United Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
United Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Federal Credit Union 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,558 |
| Total Mortgage Loan Application Amount | $409,243,000 |
| Average Mortgage Loan Application Amount | $139,666 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $1,370,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with United Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down United Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 691 | $ 97,663,000 | $ 141,000 | $ 82,000 |
| Washoe County Nevada | 402 | $ 100,128,000 | $ 249,000 | $ 102,000 |
| Sebastian County Arkansas | 140 | $ 15,346,000 | $ 109,000 | $ 67,000 |
| Henderson County North Carolina | 89 | $ 15,805,000 | $ 177,000 | $ 86,000 |
| Marion County Ohio | 80 | $ 6,562,000 | $ 82,000 | $ 61,000 |
| Crawford County Arkansas | 79 | $ 8,325,000 | $ 105,000 | $ 69,000 |
| Buncombe County North Carolina | 78 | $ 22,609,000 | $ 289,000 | $ 139,000 |
| Cass County Michigan | 77 | $ 9,512,000 | $ 123,000 | $ 67,000 |
| Ottawa County Michigan | 77 | $ 9,658,000 | $ 125,000 | $ 72,000 |
| St. Joseph County Indiana | 63 | $ 6,439,000 | $ 102,000 | $ 60,000 |
| Iredell County North Carolina | 55 | $ 6,167,000 | $ 112,000 | $ 60,000 |
| Lake County Indiana | 50 | $ 5,435,000 | $ 108,000 | $ 63,000 |
| Le Flore County Oklahoma | 43 | $ 4,580,000 | $ 106,000 | $ 65,000 |
| Allegan County Michigan | 41 | $ 5,874,000 | $ 143,000 | $ 73,000 |
| Van Buren County Michigan | 41 | $ 3,890,000 | $ 94,000 | $ 67,000 |
| Lyon County Nevada | 39 | $ 6,031,000 | $ 154,000 | $ 74,000 |
| Carson City County Nevada | 33 | $ 6,211,000 | $ 188,000 | $ 77,000 |
| Benton County Arkansas | 28 | $ 3,549,000 | $ 126,000 | $ 66,000 |
| Douglas County Nevada | 18 | $ 4,217,000 | $ 234,000 | $ 97,000 |
| Kent County Michigan | 17 | $ 2,835,000 | $ 166,000 | $ 111,000 |
| Elkhart County Indiana | 13 | $ 1,991,000 | $ 153,000 | $ 67,000 |
| Morrow County Ohio | 12 | $ 906,000 | $ 75,000 | $ 43,000 |
| Haywood County North Carolina | 11 | $ 1,822,000 | $ 165,000 | $ 82,000 |
| Sequoyah County Oklahoma | 11 | $ 1,154,000 | $ 104,000 | $ 64,000 |
| Franklin County Arkansas | 10 | $ 831,000 | $ 83,000 | $ 39,000 |
| Washington County Arkansas | 10 | $ 1,236,000 | $ 123,000 | $ 63,000 |
| Madison County North Carolina | 8 | $ 1,721,000 | $ 215,000 | $ 99,000 |
| Catawba County North Carolina | 7 | $ 857,000 | $ 122,000 | $ 50,000 |
| Plumas County California | 6 | $ 820,000 | $ 136,000 | $ 183,000 |
| Kalamazoo County Michigan | 6 | $ 1,003,000 | $ 167,000 | $ 105,000 |
| Rutherford County North Carolina | 6 | $ 855,000 | $ 142,000 | $ 79,000 |
| Pulaski County Arkansas | 5 | $ 642,000 | $ 128,000 | $ 60,000 |
| Muskegon County Michigan | 5 | $ 673,000 | $ 134,000 | $ 81,000 |
| Churchill County Nevada | 5 | $ 585,000 | $ 117,000 | $ 153,000 |
| Transylvania County North Carolina | 5 | $ 1,224,000 | $ 244,000 | $ 121,000 |
| Logan County Arkansas | 4 | $ 378,000 | $ 94,000 | $ 70,000 |
| Lassen County California | 4 | $ 330,000 | $ 82,000 | $ 59,000 |
| Broward County Florida | 4 | $ 975,000 | $ 243,000 | $ 73,000 |
| Porter County Indiana | 4 | $ 496,000 | $ 124,000 | $ 62,000 |
| Humboldt County Nevada | 4 | $ 525,000 | $ 131,000 | $ 91,000 |
| Crawford County Ohio | 4 | $ 301,000 | $ 75,000 | $ 48,000 |
| Cuyahoga County Ohio | 4 | $ 153,000 | $ 38,000 | $ 69,000 |
| Delaware County Ohio | 4 | $ 565,000 | $ 141,000 | $ 98,000 |
| Maricopa County Arizona | 3 | $ 1,040,000 | $ 346,000 | $ 178,000 |
| Yell County Arkansas | 3 | $ 237,000 | $ 79,000 | $ 84,000 |
| Nevada County California | 3 | $ 1,333,000 | $ 444,000 | $ 228,000 |
| Placer County California | 3 | $ 702,000 | $ 234,000 | $ 80,000 |
| Miami-Dade County Florida | 3 | $ 1,379,000 | $ 459,000 | $ 205,000 |
| Palm Beach County Florida | 3 | $ 1,534,000 | $ 511,000 | $ 173,000 |
| St. Lucie County Florida | 3 | $ 524,000 | $ 174,000 | $ 66,000 |
| Marshall County Indiana | 3 | $ 356,000 | $ 118,000 | $ 30,000 |
| Oakland County Michigan | 3 | $ 725,000 | $ 241,000 | $ 107,000 |
| Douglas County Nebraska | 3 | $ 474,000 | $ 158,000 | $ 68,000 |
| Alexander County North Carolina | 3 | $ 384,000 | $ 128,000 | $ 66,000 |
| Watauga County North Carolina | 3 | $ 257,000 | $ 85,000 | $ 107,000 |
| Union County Ohio | 3 | $ 397,000 | $ 132,000 | $ 58,000 |
