United Community Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Gillespie, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,595 |
| Total Mortgage Loan Application Amount | $655,785,000 |
| Average Mortgage Loan Application Amount | $118,166 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $91,833 |
| Highest Applicant Income | $2,452,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 1,781 | $ 279,715,000 | $ 157,000 | $ 114,000 |
| Adams County Illinois | 642 | $ 81,860,000 | $ 127,000 | $ 90,000 |
| Macoupin County Illinois | 387 | $ 45,675,000 | $ 118,000 | $ 86,000 |
| Madison County Illinois | 348 | $ 52,770,000 | $ 151,000 | $ 105,000 |
| Hancock County Illinois | 233 | $ 24,635,000 | $ 105,000 | $ 77,000 |
| Pike County Illinois | 122 | $ 12,000,000 | $ 98,000 | $ 75,000 |
| Logan County Illinois | 80 | $ 10,090,000 | $ 126,000 | $ 74,000 |
| McDonough County Illinois | 74 | $ 6,250,000 | $ 84,000 | $ 70,000 |
| Greene County Illinois | 63 | $ 6,155,000 | $ 97,000 | $ 71,000 |
| Christian County Illinois | 57 | $ 6,655,000 | $ 116,000 | $ 133,000 |
| Menard County Illinois | 51 | $ 6,845,000 | $ 134,000 | $ 91,000 |
| Lee County Iowa | 48 | $ 4,910,000 | $ 102,000 | $ 79,000 |
| Marion County Missouri | 45 | $ 7,195,000 | $ 159,000 | $ 91,000 |
| McLean County Illinois | 43 | $ 6,515,000 | $ 151,000 | $ 97,000 |
| Jersey County Illinois | 42 | $ 7,000,000 | $ 166,000 | $ 97,000 |
| Morgan County Illinois | 39 | $ 4,295,000 | $ 110,000 | $ 96,000 |
| Montgomery County Illinois | 37 | $ 4,955,000 | $ 133,000 | $ 104,000 |
| Brown County Illinois | 30 | $ 3,300,000 | $ 110,000 | $ 74,000 |
| Cook County Illinois | 27 | $ 5,935,000 | $ 219,000 | $ 124,000 |
| Lewis County Missouri | 21 | $ 2,775,000 | $ 132,000 | $ 100,000 |
| St. Clair County Illinois | 18 | $ 2,790,000 | $ 155,000 | $ 123,000 |
| St. Charles County Missouri | 16 | $ 3,660,000 | $ 228,000 | $ 137,000 |
| Scott County Illinois | 14 | $ 1,350,000 | $ 96,000 | $ 63,000 |
| Camden County Missouri | 13 | $ 3,865,000 | $ 297,000 | $ 251,000 |
| St. Louis County Missouri | 13 | $ 3,165,000 | $ 243,000 | $ 179,000 |
| Schuyler County Illinois | 12 | $ 1,850,000 | $ 154,000 | $ 99,000 |
| Champaign County Illinois | 11 | $ 1,345,000 | $ 122,000 | $ 94,000 |
| Macon County Illinois | 11 | $ 1,385,000 | $ 125,000 | $ 84,000 |
| Jackson County Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 80,000 |
| Warren County Illinois | 9 | $ 865,000 | $ 96,000 | $ 69,000 |
| Will County Illinois | 9 | $ 2,085,000 | $ 231,000 | $ 112,000 |
| DuPage County Illinois | 8 | $ 2,350,000 | $ 293,000 | $ 229,000 |
| Williamson County Illinois | 8 | $ 1,270,000 | $ 158,000 | $ 208,000 |
| Clark County Missouri | 8 | $ 1,060,000 | $ 132,000 | $ 90,000 |
| Collier County Florida | 7 | $ 2,425,000 | $ 346,000 | $ 149,000 |
| Cass County Illinois | 7 | $ 1,025,000 | $ 146,000 | $ 129,000 |
| Grundy County Illinois | 7 | $ 1,065,000 | $ 152,000 | $ 121,000 |
| St. Louis City County Missouri | 7 | $ 975,000 | $ 139,000 | $ 137,000 |
| Maricopa County Arizona | 6 | $ 1,730,000 | $ 288,000 | $ 140,000 |
| Moultrie County Illinois | 6 | $ 990,000 | $ 165,000 | $ 97,000 |
| Peoria County Illinois | 6 | $ 940,000 | $ 156,000 | $ 80,000 |
| Woodford County Illinois | 6 | $ 1,080,000 | $ 180,000 | $ 79,000 |
| Fayette County Illinois | 5 | $ 885,000 | $ 177,000 | $ 107,000 |
| Franklin County Illinois | 5 | $ 475,000 | $ 95,000 | $ 65,000 |
| Tazewell County Illinois | 5 | $ 595,000 | $ 119,000 | $ 86,000 |
| Winnebago County Illinois | 5 | $ 765,000 | $ 153,000 | $ 59,000 |
| Lake County Indiana | 5 | $ 855,000 | $ 171,000 | $ 74,000 |
| Stone County Missouri | 5 | $ 425,000 | $ 85,000 | $ 96,000 |
| Lee County Florida | 4 | $ 1,750,000 | $ 437,000 | $ 413,000 |
| Walton County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 242,000 |
| Fulton County Illinois | 4 | $ 190,000 | $ 47,000 | $ 42,000 |
| Mason County Illinois | 4 | $ 380,000 | $ 95,000 | $ 78,000 |
| Ogle County Illinois | 4 | $ 520,000 | $ 130,000 | $ 72,000 |
| Nodaway County Missouri | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| Pike County Missouri | 4 | $ 390,000 | $ 97,000 | $ 105,000 |
| Ste. Genevieve County Missouri | 4 | $ 630,000 | $ 157,000 | $ 150,000 |
| Bond County Illinois | 3 | $ 365,000 | $ 121,000 | $ 87,000 |
| Calhoun County Illinois | 3 | $ 425,000 | $ 141,000 | $ 97,000 |
| De Witt County Illinois | 3 | $ 225,000 | $ 75,000 | $ 49,000 |
| Effingham County Illinois | 3 | $ 455,000 | $ 151,000 | $ 97,000 |
