United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
United Community Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,086 |
| Total Mortgage Loan Application Amount | $1,101,545,000 |
| Average Mortgage Loan Application Amount | $130,333 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $9,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 724 | $ 104,170,000 | $ 143,000 | $ 84,000 |
| Fannin County Georgia | 550 | $ 92,574,000 | $ 168,000 | $ 87,000 |
| Habersham County Georgia | 458 | $ 54,756,000 | $ 119,000 | $ 59,000 |
| Hall County Georgia | 382 | $ 69,623,000 | $ 182,000 | $ 106,000 |
| White County Georgia | 302 | $ 44,108,000 | $ 146,000 | $ 79,000 |
| Towns County Georgia | 270 | $ 43,778,000 | $ 162,000 | $ 101,000 |
| Gilmer County Georgia | 225 | $ 32,071,000 | $ 142,000 | $ 82,000 |
| Floyd County Georgia | 218 | $ 22,914,000 | $ 105,000 | $ 97,000 |
| Lumpkin County Georgia | 217 | $ 20,117,000 | $ 92,000 | $ 68,000 |
| Glynn County Georgia | 202 | $ 44,069,000 | $ 218,000 | $ 114,000 |
| Chattooga County Georgia | 190 | $ 16,003,000 | $ 84,000 | $ 58,000 |
| Cherokee County North Carolina | 157 | $ 29,669,000 | $ 188,000 | $ 77,000 |
| Rabun County Georgia | 146 | $ 16,859,000 | $ 115,000 | $ 80,000 |
| Clay County North Carolina | 120 | $ 23,146,000 | $ 192,000 | $ 85,000 |
| Dawson County Georgia | 118 | $ 11,615,000 | $ 98,000 | $ 58,000 |
| Bradley County Tennessee | 114 | $ 14,396,000 | $ 126,000 | $ 82,000 |
| Chatham County Georgia | 110 | $ 26,265,000 | $ 238,000 | $ 113,000 |
| Bartow County Georgia | 107 | $ 12,877,000 | $ 120,000 | $ 83,000 |
| Macon County North Carolina | 98 | $ 17,504,000 | $ 178,000 | $ 77,000 |
| Cherokee County Georgia | 96 | $ 20,196,000 | $ 210,000 | $ 118,000 |
| Fulton County Georgia | 93 | $ 17,783,000 | $ 191,000 | $ 89,000 |
| Banks County Georgia | 90 | $ 12,133,000 | $ 134,000 | $ 75,000 |
| Cobb County Georgia | 89 | $ 19,565,000 | $ 219,000 | $ 141,000 |
| Loudon County Tennessee | 82 | $ 13,184,000 | $ 160,000 | $ 65,000 |
| Mitchell County North Carolina | 74 | $ 11,555,000 | $ 156,000 | $ 65,000 |
| Swain County North Carolina | 74 | $ 17,651,000 | $ 238,000 | $ 161,000 |
| Gwinnett County Georgia | 69 | $ 17,062,000 | $ 247,000 | $ 250,000 |
| Jackson County Georgia | 68 | $ 9,321,000 | $ 137,000 | $ 60,000 |
| Carroll County Georgia | 66 | $ 9,764,000 | $ 147,000 | $ 68,000 |
| Polk County Tennessee | 64 | $ 9,200,000 | $ 143,000 | $ 48,000 |
| Forsyth County Georgia | 62 | $ 10,359,000 | $ 167,000 | $ 150,000 |
| Yancey County North Carolina | 62 | $ 9,633,000 | $ 155,000 | $ 88,000 |
| Monroe County Tennessee | 59 | $ 5,849,000 | $ 99,000 | $ 64,000 |
| Roane County Tennessee | 58 | $ 6,016,000 | $ 103,000 | $ 74,000 |
| Newton County Georgia | 57 | $ 8,504,000 | $ 149,000 | $ 72,000 |
| Coweta County Georgia | 55 | $ 8,649,000 | $ 157,000 | $ 73,000 |
| Knox County Tennessee | 54 | $ 9,404,000 | $ 174,000 | $ 89,000 |
| DeKalb County Georgia | 53 | $ 9,417,000 | $ 177,000 | $ 112,000 |
| Graham County North Carolina | 53 | $ 10,379,000 | $ 195,000 | $ 82,000 |
| Pickens County Georgia | 50 | $ 8,560,000 | $ 171,000 | $ 72,000 |
| Henry County Georgia | 44 | $ 7,902,000 | $ 179,000 | $ 77,000 |
| Blount County Tennessee | 42 | $ 6,529,000 | $ 155,000 | $ 77,000 |
| Gordon County Georgia | 40 | $ 4,748,000 | $ 118,000 | $ 137,000 |
| Rockdale County Georgia | 36 | $ 5,416,000 | $ 150,000 | $ 72,000 |
| Jackson County North Carolina | 35 | $ 8,091,000 | $ 231,000 | $ 100,000 |
| McMinn County Tennessee | 35 | $ 2,834,000 | $ 80,000 | $ 82,000 |
| Avery County North Carolina | 32 | $ 5,098,000 | $ 159,000 | $ 72,000 |
| Ware County Georgia | 31 | $ 1,561,000 | $ 50,000 | $ 50,000 |