| Wyandot County Ohio | 3 | $ 203,000 | $ 67,000 | $ 45,000 |
| Bradley County Tennessee | 3 | $ 720,000 | $ 240,000 | $ 131,000 |
| Polk County Arkansas | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Pope County Arkansas | 2 | $ 118,000 | $ 59,000 | $ 92,000 |
| San Diego County California | 2 | $ 995,000 | $ 497,000 | $ 158,000 |
| Pinellas County Florida | 2 | $ 272,000 | $ 136,000 | $ 127,000 |
| Ada County Idaho | 2 | $ 575,000 | $ 287,000 | $ 125,000 |
| DuPage County Illinois | 2 | $ 487,000 | $ 243,000 | $ 133,000 |
| Ogle County Illinois | 2 | $ 338,000 | $ 169,000 | $ 101,000 |
| Allen County Indiana | 2 | $ 246,000 | $ 123,000 | $ 84,000 |
| Kosciusko County Indiana | 2 | $ 146,000 | $ 73,000 | $ 46,000 |
| LaPorte County Indiana | 2 | $ 369,000 | $ 184,000 | $ 55,000 |
| Posey County Indiana | 2 | $ 343,000 | $ 171,000 | $ 75,000 |
| Barren County Kentucky | 2 | $ 411,000 | $ 205,000 | $ 199,000 |
| Boyd County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 73,000 |
| Barry County Michigan | 2 | $ 140,000 | $ 70,000 | $ 104,000 |
| Lake County Michigan | 2 | $ 178,000 | $ 89,000 | $ 180,000 |
| St. Joseph County Michigan | 2 | $ 185,000 | $ 92,000 | $ 43,000 |
| Clark County Nevada | 2 | $ 742,000 | $ 371,000 | $ 179,000 |
| Elko County Nevada | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Lander County Nevada | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Storey County Nevada | 2 | $ 272,000 | $ 136,000 | $ 65,000 |
| Mecklenburg County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 75,000 |
| Mitchell County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 55,000 |
| Sargent County North Dakota | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Hardin County Ohio | 2 | $ 83,000 | $ 41,000 | $ 40,000 |
| Summit County Ohio | 2 | $ 565,000 | $ 282,000 | $ 285,000 |
| Oklahoma County Oklahoma | 2 | $ 422,000 | $ 211,000 | $ 135,000 |
| Anderson County South Carolina | 2 | $ 608,000 | $ 304,000 | $ 160,000 |
| Beaufort County South Carolina | 2 | $ 341,000 | $ 170,000 | $ 189,000 |
| Pickens County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 122,000 |
| York County South Carolina | 2 | $ 617,000 | $ 308,000 | $ 146,000 |
| Rutherford County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Sevier County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 272,000 |
| Washington County Tennessee | 2 | $ 374,000 | $ 187,000 | $ 75,000 |
| Wood County Wisconsin | 2 | $ 174,000 | $ 87,000 | $ 35,000 |
| Montgomery County Alabama | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Cochise County Arizona | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Mohave County Arizona | 1 | $ 524,000 | $ 524,000 | $ 188,000 |
| Cleburne County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Garland County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Johnson County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Lonoke County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Madison County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Saline County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| El Dorado County California | 1 | $ 232,000 | $ 232,000 | $ 71,000 |
| Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 29,000 |
| Madera County California | 1 | $ 323,000 | $ 323,000 | $ 104,000 |
| Riverside County California | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Sacramento County California | 1 | $ 296,000 | $ 296,000 | $ 79,000 |
| San Bernardino County California | 1 | $ 416,000 | $ 416,000 | $ 87,000 |
| Yolo County California | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Bay County Florida | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Collier County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,370,000 |
| Flagler County Florida | 1 | $ 206,000 | $ 206,000 | $ 255,000 |
| Hillsborough County Florida | 1 | $ 142,000 | $ 142,000 | $ 100,000 |
| Lee County Florida | 1 | $ 226,000 | $ 226,000 | $ 94,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Polk County Florida | 1 | $ 280,000 | $ 280,000 | $ 140,000 |
| Santa Rosa County Florida | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Seminole County Florida | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| St. Johns County Florida | 1 | $ 120,000 | $ 120,000 | $ 479,000 |
| Sumter County Florida | 1 | $ 282,000 | $ 282,000 | $ 66,000 |
