | 334 | $ 85,911,000 | $ 257,000 | $ 91,000 |
| Fayette County Pennsylvania | 177 | $ 12,118,000 | $ 68,000 | $ 70,000 |
| Kanawha County West Virginia | 175 | $ 33,118,000 | $ 189,000 | $ 120,000 |
| Wood County West Virginia | 141 | $ 19,877,000 | $ 140,000 | $ 107,000 |
| Berkeley County West Virginia | 118 | $ 18,567,000 | $ 157,000 | $ 86,000 |
| Jackson County West Virginia | 94 | $ 6,632,000 | $ 70,000 | $ 67,000 |
| Raleigh County West Virginia | 87 | $ 17,845,000 | $ 205,000 | $ 107,000 |
| Cabell County West Virginia | 79 | $ 21,082,000 | $ 266,000 | $ 145,000 |
| Fayette County West Virginia | 75 | $ 4,439,000 | $ 59,000 | $ 54,000 |
| Ohio County West Virginia | 64 | $ 10,493,000 | $ 163,000 | $ 68,000 |
| Jefferson County West Virginia | 59 | $ 12,196,000 | $ 206,000 | $ 81,000 |
| Washington County Maryland | 57 | $ 11,028,000 | $ 193,000 | $ 84,000 |
| Lewis County West Virginia | 56 | $ 2,078,000 | $ 37,000 | $ 59,000 |
| Nicholas County West Virginia | 46 | $ 5,118,000 | $ 111,000 | $ 65,000 |
| Wayne County West Virginia | 39 | $ 2,276,000 | $ 58,000 | $ 54,000 |
| Allegheny County Pennsylvania | 37 | $ 1,469,000 | $ 39,000 | $ 61,000 |
| Marshall County West Virginia | 37 | $ 2,478,000 | $ 66,000 | $ 55,000 |
| Webster County West Virginia | 36 | $ 997,000 | $ 27,000 | $ 44,000 |
| Belmont County Ohio | 34 | $ 2,215,000 | $ 65,000 | $ 72,000 |
| Putnam County West Virginia | 34 | $ 5,988,000 | $ 176,000 | $ 91,000 |
| Marion County West Virginia | 23 | $ 7,607,000 | $ 330,000 | $ 21,000 |
| Summit County Ohio | 22 | $ 253,000 | $ 11,000 | $ 52,000 |
| Harrison County West Virginia | 22 | $ 2,943,000 | $ 133,000 | $ 47,000 |
| Logan County West Virginia | 22 | $ 2,090,000 | $ 95,000 | $ 92,000 |
| Washington County Ohio | 21 | $ 3,913,000 | $ 186,000 | $ 101,000 |
| Washington County Pennsylvania | 21 | $ 1,624,000 | $ 77,000 | $ 43,000 |
| Lorain County Ohio | 19 | $ 191,000 | $ 10,000 | $ 52,000 |
| Gilmer County West Virginia | 19 | $ 1,675,000 | $ 88,000 | $ 125,000 |
| Venango County Pennsylvania | 16 | $ 232,000 | $ 14,000 | $ 52,000 |
| Boone County West Virginia | 16 | $ 1,696,000 | $ 106,000 | $ 90,000 |
| Preston County West Virginia | 16 | $ 1,491,000 | $ 93,000 | $ 40,000 |
| Greenbrier County West Virginia | 15 | $ 4,066,000 | $ 271,000 | $ 105,000 |
| Greene County Pennsylvania | 13 | $ 1,837,000 | $ 141,000 | $ 237,000 |
| Jefferson County Ohio | 12 | $ 883,000 | $ 73,000 | $ 70,000 |
| Cuyahoga County Ohio | 11 | $ 144,000 | $ 13,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 11 | $ 412,000 | $ 37,000 | $ 46,000 |
| Lawrence County Ohio | 10 | $ 1,025,000 | $ 102,000 | $ 80,000 |
| Stark County Ohio | 10 | $ 111,000 | $ 11,000 | $ 36,000 |
| Braxton County West Virginia | 10 | $ 833,000 | $ 83,000 | $ 50,000 |
| Medina County Ohio | 9 | $ 111,000 | $ 12,000 | $ 77,000 |
| Franklin County Pennsylvania | 8 | $ 1,842,000 | $ 230,000 | $ 523,000 |
| Brooke County West Virginia | 8 | $ 535,000 | $ 66,000 | $ 38,000 |
| Hancock County West Virginia | 8 | $ 160,000 | $ 20,000 | $ 33,000 |
| Mason County West Virginia | 8 | $ 887,000 | $ 110,000 | $ 68,000 |
| Lancaster County Pennsylvania | 7 | $ 70,000 | $ 10,000 | $ 77,000 |
| Frederick County Virginia | 7 | $ 2,011,000 | $ 287,000 | $ 113,000 |
| Loudoun County Virginia | 7 | $ 2,758,000 | $ 394,000 | $ 235,000 |
| Roane County West Virginia | 7 | $ 556,000 | $ 79,000 | $ 38,000 |
| Garrett County Maryland | 6 | $ 1,691,000 | $ 281,000 | $ 212,000 |
| Franklin County Ohio | 6 | $ 1,041,000 | $ 173,000 | $ 144,000 |
| Calhoun County West Virginia | 6 | $ 300,000 | $ 50,000 | $ 37,000 |
