United Built Homes, L.L.C. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Built Homes, L.L.C. 8500 Line Ave Baton Rouge, LA 71106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,490 |
| Total Mortgage Loan Application Amount | $142,239,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $300,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $1,044,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with United Built Homes, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Built Homes, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down United Built Homes, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Built Homes, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by United Built Homes, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Built Homes, L.L.C.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Arkansas | 76 | $ 7,349,000 | $ 96,000 | $ 51,000 |
| Benton County Arkansas | 54 | $ 5,092,000 | $ 94,000 | $ 45,000 |
| Harris County Texas | 45 | $ 4,331,000 | $ 96,000 | $ 49,000 |
| Harrison County Texas | 32 | $ 2,877,000 | $ 89,000 | $ 43,000 |
| Pulaski County Arkansas | 31 | $ 2,989,000 | $ 96,000 | $ 40,000 |
| Livingston County Louisiana | 26 | $ 2,500,000 | $ 96,000 | $ 49,000 |
| Ellis County Texas | 26 | $ 2,258,000 | $ 86,000 | $ 76,000 |
| Kaufman County Texas | 24 | $ 2,158,000 | $ 89,000 | $ 44,000 |
| Smith County Texas | 23 | $ 2,052,000 | $ 89,000 | $ 45,000 |
| Caddo County Louisiana | 21 | $ 2,345,000 | $ 111,000 | $ 51,000 |
| Washington County Louisiana | 20 | $ 1,791,000 | $ 89,000 | $ 32,000 |
| Montgomery County Texas | 20 | $ 1,861,000 | $ 93,000 | $ 55,000 |
| Bossier County Louisiana | 19 | $ 2,003,000 | $ 105,000 | $ 59,000 |
| Le Flore County Oklahoma | 18 | $ 1,782,000 | $ 99,000 | $ 42,000 |
| Lawrence County Missouri | 17 | $ 2,034,000 | $ 119,000 | $ 54,000 |
| Lonoke County Arkansas | 16 | $ 1,254,000 | $ 78,000 | $ 46,000 |
| Adair County Oklahoma | 16 | $ 1,282,000 | $ 80,000 | $ 39,000 |
| Bowie County Texas | 16 | $ 1,502,000 | $ 93,000 | $ 54,000 |
| Cass County Texas | 16 | $ 1,561,000 | $ 97,000 | $ 55,000 |
| Grayson County Texas | 16 | $ 1,698,000 | $ 106,000 | $ 58,000 |
| Saline County Arkansas | 14 | $ 1,531,000 | $ 109,000 | $ 45,000 |
| Fannin County Texas | 14 | $ 1,532,000 | $ 109,000 | $ 54,000 |
| Hardin County Texas | 14 | $ 1,045,000 | $ 74,000 | $ 38,000 |
| Boone County Arkansas | 13 | $ 1,132,000 | $ 87,000 | $ 55,000 |
| Madison County Arkansas | 13 | $ 1,298,000 | $ 99,000 | $ 56,000 |
| Miller County Arkansas | 13 | $ 1,495,000 | $ 115,000 | $ 56,000 |
| Sebastian County Arkansas | 13 | $ 1,170,000 | $ 90,000 | $ 35,000 |
| Ascension County Louisiana | 13 | $ 1,533,000 | $ 117,000 | $ 50,000 |
| Greene County Missouri | 13 | $ 1,422,000 | $ 109,000 | $ 59,000 |
| Sequoyah County Oklahoma | 13 | $ 1,228,000 | $ 94,000 | $ 41,000 |
| Carroll County Arkansas | 12 | $ 1,127,000 | $ 93,000 | $ 55,000 |
| Iberville County Louisiana | 12 | $ 1,122,000 | $ 93,000 | $ 42,000 |
| Richland County Louisiana | 12 | $ 1,090,000 | $ 90,000 | $ 44,000 |
| Barry County Missouri | 12 | $ 949,000 | $ 79,000 | $ 46,000 |
| Crawford County Arkansas | 11 | $ 984,000 | $ 89,000 | $ 31,000 |
| White County Arkansas | 11 | $ 760,000 | $ 69,000 | $ 33,000 |
| Franklin County Louisiana | 11 | $ 986,000 | $ 89,000 | $ 52,000 |
| Okmulgee County Oklahoma | 11 | $ 1,076,000 | $ 97,000 | $ 53,000 |
| Henderson County Texas | 11 | $ 937,000 | $ 85,000 | $ 47,000 |
| De Soto County Louisiana | 10 | $ 1,014,000 | $ 101,000 | $ 53,000 |
| Lincoln County Louisiana | 10 | $ 957,000 | $ 95,000 | $ 53,000 |
| Ouachita County Louisiana | 10 | $ 862,000 | $ 86,000 | $ 35,000 |
| Delaware County Oklahoma | 10 | $ 813,000 | $ 81,000 | $ 38,000 |
| Cherokee County Texas | 10 | $ 875,000 | $ 87,000 | $ 46,000 |
