Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,543 |
Total Mortgage Loan Application Amount | $502,539,000 |
Average Mortgage Loan Application Amount | $119,666 |
Highest Mortgage Loan Application Amount | $2,363,000 |
Average Applicant Income | $79,000 |
Highest Applicant Income | $2,988,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Berrien County Michigan | 715 | $ 97,798,000 | $ 136,000 | $ 77,000 |
Washoe County Nevada | 344 | $ 65,135,000 | $ 189,000 | $ 92,000 |
Ottawa County Michigan | 145 | $ 17,171,000 | $ 118,000 | $ 58,000 |
Marion County Ohio | 98 | $ 6,264,000 | $ 63,000 | $ 55,000 |
Sebastian County Arkansas | 81 | $ 7,202,000 | $ 88,000 | $ 65,000 |
Cass County Michigan | 79 | $ 9,470,000 | $ 119,000 | $ 74,000 |
Crawford County Arkansas | 73 | $ 6,247,000 | $ 85,000 | $ 64,000 |
Iredell County North Carolina | 70 | $ 7,955,000 | $ 113,000 | $ 60,000 |
Henderson County North Carolina | 60 | $ 13,399,000 | $ 223,000 | $ 144,000 |
Allegan County Michigan | 56 | $ 6,476,000 | $ 115,000 | $ 68,000 |
Buncombe County North Carolina | 50 | $ 17,379,000 | $ 347,000 | $ 179,000 |
Lake County Indiana | 48 | $ 4,869,000 | $ 101,000 | $ 65,000 |
St. Joseph County Indiana | 44 | $ 4,639,000 | $ 105,000 | $ 68,000 |
Van Buren County Michigan | 30 | $ 2,550,000 | $ 85,000 | $ 59,000 |
Le Flore County Oklahoma | 28 | $ 2,345,000 | $ 83,000 | $ 68,000 |
Lyon County Nevada | 18 | $ 2,185,000 | $ 121,000 | $ 59,000 |
Kent County Michigan | 15 | $ 1,618,000 | $ 107,000 | $ 71,000 |
Kalamazoo County Michigan | 12 | $ 1,813,000 | $ 151,000 | $ 100,000 |
Sequoyah County Oklahoma | 10 | $ 441,000 | $ 44,000 | $ 66,000 |
Carson City County Nevada | 8 | $ 1,796,000 | $ 224,000 | $ 66,000 |
Morrow County Ohio | 8 | $ 397,000 | $ 49,000 | $ 60,000 |
Franklin County Ohio | 7 | $ 704,000 | $ 100,000 | $ 66,000 |
Porter County Indiana | 6 | $ 1,181,000 | $ 196,000 | $ 118,000 |
Lake County Michigan | 6 | $ 433,000 | $ 72,000 | $ 139,000 |
Franklin County Arkansas | 5 | $ 495,000 | $ 99,000 | $ 69,000 |
Washington County Arkansas | 5 | $ 502,000 | $ 100,000 | $ 54,000 |
Barry County Michigan | 4 | $ 749,000 | $ 187,000 | $ 81,000 |
St. Joseph County Michigan | 4 | $ 416,000 | $ 104,000 | $ 76,000 |
Washtenaw County Michigan | 4 | $ 753,000 | $ 188,000 | $ 97,000 |
Wayne County Michigan | 4 | $ 470,000 | $ 117,000 | $ 124,000 |
Clark County Nevada | 4 | $ 1,623,000 | $ 405,000 | $ 217,000 |
Delaware County Ohio | 4 | $ 200,000 | $ 50,000 | $ 65,000 |
Logan County Arkansas | 3 | $ 276,000 | $ 92,000 | $ 45,000 |
Nevada County California | 3 | $ 574,000 | $ 191,000 | $ 141,000 |
Cook County Illinois | 3 | $ 1,175,000 | $ 391,000 | $ 107,000 |
Elkhart County Indiana | 3 | $ 247,000 | $ 82,000 | $ 60,000 |
Johnson County Iowa | 3 | $ 791,000 | $ 263,000 | $ 124,000 |
Storey County Nevada | 3 | $ 753,000 | $ 251,000 | $ 144,000 |
Alexander County North Carolina | 3 | $ 231,000 | $ 77,000 | $ 30,000 |
Haywood County North Carolina | 3 | $ 348,000 | $ 116,000 | $ 45,000 |
Mecklenburg County North Carolina | 3 | $ 1,129,000 | $ 376,000 | $ 177,000 |
Crawford County Ohio | 3 | $ 111,000 | $ 37,000 | $ 75,000 |
Union County Ohio | 3 | $ 327,000 | $ 109,000 | $ 90,000 |
Wyandot County Ohio | 3 | $ 152,000 | $ 50,000 | $ 48,000 |
Oklahoma County Oklahoma | 3 | $ 438,000 | $ 146,000 | $ 80,000 |
Maricopa County Arizona | 2 | $ 398,000 | $ 199,000 | $ 81,000 |
Benton County Arkansas | 2 | $ 345,000 | $ 172,000 | $ 83,000 |
White County Arkansas | 2 | $ 141,000 | $ 70,000 | $ 76,000 |
Yell County Arkansas | 2 | $ 65,000 | $ 32,000 | $ 57,000 |
Broward County Florida | 2 | $ 730,000 | $ 365,000 | $ 135,000 |
Orange County Florida | 2 | $ 226,000 | $ 113,000 | $ 59,000 |
Coweta County Georgia | 2 | $ 226,000 | $ 113,000 | $ 37,000 |
Benzie County Michigan | 2 | $ 145,000 | $ 72,000 | $ 61,000 |
Calhoun County Michigan | 2 | $ 231,000 | $ 115,000 | $ 40,000 |
Genesee County Michigan | 2 | $ 172,000 | $ 86,000 | $ 75,000 |
Ingham County Michigan | 2 | $ 143,000 | $ 71,000 | $ 160,000 |
Livingston County Michigan | 2 | $ 331,000 | $ 165,000 | $ 104,000 |
Newaygo County Michigan | 2 | $ 141,000 | $ 70,000 | $ 75,000 |
Oakland County Michigan | 2 | $ 391,000 | $ 195,000 | $ 80,000 |
Douglas County Nevada | 2 | $ 184,000 | $ 92,000 | $ 46,000 |
Lander County Nevada | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
Catawba County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
Davie County North Carolina | 2 | $ 122,000 | $ 61,000 | $ 19,000 |
Polk County North Carolina | 2 | $ 568,000 | $ 284,000 | $ 116,000 |
Rowan County North Carolina | 2 | $ 176,000 | $ 88,000 | $ 72,000 |
Transylvania County North Carolina | 2 | $ 793,000 | $ 396,000 | $ 122,000 |
Wilkes County North Carolina | 2 | $ 102,000 | $ 51,000 | $ 33,000 |
Hancock County Ohio | 2 | $ 688,000 | $ 344,000 | $ 141,000 |
