United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
United Community Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,467 |
| Total Mortgage Loan Application Amount | $1,357,693,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $8,608,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 655 | $ 96,895,000 | $ 147,000 | $ 62,000 |
| Fannin County Georgia | 542 | $ 90,619,000 | $ 167,000 | $ 74,000 |
| Hall County Georgia | 352 | $ 64,728,000 | $ 183,000 | $ 107,000 |
| Habersham County Georgia | 340 | $ 45,370,000 | $ 133,000 | $ 65,000 |
| Gilmer County Georgia | 337 | $ 48,776,000 | $ 144,000 | $ 67,000 |
| Towns County Georgia | 292 | $ 56,098,000 | $ 192,000 | $ 88,000 |
| Floyd County Georgia | 269 | $ 40,151,000 | $ 149,000 | $ 82,000 |
| White County Georgia | 268 | $ 40,043,000 | $ 149,000 | $ 70,000 |
| Chattooga County Georgia | 247 | $ 23,870,000 | $ 96,000 | $ 57,000 |
| Bradley County Tennessee | 230 | $ 30,234,000 | $ 131,000 | $ 64,000 |
| Cherokee County North Carolina | 219 | $ 26,852,000 | $ 122,000 | $ 64,000 |
| Macon County North Carolina | 212 | $ 32,342,000 | $ 152,000 | $ 77,000 |
| Glynn County Georgia | 198 | $ 58,900,000 | $ 297,000 | $ 143,000 |
| Lumpkin County Georgia | 190 | $ 22,476,000 | $ 118,000 | $ 61,000 |
| Haywood County North Carolina | 166 | $ 28,641,000 | $ 172,000 | $ 80,000 |
| Transylvania County North Carolina | 156 | $ 28,598,000 | $ 183,000 | $ 78,000 |
| Loudon County Tennessee | 155 | $ 27,476,000 | $ 177,000 | $ 71,000 |
| Cherokee County Georgia | 152 | $ 30,565,000 | $ 201,000 | $ 100,000 |
| Yancey County North Carolina | 146 | $ 22,711,000 | $ 155,000 | $ 63,000 |
| Cobb County Georgia | 144 | $ 25,148,000 | $ 174,000 | $ 130,000 |
| Dawson County Georgia | 138 | $ 17,400,000 | $ 126,000 | $ 64,000 |
| Clay County North Carolina | 133 | $ 21,757,000 | $ 163,000 | $ 71,000 |
| Mitchell County North Carolina | 130 | $ 16,984,000 | $ 130,000 | $ 50,000 |
| Bartow County Georgia | 106 | $ 14,260,000 | $ 134,000 | $ 67,000 |
| Rabun County Georgia | 105 | $ 22,582,000 | $ 215,000 | $ 70,000 |
| Swain County North Carolina | 102 | $ 16,498,000 | $ 161,000 | $ 86,000 |
| Avery County North Carolina | 99 | $ 13,697,000 | $ 138,000 | $ 57,000 |
| Carroll County Georgia | 96 | $ 13,982,000 | $ 145,000 | $ 93,000 |
| Forsyth County Georgia | 95 | $ 15,744,000 | $ 165,000 | $ 73,000 |
| Gwinnett County Georgia | 95 | $ 17,827,000 | $ 187,000 | $ 131,000 |
| Roane County Tennessee | 93 | $ 12,645,000 | $ 135,000 | $ 66,000 |
| Graham County North Carolina | 89 | $ 11,716,000 | $ 131,000 | $ 83,000 |
| Fulton County Georgia | 86 | $ 17,140,000 | $ 199,000 | $ 105,000 |
| Chatham County Georgia | 85 | $ 18,652,000 | $ 219,000 | $ 119,000 |
| Monroe County Tennessee | 81 | $ 8,676,000 | $ 107,000 | $ 50,000 |
| Jackson County Georgia | 79 | $ 13,218,000 | $ 167,000 | $ 76,000 |
| Jackson County North Carolina | 77 | $ 17,748,000 | $ 230,000 | $ 94,000 |
| Newton County Georgia | 73 | $ 6,995,000 | $ 95,000 | $ 61,000 |
| Pickens County Georgia | 61 | $ 9,848,000 | $ 161,000 | $ 68,000 |
| Banks County Georgia | 59 | $ 7,803,000 | $ 132,000 | $ 58,000 |
| Coweta County Georgia | 59 | $ 8,407,000 | $ 142,000 | $ 82,000 |
| Polk County Tennessee | 59 | $ 6,499,000 | $ 110,000 | $ 43,000 |
| McMinn County Tennessee | 57 | $ 5,901,000 | $ 103,000 | $ 54,000 |
| DeKalb County Georgia | 53 | $ 8,010,000 | $ 151,000 | $ 116,000 |
| Henderson County North Carolina | 53 | $ 9,681,000 | $ 182,000 | $ 66,000 |
| Gordon County Georgia | 52 | $ 7,564,000 | $ 145,000 | $ 62,000 |
| Paulding County Georgia | 51 | $ 6,707,000 | $ 131,000 | $ 54,000 |