| Dallas County Texas | 10 | $ 822,000 | $ 82,000 | $ 34,000 |
| Jefferson County Texas | 10 | $ 976,000 | $ 97,000 | $ 51,000 |
| Cross County Arkansas | 9 | $ 730,000 | $ 81,000 | $ 49,000 |
| Creek County Oklahoma | 9 | $ 887,000 | $ 98,000 | $ 49,000 |
| Tulsa County Oklahoma | 9 | $ 1,032,000 | $ 114,000 | $ 73,000 |
| Hunt County Texas | 9 | $ 913,000 | $ 101,000 | $ 63,000 |
| Liberty County Texas | 9 | $ 1,031,000 | $ 114,000 | $ 69,000 |
| Conway County Arkansas | 8 | $ 687,000 | $ 85,000 | $ 41,000 |
| Faulkner County Arkansas | 8 | $ 827,000 | $ 103,000 | $ 40,000 |
| Tangipahoa County Louisiana | 8 | $ 805,000 | $ 100,000 | $ 46,000 |
| Rogers County Oklahoma | 8 | $ 544,000 | $ 68,000 | $ 46,000 |
| Rusk County Texas | 8 | $ 953,000 | $ 119,000 | $ 75,000 |
| Little River County Arkansas | 7 | $ 686,000 | $ 98,000 | $ 47,000 |
| Monroe County Arkansas | 7 | $ 433,000 | $ 61,000 | $ 44,000 |
| Randolph County Arkansas | 7 | $ 370,000 | $ 52,000 | $ 35,000 |
| Newton County Missouri | 7 | $ 630,000 | $ 90,000 | $ 48,000 |
| Wagoner County Oklahoma | 7 | $ 603,000 | $ 86,000 | $ 44,000 |
| Brazoria County Texas | 7 | $ 1,022,000 | $ 146,000 | $ 83,000 |
| Collin County Texas | 7 | $ 674,000 | $ 96,000 | $ 50,000 |
| Johnson County Texas | 7 | $ 679,000 | $ 97,000 | $ 46,000 |
| Navarro County Texas | 7 | $ 694,000 | $ 99,000 | $ 40,000 |
| Orange County Texas | 7 | $ 672,000 | $ 96,000 | $ 58,000 |
| Hempstead County Arkansas | 6 | $ 621,000 | $ 103,000 | $ 70,000 |
| Mississippi County Arkansas | 6 | $ 568,000 | $ 94,000 | $ 84,000 |
| Newton County Arkansas | 6 | $ 444,000 | $ 74,000 | $ 49,000 |
| Poinsett County Arkansas | 6 | $ 408,000 | $ 68,000 | $ 39,000 |
| East Baton Rouge County Louisiana | 6 | $ 637,000 | $ 106,000 | $ 50,000 |
| East Feliciana County Louisiana | 6 | $ 669,000 | $ 111,000 | $ 73,000 |
| Iberia County Louisiana | 6 | $ 622,000 | $ 103,000 | $ 40,000 |
| Jackson County Louisiana | 6 | $ 494,000 | $ 82,000 | $ 43,000 |
| Lafourche County Louisiana | 6 | $ 601,000 | $ 100,000 | $ 64,000 |
| Morehouse County Louisiana | 6 | $ 619,000 | $ 103,000 | $ 57,000 |
| Cherokee County Oklahoma | 6 | $ 468,000 | $ 78,000 | $ 37,000 |
| Okfuskee County Oklahoma | 6 | $ 536,000 | $ 89,000 | $ 52,000 |
| Galveston County Texas | 6 | $ 578,000 | $ 96,000 | $ 40,000 |
| Jasper County Texas | 6 | $ 577,000 | $ 96,000 | $ 49,000 |
| Lamar County Texas | 6 | $ 534,000 | $ 89,000 | $ 71,000 |
| Garland County Arkansas | 5 | $ 455,000 | $ 91,000 | $ 55,000 |
| Jefferson County Arkansas | 5 | $ 544,000 | $ 108,000 | $ 45,000 |
| Nevada County Arkansas | 5 | $ 398,000 | $ 79,000 | $ 43,000 |
| Ouachita County Arkansas | 5 | $ 423,000 | $ 84,000 | $ 43,000 |
| Pointe Coupee County Louisiana | 5 | $ 434,000 | $ 86,000 | $ 32,000 |
| Sabine County Louisiana | 5 | $ 653,000 | $ 130,000 | $ 66,000 |
| Webster County Louisiana | 5 | $ 406,000 | $ 81,000 | $ 40,000 |
| Winn County Louisiana | 5 | $ 498,000 | $ 99,000 | $ 52,000 |
| Taney County Missouri | 5 | $ 552,000 | $ 110,000 | $ 58,000 |
| Carter County Oklahoma | 5 | $ 498,000 | $ 99,000 | $ 45,000 |
| Mayes County Oklahoma | 5 | $ 413,000 | $ 82,000 | $ 41,000 |
| Osage County Oklahoma | 5 | $ 486,000 | $ 97,000 | $ 72,000 |
| Cooke County Texas | 5 | $ 555,000 | $ 111,000 | $ 169,000 |
| Gregg County Texas | 5 | $ 503,000 | $ 100,000 | $ 48,000 |
| Marion County Texas | 5 | $ 273,000 | $ 54,000 | $ 26,000 |
| Red River County Texas | 5 | $ 455,000 | $ 91,000 | $ 46,000 |
| San Jacinto County Texas | 5 | $ 503,000 | $ 100,000 | $ 44,000 |
| Van Zandt County Texas | 5 | $ 542,000 | $ 108,000 | $ 50,000 |
| Wise County Texas | 5 | $ 394,000 | $ 78,000 | $ 54,000 |
| Clark County Arkansas | 4 | $ 360,000 | $ 90,000 | $ 34,000 |
| Columbia County Arkansas | 4 | $ 337,000 | $ 84,000 | $ 41,000 |
