United Built Homes, LLC Mortgage Lending & HMDA Data, 2008

In 2008, United Built Homes, LLC of Shreveport, LA reported 1,491 mortgage applications totaling $195.5 million, down 1% from 2007. The average application was for $131,093, and applicants reported an average income of $62,000. 17% of its applications resulted in an originated loan and 52% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (88), Little Rock-North Little Rock-Conway, AR (82) and Fayetteville-Springdale-Rogers, AR-MO (70) (applications in parentheses).

Mortgage Company & Address United Built Homes, LLC
8500 Line Ave
Shreveport, LA 71106
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,491
Total Mortgage Loan Application Amount $195,461,000
Average Mortgage Loan Application Amount $131,093
Highest Mortgage Loan Application Amount $360,000
Average Applicant Income $62,000
Highest Applicant Income $329,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Built Homes, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Built Homes, LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington, Arkansas 44 $ 6,164,000 $ 140,090 $ 56,000
Pulaski, Arkansas 36 $ 3,891,000 $ 108,083 $ 56,000
Harris, Texas 36 $ 4,616,000 $ 128,222 $ 65,000
Smith, Texas 35 $ 4,573,000 $ 130,657 $ 55,000
Ellis, Texas 28 $ 3,075,000 $ 109,821 $ 50,000
Grayson, Texas 24 $ 3,267,000 $ 136,125 $ 69,000
Henderson, Texas 22 $ 2,388,000 $ 108,545 $ 48,000
Benton, Arkansas 21 $ 2,790,000 $ 132,857 $ 54,000
Harrison, Texas 21 $ 2,607,000 $ 124,142 $ 68,000
Caddo, Louisiana 18 $ 2,659,000 $ 147,722 $ 64,000
Barry, Missouri 18 $ 2,500,000 $ 138,888 $ 65,000
Jefferson, Arkansas 17 $ 2,399,000 $ 141,117 $ 62,000
Craighead, Arkansas 16 $ 1,352,000 $ 84,500 $ 50,000
Crawford, Arkansas 16 $ 2,094,000 $ 130,875 $ 45,000
Hardin, Texas 16 $ 1,962,000 $ 122,625 $ 59,000
Bryan, Oklahoma 15 $ 2,010,000 $ 134,000 $ 53,000
Fannin, Texas 15 $ 2,211,000 $ 147,400 $ 54,000
Gregg, Texas 15 $ 1,971,000 $ 131,400 $ 66,000
Faulkner, Arkansas 14 $ 1,757,000 $ 125,500 $ 52,000
Ouachita, Louisiana 14 $ 2,022,000 $ 144,428 $ 77,000
Rogers, Oklahoma 14 $ 1,784,000 $ 127,428 $ 53,000
Bowie, Texas 14 $ 1,747,000 $ 124,785 $ 51,000
Dallas, Texas 14 $ 1,830,000 $ 130,714 $ 81,000
Jefferson, Texas 14 $ 1,834,000 $ 131,000 $ 60,000
Poinsett, Arkansas 13 $ 1,142,000 $ 87,846 $ 43,000
Creek, Oklahoma 13 $ 1,642,000 $ 126,307 $ 85,000
Navarro, Texas 13 $ 1,464,000 $ 112,615 $ 57,000
Wood, Texas 13 $ 1,537,000 $ 118,230 $ 49,000
Saline, Arkansas 12 $ 1,602,000 $ 133,500 $ 61,000
White, Arkansas 12 $ 1,446,000 $ 120,500 $ 50,000
Tulsa, Oklahoma 12 $ 1,317,000 $ 109,750 $ 48,000
Lonoke, Arkansas 11 $ 1,614,000 $ 146,727 $ 54,000
Miller, Arkansas 11 $ 1,227,000 $ 111,545 $ 48,000