| Rockdale County Georgia | 51 | $ 6,569,000 | $ 128,000 | $ 67,000 |
| Buncombe County North Carolina | 51 | $ 8,804,000 | $ 172,000 | $ 77,000 |
| Fayette County Georgia | 46 | $ 9,153,000 | $ 198,000 | $ 104,000 |
| Henry County Georgia | 43 | $ 7,982,000 | $ 185,000 | $ 70,000 |
| Hamilton County Tennessee | 40 | $ 5,353,000 | $ 133,000 | $ 92,000 |
| Knox County Tennessee | 40 | $ 6,776,000 | $ 169,000 | $ 207,000 |
| Watauga County North Carolina | 38 | $ 9,038,000 | $ 237,000 | $ 88,000 |
| Blount County Tennessee | 31 | $ 3,291,000 | $ 106,000 | $ 69,000 |
| Franklin County Georgia | 24 | $ 3,866,000 | $ 161,000 | $ 79,000 |
| Polk County Georgia | 24 | $ 4,652,000 | $ 193,000 | $ 70,000 |
| Walton County Georgia | 24 | $ 4,973,000 | $ 207,000 | $ 91,000 |
| Stephens County Georgia | 23 | $ 3,534,000 | $ 153,000 | $ 99,000 |
| Walker County Georgia | 22 | $ 3,830,000 | $ 174,000 | $ 83,000 |
| Rhea County Tennessee | 22 | $ 2,712,000 | $ 123,000 | $ 47,000 |
| Cherokee County Alabama | 21 | $ 2,385,000 | $ 113,000 | $ 112,000 |
| Ware County Georgia | 19 | $ 758,000 | $ 39,000 | $ 42,000 |
| Clayton County Georgia | 18 | $ 1,400,000 | $ 77,000 | $ 72,000 |
| Douglas County Georgia | 16 | $ 2,422,000 | $ 151,000 | $ 64,000 |
| Sevier County Tennessee | 16 | $ 3,559,000 | $ 222,000 | $ 69,000 |
| Carter County Tennessee | 15 | $ 2,015,000 | $ 134,000 | $ 58,000 |
| Clarke County Georgia | 13 | $ 1,104,000 | $ 84,000 | $ 114,000 |
| Effingham County Georgia | 13 | $ 2,155,000 | $ 165,000 | $ 85,000 |
| Madison County Georgia | 12 | $ 1,586,000 | $ 132,000 | $ 128,000 |
| Hart County Georgia | 10 | $ 1,655,000 | $ 165,000 | $ 140,000 |
| Putnam County Georgia | 10 | $ 1,598,000 | $ 159,000 | $ 126,000 |
| Anderson County Tennessee | 10 | $ 2,027,000 | $ 202,000 | $ 162,000 |
| Meigs County Tennessee | 10 | $ 1,301,000 | $ 130,000 | $ 58,000 |
| Barrow County Georgia | 9 | $ 1,320,000 | $ 146,000 | $ 108,000 |
| McIntosh County Georgia | 9 | $ 971,000 | $ 107,000 | $ 65,000 |
| Murray County Georgia | 8 | $ 5,955,000 | $ 744,000 | $ 34,000 |
| McDowell County North Carolina | 8 | $ 1,592,000 | $ 199,000 | $ 67,000 |
| Randolph County Alabama | 7 | $ 2,040,000 | $ 291,000 | $ 235,000 |
| Bryan County Georgia | 7 | $ 1,416,000 | $ 202,000 | $ 85,000 |
| Camden County Georgia | 7 | $ 4,024,000 | $ 574,000 | $ 60,000 |
| Madison County North Carolina | 7 | $ 1,221,000 | $ 174,000 | $ 39,000 |
| Haralson County Georgia | 6 | $ 773,000 | $ 128,000 | $ 42,000 |
| Morgan County Georgia | 6 | $ 3,593,000 | $ 598,000 | $ 119,000 |
| Spalding County Georgia | 6 | $ 678,000 | $ 113,000 | $ 11,000 |
| Mecklenburg County North Carolina | 6 | $ 1,314,000 | $ 219,000 | $ 130,000 |
| Elbert County Georgia | 5 | $ 669,000 | $ 133,000 | $ 60,000 |
| Heard County Georgia | 5 | $ 596,000 | $ 119,000 | $ 69,000 |
| Jasper County Georgia | 5 | $ 757,000 | $ 151,000 | $ 38,000 |
| Whitfield County Georgia | 5 | $ 789,000 | $ 157,000 | $ 81,000 |
| Beaufort County South Carolina | 5 | $ 2,831,000 | $ 566,000 | $ 47,000 |
| Oconee County South Carolina | 5 | $ 493,000 | $ 98,000 | $ 90,000 |
| DeKalb County Alabama | 4 | $ 319,000 | $ 79,000 | $ 62,000 |
| Okaloosa County Florida | 4 | $ 1,089,000 | $ 272,000 | $ 117,000 |
| Walton County Florida | 4 | $ 1,618,000 | $ 404,000 | $ 265,000 |
| Brantley County Georgia | 4 | $ 371,000 | $ 92,000 | $ 68,000 |
| Greene County Georgia | 4 | $ 1,634,000 | $ 408,000 | $ 35,000 |
| Oconee County Georgia | 4 | $ 734,000 | $ 183,000 | $ 91,000 |
| Troup County Georgia | 4 | $ 585,000 | $ 146,000 | $ 51,000 |
| Caldwell County North Carolina | 4 | $ 1,014,000 | $ 253,000 | $ 107,000 |