| Morgan County West Virginia | 6 | $ 702,000 | $ 117,000 | $ 44,000 |
| Fayette County Kentucky | 5 | $ 5,878,000 | $ 1,175,000 | $ 175,000 |
| Baltimore County Maryland | 5 | $ 2,350,000 | $ 470,000 | $ 311,000 |
| Frederick County Maryland | 5 | $ 924,000 | $ 184,000 | $ 57,000 |
| Harrison County Ohio | 5 | $ 68,000 | $ 13,000 | $ 34,000 |
| York County Pennsylvania | 5 | $ 65,000 | $ 13,000 | $ 89,000 |
| Fairfax County Virginia | 5 | $ 2,377,000 | $ 475,000 | $ 37,000 |
| Ritchie County West Virginia | 5 | $ 391,000 | $ 78,000 | $ 42,000 |
| Collier County Florida | 4 | $ 1,467,000 | $ 366,000 | $ 239,000 |
| Boyd County Kentucky | 4 | $ 294,000 | $ 73,000 | $ 29,000 |
| Harford County Maryland | 4 | $ 1,559,000 | $ 389,000 | $ 0 |
| Dauphin County Pennsylvania | 4 | $ 33,000 | $ 8,000 | $ 63,000 |
| Monroe County Pennsylvania | 4 | $ 66,000 | $ 16,000 | $ 129,000 |
| Barbour County West Virginia | 4 | $ 22,000 | $ 5,000 | $ 46,000 |
| Prince George's County Maryland | 3 | $ 296,000 | $ 98,000 | $ 114,000 |
| Mahoning County Ohio | 3 | $ 60,000 | $ 20,000 | $ 38,000 |
| Lehigh County Pennsylvania | 3 | $ 48,000 | $ 16,000 | $ 74,000 |
| Somerset County Pennsylvania | 3 | $ 439,000 | $ 146,000 | $ 60,000 |
| Clay County West Virginia | 3 | $ 88,000 | $ 29,000 | $ 37,000 |
| Mercer County West Virginia | 3 | $ 398,000 | $ 132,000 | $ 84,000 |
| Pocahontas County West Virginia | 3 | $ 713,000 | $ 237,000 | $ 197,000 |
| Randolph County West Virginia | 3 | $ 162,000 | $ 54,000 | $ 8,000 |
| Summers County West Virginia | 3 | $ 213,000 | $ 71,000 | $ 84,000 |
| Upshur County West Virginia | 3 | $ 104,000 | $ 34,000 | $ 23,000 |
| Wirt County West Virginia | 3 | $ 311,000 | $ 103,000 | $ 55,000 |
| Pima County Arizona | 2 | $ 746,000 | $ 373,000 | $ 266,000 |
| Lee County Florida | 2 | $ 415,000 | $ 207,000 | $ 696,000 |
| Palm Beach County Florida | 2 | $ 24,049,000 | $ 12,024,000 | $ 5,126,000 |
| Jefferson County Kentucky | 2 | $ 676,000 | $ 338,000 | $ 128,000 |
| Carroll County Maryland | 2 | $ 369,000 | $ 184,000 | $ 154,000 |
| Iredell County North Carolina | 2 | $ 1,409,000 | $ 704,000 | $ 21,000 |
| Columbiana County Ohio | 2 | $ 42,000 | $ 21,000 | $ 53,000 |
| Monroe County Ohio | 2 | $ 65,000 | $ 32,000 | $ 78,000 |
| Richland County Ohio | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
| Northampton County Pennsylvania | 2 | $ 34,000 | $ 17,000 | $ 72,000 |
| Beaufort County South Carolina | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Prince William County Virginia | 2 | $ 125,000 | $ 62,000 | $ 57,000 |
| Rockingham County Virginia | 2 | $ 925,000 | $ 462,000 | $ 17,000 |
| Lincoln County West Virginia | 2 | $ 167,000 | $ 83,000 | $ 56,000 |
| Pleasants County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 106,000 |
| Wetzel County West Virginia | 2 | $ 305,000 | $ 152,000 | $ 81,000 |
| Wyoming County West Virginia | 2 | $ 122,000 | $ 61,000 | $ 19,000 |
| Eagle County Colorado | 1 | $ 3,960,000 | $ 3,960,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Broward County Florida | 1 | $ 191,000 | $ 191,000 | $ 144,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Okaloosa County Florida | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Orange County Florida | 1 | $ 292,000 | $ 292,000 | $ 56,000 |
| Osceola County Florida | 1 | $ 176,000 | $ 176,000 | $ 156,000 |
| Polk County Florida | 1 | $ 112,000 | $ 112,000 | $ 256,000 |
| St. Johns County Florida | 1 | $ 247,000 | $ 247,000 | $ 140,000 |
| Volusia County Florida | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Cobb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 290,000 |