Bossier, Louisiana 11 $ 1,624,000 $ 147,636 $ 79,000
Cass, Texas 11 $ 1,110,000 $ 100,909 $ 53,000
Collin, Texas 11 $ 1,765,000 $ 160,454 $ 78,000
Galveston, Texas 11 $ 1,497,000 $ 136,090 $ 70,000
Lincoln, Louisiana 10 $ 1,436,000 $ 143,600 $ 55,000
Livingston, Louisiana 10 $ 1,470,000 $ 147,000 $ 84,000
Polk, Missouri 10 $ 1,541,000 $ 154,100 $ 61,000
Bastrop, Texas 10 $ 1,371,000 $ 137,100 $ 66,000
Bell, Texas 10 $ 1,196,000 $ 119,600 $ 63,000
Montgomery, Texas 10 $ 1,309,000 $ 130,900 $ 55,000
Orange, Texas 10 $ 1,088,000 $ 108,800 $ 68,000
Williamson, Texas 10 $ 1,629,000 $ 162,900 $ 73,000
Little River, Arkansas 9 $ 1,021,000 $ 113,444 $ 46,000
Mississippi, Arkansas 9 $ 977,000 $ 108,555 $ 48,000
Pope, Arkansas 9 $ 1,085,000 $ 120,555 $ 65,000
St. Francis, Arkansas 9 $ 1,045,000 $ 116,111 $ 48,000
Webster, Louisiana 9 $ 1,467,000 $ 163,000 $ 70,000
Greene, Missouri 9 $ 1,295,000 $ 143,888 $ 66,000
Adair, Oklahoma 9 $ 907,000 $ 100,777 $ 42,000
Burnet, Texas 9 $ 1,397,000 $ 155,222 $ 121,000
Johnson, Texas 9 $ 1,186,000 $ 131,777 $ 54,000
Panola, Texas 9 $ 1,336,000 $ 148,444 $ 112,000
Rusk, Texas 9 $ 821,000 $ 91,222 $ 53,000
Garland, Arkansas 8 $ 957,000 $ 119,625 $ 45,000
Lawrence, Missouri 8 $ 1,153,000 $ 144,125 $ 52,000
Delaware, Oklahoma 8 $ 1,030,000 $ 128,750 $ 79,000
Mayes, Oklahoma 8 $ 1,045,000 $ 130,625 $ 70,000
Anderson, Texas 8 $ 1,218,000 $ 152,250 $ 68,000
Cooke, Texas 8 $ 1,150,000 $ 143,750 $ 56,000
Hays, Texas 8 $ 1,373,000 $ 171,625 $ 68,000
Liberty, Texas 8 $ 1,056,000 $ 132,000 $ 73,000
Van Buren, Arkansas 7 $ 904,000 $ 129,142 $ 50,000
Ascension, Louisiana 7 $ 1,180,000 $ 168,571 $ 71,000
De Soto, Louisiana 7 $ 1,070,000 $ 152,857 $ 70,000
Sequoyah, Oklahoma 7 $ 970,000 $ 138,571 $ 58,000
Brazoria, Texas 7 $ 1,152,000 $ 164,571 $ 63,000
Limestone, Texas 7 $ 786,000 $ 112,285 $ 67,000
Van Zandt, Texas 7 $ 996,000 $ 142,285 $ 66,000
Carroll, Arkansas 6 $ 633,000 $ 105,500 $ 34,000
Cleburne, Arkansas 6 $ 897,000 $ 149,500 $ 71,000
Franklin, Arkansas 6 $ 878,000 $ 146,333 $ 39,000
East Baton Rouge, Louisiana 6 $ 861,000 $ 143,500 $ 80,000
Lafourche, Louisiana 6 $ 1,028,000 $ 171,333 $ 82,000
Lee, Mississippi 6 $ 428,000 $ 71,333 $ 34,000
Christian, Missouri 6 $ 1,324,000 $ 220,666 $ 88,000
Le Flore, Oklahoma 6 $ 806,000 $ 134,333 $ 56,000
Muskogee, Oklahoma 6 $ 928,000 $ 154,666 $ 63,000
Nowata, Oklahoma 6 $ 745,000 $ 124,166 $ 54,000
Okmulgee, Oklahoma 6 $ 971,000 $ 161,833 $ 67,000
Wagoner, Oklahoma 6 $ 703,000 $ 117,166 $ 74,000
Cherokee, Texas 6 $ 861,000 $ 143,500 $ 72,000
Freestone, Texas 6 $ 637,000 $ 106,166 $ 48,000
Jasper, Texas 6 $ 633,000 $ 105,500 $ 57,000
Kaufman, Texas 6 $ 687,000 $ 114,500 $ 57,000
