United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

United Community Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address United Community Bank
104 N Macoupin
Chatham, IL 62033
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,491
Total Mortgage Loan Application Amount $522,538,000
Average Mortgage Loan Application Amount $103,666
Highest Mortgage Loan Application Amount $609,000
Average Applicant Income $84,666
Highest Applicant Income $1,590,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for United Community Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sangamon County Illinois 1,516 $ 191,008,000 $ 125,000 $ 101,000
Macoupin County Illinois 452 $ 42,913,000 $ 94,000 $ 74,000
Madison County Illinois 210 $ 26,315,000 $ 125,000 $ 91,000
Buchanan County Missouri 141 $ 17,718,000 $ 125,000 $ 90,000
Champaign County Illinois 127 $ 14,467,000 $ 113,000 $ 69,000
Knox County Illinois 98 $ 10,779,000 $ 109,000 $ 88,000
Greene County Illinois 97 $ 6,646,000 $ 68,000 $ 85,000
Pike County Illinois 91 $ 8,301,000 $ 91,000 $ 66,000
Randolph County Illinois 86 $ 9,065,000 $ 105,000 $ 74,000
Jasper County Indiana 82 $ 10,953,000 $ 133,000 $ 78,000
Hancock County Illinois 74 $ 6,661,000 $ 90,000 $ 69,000
Jackson County Illinois 56 $ 6,836,000 $ 122,000 $ 82,000
Christian County Illinois 55 $ 4,936,000 $ 89,000 $ 79,000
Menard County Illinois 54 $ 6,696,000 $ 124,000 $ 93,000
Lake County Indiana 54 $ 8,307,000 $ 153,000 $ 87,000
Coles County Illinois 52 $ 5,478,000 $ 105,000 $ 75,000
Andrew County Missouri 52 $ 6,954,000 $ 133,000 $ 97,000
St. Clair County Illinois 51 $ 7,363,000 $ 144,000 $ 100,000
Livingston County Illinois 46 $ 5,357,000 $ 116,000 $ 80,000
Effingham County Illinois 38 $ 4,529,000 $ 119,000 $ 69,000
Pulaski County Missouri 38 $ 4,488,000 $ 118,000 $ 71,000
Nodaway County Missouri 37 $ 4,870,000 $ 131,000 $ 77,000
Franklin County Illinois 36 $ 4,242,000 $ 117,000 $ 76,000
Douglas County Illinois 33 $ 3,056,000 $ 92,000 $ 84,000
Perry County Illinois 33 $ 3,006,000 $ 91,000 $ 65,000
Vermilion County Illinois 31 $ 3,248,000 $ 104,000 $ 75,000
Morgan County Illinois 30 $ 2,993,000 $ 99,000 $ 70,000
Jersey County Illinois 28 $ 4,050,000 $ 144,000 $ 86,000
Whiteside County Illinois 28 $ 3,030,000 $ 108,000 $ 49,000
Newton County Indiana 28 $ 2,423,000 $ 86,000 $ 55,000
Fayette County Illinois 27 $ 2,823,000 $ 104,000 $ 78,000
Montgomery County Illinois 27 $ 2,705,000 $ 100,000 $ 97,000
Adair County Missouri 27 $ 3,690,000 $ 136,000 $ 73,000
Cooper County Missouri 26 $ 2,840,000 $ 109,000 $ 68,000
Ford County Illinois 25 $ 2,459,000 $ 98,000 $ 77,000
Moultrie County Illinois 23 $ 2,147,000 $ 93,000 $ 56,000
Peoria County Illinois 20 $ 2,814,000 $ 140,000 $ 83,000
Porter County Indiana 20 $ 2,611,000 $ 130,000 $ 81,000
Laclede County Missouri 20 $ 2,104,000 $ 105,000 $ 66,000
Carroll County Illinois 18 $ 1,705,000 $ 94,000 $ 61,000
McLean County Illinois 18 $ 1,969,000 $ 109,000 $ 96,000