| Paulding County Georgia | 30 | $ 4,704,000 | $ 156,000 | $ 56,000 |
| Stephens County Georgia | 28 | $ 4,512,000 | $ 161,000 | $ 75,000 |
| Cherokee County Alabama | 26 | $ 2,352,000 | $ 90,000 | $ 123,000 |
| Clayton County Georgia | 23 | $ 1,943,000 | $ 84,000 | $ 167,000 |
| Henderson County North Carolina | 23 | $ 4,480,000 | $ 194,000 | $ 75,000 |
| Franklin County Georgia | 22 | $ 3,914,000 | $ 177,000 | $ 88,000 |
| Hamilton County Tennessee | 21 | $ 4,094,000 | $ 194,000 | $ 135,000 |
| Douglas County Georgia | 20 | $ 3,229,000 | $ 161,000 | $ 62,000 |
| Walton County Georgia | 19 | $ 9,285,000 | $ 488,000 | $ 125,000 |
| Polk County Georgia | 18 | $ 3,387,000 | $ 188,000 | $ 49,000 |
| Effingham County Georgia | 17 | $ 2,247,000 | $ 132,000 | $ 87,000 |
| Walker County Georgia | 16 | $ 2,589,000 | $ 161,000 | $ 82,000 |
| Madison County Georgia | 15 | $ 2,424,000 | $ 161,000 | $ 84,000 |
| Brantley County Georgia | 13 | $ 1,053,000 | $ 81,000 | $ 66,000 |
| Bryan County Georgia | 13 | $ 3,234,000 | $ 248,000 | $ 137,000 |
| Rhea County Tennessee | 13 | $ 1,932,000 | $ 148,000 | $ 88,000 |
| Sevier County Tennessee | 12 | $ 2,309,000 | $ 192,000 | $ 69,000 |
| Barrow County Georgia | 10 | $ 1,429,000 | $ 142,000 | $ 78,000 |
| Camden County Georgia | 10 | $ 1,970,000 | $ 197,000 | $ 135,000 |
| Clarke County Georgia | 10 | $ 1,284,000 | $ 128,000 | $ 63,000 |
| Murray County Georgia | 10 | $ 1,020,000 | $ 102,000 | $ 52,000 |
| Anderson County Tennessee | 10 | $ 1,156,000 | $ 115,000 | $ 109,000 |
| Haralson County Georgia | 9 | $ 2,057,000 | $ 228,000 | $ 83,000 |
| Jasper County Georgia | 9 | $ 1,113,000 | $ 123,000 | $ 69,000 |
| Buncombe County North Carolina | 9 | $ 2,651,000 | $ 294,000 | $ 130,000 |
| Bay County Florida | 8 | $ 3,138,000 | $ 392,000 | $ 192,000 |
| Fayette County Georgia | 8 | $ 1,790,000 | $ 223,000 | $ 180,000 |
| Greene County Georgia | 8 | $ 3,057,000 | $ 382,000 | $ 293,000 |
| Watauga County North Carolina | 7 | $ 1,950,000 | $ 278,000 | $ 158,000 |
| Carter County Tennessee | 7 | $ 881,000 | $ 125,000 | $ 89,000 |
| Hart County Georgia | 6 | $ 852,000 | $ 142,000 | $ 86,000 |
| McIntosh County Georgia | 6 | $ 892,000 | $ 148,000 | $ 138,000 |
| Pierce County Georgia | 6 | $ 352,000 | $ 58,000 | $ 44,000 |
| Wayne County Georgia | 6 | $ 177,000 | $ 29,000 | $ 57,000 |
| Burke County North Carolina | 6 | $ 905,000 | $ 150,000 | $ 54,000 |
| Oconee County South Carolina | 6 | $ 908,000 | $ 151,000 | $ 76,000 |
| Bulloch County Georgia | 5 | $ 453,000 | $ 90,000 | $ 37,000 |
| Monroe County Georgia | 5 | $ 700,000 | $ 140,000 | $ 81,000 |
| Troup County Georgia | 5 | $ 905,000 | $ 181,000 | $ 70,000 |
| Haywood County North Carolina | 5 | $ 1,014,000 | $ 202,000 | $ 71,000 |
| McDowell County North Carolina | 5 | $ 684,000 | $ 136,000 | $ 58,000 |
| Randolph County Alabama | 4 | $ 922,000 | $ 230,000 | $ 93,000 |
| Okaloosa County Florida | 4 | $ 2,056,000 | $ 514,000 | $ 106,000 |
| Oglethorpe County Georgia | 4 | $ 227,000 | $ 56,000 | $ 160,000 |
| Putnam County Georgia | 4 | $ 757,000 | $ 189,000 | $ 187,000 |
| Richmond County Georgia | 4 | $ 133,000 | $ 33,000 | $ 76,000 |
| Spalding County Georgia | 4 | $ 1,148,000 | $ 287,000 | $ 117,000 |
| Transylvania County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 275,000 |
| Meigs County Tennessee | 4 | $ 679,000 | $ 169,000 | $ 90,000 |
| Morgan County Tennessee | 4 | $ 407,000 | $ 101,000 | $ 69,000 |
| Chambers County Alabama | 3 | $ 444,000 | $ 148,000 | $ 91,000 |
| Pinellas County Florida | 3 | $ 708,000 | $ 236,000 | $ 246,000 |
| Catoosa County Georgia | 3 | $ 382,000 | $ 127,000 | $ 101,000 |
| Liberty County Georgia | 3 | $ 347,000 | $ 115,000 | $ 107,000 |