| Massac County Illinois | 3 | $ 355,000 | $ 118,000 | $ 119,000 |
| Monroe County Illinois | 3 | $ 1,045,000 | $ 348,000 | $ 168,000 |
| Shelby County Illinois | 3 | $ 305,000 | $ 101,000 | $ 48,000 |
| Vermilion County Illinois | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Washington County Illinois | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| Whiteside County Illinois | 3 | $ 615,000 | $ 205,000 | $ 91,000 |
| Jasper County Indiana | 3 | $ 405,000 | $ 135,000 | $ 71,000 |
| Scott County Iowa | 3 | $ 715,000 | $ 238,000 | $ 151,000 |
| Buchanan County Missouri | 3 | $ 275,000 | $ 91,000 | $ 120,000 |
| Morgan County Missouri | 3 | $ 825,000 | $ 275,000 | $ 160,000 |
| Ralls County Missouri | 3 | $ 295,000 | $ 98,000 | $ 31,000 |
| Taney County Missouri | 3 | $ 225,000 | $ 75,000 | $ 127,000 |
| Brown County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 750,000 | $ 375,000 | $ 196,000 |
| Elbert County Colorado | 2 | $ 570,000 | $ 285,000 | $ 139,000 |
| Brevard County Florida | 2 | $ 900,000 | $ 450,000 | $ 166,000 |
| Pinellas County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 189,000 |
| Ford County Illinois | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Henderson County Illinois | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Henry County Illinois | 2 | $ 200,000 | $ 100,000 | $ 127,000 |
| Iroquois County Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Johnson County Illinois | 2 | $ 340,000 | $ 170,000 | $ 272,000 |
| Kane County Illinois | 2 | $ 550,000 | $ 275,000 | $ 186,000 |
| Kankakee County Illinois | 2 | $ 280,000 | $ 140,000 | $ 76,000 |
| Lee County Illinois | 2 | $ 260,000 | $ 130,000 | $ 156,000 |
| Livingston County Illinois | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Pope County Illinois | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Newton County Indiana | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Lincoln County Missouri | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Monroe County Missouri | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| DeKalb County Alabama | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Coconino County Arizona | 1 | $ 275,000 | $ 275,000 | $ 216,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Los Angeles County California | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Garfield County Colorado | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Hartford County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Bay County Florida | 1 | $ 435,000 | $ 435,000 | $ 155,000 |
| Charlotte County Florida | 1 | $ 425,000 | $ 425,000 | $ 360,000 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Volusia County Florida | 1 | $ 375,000 | $ 375,000 | $ 215,000 |
| Chatham County Georgia | 1 | $ 445,000 | $ 445,000 | $ 425,000 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Clinton County Illinois | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Coles County Illinois | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| DeKalb County Illinois | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Kendall County Illinois | 1 | $ 415,000 | $ 415,000 | $ 241,000 |
| Knox County Illinois | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Lake County Illinois | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| LaSalle County Illinois | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Marion County Illinois | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Marshall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| McHenry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Perry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Putnam County Illinois | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Randolph County Illinois | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Benton County Indiana | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Porter County Indiana | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Warrick County Indiana | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Jefferson County Iowa | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Polk County Iowa | 1 | $ 265,000 | $ 265,000 | $ 215,000 |
| Fayette County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Prince George's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 201,000 |
| Leelanau County Michigan | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Monroe County Michigan | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Hennepin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 479,000 |
