United
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address United
2807 South State St
Saint Joseph, MI 49085
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,748
Total Mortgage Loan Application Amount $414,578,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $2,280,000
Average Applicant Income $83,000
Highest Applicant Income $1,935,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Berrien County Michigan 833 $ 116,527,000 $ 139,000 $ 83,000
Washoe County Nevada 432 $ 97,311,000 $ 225,000 $ 100,000
Ottawa County Michigan 193 $ 24,070,000 $ 124,000 $ 59,000
Sebastian County Arkansas 111 $ 8,714,000 $ 78,000 $ 63,000
Marion County Ohio 90 $ 6,753,000 $ 75,000 $ 61,000
Iredell County North Carolina 80 $ 8,544,000 $ 106,000 $ 64,000
Crawford County Arkansas 71 $ 7,180,000 $ 101,000 $ 58,000
Cass County Michigan 68 $ 7,303,000 $ 107,000 $ 65,000
Henderson County North Carolina 67 $ 11,251,000 $ 167,000 $ 76,000
Allegan County Michigan 62 $ 7,433,000 $ 119,000 $ 66,000
Buncombe County North Carolina 55 $ 18,288,000 $ 332,000 $ 155,000
Lake County Indiana 47 $ 5,967,000 $ 126,000 $ 74,000
Kent County Michigan 40 $ 5,662,000 $ 141,000 $ 81,000
Lyon County Nevada 38 $ 5,734,000 $ 150,000 $ 65,000
Le Flore County Oklahoma 36 $ 3,121,000 $ 86,000 $ 67,000
Van Buren County Michigan 35 $ 3,389,000 $ 96,000 $ 65,000
St. Joseph County Indiana 34 $ 3,628,000 $ 106,000 $ 57,000
Carson City County Nevada 25 $ 5,376,000 $ 215,000 $ 72,000
Washington County Arkansas 11 $ 1,168,000 $ 106,000 $ 70,000
Sequoyah County Oklahoma 11 $ 790,000 $ 71,000 $ 73,000
Porter County Indiana 10 $ 2,005,000 $ 200,000 $ 114,000
Douglas County Nevada 10 $ 2,495,000 $ 249,000 $ 94,000
Franklin County Arkansas 9 $ 629,000 $ 69,000 $ 50,000
Kalamazoo County Michigan 8 $ 1,137,000 $ 142,000 $ 100,000
Alexander County North Carolina 7 $ 621,000 $ 88,000 $ 54,000
Catawba County North Carolina 7 $ 1,186,000 $ 169,000 $ 68,000
Mecklenburg County North Carolina 7 $ 2,248,000 $ 321,000 $ 177,000
Union County Ohio 7 $ 572,000 $ 81,000 $ 66,000
Elkhart County Indiana 6 $ 762,000 $ 127,000 $ 57,000
Benton County Arkansas 5 $ 543,000 $ 108,000 $ 60,000
Muskegon County Michigan 5 $ 362,000 $ 72,000 $ 41,000
Wyandot County Ohio 5 $ 334,000 $ 66,000 $ 60,000
Cook County Illinois 4 $ 1,004,000 $ 251,000 $ 118,000
Washtenaw County Michigan 4 $ 1,007,000 $ 251,000 $ 82,000
Clark County Nevada 4 $ 1,289,000 $ 322,000 $ 244,000
Rowan County North Carolina 4 $ 301,000 $ 75,000 $ 54,000
Sargent County North Dakota 4 $ 241,000 $ 60,000 $ 54,000
Morrow County Ohio 4 $ 427,000 $ 106,000 $ 65,000
Scott County Arkansas 3 $ 121,000 $ 40,000 $ 42,000
Nevada County California 3 $ 1,953,000 $ 651,000 $ 352,000
Riverside County California 3 $ 666,000 $ 222,000 $ 94,000
Palm Beach County Florida 3 $ 390,000 $ 130,000 $ 129,000
Oakland County Michigan 3 $ 588,000 $ 196,000 $ 87,000
Churchill County Nevada 3 $ 614,000 $ 204,000 $ 60,000
Elko County Nevada 3 $ 1,042,000 $ 347,000 $ 117,000
Brunswick County North Carolina 3 $ 531,000 $ 177,000 $ 113,000
Haywood County North Carolina 3 $ 280,000 $ 93,000 $ 40,000
Madison County North Carolina 3 $ 667,000 $ 222,000 $ 113,000
Crawford County Ohio 3 $ 215,000 $ 71,000 $ 25,000
Horry County South Carolina 3 $ 461,000 $ 153,000 $ 228,000
Pierce County Washington 3 $ 476,000 $ 158,000 $ 265,000