| Meriwether County Georgia | 3 | $ 410,000 | $ 136,000 | $ 56,000 |
| Upson County Georgia | 3 | $ 567,000 | $ 189,000 | $ 97,000 |
| DeKalb County Alabama | 2 | $ 110,000 | $ 55,000 | $ 73,000 |
| Palm Beach County Florida | 2 | $ 1,721,000 | $ 860,000 | $ 378,000 |
| Sumter County Florida | 2 | $ 737,000 | $ 368,000 | $ 83,000 |
| Volusia County Florida | 2 | $ 239,000 | $ 119,000 | $ 280,000 |
| Walton County Florida | 2 | $ 817,000 | $ 408,000 | $ 81,000 |
| Bibb County Georgia | 2 | $ 49,000 | $ 24,000 | $ 86,000 |
| Butts County Georgia | 2 | $ 418,000 | $ 209,000 | $ 120,000 |
| Elbert County Georgia | 2 | $ 114,000 | $ 57,000 | $ 92,000 |
| Hancock County Georgia | 2 | $ 540,000 | $ 270,000 | $ 139,000 |
| Morgan County Georgia | 2 | $ 385,000 | $ 192,000 | $ 184,000 |
| Whitfield County Georgia | 2 | $ 165,000 | $ 82,000 | $ 47,000 |
| Catawba County North Carolina | 2 | $ 472,000 | $ 236,000 | $ 42,000 |
| Charleston County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 187,000 |
| Greenville County South Carolina | 2 | $ 308,000 | $ 154,000 | $ 127,000 |
| Pickens County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 238,000 |
| Hamblen County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 13,000 |
| Jefferson County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Wilson County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 57,000 |
| Baldwin County Alabama | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Calhoun County Alabama | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Coosa County Alabama | 1 | $ 78,000 | $ 78,000 | $ 102,000 |
| Lee County Alabama | 1 | $ 54,000 | $ 54,000 | $ 88,000 |
| Limestone County Alabama | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Marshall County Alabama | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Russell County Alabama | 1 | $ 6,000 | $ 6,000 | $ 8,000 |
| Shelby County Alabama | 1 | $ 411,000 | $ 411,000 | $ 192,000 |
| St. Clair County Alabama | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Tallapoosa County Alabama | 1 | $ 288,000 | $ 288,000 | $ 110,000 |
| Duval County Florida | 1 | $ 375,000 | $ 375,000 | $ 475,000 |
| Hillsborough County Florida | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Lee County Florida | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Manatee County Florida | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| Nassau County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Seminole County Florida | 1 | $ 735,000 | $ 735,000 | $ 200,000 |
| Wakulla County Florida | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Evans County Georgia | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Heard County Georgia | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Jones County Georgia | 1 | $ 88,000 | $ 88,000 | $ 250,000 |
| Laurens County Georgia | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Lee County Georgia | 1 | $ 36,000 | $ 36,000 | $ 202,000 |
| Muscogee County Georgia | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Oconee County Georgia | 1 | $ 237,000 | $ 237,000 | $ 96,000 |
| Pike County Georgia | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Telfair County Georgia | 1 | $ 349,000 | $ 349,000 | $ 95,000 |
| Toombs County Georgia | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Wilkes County Georgia | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Lafayette County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 840,000 |
| Ashe County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Brunswick County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Caldwell County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| Madison County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 168,000 |