| Coweta County Georgia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 166,000 | $ 166,000 | $ 104,000 |
| Hall County Georgia | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Paulding County Georgia | 1 | $ 179,000 | $ 179,000 | $ 112,000 |
| Cook County Illinois | 1 | $ 360,000 | $ 360,000 | $ 93,000 |
| Kankakee County Illinois | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Fulton County Indiana | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Hamilton County Indiana | 1 | $ 173,000 | $ 173,000 | $ 83,000 |
| Huntington County Indiana | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| LaGrange County Indiana | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Marion County Indiana | 1 | $ 102,000 | $ 102,000 | $ 92,000 |
| Pulaski County Indiana | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Johnson County Iowa | 1 | $ 214,000 | $ 214,000 | $ 100,000 |
| Clark County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Garrard County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| McCreary County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Scott County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 120,000 |
| Cumberland County Maine | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Barnstable County Massachusetts | 1 | $ 447,000 | $ 447,000 | $ 140,000 |
| Middlesex County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 143,000 |
| Calhoun County Michigan | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Cheboygan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Clare County Michigan | 1 | $ 188,000 | $ 188,000 | $ 44,000 |
| Gladwin County Michigan | 1 | $ 216,000 | $ 216,000 | $ 165,000 |
| Ingham County Michigan | 1 | $ 164,000 | $ 164,000 | $ 101,000 |
| Livingston County Michigan | 1 | $ 350,000 | $ 350,000 | $ 90,000 |
| Marquette County Michigan | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Mecosta County Michigan | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Montmorency County Michigan | 1 | $ 196,000 | $ 196,000 | $ 227,000 |
| Oceana County Michigan | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Presque Isle County Michigan | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Wayne County Michigan | 1 | $ 60,000 | $ 60,000 | $ 165,000 |
| Otter Tail County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 99,000 |
| Buchanan County Missouri | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Vernon County Missouri | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Webster County Missouri | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Lincoln County Nevada | 1 | $ 227,000 | $ 227,000 | $ 86,000 |
| Mineral County Nevada | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Bernalillo County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 79,000 |
| Santa Fe County New Mexico | 1 | $ 451,000 | $ 451,000 | $ 116,000 |
| Taos County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 37,000 |
| Torrance County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Brunswick County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Burke County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Caldwell County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Caswell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Davie County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Gaston County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Lincoln County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Macon County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 15,000 |
| McDowell County North Carolina | 1 | $ 536,000 | $ 536,000 | $ 183,000 |
| Moore County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| Polk County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Rockingham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Union County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 153,000 |
| Ransom County North Dakota | 1 | $ 24,000 | $ 24,000 | $ 54,000 |
| Allen County Ohio | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Clark County Ohio | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| Defiance County Ohio | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| Cherokee County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 165,000 |