| Greenville County South Carolina | 4 | $ 834,000 | $ 208,000 | $ 198,000 |
| Baldwin County Alabama | 3 | $ 693,000 | $ 231,000 | $ 319,000 |
| Bay County Florida | 3 | $ 2,072,000 | $ 690,000 | $ 59,000 |
| Gulf County Florida | 3 | $ 820,000 | $ 273,000 | $ 138,000 |
| Miami-Dade County Florida | 3 | $ 1,934,000 | $ 644,000 | $ 41,000 |
| Butts County Georgia | 3 | $ 514,000 | $ 171,000 | $ 96,000 |
| Liberty County Georgia | 3 | $ 3,653,000 | $ 1,217,000 | $ 23,000 |
| Long County Georgia | 3 | $ 268,000 | $ 89,000 | $ 73,000 |
| Pierce County Georgia | 3 | $ 318,000 | $ 106,000 | $ 60,000 |
| New Hanover County North Carolina | 3 | $ 360,000 | $ 120,000 | $ 75,000 |
| Cumberland County Tennessee | 3 | $ 368,000 | $ 122,000 | $ 58,000 |
| Morgan County Tennessee | 3 | $ 575,000 | $ 191,000 | $ 75,000 |
| Bulloch County Georgia | 2 | $ 216,000 | $ 108,000 | $ 73,000 |
| Catoosa County Georgia | 2 | $ 164,000 | $ 82,000 | $ 25,000 |
| Dade County Georgia | 2 | $ 422,000 | $ 211,000 | $ 89,000 |
| Monroe County Georgia | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Pike County Georgia | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Ashe County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 45,000 |
| Brunswick County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| Catawba County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 40,000 |
| Campbell County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 176,000 |
| Coffee County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 70,000 |
| Davidson County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 323,000 |
| Union County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 56,000 |
| Washington County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 94,000 |
| Clarke County Virginia | 2 | $ 40,000 | $ 20,000 | $ 156,000 |
| Barbour County Alabama | 1 | $ 126,000 | $ 126,000 | $ 212,000 |
| Calhoun County Alabama | 1 | $ 41,000 | $ 41,000 | $ 250,000 |
| Chambers County Alabama | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Cleburne County Alabama | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Etowah County Alabama | 1 | $ 234,000 | $ 234,000 | $ 177,000 |
| Tallapoosa County Alabama | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
| Broward County Florida | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Collier County Florida | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Duval County Florida | 1 | $ 272,000 | $ 272,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Madison County Florida | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Martin County Florida | 1 | $ 109,000 | $ 109,000 | $ 22,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 327,000 |
| Volusia County Florida | 1 | $ 9,000 | $ 9,000 | $ 70,000 |
| Wakulla County Florida | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Bibb County Georgia | 1 | $ 202,000 | $ 202,000 | $ 125,000 |
| Candler County Georgia | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Coffee County Georgia | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Columbia County Georgia | 1 | $ 242,000 | $ 242,000 | $ 134,000 |
| Crisp County Georgia | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| Glascock County Georgia | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Jones County Georgia | 1 | $ 78,000 | $ 78,000 | $ 600,000 |
| Lowndes County Georgia | 1 | $ 114,000 | $ 114,000 | $ 106,000 |
| Meriwether County Georgia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Oglethorpe County Georgia | 1 | $ 149,000 | $ 149,000 | $ 18,000 |
