United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
United Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank 11185 Fairfax Blvd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 803 |
| Total Mortgage Loan Application Amount | $405,960,000 |
| Average Mortgage Loan Application Amount | $482,666 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $133,666 |
| Highest Applicant Income | $2,371,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 150 | $ 75,848,000 | $ 505,000 | $ 176,000 |
| Montgomery County Maryland | 68 | $ 38,623,000 | $ 567,000 | $ 136,000 |
| District of Columbia County District Of Columbia | 65 | $ 57,306,000 | $ 881,000 | $ 113,000 |
| Loudoun County Virginia | 62 | $ 23,132,000 | $ 373,000 | $ 141,000 |
| Prince William County Virginia | 61 | $ 17,079,000 | $ 279,000 | $ 113,000 |
| Arlington County Virginia | 60 | $ 49,401,000 | $ 823,000 | $ 241,000 |
| Albemarle County Virginia | 26 | $ 12,087,000 | $ 464,000 | $ 127,000 |
| Frederick County Virginia | 26 | $ 7,593,000 | $ 292,000 | $ 159,000 |
| Rockingham County Virginia | 24 | $ 3,485,000 | $ 145,000 | $ 67,000 |
| Warren County Virginia | 24 | $ 4,314,000 | $ 179,000 | $ 58,000 |
| Alexandria County Virginia | 19 | $ 8,928,000 | $ 469,000 | $ 169,000 |
| Berkeley County West Virginia | 19 | $ 4,965,000 | $ 261,000 | $ 89,000 |
| Greene County Virginia | 17 | $ 3,024,000 | $ 177,000 | $ 69,000 |
| Charlottesville County Virginia | 15 | $ 6,572,000 | $ 438,000 | $ 85,000 |
| Spotsylvania County Virginia | 11 | $ 2,011,000 | $ 182,000 | $ 52,000 |
| Augusta County Virginia | 10 | $ 1,692,000 | $ 169,000 | $ 25,000 |
| Prince George's County Maryland | 8 | $ 1,991,000 | $ 248,000 | $ 79,000 |
| Shenandoah County Virginia | 8 | $ 768,000 | $ 96,000 | $ 157,000 |
| Stafford County Virginia | 8 | $ 5,956,000 | $ 744,000 | $ 46,000 |
| Winchester County Virginia | 7 | $ 4,792,000 | $ 684,000 | $ 67,000 |
| Sussex County Delaware | 6 | $ 3,128,000 | $ 521,000 | $ 207,000 |
| Howard County Maryland | 6 | $ 2,618,000 | $ 436,000 | $ 138,000 |
| Manassas County Virginia | 6 | $ 1,561,000 | $ 260,000 | $ 84,000 |
| Staunton County Virginia | 6 | $ 1,043,000 | $ 173,000 | $ 62,000 |
| Dare County North Carolina | 5 | $ 1,972,000 | $ 394,000 | $ 106,000 |
| Harrisonburg County Virginia | 5 | $ 2,675,000 | $ 535,000 | $ 20,000 |
| Anne Arundel County Maryland | 4 | $ 1,773,000 | $ 443,000 | $ 187,000 |
| Baltimore City County Maryland | 4 | $ 3,252,000 | $ 813,000 | $ 26,000 |
| Frederick County Maryland | 4 | $ 1,223,000 | $ 305,000 | $ 141,000 |
| Fairfax City County Virginia | 4 | $ 2,207,000 | $ 551,000 | $ 245,000 |
| Fauquier County Virginia | 4 | $ 1,261,000 | $ 315,000 | $ 126,000 |
| Nelson County Virginia | 4 | $ 1,401,000 | $ 350,000 | $ 127,000 |
| Falls Church County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 166,000 |
| Page County Virginia | 3 | $ 442,000 | $ 147,000 | $ 45,000 |
| Richmond City County Virginia | 3 | $ 914,000 | $ 304,000 | $ 43,000 |
| Queen Anne's County Maryland | 2 | $ 1,629,000 | $ 814,000 | $ 1,259,000 |
| Washington County Maryland | 2 | $ 297,000 | $ 148,000 | $ 127,000 |
| Chesterfield County Virginia | 2 | $ 1,378,000 | $ 689,000 | $ 198,000 |
| Fredericksburg County Virginia | 2 | $ 2,099,000 | $ 1,049,000 | $ 252,000 |
| Henrico County Virginia | 2 | $ 473,000 | $ 236,000 | $ 99,000 |
| Waynesboro County Virginia | 2 | $ 256,000 | $ 128,000 | $ 24,000 |
| Collier County Florida | 1 | $ 863,000 | $ 863,000 | $ 770,000 |
| Manatee County Florida | 1 | $ 264,000 | $ 264,000 | $ 264,000 |
| Monroe County Florida | 1 | $ 16,000,000 | $ 16,000,000 | $ 0 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 271,000 |
| Baltimore County Maryland | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Calvert County Maryland | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 1,173,000 | $ 1,173,000 | $ 649,000 |
| Harford County Maryland | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| St. Mary's County Maryland | 1 | $ 630,000 | $ 630,000 | $ 414,000 |