Milam, Texas 6 $ 645,000 $ 107,500 $ 43,000
Polk, Texas 6 $ 795,000 $ 132,500 $ 79,000
Travis, Texas 6 $ 1,147,000 $ 191,166 $ 88,000
Boone, Arkansas 5 $ 656,000 $ 131,200 $ 53,000
Hempstead, Arkansas 5 $ 511,000 $ 102,200 $ 39,000
Hot Spring, Arkansas 5 $ 621,000 $ 124,200 $ 61,000
Logan, Arkansas 5 $ 615,000 $ 123,000 $ 60,000
Newton, Arkansas 5 $ 565,000 $ 113,000 $ 42,000
Perry, Arkansas 5 $ 524,000 $ 104,800 $ 55,000
Sebastian, Arkansas 5 $ 605,000 $ 121,000 $ 50,000
Union, Arkansas 5 $ 729,000 $ 145,800 $ 60,000
Richland, Louisiana 5 $ 615,000 $ 123,000 $ 65,000
Sabine, Louisiana 5 $ 708,000 $ 141,600 $ 74,000
Tangipahoa, Louisiana 5 $ 690,000 $ 138,000 $ 68,000
Dallas, Missouri 5 $ 631,000 $ 126,200 $ 42,000
Newton, Missouri 5 $ 653,000 $ 130,600 $ 68,000
Webster, Missouri 5 $ 909,000 $ 181,800 $ 71,000
Osage, Oklahoma 5 $ 552,000 $ 110,400 $ 43,000
Pushmataha, Oklahoma 5 $ 740,000 $ 148,000 $ 94,000
Fort Bend, Texas 5 $ 707,000 $ 141,400 $ 90,000
Grimes, Texas 5 $ 622,000 $ 124,400 $ 42,000
Hunt, Texas 5 $ 879,000 $ 175,800 $ 87,000
San Jacinto, Texas 5 $ 586,000 $ 117,200 $ 47,000
Walker, Texas 5 $ 596,000 $ 119,200 $ 73,000
Waller, Texas 5 $ 336,000 $ 67,200 $ 38,000
Conway, Arkansas 4 $ 612,000 $ 153,000 $ 51,000
Grant, Arkansas 4 $ 461,000 $ 115,250 $ 67,000
Greene, Arkansas 4 $ 411,000 $ 102,750 $ 32,000
Madison, Arkansas 4 $ 544,000 $ 136,000 $ 50,000
Ouachita, Arkansas 4 $ 337,000 $ 84,250 $ 81,000
East Feliciana, Louisiana 4 $ 685,000 $ 171,250 $ 55,000
Franklin, Louisiana 4 $ 455,000 $ 113,750 $ 63,000
Union, Louisiana 4 $ 534,000 $ 133,500 $ 87,000
West Feliciana, Louisiana 4 $ 553,000 $ 138,250 $ 85,000
Atoka, Oklahoma 4 $ 593,000 $ 148,250 $ 87,000
Haskell, Oklahoma 4 $ 529,000 $ 132,250 $ 49,000
Bexar, Texas 4 $ 687,000 $ 171,750 $ 85,000
Fayette, Texas 4 $ 572,000 $ 143,000 $ 54,000
Hill, Texas 4 $ 368,000 $ 92,000 $ 45,000
Hopkins, Texas 4 $ 540,000 $ 135,000 $ 97,000
Leon, Texas 4 $ 454,000 $ 113,500 $ 55,000
Robertson, Texas 4 $ 412,000 $ 103,000 $ 70,000
Upshur, Texas 4 $ 525,000 $ 131,250 $ 113,000
Wise, Texas 4 $ 655,000 $ 163,750 $ 57,000
Ashley, Arkansas 3 $ 374,000 $ 124,666 $ 65,000
Bradley, Arkansas 3 $ 315,000 $ 105,000 $ 38,000
Clark, Arkansas 3 $ 306,000 $ 102,000 $ 46,000
Cross, Arkansas 3 $ 288,000 $ 96,000 $ 27,000
Jackson, Arkansas 3 $ 237,000 $ 79,000 $ 41,000
Johnson, Arkansas 3 $ 349,000 $ 116,333 $ 76,000
Lafayette, Arkansas 3 $ 262,000 $ 87,333 $ 64,000
Lawrence, Arkansas 3 $ 337,000 $ 112,333 $ 77,000
Assumption, Louisiana 3 $ 441,000 $ 147,000 $ 55,000
Catahoula, Louisiana 3 $ 491,000 $ 163,666 $ 86,000
Jackson, Louisiana 3 $ 480,000 $ 160,000 $ 89,000
Morehouse, Louisiana 3 $ 387,000 $ 129,000 $ 58,000
Natchitoches, Louisiana 3 $ 375,000 $ 125,000 $ 44,000