| Barren County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Grant County Kentucky | 1 | $ 9,000 | $ 9,000 | $ 90,000 |
| Jessamine County Kentucky | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Warren County Kentucky | 1 | $ 635,000 | $ 635,000 | $ 315,000 |
| Howard County Maryland | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Monmouth County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Morris County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
| Erie County New York | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Kings County New York | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Nassau County New York | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Otsego County New York | 1 | $ 21,000 | $ 21,000 | $ 198,000 |
| Queens County New York | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
| Wyoming County New York | 1 | $ 11,000 | $ 11,000 | $ 29,000 |
| Brunswick County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 44,000 |
| Buncombe County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| Caswell County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Catawba County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
| Edgecombe County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Forsyth County North Carolina | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 78,000 |
| New Hanover County North Carolina | 1 | $ 1,050,000 | $ 1,050,000 | $ 897,000 |
| Northampton County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
| Orange County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Pitt County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
| Randolph County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 46,000 |
| Scotland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Surry County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 106,000 |
| Watauga County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Ashtabula County Ohio | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Athens County Ohio | 1 | $ 280,000 | $ 280,000 | $ 143,000 |
| Erie County Ohio | 1 | $ 6,000 | $ 6,000 | $ 34,000 |
| Fairfield County Ohio | 1 | $ 220,000 | $ 220,000 | $ 84,000 |
| Gallia County Ohio | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Guernsey County Ohio | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Hamilton County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Meigs County Ohio | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Pike County Ohio | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Portage County Ohio | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Trumbull County Ohio | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
| Wayne County Ohio | 1 | $ 4,000 | $ 4,000 | $ 34,000 |
| Beaver County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Berks County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 71,000 |
| Clearfield County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 74,000 |
| Delaware County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Luzerne County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 14,000 |
| Pike County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Sullivan County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Wayne County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Horry County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 416,000 |
| Alexandria County Virginia | 1 | $ 764,000 | $ 764,000 | $ 433,000 |
| Culpeper County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Franklin County Virginia | 1 | $ 125,000 | $ 125,000 | $ 814,000 |