| Richmond County Georgia | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Sumter County Georgia | 1 | $ 67,000 | $ 67,000 | $ 136,000 |
| Tattnall County Georgia | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Wayne County Georgia | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Broadwater County Montana | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Burke County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Cabarrus County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 114,000 |
| Gaston County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Iredell County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 191,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Polk County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
| Rowan County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Rutherford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Stokes County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 12,000 |
| Union County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 154,000 |
| Charleston County South Carolina | 1 | $ 239,000 | $ 239,000 | $ 36,000 |
| Cherokee County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Darlington County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Jasper County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Grainger County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 53,000 |
| Jefferson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 71,000 |
| Marion County Tennessee | 1 | $ 1,496,000 | $ 1,496,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Shelby County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 228,000 |
| Unicoi County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,458 | $983,224,000 | $180,000 | $8,608,000 | $82,000 | $9,999,000 |
| Home Purchase | 2,293 | $340,396,000 | $148,000 | $4,000,000 | $77,000 | $2,861,000 |
| Home Improvement | 716 | $34,073,000 | $47,000 | $417,000 | $55,000 | $608,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,410 | $1,109,590,000 | $149,000 | $5,557,000 | $83,000 | $9,999,000 |
| Not applicable | 470 | $159,940,000 | $340,000 | $8,608,000 | $0 | $100,000 |
| Not Provided | 269 | $48,361,000 | $179,000 | $3,175,000 | $99,000 | $789,000 |
| Hispanic | 124 | $15,049,000 | $121,000 | $650,000 | $72,000 | $793,000 |
| Black or African American | 111 | $13,287,000 | $119,000 | $713,000 | $75,000 | $485,000 |
| Asian | 51 | $8,307,000 | $162,000 | $630,000 | $75,000 | $708,000 |
| American Indian or Alaskan Native | 27 | $2,643,000 | $97,000 | $271,000 | $103,000 | $831,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $516,000 | $103,000 | $162,000 | $27,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,383 | $1,217,104,000 | $164,000 | $8,608,000 | $83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 680 | $93,435,000 | $137,000 | $352,000 | $52,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 388 | $44,826,000 | $115,000 | $305,000 | $38,000 | $546,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,328,000 | $145,000 | $336,000 | $52,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,557 | $1,050,749,000 | $160,000 | $8,608,000 | $81,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,092 | $184,958,000 | $169,000 | $788,000 | $76,000 | $1,020,000 |
| Application Denied By Financial Institution | 776 | $114,721,000 | $147,000 | $1,260,000 | $56,000 | $1,800,000 |
| Application Approved But Not Accepted | 39 | $6,493,000 | $166,000 | $409,000 | $98,000 | $857,000 |
| File Closed For Incompleteness | 3 | $772,000 | $257,000 | $417,000 | $159,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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