United Community Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,187 |
| Total Mortgage Loan Application Amount | $500,274,000 |
| Average Mortgage Loan Application Amount | $108,294 |
| Highest Mortgage Loan Application Amount | $9,300,000 |
| Average Applicant Income | $65,764 |
| Highest Applicant Income | $2,632,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 525 | $ 54,477,000 | $ 103,000 | $ 62,000 |
| Fannin County Georgia | 412 | $ 50,561,000 | $ 122,000 | $ 53,000 |
| Habersham County Georgia | 290 | $ 31,156,000 | $ 107,000 | $ 52,000 |
| Towns County Georgia | 208 | $ 27,447,000 | $ 131,000 | $ 72,000 |
| White County Georgia | 206 | $ 25,072,000 | $ 121,000 | $ 43,000 |
| Gilmer County Georgia | 186 | $ 23,476,000 | $ 126,000 | $ 54,000 |
| Chattooga County Georgia | 180 | $ 12,875,000 | $ 71,000 | $ 38,000 |
| Floyd County Georgia | 178 | $ 18,892,000 | $ 106,000 | $ 52,000 |
| Cherokee County North Carolina | 165 | $ 20,807,000 | $ 126,000 | $ 115,000 |
| Lumpkin County Georgia | 164 | $ 18,297,000 | $ 111,000 | $ 50,000 |
| Rabun County Georgia | 135 | $ 12,189,000 | $ 90,000 | $ 50,000 |
| Glynn County Georgia | 131 | $ 18,408,000 | $ 140,000 | $ 63,000 |
| Clay County North Carolina | 129 | $ 21,291,000 | $ 165,000 | $ 67,000 |
| Macon County North Carolina | 125 | $ 15,912,000 | $ 127,000 | $ 71,000 |
| Dawson County Georgia | 116 | $ 13,368,000 | $ 115,000 | $ 59,000 |
| Swain County North Carolina | 102 | $ 13,810,000 | $ 135,000 | $ 60,000 |
| Bartow County Georgia | 77 | $ 6,477,000 | $ 84,000 | $ 38,000 |
| Hall County Georgia | 76 | $ 7,994,000 | $ 105,000 | $ 53,000 |
| Mitchell County North Carolina | 49 | $ 4,719,000 | $ 96,000 | $ 50,000 |
| Polk County Tennessee | 40 | $ 3,457,000 | $ 86,000 | $ 55,000 |
| Banks County Georgia | 39 | $ 4,615,000 | $ 118,000 | $ 44,000 |
| Forsyth County Georgia | 39 | $ 4,096,000 | $ 105,000 | $ 33,000 |
| Graham County North Carolina | 37 | $ 6,052,000 | $ 163,000 | $ 78,000 |
| Yancey County North Carolina | 35 | $ 4,094,000 | $ 116,000 | $ 48,000 |
| Cherokee County Alabama | 33 | $ 2,437,000 | $ 73,000 | $ 55,000 |
| Jackson County North Carolina | 31 | $ 4,238,000 | $ 136,000 | $ 51,000 |
| Carroll County Georgia | 28 | $ 3,013,000 | $ 107,000 | $ 66,000 |
| Loudon County Tennessee | 28 | $ 5,133,000 | $ 183,000 | $ 60,000 |
| Pickens County Georgia | 22 | $ 3,132,000 | $ 142,000 | $ 71,000 |
| Cobb County Georgia | 21 | $ 2,907,000 | $ 138,000 | $ 65,000 |
| Stephens County Georgia | 21 | $ 2,542,000 | $ 121,000 | $ 89,000 |
| Ware County Georgia | 19 | $ 561,000 | $ 29,000 | $ 67,000 |
| Gordon County Georgia | 17 | $ 1,571,000 | $ 92,000 | $ 50,000 |
| Polk County Georgia | 16 | $ 1,344,000 | $ 84,000 | $ 42,000 |
| Cherokee County Georgia | 15 | $ 2,821,000 | $ 188,000 | $ 66,000 |
| Jackson County Georgia | 15 | $ 2,355,000 | $ 157,000 | $ 68,000 |
| Fulton County Georgia | 13 | $ 4,298,000 | $ 330,000 | $ 54,000 |
| Blount County Tennessee | 13 | $ 1,843,000 | $ 141,000 | $ 62,000 |
| Douglas County Georgia | 12 | $ 10,400,000 | $ 866,000 | $ 48,000 |
| Knox County Tennessee | 11 | $ 1,863,000 | $ 169,000 | $ 65,000 |
| Gwinnett County Georgia | 10 | $ 1,384,000 | $ 138,000 | $ 67,000 |
| Camden County Georgia | 9 | $ 1,200,000 | $ 133,000 | $ 102,000 |
| Chatham County Georgia | 9 | $ 2,251,000 | $ 250,000 | $ 33,000 |
| DeKalb County Georgia | 8 | $ 1,165,000 | $ 145,000 | $ 90,000 |
| Pierce County Georgia | 8 | $ 213,000 | $ 26,000 | $ 62,000 |