Johnson County Arkansas 2 $ 258,000 $ 129,000 $ 56,000
Logan County Arkansas 2 $ 156,000 $ 78,000 $ 39,000
Polk County Arkansas 2 $ 165,000 $ 82,000 $ 67,000
Saline County Arkansas 2 $ 100,000 $ 50,000 $ 73,000
Placer County California 2 $ 478,000 $ 239,000 $ 666,000
Plumas County California 2 $ 1,636,000 $ 818,000 $ 649,000
Solano County California 2 $ 520,000 $ 260,000 $ 115,000
Broward County Florida 2 $ 614,000 $ 307,000 $ 100,000
Manatee County Florida 2 $ 541,000 $ 270,000 $ 90,000
Pasco County Florida 2 $ 230,000 $ 115,000 $ 40,000
Pinellas County Florida 2 $ 254,000 $ 127,000 $ 72,000
Cobb County Georgia 2 $ 342,000 $ 171,000 $ 97,000
Kankakee County Illinois 2 $ 186,000 $ 93,000 $ 76,000
Marshall County Indiana 2 $ 429,000 $ 214,000 $ 199,000
Johnson County Iowa 2 $ 246,000 $ 123,000 $ 134,000
St. Joseph County Michigan 2 $ 197,000 $ 98,000 $ 86,000
Humboldt County Nevada 2 $ 238,000 $ 119,000 $ 66,000
Storey County Nevada 2 $ 335,000 $ 167,000 $ 84,000
Davie County North Carolina 2 $ 203,000 $ 101,000 $ 79,000
Forsyth County North Carolina 2 $ 186,000 $ 93,000 $ 71,000
McDowell County North Carolina 2 $ 162,000 $ 81,000 $ 66,000
Polk County North Carolina 2 $ 1,390,000 $ 695,000 $ 188,000
Transylvania County North Carolina 2 $ 636,000 $ 318,000 $ 139,000
Cuyahoga County Ohio 2 $ 289,000 $ 144,000 $ 219,000
Hancock County Ohio 2 $ 533,000 $ 266,000 $ 95,000
Seneca County Ohio 2 $ 54,000 $ 27,000 $ 34,000
Haskell County Oklahoma 2 $ 250,000 $ 125,000 $ 52,000
Hamilton County Tennessee 2 $ 223,000 $ 111,000 $ 96,000
Lincoln County Tennessee 2 $ 233,000 $ 116,000 $ 90,000
Hutchinson County Texas 2 $ 195,000 $ 97,000 $ 89,000
Smith County Texas 2 $ 315,000 $ 157,000 $ 30,000
Marathon County Wisconsin 2 $ 24,000 $ 12,000 $ 187,000
Houston County Alabama 1 $ 128,000 $ 128,000 $ 44,000
Maricopa County Arizona 1 $ 20,000 $ 20,000 $ 75,000
Pima County Arizona 1 $ 153,000 $ 153,000 $ 96,000
Pinal County Arizona 1 $ 68,000 $ 68,000 $ 272,000
Boone County Arkansas 1 $ 10,000 $ 10,000 $ 62,000
Carroll County Arkansas 1 $ 80,000 $ 80,000 $ 68,000
Faulkner County Arkansas 1 $ 238,000 $ 238,000 $ 130,000
Yell County Arkansas 1 $ 15,000 $ 15,000 $ 45,000
Lassen County California 1 $ 92,000 $ 92,000 $ 24,000
Los Angeles County California 1 $ 600,000 $ 600,000 $ 195,000
Sacramento County California 1 $ 228,000 $ 228,000 $ 102,000
San Diego County California 1 $ 479,000 $ 479,000 $ 130,000
San Luis Obispo County California 1 $ 520,000 $ 520,000 $ 189,000
Adams County Colorado 1 $ 253,000 $ 253,000 $ 51,000
Douglas County Colorado 1 $ 235,000 $ 235,000 $ 132,000
Charlotte County Florida 1 $ 108,000 $ 108,000 $ 30,000
Hernando County Florida 1 $ 292,000 $ 292,000 $ 163,000
Highlands County Florida 1 $ 99,000 $ 99,000 $ 55,000
Hillsborough County Florida 1 $ 111,000 $ 111,000 $ 26,000
Lee County Florida 1 $ 199,000 $ 199,000 $ 56,000
Miami-Dade County Florida 1 $ 613,000 $ 613,000 $ 137,000
Orange County Florida 1 $ 108,000 $ 108,000 $ 87,000
Seminole County Florida 1 $ 174,000 $ 174,000 $ 54,000
St. Lucie County Florida 1 $ 25,000 $ 25,000 $ 52,000
Chatham County Georgia 1 $ 214,000 $ 214,000 $ 702,000
Columbia County Georgia 1 $ 273,000 $ 273,000 $ 455,000
Forsyth County Georgia 1 $ 533,000 $ 533,000 $ 195,000
Fulton County Georgia 1 $ 40,000 $ 40,000 $ 301,000