| Garvin County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Haskell County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Latimer County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 13,000 |
| McIntosh County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Muskogee County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Ottawa County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Pittsburg County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Tulsa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Klamath County Oregon | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Beaver County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Charleston County South Carolina | 1 | $ 532,000 | $ 532,000 | $ 974,000 |
| Horry County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Lancaster County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 79,000 |
| Oconee County South Carolina | 1 | $ 281,000 | $ 281,000 | $ 253,000 |
| Spartanburg County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 81,000 |
| Cheatham County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Davidson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
| Jefferson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Lincoln County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 90,000 |
| Montgomery County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Union County Tennessee | 1 | $ 632,000 | $ 632,000 | $ 160,000 |
| White County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Williamson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 107,000 |
| Dallas County Texas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Denton County Texas | 1 | $ 167,000 | $ 167,000 | $ 108,000 |
| Harris County Texas | 1 | $ 151,000 | $ 151,000 | $ 115,000 |
| Travis County Texas | 1 | $ 425,000 | $ 425,000 | $ 374,000 |
| King County Washington | 1 | $ 400,000 | $ 400,000 | $ 131,000 |
| Racine County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for United Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,192 | $210,731,000 | $176,000 | $1,643,000 | $88,000 | $1,370,000 |
| Refinancing | 1,117 | $177,186,000 | $158,000 | $1,800,000 | $81,000 | $974,000 |
| Home Improvement | 249 | $21,326,000 | $85,000 | $1,500,000 | $81,000 | $808,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,010 | $337,425,000 | $167,000 | $1,800,000 | $86,000 | $1,370,000 |
| Not Provided | 231 | $16,899,000 | $73,000 | $1,643,000 | $75,000 | $583,000 |
| Hispanic | 162 | $28,175,000 | $173,000 | $800,000 | $78,000 | $380,000 |
| Black or African American | 73 | $9,731,000 | $133,000 | $523,000 | $70,000 | $293,000 |
| Asian | 52 | $10,729,000 | $206,000 | $675,000 | $82,000 | $212,000 |
| American Indian or Alaskan Native | 14 | $1,676,000 | $119,000 | $262,000 | $72,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,516,000 | $347,000 | $1,650,000 | $121,000 | $374,000 |
| Not applicable | 3 | $92,000 | $30,000 | $37,000 | $55,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,446 | $392,770,000 | $160,000 | $1,800,000 | $85,000 | $1,370,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $5,508,000 | $119,000 | $238,000 | $47,000 | $77,000 |
| FHA-insured (Federal Housing Administration) | 44 | $7,044,000 | $160,000 | $351,000 | $57,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,921,000 | $178,000 | $321,000 | $71,000 | $296,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,723 | $289,597,000 | $168,000 | $1,800,000 | $89,000 | $1,370,000 |
| Application Approved But Not Accepted | 350 | $54,582,000 | $155,000 | $677,000 | $76,000 | $380,000 |
| Application Denied By Financial Institution | 278 | $29,745,000 | $106,000 | $1,153,000 | $60,000 | $245,000 |
| Application Withdrawn By Applicant | 189 | $32,600,000 | $172,000 | $1,643,000 | $91,000 | $808,000 |
| File Closed For Incompleteness | 18 | $2,719,000 | $151,000 | $312,000 | $61,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 139 | $11,052,000 | $79,000 | $340,000 | $60,000 | $243,000 |
| Debt-To-Income Ratio | 69 | $10,985,000 | $159,000 | $800,000 | $47,000 | $135,000 |
| Collateral | 21 | $3,889,000 | $185,000 | $630,000 | $72,000 | $173,000 |
| Employment History | 7 | $1,614,000 | $230,000 | $1,153,000 | $97,000 | $245,000 |
| Unverifiable Information | 4 | $416,000 | $104,000 | $256,000 | $67,000 | $120,000 |
| Other | 1 | $58,000 | $58,000 | $58,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.