| Andrew County Missouri | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Barry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 309,000 |
| Boone County Missouri | 1 | $ 505,000 | $ 505,000 | $ 351,000 |
| Clay County Missouri | 1 | $ 265,000 | $ 265,000 | $ 619,000 |
| DeKalb County Missouri | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Gasconade County Missouri | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Jackson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Jefferson County Missouri | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Miller County Missouri | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Montgomery County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Stoddard County Missouri | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Washington County Missouri | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Gallatin County Montana | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Franklin County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Lancaster County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Pitt County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Union County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Multnomah County Oregon | 1 | $ 135,000 | $ 135,000 | $ 1,428,000 |
| Davidson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Marshall County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Sumner County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Weakley County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Summit County Utah | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Door County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Community Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,406 | $364,510,000 | $151,000 | $575,000 | $108,000 | $1,428,000 |
| Home Purchase | 1,217 | $167,365,000 | $137,000 | $805,000 | $90,000 | $2,452,000 |
| Cash-out Refinancing | 790 | $111,410,000 | $141,000 | $515,000 | $103,000 | $873,000 |
| Home Improvement | 135 | $7,895,000 | $58,000 | $605,000 | $112,000 | $750,000 |
| Other Purpose | 46 | $4,480,000 | $97,000 | $315,000 | $100,000 | $473,000 |
| Not Applicable | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,202 | $594,500,000 | $141,000 | $805,000 | $101,000 | $2,452,000 |
| Not Provided | 117 | $19,175,000 | $163,000 | $515,000 | $133,000 | $1,428,000 |
| Asian | 66 | $13,160,000 | $199,000 | $515,000 | $131,000 | $479,000 |
| Not applicable | 60 | $7,210,000 | $120,000 | $565,000 | $0 | $0 |
| Hispanic | 56 | $7,880,000 | $140,000 | $325,000 | $87,000 | $309,000 |
| Black or African American | 53 | $7,865,000 | $148,000 | $515,000 | $93,000 | $249,000 |
| American Indian or Alaskan Native | 38 | $5,470,000 | $143,000 | $365,000 | $112,000 | $536,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $470,000 | $235,000 | $345,000 | $222,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,283 | $621,045,000 | $145,000 | $805,000 | $106,000 | $2,452,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 162 | $14,780,000 | $91,000 | $195,000 | $45,000 | $100,000 |
| FHA-insured (Federal Housing Administration) | 94 | $10,680,000 | $113,000 | $305,000 | $55,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 56 | $9,280,000 | $165,000 | $335,000 | $85,000 | $166,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,744 | $543,500,000 | $145,000 | $735,000 | $106,000 | $2,452,000 |
| Application Withdrawn By Applicant | 425 | $63,695,000 | $149,000 | $805,000 | $106,000 | $1,428,000 |
| Application Denied By Financial Institution | 330 | $36,480,000 | $110,000 | $505,000 | $60,000 | $251,000 |
| Application Approved But Not Accepted | 66 | $8,540,000 | $129,000 | $515,000 | $88,000 | $360,000 |
| File Closed For Incompleteness | 30 | $3,570,000 | $119,000 | $405,000 | $83,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,265 | $619,305,000 | $145,000 | $805,000 | $106,000 | $2,452,000 |
| Credit History | 152 | $13,610,000 | $89,000 | $365,000 | $64,000 | $200,000 |
| Debt-To-Income Ratio | 119 | $17,315,000 | $145,000 | $505,000 | $54,000 | $251,000 |
| Collateral | 30 | $2,450,000 | $81,000 | $215,000 | $58,000 | $138,000 |
| Other | 18 | $2,020,000 | $112,000 | $275,000 | $74,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $630,000 | $105,000 | $185,000 | $53,000 | $66,000 |
| Employment History | 3 | $195,000 | $65,000 | $85,000 | $55,000 | $65,000 |
| Credit Application Incomplete | 1 | $95,000 | $95,000 | $95,000 | $34,000 | $34,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.