United
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address United
2807 South State St
Saint Joseph, MI 49085
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,591
Total Mortgage Loan Application Amount $218,685,000
Average Mortgage Loan Application Amount $93,333
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $67,666
Highest Applicant Income $1,722,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Berrien County Michigan 1,088 $ 96,957,000 $ 89,000 $ 74,000
Sebastian County Arkansas 147 $ 7,721,000 $ 52,000 $ 66,000
Ottawa County Michigan 101 $ 7,956,000 $ 78,000 $ 71,000
Crawford County Arkansas 76 $ 5,052,000 $ 66,000 $ 62,000
Marion County Ohio 71 $ 4,823,000 $ 67,000 $ 58,000
Le Flore County Oklahoma 46 $ 3,058,000 $ 66,000 $ 57,000
Cass County Michigan 44 $ 4,497,000 $ 102,000 $ 80,000
Iredell County North Carolina 41 $ 3,238,000 $ 78,000 $ 51,000
Allegan County Michigan 38 $ 3,460,000 $ 91,000 $ 74,000
Van Buren County Michigan 21 $ 2,050,000 $ 97,000 $ 55,000
Sequoyah County Oklahoma 15 $ 895,000 $ 59,000 $ 49,000
Henderson County North Carolina 14 $ 1,680,000 $ 120,000 $ 58,000
St. Joseph County Indiana 10 $ 1,205,000 $ 120,000 $ 71,000
Kent County Michigan 8 $ 896,000 $ 112,000 $ 66,000
Franklin County Arkansas 7 $ 441,000 $ 63,000 $ 49,000
Kalamazoo County Michigan 7 $ 1,205,000 $ 172,000 $ 116,000
Buncombe County North Carolina 5 $ 812,000 $ 162,000 $ 91,000
Muskegon County Michigan 4 $ 255,000 $ 63,000 $ 74,000
Sargent County North Dakota 4 $ 372,000 $ 93,000 $ 56,000
Logan County Arkansas 3 $ 423,000 $ 141,000 $ 51,000
Catawba County North Carolina 3 $ 240,000 $ 80,000 $ 59,000
Polk County North Carolina 3 $ 565,000 $ 188,000 $ 74,000
Knox County Tennessee 3 $ 564,000 $ 188,000 $ 101,000
Anderson County Kentucky 2 $ 300,000 $ 150,000 $ 114,000
Washtenaw County Michigan 2 $ 357,000 $ 178,000 $ 159,000
Washoe County Nevada 2 $ 378,000 $ 189,000 $ 88,000
Alexander County North Carolina 2 $ 127,000 $ 63,000 $ 39,000
Rowan County North Carolina 2 $ 133,000 $ 66,000 $ 40,000
Delaware County Ohio 2 $ 277,000 $ 138,000 $ 114,000
Hancock County Ohio 2 $ 238,000 $ 119,000 $ 118,000
Logan County Ohio 2 $ 132,000 $ 66,000 $ 46,000
Morrow County Ohio 2 $ 150,000 $ 75,000 $ 84,000
Union County Ohio 2 $ 324,000 $ 162,000 $ 63,000
Maricopa County Arizona 1 $ 87,000 $ 87,000 $ 48,000
Saline County Arkansas 1 $ 94,000 $ 94,000 $ 53,000
Scott County Arkansas 1 $ 140,000 $ 140,000 $ 120,000
Washington County Arkansas 1 $ 50,000 $ 50,000 $ 30,000
Park County Colorado 1 $ 110,000 $ 110,000 $ 70,000
DeKalb County Georgia 1 $ 150,000 $ 150,000 $ 130,000
Gwinnett County Georgia 1 $ 371,000 $ 371,000 $ 138,000
DuPage County Illinois 1 $ 325,000 $ 325,000 $ 116,000
Grundy County Illinois 1 $ 86,000 $ 86,000 $ 98,000
Kendall County Illinois 1 $ 142,000 $ 142,000 $ 79,000
Hamilton County Indiana 1 $ 218,000 $ 218,000 $ 110,000
LaPorte County Indiana 1 $ 26,000 $ 26,000 $ 96,000
Marion County Indiana 1 $ 170,000 $ 170,000 $ 84,000
Marshall County Indiana 1 $ 50,000 $ 50,000 $ 52,000
Porter County Indiana 1 $ 89,000 $ 89,000 $ 58,000
Vanderburgh County Indiana 1 $ 136,000 $ 136,000 $ 68,000
Warrick County Indiana 1 $ 140,000 $ 140,000 $ 115,000
Johnson County Iowa 1 $ 414,000 $ 414,000 $ 480,000
Jefferson County Kentucky 1 $ 49,000 $ 49,000 $ 43,000
Clinton County Michigan 1 $ 112,000 $ 112,000 $ 62,000
Crawford County Michigan 1 $ 38,000 $ 38,000 $ 112,000
Gratiot County Michigan 1 $ 78,000 $ 78,000 $ 42,000
Ionia County Michigan 1 $ 121,000 $ 121,000 $ 53,000
Leelanau County Michigan 1 $ 92,000 $ 92,000 $ 132,000
Livingston County Michigan 1 $ 167,000 $ 167,000 $ 101,000
Oakland County Michigan 1 $ 206,000 $ 206,000 $ 57,000
Oceana County Michigan 1 $ 150,000 $ 150,000 $ 54,000
Tuscola County Michigan 1 $ 71,000 $ 71,000 $ 41,000
Wayne County Michigan 1 $ 127,000 $ 127,000 $ 99,000
Wexford County Michigan 1 $ 276,000 $ 276,000 $ 206,000