| McMinn County Tennessee | 8 | $ 1,086,000 | $ 135,000 | $ 48,000 |
| Brantley County Georgia | 7 | $ 243,000 | $ 34,000 | $ 40,000 |
| Coweta County Georgia | 7 | $ 912,000 | $ 130,000 | $ 49,000 |
| Avery County North Carolina | 7 | $ 726,000 | $ 103,000 | $ 52,000 |
| Roane County Tennessee | 7 | $ 822,000 | $ 117,000 | $ 52,000 |
| Henry County Georgia | 6 | $ 1,600,000 | $ 266,000 | $ 118,000 |
| Paulding County Georgia | 6 | $ 901,000 | $ 150,000 | $ 56,000 |
| Walker County Georgia | 6 | $ 193,000 | $ 32,000 | $ 43,000 |
| Wayne County Georgia | 6 | $ 258,000 | $ 43,000 | $ 52,000 |
| Monroe County Tennessee | 6 | $ 636,000 | $ 106,000 | $ 84,000 |
| Bay County Florida | 5 | $ 689,000 | $ 137,000 | $ 61,000 |
| Haralson County Georgia | 5 | $ 664,000 | $ 132,000 | $ 43,000 |
| Madison County Georgia | 5 | $ 325,000 | $ 65,000 | $ 85,000 |
| Clarke County Georgia | 4 | $ 442,000 | $ 110,000 | $ 110,000 |
| Murray County Georgia | 4 | $ 459,000 | $ 114,000 | $ 72,000 |
| DeKalb County Alabama | 3 | $ 436,000 | $ 145,000 | $ 49,000 |
| Okaloosa County Florida | 3 | $ 787,000 | $ 262,000 | $ 168,000 |
| Volusia County Florida | 3 | $ 290,000 | $ 96,000 | $ 37,000 |
| Fayette County Georgia | 3 | $ 1,142,000 | $ 380,000 | $ 697,000 |
| Greene County Georgia | 3 | $ 613,000 | $ 204,000 | $ 30,000 |
| Oglethorpe County Georgia | 3 | $ 102,000 | $ 34,000 | $ 98,000 |
| Haywood County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 51,000 |
| Beaufort County South Carolina | 3 | $ 1,047,000 | $ 349,000 | $ 14,000 |
| Oconee County South Carolina | 3 | $ 73,000 | $ 24,000 | $ 89,000 |
| Jefferson County Tennessee | 3 | $ 282,000 | $ 94,000 | $ 53,000 |
| Rhea County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 144,000 |
| Sevier County Tennessee | 3 | $ 252,000 | $ 84,000 | $ 76,000 |
| Randolph County Alabama | 2 | $ 566,000 | $ 283,000 | $ 453,000 |
| Barrow County Georgia | 2 | $ 185,000 | $ 92,000 | $ 70,000 |
| Butts County Georgia | 2 | $ 255,000 | $ 127,000 | $ 58,000 |
| Franklin County Georgia | 2 | $ 216,000 | $ 108,000 | $ 57,000 |
| Jones County Georgia | 2 | $ 259,000 | $ 129,000 | $ 147,000 |
| Richmond County Georgia | 2 | $ 121,000 | $ 60,000 | $ 37,000 |
| Whitfield County Georgia | 2 | $ 350,000 | $ 175,000 | $ 78,000 |
| Buncombe County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
| Watauga County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 37,000 |
| Greenville County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 23,000 |
| Bradley County Tennessee | 2 | $ 492,000 | $ 246,000 | $ 85,000 |
| Coosa County Alabama | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Mobile County Alabama | 1 | $ 332,000 | $ 332,000 | $ 150,000 |
| Citrus County Florida | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Duval County Florida | 1 | $ 172,000 | $ 172,000 | $ 420,000 |
| Escambia County Florida | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Nassau County Florida | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Pasco County Florida | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Putnam County Florida | 1 | $ 39,000 | $ 39,000 | $ 93,000 |
| St. Johns County Florida | 1 | $ 323,000 | $ 323,000 | $ 142,000 |
| Walton County Florida | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Bibb County Georgia | 1 | $ 54,000 | $ 54,000 | $ 59,000 |
| Clayton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Dougherty County Georgia | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Effingham County Georgia | 1 | $ 129,000 | $ 129,000 | $ 31,000 |