| Worcester County Maryland | 1 | $ 324,000 | $ 324,000 | $ 351,000 |
| Kings County New York | 1 | $ 3,075,000 | $ 3,075,000 | $ 2,371,000 |
| Suffolk County New York | 1 | $ 3,200,000 | $ 3,200,000 | $ 1,242,000 |
| Currituck County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lane County Oregon | 1 | $ 204,000 | $ 204,000 | $ 161,000 |
| Georgetown County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 9,000 |
| Amherst County Virginia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 382,000 | $ 382,000 | $ 89,000 |
| Caroline County Virginia | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Culpeper County Virginia | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| Fluvanna County Virginia | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 608,000 | $ 608,000 | $ 297,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| King George County Virginia | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Lexington County Virginia | 1 | $ 2,805,000 | $ 2,805,000 | $ 0 |
| Louisa County Virginia | 1 | $ 800,000 | $ 800,000 | $ 321,000 |
| Manassas Park County Virginia | 1 | $ 232,000 | $ 232,000 | $ 49,000 |
| Hampshire County West Virginia | 1 | $ 279,000 | $ 279,000 | $ 89,000 |
| Jefferson County West Virginia | 1 | $ 8,180,000 | $ 8,180,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 411 | $230,563,000 | $560,000 | $16,000,000 | $137,000 | $2,371,000 |
| Refinancing | 341 | $152,931,000 | $448,000 | $13,129,000 | $155,000 | $2,004,000 |
| Home Improvement | 51 | $22,466,000 | $440,000 | $3,000,000 | $109,000 | $572,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 468 | $200,170,000 | $427,000 | $3,538,000 | $191,000 | $2,371,000 |
| Not applicable | 148 | $135,819,000 | $917,000 | $16,000,000 | $0 | $0 |
| Not Provided | 83 | $28,455,000 | $342,000 | $3,620,000 | $127,000 | $700,000 |
| Asian | 45 | $18,284,000 | $406,000 | $3,484,000 | $138,000 | $972,000 |
| Hispanic | 31 | $13,002,000 | $419,000 | $2,280,000 | $142,000 | $750,000 |
| Black or African American | 25 | $7,611,000 | $304,000 | $736,000 | $111,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,754,000 | $877,000 | $1,500,000 | $433,000 | $817,000 |
| American Indian or Alaskan Native | 1 | $865,000 | $865,000 | $865,000 | $390,000 | $390,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 753 | $392,335,000 | $521,000 | $16,000,000 | $147,000 | $2,371,000 |
| FHA-insured (Federal Housing Administration) | 32 | $7,724,000 | $241,000 | $424,000 | $66,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 14 | $5,341,000 | $381,000 | $832,000 | $121,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $560,000 | $140,000 | $179,000 | $43,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 600 | $345,282,000 | $575,000 | $16,000,000 | $150,000 | $2,371,000 |
| Loan Purchased By The Institution | 122 | $34,782,000 | $285,000 | $1,040,000 | $90,000 | $750,000 |
| Application Withdrawn By Applicant | 33 | $13,185,000 | $399,000 | $1,048,000 | $199,000 | $875,000 |
| Application Denied By Financial Institution | 28 | $6,944,000 | $248,000 | $1,594,000 | $150,000 | $1,228,000 |
| Application Approved But Not Accepted | 13 | $4,767,000 | $366,000 | $1,521,000 | $189,000 | $972,000 |
| Preapproval Denied by Financial Institution | 5 | $659,000 | $131,000 | $200,000 | $45,000 | $79,000 |
| Preapproval Approved but not Accepted | 2 | $341,000 | $170,000 | $188,000 | $141,000 | $232,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $1,275,000 | $127,000 | $392,000 | $51,000 | $90,000 |
| Credit History | 8 | $1,292,000 | $161,000 | $350,000 | $72,000 | $161,000 |
| Collateral | 7 | $3,719,000 | $531,000 | $1,594,000 | $391,000 | $1,228,000 |
| Credit Application Incomplete | 4 | $785,000 | $196,000 | $405,000 | $97,000 | $221,000 |
| Other | 3 | $528,000 | $176,000 | $189,000 | $59,000 | $77,000 |
| Employment History | 1 | $4,000 | $4,000 | $4,000 | $37,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.