Warren County Ohio | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
Haskell County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
Monroe County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 294,000 |
Sevier County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 55,000 |
Outagamie County Wisconsin | 2 | $ 1,160,000 | $ 580,000 | $ 190,000 |
Baldwin County Alabama | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
Cullman County Alabama | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
Coconino County Arizona | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
Pinal County Arizona | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
Carroll County Arkansas | 1 | $ 390,000 | $ 390,000 | $ 125,000 |
Craighead County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
Faulkner County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
Marion County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 151,000 |
Saline County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 34,000 |
Scott County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
Plumas County California | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
Santa Clara County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 311,000 |
Sierra County California | 1 | $ 183,000 | $ 183,000 | $ 91,000 |
Denver County Colorado | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
Jefferson County Colorado | 1 | $ 194,000 | $ 194,000 | $ 108,000 |
Weld County Colorado | 1 | $ 333,000 | $ 333,000 | $ 93,000 |
Bay County Florida | 1 | $ 106,000 | $ 106,000 | $ 212,000 |
Collier County Florida | 1 | $ 2,350,000 | $ 2,350,000 | $ 955,000 |
Miami-Dade County Florida | 1 | $ 456,000 | $ 456,000 | $ 135,000 |
Palm Beach County Florida | 1 | $ 288,000 | $ 288,000 | $ 170,000 |
Walton County Florida | 1 | $ 252,000 | $ 252,000 | $ 274,000 |
Chatham County Georgia | 1 | $ 156,000 | $ 156,000 | $ 268,000 |
DuPage County Illinois | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
Will County Illinois | 1 | $ 232,000 | $ 232,000 | $ 185,000 |
Carroll County Indiana | 1 | $ 323,000 | $ 323,000 | $ 97,000 |
Huntington County Indiana | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
Madison County Indiana | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
Morgan County Indiana | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
Owen County Indiana | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
Parke County Indiana | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
Dallas County Iowa | 1 | $ 85,000 | $ 85,000 | $ 184,000 |
Franklin County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
Jessamine County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
Sagadahoc County Maine | 1 | $ 10,000 | $ 10,000 | $ 224,000 |
Crawford County Michigan | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
Eaton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Hillsdale County Michigan | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
Jackson County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
Lenawee County Michigan | 1 | $ 159,000 | $ 159,000 | $ 87,000 |
Mackinac County Michigan | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
Marquette County Michigan | 1 | $ 56,000 | $ 56,000 | $ 76,000 |
Mason County Michigan | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
Montcalm County Michigan | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
Muskegon County Michigan | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
Oceana County Michigan | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
Osceola County Michigan | 1 | $ 102,000 | $ 102,000 | $ 81,000 |
Churchill County Nevada | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
Humboldt County Nevada | 1 | $ 297,000 | $ 297,000 | $ 103,000 |
Taos County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 138,000 |
Burke County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 123,000 |
Cleveland County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
Dare County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
Forsyth County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
Gaston County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
Graham County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 651,000 |
Jackson County North Carolina | 1 | $ 2,073,000 | $ 2,073,000 | $ 616,000 |
Johnston County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 41,000 |
Lincoln County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 90,000 |
McDowell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
Moore County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
Rutherford County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 42,000 |
Cass County North Dakota | 1 | $ 194,000 | $ 194,000 | $ 111,000 |