| Elbert County Georgia | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Harris County Georgia | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Laurens County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Monroe County Georgia | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Morgan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Newton County Georgia | 1 | $ 139,000 | $ 139,000 | $ 89,000 |
| Oconee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Putnam County Georgia | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Rockdale County Georgia | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Troup County Georgia | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Walton County Georgia | 1 | $ 206,000 | $ 206,000 | $ 30,000 |
| Davidson County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| McDowell County North Carolina | 1 | $ 412,000 | $ 412,000 | $ 139,000 |
| New Hanover County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 187,000 |
| Orange County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Wake County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 166,000 |
| Horry County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 38,000 |
| Spartanburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Cumberland County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Davidson County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 113,000 |
| Hamilton County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 68,000 |
| Sullivan County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 129,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,164 | $285,047,000 | $138,833 | $2,776,000 | $73,000 | $2,632,000 |
| Home Purchase | 1,611 | $201,017,000 | $130,833 | $9,300,000 | $70,333 | $1,039,000 |
| Home Improvement | 412 | $14,210,000 | $44,600 | $800,000 | $51,600 | $470,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,937 | $459,423,000 | $121,000 | $1,725,000 | $78,000 | $2,632,000 |
| Not applicable | 102 | $26,378,000 | $294,750 | $9,300,000 | $11,000 | $120,000 |
| Hispanic | 64 | $5,547,000 | $85,000 | $255,000 | $56,333 | $271,000 |
| Black or African American | 35 | $2,165,000 | $74,500 | $224,000 | $60,500 | $202,000 |
| Not Provided | 19 | $2,989,000 | $108,000 | $665,000 | $62,500 | $294,000 |
| Asian | 17 | $2,170,000 | $149,500 | $332,000 | $91,500 | $166,000 |
| American Indian or Alaskan Native | 11 | $1,274,000 | $111,000 | $325,000 | $53,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $328,000 | $164,000 | $300,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,172 | $498,609,000 | $130,833 | $9,300,000 | $73,666 | $2,632,000 |
| FHA-insured (Federal Housing Administration) | 10 | $978,000 | $97,000 | $150,000 | $37,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 5 | $687,000 | $128,000 | $193,000 | $54,500 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,627 | $429,933,000 | $131,833 | $9,300,000 | $78,333 | $2,632,000 |
| Application Withdrawn By Applicant | 287 | $41,314,000 | $126,000 | $815,000 | $62,000 | $546,000 |
| Application Denied By Financial Institution | 267 | $28,614,000 | $110,600 | $476,000 | $50,600 | $1,558,000 |
| Application Approved But Not Accepted | 5 | $276,000 | $55,000 | $131,000 | $36,000 | $83,000 |
| Loan Purchased By The Institution | 1 | $137,000 | $137,000 | $137,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.