| Craighead County Arkansas | 4 | $ 266,000 | $ 66,000 | $ 34,000 |
| Franklin County Arkansas | 4 | $ 408,000 | $ 102,000 | $ 41,000 |
| Grant County Arkansas | 4 | $ 407,000 | $ 101,000 | $ 53,000 |
| Greene County Arkansas | 4 | $ 332,000 | $ 83,000 | $ 56,000 |
| Lincoln County Arkansas | 4 | $ 401,000 | $ 100,000 | $ 37,000 |
| Logan County Arkansas | 4 | $ 382,000 | $ 95,000 | $ 78,000 |
| Perry County Arkansas | 4 | $ 513,000 | $ 128,000 | $ 550,000 |
| Allen County Louisiana | 4 | $ 211,000 | $ 52,000 | $ 43,000 |
| Beauregard County Louisiana | 4 | $ 419,000 | $ 104,000 | $ 65,000 |
| Claiborne County Louisiana | 4 | $ 429,000 | $ 107,000 | $ 62,000 |
| Natchitoches County Louisiana | 4 | $ 366,000 | $ 91,000 | $ 41,000 |
| St. Mary County Louisiana | 4 | $ 404,000 | $ 101,000 | $ 50,000 |
| Union County Louisiana | 4 | $ 390,000 | $ 97,000 | $ 60,000 |
| West Carroll County Louisiana | 4 | $ 313,000 | $ 78,000 | $ 56,000 |
| McDonald County Missouri | 4 | $ 342,000 | $ 85,000 | $ 48,000 |
| Bryan County Oklahoma | 4 | $ 383,000 | $ 95,000 | $ 52,000 |
| Marshall County Oklahoma | 4 | $ 341,000 | $ 85,000 | $ 53,000 |
| Muskogee County Oklahoma | 4 | $ 406,000 | $ 101,000 | $ 94,000 |
| Pawnee County Oklahoma | 4 | $ 362,000 | $ 90,000 | $ 48,000 |
| Chambers County Texas | 4 | $ 350,000 | $ 87,000 | $ 53,000 |
| Polk County Texas | 4 | $ 313,000 | $ 78,000 | $ 39,000 |
| Shelby County Texas | 4 | $ 368,000 | $ 92,000 | $ 71,000 |
| Upshur County Texas | 4 | $ 456,000 | $ 114,000 | $ 80,000 |
| Walker County Texas | 4 | $ 424,000 | $ 106,000 | $ 68,000 |
| Wood County Texas | 4 | $ 342,000 | $ 85,000 | $ 40,000 |
| Arkansas County Arkansas | 3 | $ 266,000 | $ 88,000 | $ 35,000 |
| Ashley County Arkansas | 3 | $ 277,000 | $ 92,000 | $ 48,000 |
| Baxter County Arkansas | 3 | $ 275,000 | $ 91,000 | $ 42,000 |
| Calhoun County Arkansas | 3 | $ 330,000 | $ 110,000 | $ 56,000 |
| Dallas County Arkansas | 3 | $ 341,000 | $ 113,000 | $ 47,000 |
| Marion County Arkansas | 3 | $ 268,000 | $ 89,000 | $ 26,000 |
| Pope County Arkansas | 3 | $ 229,000 | $ 76,000 | $ 32,000 |
| Sharp County Arkansas | 3 | $ 292,000 | $ 97,000 | $ 41,000 |
| St. Francis County Arkansas | 3 | $ 294,000 | $ 98,000 | $ 56,000 |
| Union County Arkansas | 3 | $ 223,000 | $ 74,000 | $ 42,000 |
| Van Buren County Arkansas | 3 | $ 249,000 | $ 83,000 | $ 20,000 |
| St. Helena County Louisiana | 3 | $ 248,000 | $ 82,000 | $ 41,000 |
| St. Tammany County Louisiana | 3 | $ 305,000 | $ 101,000 | $ 51,000 |
| West Baton Rouge County Louisiana | 3 | $ 364,000 | $ 121,000 | $ 75,000 |
| Christian County Missouri | 3 | $ 361,000 | $ 120,000 | $ 48,000 |
| Dade County Missouri | 3 | $ 370,000 | $ 123,000 | $ 66,000 |
| Jasper County Missouri | 3 | $ 409,000 | $ 136,000 | $ 58,000 |
| Polk County Missouri | 3 | $ 301,000 | $ 100,000 | $ 51,000 |
| Stone County Missouri | 3 | $ 401,000 | $ 133,000 | $ 99,000 |
| Webster County Missouri | 3 | $ 268,000 | $ 89,000 | $ 44,000 |
| Denton County Texas | 3 | $ 290,000 | $ 96,000 | $ 67,000 |
| Grimes County Texas | 3 | $ 332,000 | $ 110,000 | $ 61,000 |
| Leon County Texas | 3 | $ 284,000 | $ 94,000 | $ 79,000 |
| Newton County Texas | 3 | $ 281,000 | $ 93,000 | $ 34,000 |
| Tyler County Texas | 3 | $ 277,000 | $ 92,000 | $ 39,000 |
| Waller County Texas | 3 | $ 398,000 | $ 132,000 | $ 48,000 |
| Cleburne County Arkansas | 2 | $ 213,000 | $ 106,000 | $ 45,000 |
| Crittenden County Arkansas | 2 | $ 139,000 | $ 69,000 | $ 35,000 |
| Hot Spring County Arkansas | 2 | $ 211,000 | $ 105,000 | $ 105,000 |
| Howard County Arkansas | 2 | $ 196,000 | $ 98,000 | $ 57,000 |
| Lawrence County Arkansas | 2 | $ 174,000 | $ 87,000 | $ 52,000 |
| Lee County Arkansas | 2 | $ 184,000 | $ 92,000 | $ 32,000 |
| Polk County Arkansas | 2 | $ 141,000 | $ 70,000 | $ 43,000 |