Jackson County Georgia 1 $ 40,000 $ 40,000 $ 21,000
Paulding County Georgia 1 $ 57,000 $ 57,000 $ 43,000
Pickens County Georgia 1 $ 358,000 $ 358,000 $ 156,000
DuPage County Illinois 1 $ 378,000 $ 378,000 $ 362,000
Sangamon County Illinois 1 $ 124,000 $ 124,000 $ 75,000
Stephenson County Illinois 1 $ 87,000 $ 87,000 $ 67,000
Fulton County Indiana 1 $ 39,000 $ 39,000 $ 32,000
Hamilton County Indiana 1 $ 245,000 $ 245,000 $ 108,000
Kosciusko County Indiana 1 $ 66,000 $ 66,000 $ 37,000
LaPorte County Indiana 1 $ 211,000 $ 211,000 $ 60,000
Randolph County Indiana 1 $ 103,000 $ 103,000 $ 79,000
Whitley County Indiana 1 $ 176,000 $ 176,000 $ 88,000
Dallas County Iowa 1 $ 85,000 $ 85,000 $ 184,000
Linn County Iowa 1 $ 114,000 $ 114,000 $ 76,000
Johnson County Kansas 1 $ 189,000 $ 189,000 $ 81,000
Boyd County Kentucky 1 $ 42,000 $ 42,000 $ 20,000
Christian County Kentucky 1 $ 114,000 $ 114,000 $ 45,000
Garrard County Kentucky 1 $ 88,000 $ 88,000 $ 32,000
Jessamine County Kentucky 1 $ 417,000 $ 417,000 $ 250,000
Kenton County Kentucky 1 $ 106,000 $ 106,000 $ 64,000
Barnstable County Massachusetts 1 $ 396,000 $ 396,000 $ 215,000
Barry County Michigan 1 $ 20,000 $ 20,000 $ 28,000
Calhoun County Michigan 1 $ 39,000 $ 39,000 $ 51,000
Clinton County Michigan 1 $ 190,000 $ 190,000 $ 77,000
Eaton County Michigan 1 $ 146,000 $ 146,000 $ 63,000
Hillsdale County Michigan 1 $ 182,000 $ 182,000 $ 168,000
Kalkaska County Michigan 1 $ 93,000 $ 93,000 $ 213,000
Lake County Michigan 1 $ 105,000 $ 105,000 $ 34,000
Lenawee County Michigan 1 $ 145,000 $ 145,000 $ 39,000
Livingston County Michigan 1 $ 184,000 $ 184,000 $ 97,000
Macomb County Michigan 1 $ 100,000 $ 100,000 $ 94,000
Montcalm County Michigan 1 $ 40,000 $ 40,000 $ 34,000
Montmorency County Michigan 1 $ 192,000 $ 192,000 $ 226,000
Oceana County Michigan 1 $ 110,000 $ 110,000 $ 52,000
Ogemaw County Michigan 1 $ 60,000 $ 60,000 $ 95,000
Presque Isle County Michigan 1 $ 221,000 $ 221,000 $ 184,000
Wayne County Michigan 1 $ 88,000 $ 88,000 $ 40,000
Dakota County Minnesota 1 $ 808,000 $ 808,000 $ 214,000
DeSoto County Mississippi 1 $ 68,000 $ 68,000 $ 63,000
Jackson County Missouri 1 $ 20,000 $ 20,000 $ 42,000
Erie County New York 1 $ 70,000 $ 70,000 $ 96,000
Suffolk County New York 1 $ 169,000 $ 169,000 $ 199,000
Burke County North Carolina 1 $ 143,000 $ 143,000 $ 45,000
Caldwell County North Carolina 1 $ 66,000 $ 66,000 $ 32,000
Davidson County North Carolina 1 $ 92,000 $ 92,000 $ 88,000
Durham County North Carolina 1 $ 101,000 $ 101,000 $ 59,000
Gaston County North Carolina 1 $ 130,000 $ 130,000 $ 61,000
Guilford County North Carolina 1 $ 45,000 $ 45,000 $ 24,000
Macon County North Carolina 1 $ 20,000 $ 20,000 $ 116,000
Randolph County North Carolina 1 $ 83,000 $ 83,000 $ 31,000
Richmond County North Carolina 1 $ 82,000 $ 82,000 $ 26,000
Rutherford County North Carolina 1 $ 60,000 $ 60,000 $ 36,000
Surry County North Carolina 1 $ 14,000 $ 14,000 $ 34,000
Union County North Carolina 1 $ 176,000 $ 176,000 $ 115,000
Watauga County North Carolina 1 $ 15,000 $ 15,000 $ 74,000
Wayne County North Carolina 1 $ 215,000 $ 215,000 $ 185,000
Wilkes County North Carolina 1 $ 40,000 $ 40,000 $ 47,000
Yadkin County North Carolina 1 $ 252,000 $ 252,000 $ 92,000
Yancey County North Carolina 1 $ 160,000 $ 160,000 $ 71,000
Burleigh County North Dakota 1 $ 180,000 $ 180,000 $ 48,000