Sargent County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
Auglaize County Ohio | 1 | $ 247,000 | $ 247,000 | $ 110,000 |
Butler County Ohio | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
Hamilton County Ohio | 1 | $ 440,000 | $ 440,000 | $ 390,000 |
Licking County Ohio | 1 | $ 120,000 | $ 120,000 | $ 155,000 |
Logan County Ohio | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
Lucas County Ohio | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
Mahoning County Ohio | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
Ottawa County Ohio | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
Richland County Ohio | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
Wood County Ohio | 1 | $ 281,000 | $ 281,000 | $ 153,000 |
Latimer County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
McCurtain County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
Ottawa County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
Tulsa County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
Klamath County Oregon | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
Fayette County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
Aiken County South Carolina | 1 | $ 281,000 | $ 281,000 | $ 100,000 |
Charleston County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 740,000 |
Saluda County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 125,000 |
Bradley County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
Hamilton County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 111,000 |
Putnam County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
Williamson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
Wilson County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 119,000 |
Cooke County Texas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
Tarrant County Texas | 1 | $ 159,000 | $ 159,000 | $ 138,000 |
Tooele County Utah | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
Fairfax County Virginia | 1 | $ 416,000 | $ 416,000 | $ 95,000 |
Henrico County Virginia | 1 | $ 39,000 | $ 39,000 | $ 144,000 |
Kitsap County Washington | 1 | $ 112,000 | $ 112,000 | $ 229,000 |
Milwaukee County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 113,000 |
Lincoln County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 128,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,141 | $321,119,000 | $149,000 | $2,363,000 | $71,000 | $2,988,000 |
Refinancing | 1,056 | $161,606,000 | $153,000 | $2,350,000 | $80,000 | $1,193,000 |
Home Improvement | 346 | $19,814,000 | $57,000 | $796,000 | $86,000 | $2,097,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,607 | $387,625,000 | $148,000 | $2,363,000 | $78,000 | $2,097,000 |
Not Provided | 520 | $60,512,000 | $116,000 | $1,458,000 | $71,000 | $2,988,000 |
Hispanic | 219 | $29,508,000 | $134,000 | $596,000 | $54,000 | $190,000 |
Black or African American | 100 | $10,132,000 | $101,000 | $428,000 | $61,000 | $740,000 |
Asian | 64 | $9,964,000 | $155,000 | $510,000 | $87,000 | $528,000 |
American Indian or Alaskan Native | 15 | $1,602,000 | $106,000 | $251,000 | $60,000 | $184,000 |
Native Hawaiian or Other Pacific Islander | 15 | $3,075,000 | $205,000 | $427,000 | $89,000 | $254,000 |
Not applicable | 3 | $121,000 | $40,000 | $90,000 | $110,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,221 | $460,193,000 | $142,000 | $2,363,000 | $78,000 | $2,988,000 |
FHA-insured (Federal Housing Administration) | 217 | $28,576,000 | $131,000 | $365,000 | $50,000 | $216,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $8,280,000 | $116,000 | $260,000 | $41,000 | $89,000 |
VA-guaranteed (Veterans Administration) | 34 | $5,490,000 | $161,000 | $408,000 | $57,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,514 | $231,887,000 | $153,000 | $2,350,000 | $86,000 | $2,097,000 |
Application Withdrawn By Applicant | 874 | $126,973,000 | $145,000 | $1,600,000 | $77,000 | $1,990,000 |
File Closed For Incompleteness | 594 | $84,930,000 | $142,000 | $737,000 | $66,000 | $2,988,000 |
Application Denied By Financial Institution | 557 | $58,321,000 | $104,000 | $2,363,000 | $52,000 | $1,174,000 |
Application Approved But Not Accepted | 4 | $428,000 | $107,000 | $194,000 | $84,000 | $108,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 268 | $23,128,000 | $86,000 | $382,000 | $48,000 | $551,000 |
Debt-To-Income Ratio | 135 | $17,507,000 | $129,000 | $668,000 | $44,000 | $308,000 |
Collateral | 48 | $5,387,000 | $112,000 | $472,000 | $64,000 | $176,000 |
Insufficient Cash (Downpayment, Closing Cost) | 16 | $1,782,000 | $111,000 | $235,000 | $44,000 | $95,000 |
Employment History | 13 | $1,403,000 | $107,000 | $264,000 | $38,000 | $89,000 |
Unverifiable Information | 6 | $3,076,000 | $512,000 | $2,363,000 | $245,000 | $1,174,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.