| Mecklenburg County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 39,000 |
| Randolph County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 99,000 |
| Aiken County South Carolina | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Florence County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Jasper County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Bedford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 298,000 |
| Claiborne County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 61,000 |
| Davidson County Tennessee | 1 | $ 954,000 | $ 954,000 | $ 186,000 |
| Franklin County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Greene County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Johnson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Marion County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Marshall County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 174,000 |
| Robertson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 179,000 |
| Rutherford County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 134,000 |
| Scott County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 187,000 |
| Sequatchie County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| Union County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Washington County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 84,000 |
| White County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Bowie County Texas | 1 | $ 1,000 | $ 1,000 | $ 49,000 |
| Sublette County Wyoming | 1 | $ 454,000 | $ 454,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,949 | $652,384,000 | $165,000 | $4,900,000 | $89,000 | $2,836,000 |
| Home Purchase | 2,350 | $406,216,000 | $172,000 | $1,739,000 | $97,000 | $9,500,000 |
| Home Improvement | 787 | $42,945,000 | $54,000 | $4,025,000 | $60,000 | $1,240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,117 | $912,910,000 | $149,000 | $4,900,000 | $96,000 | $9,500,000 |
| Not applicable | 499 | $127,687,000 | $255,000 | $4,025,000 | $0 | $0 |
| Black or African American | 156 | $17,952,000 | $115,000 | $907,000 | $87,000 | $1,276,000 |
| Not Provided | 128 | $18,655,000 | $145,000 | $850,000 | $89,000 | $1,000,000 |
| Hispanic | 123 | $14,003,000 | $113,000 | $625,000 | $63,000 | $408,000 |
| Asian | 45 | $8,229,000 | $182,000 | $700,000 | $93,000 | $1,113,000 |
| American Indian or Alaskan Native | 17 | $1,994,000 | $117,000 | $350,000 | $73,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $53,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,970 | $1,086,281,000 | $155,000 | $4,900,000 | $89,000 | $9,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $7,090,000 | $124,000 | $194,000 | $39,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 45 | $5,403,000 | $120,000 | $208,000 | $41,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,771,000 | $197,000 | $350,000 | $63,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,846 | $871,235,000 | $149,000 | $4,531,000 | $91,000 | $9,500,000 |
| Application Withdrawn By Applicant | 711 | $140,728,000 | $197,000 | $1,900,000 | $88,000 | $2,760,000 |
| Application Denied By Financial Institution | 499 | $84,033,000 | $168,000 | $4,900,000 | $63,000 | $1,209,000 |
| Application Approved But Not Accepted | 25 | $4,202,000 | $168,000 | $417,000 | $80,000 | $380,000 |
| Loan Purchased By The Institution | 3 | $1,097,000 | $365,000 | $500,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $250,000 | $125,000 | $140,000 | $54,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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