Lucas County Ohio 1 $ 260,000 $ 260,000 $ 200,000
Ottawa County Ohio 1 $ 113,000 $ 113,000 $ 90,000
Delaware County Oklahoma 1 $ 27,000 $ 27,000 $ 102,000
Kay County Oklahoma 1 $ 36,000 $ 36,000 $ 76,000
Klamath County Oregon 1 $ 113,000 $ 113,000 $ 21,000
Blair County Pennsylvania 1 $ 33,000 $ 33,000 $ 49,000
Monroe County Pennsylvania 1 $ 520,000 $ 520,000 $ 120,000
Dorchester County South Carolina 1 $ 251,000 $ 251,000 $ 115,000
Oconee County South Carolina 1 $ 390,000 $ 390,000 $ 257,000
Spartanburg County South Carolina 1 $ 44,000 $ 44,000 $ 65,000
Hamblen County Tennessee 1 $ 101,000 $ 101,000 $ 101,000
Maury County Tennessee 1 $ 333,000 $ 333,000 $ 130,000
Roane County Tennessee 1 $ 179,000 $ 179,000 $ 65,000
Rutherford County Tennessee 1 $ 48,000 $ 48,000 $ 31,000
Wilson County Tennessee 1 $ 156,000 $ 156,000 $ 93,000
Fannin County Texas 1 $ 128,000 $ 128,000 $ 100,000
Hunt County Texas 1 $ 145,000 $ 145,000 $ 100,000
Webb County Texas 1 $ 244,000 $ 244,000 $ 131,000
King County Washington 1 $ 70,000 $ 70,000 $ 132,000
Thurston County Washington 1 $ 294,000 $ 294,000 $ 84,000
Milwaukee County Wisconsin 1 $ 175,000 $ 175,000 $ 95,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,352 $214,519,000 $158,000 $1,900,000 $84,000 $1,935,000
Home Purchase 1,124 $181,434,000 $161,000 $2,259,000 $81,000 $1,177,000
Home Improvement 272 $18,625,000 $68,000 $2,280,000 $84,000 $1,440,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,189 $348,716,000 $159,000 $2,280,000 $85,000 $1,935,000
Not Provided 216 $14,283,000 $66,000 $533,000 $77,000 $1,440,000
Hispanic 198 $29,597,000 $149,000 $850,000 $64,000 $315,000
Black or African American 70 $9,350,000 $133,000 $1,380,000 $75,000 $886,000
Asian 51 $8,806,000 $172,000 $518,000 $79,000 $294,000
American Indian or Alaskan Native 11 $1,666,000 $151,000 $475,000 $86,000 $134,000
Not applicable 7 $312,000 $44,000 $76,000 $50,000 $78,000
Native Hawaiin or Other Pacific Islander 6 $1,848,000 $308,000 $720,000 $121,000 $195,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,601 $394,172,000 $151,000 $2,280,000 $84,000 $1,935,000
FHA-insured (Federal Housing Administration) 98 $14,030,000 $143,000 $297,000 $53,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $4,033,000 $103,000 $204,000 $43,000 $71,000
VA-guaranteed (Veterans Administration) 10 $2,343,000 $234,000 $398,000 $68,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,867 $301,907,000 $161,000 $2,280,000 $88,000 $1,935,000
Application Withdrawn By Applicant 503 $73,445,000 $146,000 $775,000 $76,000 $345,000
Application Denied By Financial Institution 316 $30,059,000 $95,000 $900,000 $62,000 $1,440,000
File Closed For Incompleteness 61 $9,054,000 $148,000 $519,000 $73,000 $186,000
Application Approved But Not Accepted 1 $113,000 $113,000 $113,000 $52,000 $52,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 156 $11,670,000 $74,000 $375,000 $59,000 $318,000
Debt-To-Income Ratio 45 $8,684,000 $192,000 $476,000 $57,000 $175,000
Collateral 43 $5,717,000 $132,000 $900,000 $69,000 $344,000
Employment History 6 $843,000 $140,000 $207,000 $54,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 5 $375,000 $75,000 $147,000 $43,000 $92,000
Unverifiable Information 2 $65,000 $32,000 $35,000 $74,000 $77,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List