| Sevier County Arkansas | 2 | $ 213,000 | $ 106,000 | $ 42,000 |
| Woodruff County Arkansas | 2 | $ 145,000 | $ 72,000 | $ 21,000 |
| Yell County Arkansas | 2 | $ 175,000 | $ 87,000 | $ 37,000 |
| Calcasieu County Louisiana | 2 | $ 225,000 | $ 112,000 | $ 42,000 |
| Caldwell County Louisiana | 2 | $ 156,000 | $ 78,000 | $ 48,000 |
| La Salle County Louisiana | 2 | $ 184,000 | $ 92,000 | $ 36,000 |
| Madison County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 24,000 |
| Red River County Louisiana | 2 | $ 221,000 | $ 110,000 | $ 61,000 |
| St. James County Louisiana | 2 | $ 213,000 | $ 106,000 | $ 22,000 |
| St. Martin County Louisiana | 2 | $ 184,000 | $ 92,000 | $ 28,000 |
| Terrebonne County Louisiana | 2 | $ 215,000 | $ 107,000 | $ 35,000 |
| Dallas County Missouri | 2 | $ 234,000 | $ 117,000 | $ 28,000 |
| Atoka County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 145,000 |
| Choctaw County Oklahoma | 2 | $ 157,000 | $ 78,000 | $ 36,000 |
| Craig County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Haskell County Oklahoma | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| McIntosh County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Ottawa County Oklahoma | 2 | $ 196,000 | $ 98,000 | $ 61,000 |
| Anderson County Texas | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| Angelina County Texas | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Fayette County Texas | 2 | $ 353,000 | $ 176,000 | $ 51,000 |
| Freestone County Texas | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Hill County Texas | 2 | $ 206,000 | $ 103,000 | $ 118,000 |
| Hopkins County Texas | 2 | $ 342,000 | $ 171,000 | $ 91,000 |
| Lavaca County Texas | 2 | $ 243,000 | $ 121,000 | $ 59,000 |
| McLennan County Texas | 2 | $ 233,000 | $ 116,000 | $ 44,000 |
| Morris County Texas | 2 | $ 228,000 | $ 114,000 | $ 56,000 |
| Rains County Texas | 2 | $ 188,000 | $ 94,000 | $ 88,000 |
| Sabine County Texas | 2 | $ 238,000 | $ 119,000 | $ 70,000 |
| San Augustine County Texas | 2 | $ 164,000 | $ 82,000 | $ 60,000 |
| Chicot County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 12,000 |
| Clay County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Cleveland County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 19,000 |
| Fulton County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Independence County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Jackson County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Montgomery County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Phillips County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Scott County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Stone County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Assumption County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Catahoula County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Concordia County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Grant County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Jefferson Davis County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 66,000 |
| Lafayette County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Rapides County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| St. Landry County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 97,000 |
| Tensas County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Vermilion County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| West Feliciana County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 13,000 |
| Copiah County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Hinds County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Lincoln County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Rankin County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Walthall County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Camden County Missouri | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Cedar County Missouri | 1 | $ 132,000 | $ 132,000 | $ 178,000 |