Scott County Illinois 16 $ 1,181,000 $ 73,000 $ 43,000
Warren County Illinois 14 $ 1,797,000 $ 128,000 $ 63,000
Wayne County Illinois 14 $ 1,649,000 $ 117,000 $ 74,000
Miller County Missouri 14 $ 1,973,000 $ 140,000 $ 76,000
Camden County Missouri 12 $ 1,802,000 $ 150,000 $ 118,000
St. Louis County Missouri 12 $ 1,912,000 $ 159,000 $ 173,000
Adams County Illinois 11 $ 1,166,000 $ 106,000 $ 50,000
Rock Island County Illinois 11 $ 1,581,000 $ 143,000 $ 70,000
Williamson County Illinois 10 $ 1,248,000 $ 124,000 $ 74,000
Holt County Missouri 10 $ 933,000 $ 93,000 $ 60,000
Logan County Illinois 9 $ 870,000 $ 96,000 $ 109,000
Daviess County Indiana 9 $ 1,226,000 $ 136,000 $ 63,000
Owen County Indiana 9 $ 763,000 $ 84,000 $ 47,000
Lewis County Missouri 9 $ 822,000 $ 91,000 $ 57,000
Monroe County Missouri 9 $ 856,000 $ 95,000 $ 97,000
Brown County Illinois 8 $ 1,466,000 $ 183,000 $ 82,000
Cook County Illinois 8 $ 1,355,000 $ 169,000 $ 155,000
Phelps County Missouri 8 $ 719,000 $ 89,000 $ 55,000
Platte County Missouri 8 $ 1,216,000 $ 152,000 $ 93,000
Mercer County Illinois 7 $ 947,000 $ 135,000 $ 82,000
Stephenson County Illinois 7 $ 468,000 $ 66,000 $ 49,000
DeKalb County Missouri 7 $ 1,040,000 $ 148,000 $ 104,000
Bond County Illinois 6 $ 673,000 $ 112,000 $ 112,000
Bureau County Illinois 6 $ 495,000 $ 82,000 $ 29,000
Crawford County Illinois 6 $ 374,000 $ 62,000 $ 51,000
Iroquois County Illinois 6 $ 587,000 $ 97,000 $ 85,000
Jefferson County Illinois 6 $ 636,000 $ 106,000 $ 127,000
Macon County Illinois 6 $ 411,000 $ 68,000 $ 70,000
Shelby County Illinois 6 $ 695,000 $ 115,000 $ 74,000
Clinton County Iowa 6 $ 624,000 $ 104,000 $ 59,000
Lee County Iowa 6 $ 488,000 $ 81,000 $ 46,000
Greene County Arkansas 5 $ 651,000 $ 130,000 $ 62,000
Cass County Illinois 5 $ 449,000 $ 89,000 $ 63,000
De Witt County Illinois 5 $ 358,000 $ 71,000 $ 109,000
Mason County Illinois 5 $ 211,000 $ 42,000 $ 53,000
McDonough County Illinois 5 $ 296,000 $ 59,000 $ 55,000
Piatt County Illinois 5 $ 221,000 $ 44,000 $ 23,000
Schuyler County Illinois 5 $ 471,000 $ 94,000 $ 49,000
Benton County Indiana 5 $ 432,000 $ 86,000 $ 59,000
Starke County Indiana 5 $ 537,000 $ 107,000 $ 90,000
Doniphan County Kansas 5 $ 682,000 $ 136,000 $ 64,000
St. Charles County Missouri 5 $ 741,000 $ 148,000 $ 135,000
Fulton County Illinois 4 $ 466,000 $ 116,000 $ 64,000
Marion County Illinois 4 $ 356,000 $ 89,000 $ 25,000
Washington County Illinois 4 $ 821,000 $ 205,000 $ 76,000
Monroe County Indiana 4 $ 486,000 $ 121,000 $ 75,000
Clark County Illinois 3 $ 116,000 $ 38,000 $ 45,000
Cumberland County Illinois 3 $ 321,000 $ 107,000 $ 82,000
Johnson County Illinois 3 $ 348,000 $ 116,000 $ 141,000
LaSalle County Illinois 3 $ 386,000 $ 128,000 $ 58,000
Monroe County Illinois 3 $ 628,000 $ 209,000 $ 109,000
Saline County Illinois 3 $ 270,000 $ 90,000 $ 74,000
Tazewell County Illinois 3 $ 198,000 $ 66,000 $ 30,000
Will County Illinois 3 $ 334,000 $ 111,000 $ 132,000
LaPorte County Indiana 3 $ 347,000 $ 115,000 $ 83,000