St. Louis County Missouri 1 $ 390,000 $ 390,000 $ 160,000
Davie County North Carolina 1 $ 140,000 $ 140,000 $ 40,000
Haywood County North Carolina 1 $ 59,000 $ 59,000 $ 55,000
Lincoln County North Carolina 1 $ 167,000 $ 167,000 $ 80,000
New Hanover County North Carolina 1 $ 50,000 $ 50,000 $ 33,000
Pamlico County North Carolina 1 $ 178,000 $ 178,000 $ 57,000
Perquimans County North Carolina 1 $ 280,000 $ 280,000 $ 136,000
Swain County North Carolina 1 $ 18,000 $ 18,000 $ 19,000
Wilkes County North Carolina 1 $ 78,000 $ 78,000 $ 91,000
Ransom County North Dakota 1 $ 32,000 $ 32,000 $ 21,000
Richland County North Dakota 1 $ 62,000 $ 62,000 $ 48,000
Allen County Ohio 1 $ 150,000 $ 150,000 $ 118,000
Crawford County Ohio 1 $ 27,000 $ 27,000 $ 29,000
Franklin County Ohio 1 $ 327,000 $ 327,000 $ 91,000
Lawrence County Ohio 1 $ 108,000 $ 108,000 $ 60,000
Wyandot County Ohio 1 $ 320,000 $ 320,000 $ 110,000
Cleveland County Oklahoma 1 $ 64,000 $ 64,000 $ 93,000
Haskell County Oklahoma 1 $ 183,000 $ 183,000 $ 110,000
Muskogee County Oklahoma 1 $ 39,000 $ 39,000 $ 52,000
Dauphin County Pennsylvania 1 $ 359,000 $ 359,000 $ 162,000
Delaware County Pennsylvania 1 $ 135,000 $ 135,000 $ 20,000
Lancaster County Pennsylvania 1 $ 253,000 $ 253,000 $ 96,000
Bradley County Tennessee 1 $ 209,000 $ 209,000 $ 120,000
Davidson County Tennessee 1 $ 172,000 $ 172,000 $ 80,000
Hamilton County Tennessee 1 $ 148,000 $ 148,000 $ 68,000
Bandera County Texas 1 $ 120,000 $ 120,000 $ 125,000
Cass County Texas 1 $ 29,000 $ 29,000 $ 85,000
Montgomery County Texas 1 $ 110,000 $ 110,000 $ 61,000
Stafford County Virginia 1 $ 376,000 $ 376,000 $ 145,000
Virginia Beach County Virginia 1 $ 212,000 $ 212,000 $ 89,000
Clark County Washington 1 $ 168,000 $ 168,000 $ 138,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,149 $44,581,000 $38,000 $423,000 $68,000 $1,722,000
Home Purchase 761 $87,578,000 $115,000 $1,200,000 $62,000 $575,000
Refinancing 681 $86,526,000 $127,000 $650,000 $73,000 $545,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,048 $178,713,000 $87,000 $1,200,000 $68,000 $650,000
Not Provided 310 $21,635,000 $69,000 $375,000 $62,000 $273,000
Hispanic 83 $6,179,000 $74,000 $525,000 $65,000 $250,000
Black or African American 80 $5,116,000 $63,000 $245,000 $79,000 $1,722,000
Asian 35 $3,744,000 $106,000 $300,000 $62,000 $224,000
Not applicable 16 $1,311,000 $81,000 $300,000 $86,000 $345,000
American Indian or Alaskan Native 15 $1,708,000 $113,000 $337,000 $68,000 $149,000
Native Hawaiian or Other Pacific Islander 4 $279,000 $69,000 $128,000 $49,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,360 $195,382,000 $82,000 $1,200,000 $69,000 $1,722,000
FHA-insured (Federal Housing Administration) 230 $23,269,000 $101,000 $245,000 $45,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $34,000 $34,000 $34,000 $59,000 $59,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,206 $95,397,000 $79,000 $970,000 $75,000 $1,722,000
Application Withdrawn By Applicant 917 $92,514,000 $100,000 $1,200,000 $65,000 $545,000
Application Denied By Financial Institution 467 $30,652,000 $65,000 $525,000 $50,000 $250,000
Application Approved But Not Accepted 1 $122,000 $122,000 $122,000 $77,000 $77,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 191 $12,617,000 $66,000 $257,000 $43,000 $171,000
Debt-To-Income Ratio 50 $5,393,000 $107,000 $525,000 $54,000 $240,000
Other 24 $962,000 $40,000 $155,000 $61,000 $159,000
Collateral 14 $1,331,000 $95,000 $193,000 $53,000 $125,000
Mortgage Insurance Denied 13 $967,000 $74,000 $423,000 $61,000 $164,000
Insufficient Cash (Downpayment, Closing Cost) 2 $173,000 $86,000 $87,000 $54,000 $76,000
Unverifiable Information 1 $60,000 $60,000 $60,000 $97,000 $97,000
Credit Application Incomplete 1 $47,000 $47,000 $47,000 $21,000 $21,000
Employment History 1 $41,000 $41,000 $41,000 $29,000 $29,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List