| Dunklin County Missouri | 1 | $ 83,000 | $ 83,000 | $ 63,000 |
| Hickory County Missouri | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Laclede County Missouri | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Latimer County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Lincoln County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Love County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Payne County Oklahoma | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Austin County Texas | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Bosque County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Camp County Texas | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Coleman County Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Delta County Texas | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Fort Bend County Texas | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Gonzales County Texas | 1 | $ 64,000 | $ 64,000 | $ 82,000 |
| Jackson County Texas | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Nacogdoches County Texas | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Parker County Texas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Tarrant County Texas | 1 | $ 92,000 | $ 92,000 | $ 127,000 |
| Trinity County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Victoria County Texas | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Washington County Texas | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Wharton County Texas | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,490 | $142,239,000 | $90,000 | $300,000 | $48,000 | $1,044,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,047 | $102,457,000 | $92,000 | $300,000 | $50,833 | $1,044,000 |
| Black or African American | 353 | $31,905,000 | $85,400 | $202,000 | $38,000 | $248,000 |
| Hispanic | 42 | $3,746,000 | $92,250 | $138,000 | $53,250 | $134,000 |
| American Indian or Alaskan Native | 33 | $2,786,000 | $86,200 | $122,000 | $50,600 | $121,000 |
| Not Provided | 9 | $758,000 | $81,000 | $104,000 | $37,750 | $51,000 |
| Asian | 4 | $389,000 | $96,666 | $122,000 | $189,333 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $198,000 | $99,000 | $115,000 | $52,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,490 | $142,239,000 | $90,000 | $300,000 | $48,000 | $1,044,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 850 | $79,032,000 | $88,833 | $242,000 | $41,166 | $248,000 |
| Application Approved But Not Accepted | 332 | $32,876,000 | $91,333 | $300,000 | $54,333 | $1,044,000 |
| Loan Originated | 235 | $22,856,000 | $91,666 | $223,000 | $61,500 | $420,000 |
| File Closed For Incompleteness | 69 | $7,095,000 | $105,600 | $199,000 | $52,800 | $155,000 |
| Application Withdrawn By Applicant | 4 | $380,000 | $97,333 | $137,000 | $71,000 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 551 | $50,155,000 | $84,666 | $202,000 | $45,666 | $248,000 |
| Debt-To-Income Ratio | 180 | $17,453,000 | $100,200 | $215,000 | $37,000 | $134,000 |
| Other | 42 | $4,206,000 | $91,800 | $242,000 | $42,400 | $120,000 |
| Credit Application Incomplete | 25 | $2,143,000 | $86,200 | $122,000 | $36,200 | $170,000 |
| Unverifiable Information | 18 | $1,748,000 | $98,000 | $149,000 | $48,750 | $128,000 |
| Employment History | 12 | $1,129,000 | $94,333 | $133,000 | $50,666 | $97,000 |
| Collateral | 9 | $1,022,000 | $105,000 | $146,000 | $46,500 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Built Homes, L.L.C.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Built Homes, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.