Winn, Louisiana 3 $ 531,000 $ 177,000 $ 133,000
Hinds, Mississippi 3 $ 233,000 $ 77,666 $ 56,000
Laclede, Missouri 3 $ 518,000 $ 172,666 $ 77,000
Pemiscot, Missouri 3 $ 315,000 $ 105,000 $ 49,000
Stone, Missouri 3 $ 529,000 $ 176,333 $ 52,000
Carter, Oklahoma 3 $ 473,000 $ 157,666 $ 114,000
Cherokee, Oklahoma 3 $ 427,000 $ 142,333 $ 55,000
Johnston, Oklahoma 3 $ 341,000 $ 113,666 $ 66,000
Marshall, Oklahoma 3 $ 407,000 $ 135,666 $ 60,000
Pawnee, Oklahoma 3 $ 398,000 $ 132,666 $ 64,000
Atascosa, Texas 3 $ 540,000 $ 180,000 $ 72,000
Denton, Texas 3 $ 443,000 $ 147,666 $ 72,000
Gonzales, Texas 3 $ 647,000 $ 215,666 $ 145,000
Lamar, Texas 3 $ 307,000 $ 102,333 $ 63,000
Marion, Texas 3 $ 394,000 $ 131,333 $ 71,000
McLennan, Texas 3 $ 382,000 $ 127,333 $ 46,000
Montague, Texas 3 $ 276,000 $ 92,000 $ 86,000
Nacogdoches, Texas 3 $ 257,000 $ 85,666 $ 54,000
Shelby, Texas 3 $ 457,000 $ 152,333 $ 110,000
Tyler, Texas 3 $ 325,000 $ 108,333 $ 68,000
Arkansas, Arkansas 2 $ 274,000 $ 137,000 $ 91,000
Baxter, Arkansas 2 $ 232,000 $ 116,000 $ 57,000
Dallas, Arkansas 2 $ 296,000 $ 148,000 $ 80,000
Desha, Arkansas 2 $ 341,000 $ 170,500 $ 75,000
Independence, Arkansas 2 $ 223,000 $ 111,500 $ 40,000
Lincoln, Arkansas 2 $ 299,000 $ 149,500 $ 72,000
Marion, Arkansas 2 $ 237,000 $ 118,500 $ 50,000
Phillips, Arkansas 2 $ 240,000 $ 120,000 $ 51,000
Randolph, Arkansas 2 $ 194,000 $ 97,000 $ 48,000
Scott, Arkansas 2 $ 277,000 $ 138,500 $ 66,000
Yell, Arkansas 2 $ 249,000 $ 124,500 $ 54,000
Calcasieu, Louisiana 2 $ 318,000 $ 159,000 $ 81,000
Caldwell, Louisiana 2 $ 243,000 $ 121,500 $ 76,000
Claiborne, Louisiana 2 $ 224,000 $ 112,000 $ 57,000
Concordia, Louisiana 2 $ 267,000 $ 133,500 $ 97,000
La Salle, Louisiana 2 $ 312,000 $ 156,000 $ 76,000
Terrebonne, Louisiana 2 $ 358,000 $ 179,000 $ 76,000
Washington, Louisiana 2 $ 292,000 $ 146,000 $ 68,000
Camden, Missouri 2 $ 348,000 $ 174,000 $ 74,000
Dade, Missouri 2 $ 243,000 $ 121,500 $ 50,000
Jasper, Missouri 2 $ 263,000 $ 131,500 $ 48,000
Taney, Missouri 2 $ 255,000 $ 127,500 $ 61,000
Choctaw, Oklahoma 2 $ 172,000 $ 86,000 $ 34,000
Craig, Oklahoma 2 $ 315,000 $ 157,500 $ 155,000
Jefferson, Oklahoma 2 $ 211,000 $ 105,500 $ 87,000
McIntosh, Oklahoma 2 $ 242,000 $ 121,000 $ 60,000
Oklahoma, Oklahoma 2 $ 235,000 $ 117,500 $ 43,000
Ottawa, Oklahoma 2 $ 307,000 $ 153,500 $ 53,000
Bandera, Texas 2 $ 416,000 $ 208,000 $ 77,000
Blanco, Texas 2 $ 245,000 $ 122,500 $ 44,000
Brazos, Texas 2 $ 275,000 $ 137,500 $ 42,000
Erath, Texas 2 $ 299,000 $ 149,500 $ 56,000
Houston, Texas 2 $ 199,000 $ 99,500 $ 26,000
Lee, Texas 2 $ 208,000 $ 104,000 $ 42,000
Llano, Texas 2 $ 471,000 $ 235,500 $ 126,000
Matagorda, Texas 2 $ 233,000 $ 116,500 $ 51,000