Tippecanoe County Indiana 3 $ 407,000 $ 135,000 $ 110,000
Vanderburgh County Indiana 3 $ 321,000 $ 107,000 $ 49,000
Clay County Missouri 3 $ 655,000 $ 218,000 $ 103,000
Clinton County Missouri 3 $ 380,000 $ 126,000 $ 69,000
Knox County Missouri 3 $ 526,000 $ 175,000 $ 59,000
Schuyler County Missouri 3 $ 297,000 $ 99,000 $ 25,000
Henderson County Illinois 2 $ 222,000 $ 111,000 $ 54,000
Henry County Illinois 2 $ 270,000 $ 135,000 $ 67,000
Lake County Illinois 2 $ 284,000 $ 142,000 $ 71,000
Lee County Illinois 2 $ 226,000 $ 113,000 $ 86,000
Union County Illinois 2 $ 319,000 $ 159,000 $ 80,000
Greene County Indiana 2 $ 387,000 $ 193,000 $ 77,000
Jackson County Indiana 2 $ 247,000 $ 123,000 $ 56,000
Warrick County Indiana 2 $ 293,000 $ 146,000 $ 78,000
Davis County Iowa 2 $ 390,000 $ 195,000 $ 44,000
Johnson County Kansas 2 $ 379,000 $ 189,000 $ 102,000
Dallas County Missouri 2 $ 133,000 $ 66,000 $ 50,000
Daviess County Missouri 2 $ 492,000 $ 246,000 $ 100,000
Gentry County Missouri 2 $ 178,000 $ 89,000 $ 56,000
Jackson County Missouri 2 $ 445,000 $ 222,000 $ 236,000
Maries County Missouri 2 $ 170,000 $ 85,000 $ 207,000
Pettis County Missouri 2 $ 257,000 $ 128,000 $ 70,000
Scotland County Missouri 2 $ 155,000 $ 77,000 $ 125,000
St. Louis City County Missouri 2 $ 253,000 $ 126,000 $ 88,000
Sullivan County Missouri 2 $ 183,000 $ 91,000 $ 43,000
Washington County Missouri 2 $ 307,000 $ 153,000 $ 64,000
Webster County Missouri 2 $ 266,000 $ 133,000 $ 80,000
Wright County Missouri 2 $ 98,000 $ 49,000 $ 94,000
Maricopa County Arizona 1 $ 225,000 $ 225,000 $ 310,000
Craighead County Arkansas 1 $ 172,000 $ 172,000 $ 90,000
Lee County Florida 1 $ 110,000 $ 110,000 $ 47,000
Palm Beach County Florida 1 $ 412,000 $ 412,000 $ 332,000
Pinellas County Florida 1 $ 140,000 $ 140,000 $ 240,000
Sarasota County Florida 1 $ 101,000 $ 101,000 $ 97,000
Edwards County Illinois 1 $ 167,000 $ 167,000 $ 85,000
Hamilton County Illinois 1 $ 90,000 $ 90,000 $ 190,000
Jasper County Illinois 1 $ 117,000 $ 117,000 $ 61,000
Kane County Illinois 1 $ 190,000 $ 190,000 $ 148,000
Kendall County Illinois 1 $ 159,000 $ 159,000 $ 76,000
Ogle County Illinois 1 $ 70,000 $ 70,000 $ 123,000
Pulaski County Illinois 1 $ 70,000 $ 70,000 $ 37,000
Putnam County Illinois 1 $ 36,000 $ 36,000 $ 44,000
Richland County Illinois 1 $ 120,000 $ 120,000 $ 69,000
Wabash County Illinois 1 $ 62,000 $ 62,000 $ 44,000
Winnebago County Illinois 1 $ 53,000 $ 53,000 $ 106,000
Woodford County Illinois 1 $ 75,000 $ 75,000 $ 98,000
Boone County Indiana 1 $ 98,000 $ 98,000 $ 33,000
Jennings County Indiana 1 $ 170,000 $ 170,000 $ 55,000
Marion County Indiana 1 $ 124,000 $ 124,000 $ 39,000
Putnam County Indiana 1 $ 100,000 $ 100,000 $ 57,000
St. Joseph County Indiana 1 $ 237,000 $ 237,000 $ 98,000
Vermillion County Indiana 1 $ 49,000 $ 49,000 $ 56,000
White County Indiana 1 $ 77,000 $ 77,000 $ 32,000
Clayton County Iowa 1 $ 74,000 $ 74,000 $ 60,000
Jackson County Iowa 1 $ 89,000 $ 89,000 $ 51,000
Madison County Iowa 1 $ 236,000 $ 236,000 $ 120,000