| Henrico County Virginia | 1 | $ 312,000 | $ 312,000 | $ 137,000 |
| King George County Virginia | 1 | $ 6,200,000 | $ 6,200,000 | $ 0 |
| Madison County Virginia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Manassas County Virginia | 1 | $ 21,000 | $ 21,000 | $ 96,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Washington County Virginia | 1 | $ 17,000 | $ 17,000 | $ 138,000 |
| Hampshire County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Taylor County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Tucker County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Teton County Wyoming | 1 | $ 534,000 | $ 534,000 | $ 139,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,519 | $275,957,000 | $181,000 | $8,000,000 | $85,000 | $3,898,000 |
| Home Improvement | 904 | $54,868,000 | $60,000 | $17,000,000 | $70,000 | $1,013,000 |
| Refinancing | 394 | $116,384,000 | $295,000 | $24,024,000 | $134,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,195 | $284,731,000 | $129,000 | $24,024,000 | $98,000 | $9,999,000 |
| Not applicable | 249 | $122,709,000 | $492,000 | $17,000,000 | $0 | $0 |
| Not Provided | 216 | $23,383,000 | $108,000 | $1,787,000 | $71,000 | $1,299,000 |
| Black or African American | 79 | $2,813,000 | $35,000 | $252,000 | $56,000 | $415,000 |
| Asian | 38 | $9,651,000 | $253,000 | $900,000 | $170,000 | $1,253,000 |
| Hispanic | 28 | $2,817,000 | $100,000 | $677,000 | $85,000 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $884,000 | $126,000 | $210,000 | $52,000 | $113,000 |
| American Indian or Alaskan Native | 5 | $221,000 | $44,000 | $115,000 | $52,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,386 | $422,936,000 | $177,000 | $24,024,000 | $92,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 330 | $9,423,000 | $28,000 | $270,000 | $55,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,685,000 | $126,000 | $249,000 | $49,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,165,000 | $170,000 | $359,000 | $75,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,642 | $335,911,000 | $204,000 | $24,024,000 | $101,000 | $9,999,000 |
| Application Denied By Financial Institution | 468 | $27,842,000 | $59,000 | $626,000 | $60,000 | $541,000 |
| Preapproval Denied by Financial Institution | 304 | $34,434,000 | $113,000 | $1,100,000 | $57,000 | $1,299,000 |
| Preapproval Approved but not Accepted | 128 | $20,362,000 | $159,000 | $650,000 | $75,000 | $405,000 |
| Loan Purchased By The Institution | 98 | $5,994,000 | $61,000 | $325,000 | $46,000 | $204,000 |
| Application Withdrawn By Applicant | 94 | $12,900,000 | $137,000 | $764,000 | $110,000 | $851,000 |
| Application Approved But Not Accepted | 83 | $9,766,000 | $117,000 | $1,070,000 | $109,000 | $1,393,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 379 | $23,263,000 | $61,000 | $548,000 | $53,000 | $381,000 |
| Debt-To-Income Ratio | 225 | $16,788,000 | $74,000 | $626,000 | $44,000 | $421,000 |
| Collateral | 67 | $10,001,000 | $149,000 | $626,000 | $104,000 | $541,000 |
| Other | 40 | $4,038,000 | $100,000 | $417,000 | $63,000 | $225,000 |
| Credit Application Incomplete | 26 | $4,354,000 | $167,000 | $1,100,000 | $131,000 | $1,299,000 |
| Employment History | 19 | $1,226,000 | $64,000 | $200,000 | $45,000 | $72,000 |
| Unverifiable Information | 14 | $2,449,000 | $174,000 | $359,000 | $113,000 | $541,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $129,000 | $129,000 | $129,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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