San Augustine, Texas 2 $ 256,000 $ 128,000 $ 47,000
Tarrant, Texas 2 $ 333,000 $ 166,500 $ 83,000
Titus, Texas 2 $ 309,000 $ 154,500 $ 64,000
Chicot, Arkansas 1 $ 90,000 $ 90,000 $ 78,000
Cleveland, Arkansas 1 $ 128,000 $ 128,000 $ 124,000
Columbia, Arkansas 1 $ 154,000 $ 154,000 $ 92,000
Crittenden, Arkansas 1 $ 123,000 $ 123,000 $ 63,000
Drew, Arkansas 1 $ 158,000 $ 158,000 $ 60,000
Izard, Arkansas 1 $ 107,000 $ 107,000 $ 37,000
Monroe, Arkansas 1 $ 92,000 $ 92,000 $ 55,000
Montgomery, Arkansas 1 $ 133,000 $ 133,000 $ 76,000
Nevada, Arkansas 1 $ 98,000 $ 98,000 $ 50,000
Polk, Arkansas 1 $ 124,000 $ 124,000 $ 21,000
Searcy, Arkansas 1 $ 145,000 $ 145,000 $ 51,000
Sevier, Arkansas 1 $ 138,000 $ 138,000 $ 51,000
Stone, Arkansas 1 $ 103,000 $ 103,000 $ 35,000
Bienville, Louisiana 1 $ 186,000 $ 186,000 $ 50,000
Cameron, Louisiana 1 $ 139,000 $ 139,000 $ 50,000
Iberville, Louisiana 1 $ 176,000 $ 176,000 $ 104,000
Pointe Coupee, Louisiana 1 $ 149,000 $ 149,000 $ 68,000
St. Helena, Louisiana 1 $ 222,000 $ 222,000 $ 59,000
St. James, Louisiana 1 $ 124,000 $ 124,000 $ 89,000
St. Tammany, Louisiana 1 $ 158,000 $ 158,000 $ 76,000
Vernon, Louisiana 1 $ 197,000 $ 197,000 $ 106,000
West Baton Rouge, Louisiana 1 $ 212,000 $ 212,000 $ 110,000
West Carroll, Louisiana 1 $ 122,000 $ 122,000 $ 42,000
Dunklin, Missouri 1 $ 148,000 $ 148,000 $ 45,000
McDonald, Missouri 1 $ 74,000 $ 74,000 $ 70,000
Ozark, Missouri 1 $ 130,000 $ 130,000 $ 35,000
Pulaski, Missouri 1 $ 131,000 $ 131,000 $ 71,000
Texas, Missouri 1 $ 186,000 $ 186,000 $ 78,000
Comanche, Oklahoma 1 $ 253,000 $ 253,000 $ 172,000
Garvin, Oklahoma 1 $ 133,000 $ 133,000 $ 37,000
Kay, Oklahoma 1 $ 206,000 $ 206,000 $ 72,000
Latimer, Oklahoma 1 $ 130,000 $ 130,000 $ 57,000
Lincoln, Oklahoma 1 $ 110,000 $ 110,000 $ 64,000
McCurtain, Oklahoma 1 $ 103,000 $ 103,000 $ 77,000
Murray, Oklahoma 1 $ 102,000 $ 102,000 $ 41,000
Noble, Oklahoma 1 $ 183,000 $ 183,000 $ 60,000
Okfuskee, Oklahoma 1 $ 93,000 $ 93,000 $ 40,000
Payne, Oklahoma 1 $ 164,000 $ 164,000 $ 85,000
Pittsburg, Oklahoma 1 $ 251,000 $ 251,000 $ 146,000
Stephens, Oklahoma 1 $ 170,000 $ 170,000 $ 84,000
Angelina, Texas 1 $ 109,000 $ 109,000 $ 125,000
Austin, Texas 1 $ 136,000 $ 136,000 $ 92,000
Bee, Texas 1 $ 139,000 $ 139,000 $ 42,000
Bosque, Texas 1 $ 122,000 $ 122,000 $ 69,000
Burleson, Texas 1 $ 265,000 $ 265,000 $ 120,000
Caldwell, Texas 1 $ 141,000 $ 141,000 $ 48,000
Clay, Texas 1 $ 146,000 $ 146,000 $ 20,000
Colorado, Texas 1 $ 86,000 $ 86,000 $ 43,000
Comal, Texas 1 $ 101,000 $ 101,000 $ 50,000
Delta, Texas 1 $ 149,000 $ 149,000 $ 80,000
Eastland, Texas 1 $ 157,000 $ 157,000 $ 55,000
Falls, Texas 1 $ 78,000 $ 78,000 $ 33,000
Franklin, Texas 1 $ 132,000 $ 132,000 $ 101,000