Polk County Iowa 1 $ 417,000 $ 417,000 $ 203,000
Scott County Iowa 1 $ 210,000 $ 210,000 $ 131,000
Hennepin County Minnesota 1 $ 263,000 $ 263,000 $ 397,000
Hancock County Mississippi 1 $ 69,000 $ 69,000 $ 35,000
Atchison County Missouri 1 $ 250,000 $ 250,000 $ 152,000
Boone County Missouri 1 $ 130,000 $ 130,000 $ 467,000
Clark County Missouri 1 $ 130,000 $ 130,000 $ 45,000
Dent County Missouri 1 $ 172,000 $ 172,000 $ 74,000
Harrison County Missouri 1 $ 190,000 $ 190,000 $ 44,000
Jefferson County Missouri 1 $ 244,000 $ 244,000 $ 84,000
Macon County Missouri 1 $ 96,000 $ 96,000 $ 22,000
Marion County Missouri 1 $ 39,000 $ 39,000 $ 30,000
Osage County Missouri 1 $ 69,000 $ 69,000 $ 24,000
Ralls County Missouri 1 $ 131,000 $ 131,000 $ 66,000
Randolph County Missouri 1 $ 171,000 $ 171,000 $ 74,000
St. Francois County Missouri 1 $ 65,000 $ 65,000 $ 29,000
Ste. Genevieve County Missouri 1 $ 149,000 $ 149,000 $ 132,000
Stone County Missouri 1 $ 57,000 $ 57,000 $ 63,000
Bernalillo County New Mexico 1 $ 162,000 $ 162,000 $ 80,000
Delaware County Ohio 1 $ 261,000 $ 261,000 $ 99,000
Cleveland County Oklahoma 1 $ 103,000 $ 103,000 $ 75,000
Burnett County Wisconsin 1 $ 343,000 $ 343,000 $ 113,000

Mortgage Loan Application Detail Totals for United Community Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,065 $372,808,000 $121,000 $559,000 $88,000 $1,300,000
Home Purchase 1,069 $122,349,000 $114,000 $609,000 $82,000 $1,590,000
Home Improvement 357 $27,381,000 $76,000 $329,000 $84,000 $1,005,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,327 $503,047,000 $116,000 $609,000 $86,000 $1,590,000
Not Provided 60 $6,991,000 $116,000 $397,000 $83,000 $319,000
Black or African American 31 $3,487,000 $112,000 $417,000 $100,000 $460,000
Asian 24 $3,734,000 $155,000 $417,000 $152,000 $797,000
Not applicable 20 $1,804,000 $90,000 $583,000 $0 $0
Hispanic 18 $1,841,000 $102,000 $187,000 $72,000 $151,000
American Indian or Alaskan Native 6 $529,000 $88,000 $179,000 $73,000 $128,000
Native Hawaiian or Other Pacific Islander 5 $1,105,000 $221,000 $417,000 $330,000 $515,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,281 $504,034,000 $117,000 $609,000 $89,000 $1,590,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 198 $17,526,000 $88,000 $245,000 $40,000 $105,000
FHA-insured (Federal Housing Administration) 12 $978,000 $81,000 $140,000 $51,000 $110,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,348 $394,637,000 $117,000 $609,000 $91,000 $1,590,000
Application Denied By Financial Institution 624 $63,478,000 $101,000 $417,000 $58,000 $293,000
Application Withdrawn By Applicant 212 $24,224,000 $114,000 $417,000 $93,000 $797,000
Application Approved But Not Accepted 207 $24,786,000 $119,000 $396,000 $81,000 $584,000
File Closed For Incompleteness 60 $8,822,000 $147,000 $339,000 $90,000 $360,000
Loan Purchased By The Institution 40 $6,591,000 $164,000 $417,000 $124,000 $700,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List