Frio, Texas 1 $ 234,000 $ 234,000 $ 90,000
Gillespie, Texas 1 $ 125,000 $ 125,000 $ 56,000
Guadalupe, Texas 1 $ 111,000 $ 111,000 $ 31,000
Karnes, Texas 1 $ 106,000 $ 106,000 $ 55,000
Kendall, Texas 1 $ 125,000 $ 125,000 $ 46,000
Kerr, Texas 1 $ 219,000 $ 219,000 $ 108,000
Lavaca, Texas 1 $ 150,000 $ 150,000 $ 42,000
Live Oak, Texas 1 $ 111,000 $ 111,000 $ 48,000
Madison, Texas 1 $ 131,000 $ 131,000 $ 74,000
Mason, Texas 1 $ 158,000 $ 158,000 $ 80,000
Medina, Texas 1 $ 138,000 $ 138,000 $ 34,000
Morris, Texas 1 $ 145,000 $ 145,000 $ 160,000
Newton, Texas 1 $ 135,000 $ 135,000 $ 60,000
San Patricio, Texas 1 $ 120,000 $ 120,000 $ 54,000
Trinity, Texas 1 $ 111,000 $ 111,000 $ 77,000
Uvalde, Texas 1 $ 180,000 $ 180,000 $ 84,000
Wilbarger, Texas 1 $ 104,000 $ 104,000 $ 54,000
Wilson, Texas 1 $ 208,000 $ 208,000 $ 77,000

Mortgage Loan Application Detail Totals for United Built Homes, LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,491 $195,461,000 $131,000 $360,000 $62,000 $329,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,077 $144,859,000 $134,000 $360,000 $65,000 $329,000
Black or African American 275 $31,765,000 $115,000 $276,000 $53,000 $288,000
Hispanic 97 $13,199,000 $136,000 $303,000 $63,000 $168,000
American Indian or Alaskan Native 25 $3,206,000 $128,000 $187,000 $57,000 $107,000
Not Provided 10 $1,545,000 $154,000 $245,000 $74,000 $127,000
Asian 6 $799,000 $133,000 $166,000 $50,000 $93,000
Native Hawaiian or Other Pacific Islander 1 $88,000 $88,000 $88,000 $28,000 $28,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,489 $195,073,000 $131,000 $360,000 $62,000 $329,000
FHA-insured (Federal Housing Administration) 2 $388,000 $194,000 $239,000 $103,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 772 $98,451,000 $127,000 $360,000 $56,000 $312,000
Loan Originated 254 $34,587,000 $136,000 $293,000 $72,000 $288,000
Application Approved But Not Accepted 235 $30,581,000 $130,000 $290,000 $67,000 $198,000
File Closed For Incompleteness 229 $31,720,000 $138,000 $276,000 $68,000 $329,000
Application Withdrawn By Applicant 1 $122,000 $122,000 $122,000 $58,000 $58,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 598 $74,192,000 $124,000 $320,000 $54,000 $218,000
Other 91 $12,533,000 $137,000 $253,000 $74,000 $240,000
Debt-To-Income Ratio 56 $8,190,000 $146,000 $360,000 $52,000 $312,000
Employment History 14 $1,618,000 $115,000 $179,000 $49,000 $97,000
Collateral 6 $1,090,000 $181,000 $318,000 $70,000 $151,000
Mortgage Insurance Denied 3 $408,000 $136,000 $204,000 $62,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Built Homes, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Built Homes, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Louisiana Lender List