United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Nations Federal Credit Union 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,268 |
| Total Mortgage Loan Application Amount | $280,150,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $121,666 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 170 | $ 39,336,000 | $ 231,000 | $ 137,000 |
| Queens County New York | 160 | $ 32,805,000 | $ 205,000 | $ 102,000 |
| Westchester County New York | 112 | $ 25,185,000 | $ 224,000 | $ 151,000 |
| Bergen County New Jersey | 58 | $ 13,337,000 | $ 229,000 | $ 184,000 |
| Kings County New York | 57 | $ 12,841,000 | $ 225,000 | $ 125,000 |
| Middlesex County New Jersey | 51 | $ 8,067,000 | $ 158,000 | $ 105,000 |
| Nassau County New York | 46 | $ 9,223,000 | $ 200,000 | $ 109,000 |
| Hudson County New Jersey | 44 | $ 8,770,000 | $ 199,000 | $ 121,000 |
| Bronx County New York | 35 | $ 5,954,000 | $ 170,000 | $ 95,000 |
| Essex County New Jersey | 29 | $ 6,255,000 | $ 215,000 | $ 114,000 |
| Suffolk County New York | 25 | $ 3,841,000 | $ 153,000 | $ 122,000 |
| Fairfield County Connecticut | 23 | $ 5,579,000 | $ 242,000 | $ 154,000 |
| Montgomery County Maryland | 17 | $ 4,178,000 | $ 245,000 | $ 110,000 |
| Union County New Jersey | 11 | $ 2,203,000 | $ 200,000 | $ 126,000 |
| Richmond County New York | 11 | $ 1,176,000 | $ 106,000 | $ 101,000 |
| Broward County Florida | 9 | $ 1,118,000 | $ 124,000 | $ 89,000 |
| Monmouth County New Jersey | 9 | $ 975,000 | $ 108,000 | $ 130,000 |
| Miami-Dade County Florida | 8 | $ 824,000 | $ 103,000 | $ 105,000 |
| Orange County New York | 8 | $ 1,166,000 | $ 145,000 | $ 118,000 |
| Fairfax County Virginia | 8 | $ 1,508,000 | $ 188,000 | $ 114,000 |
| Orange County Florida | 7 | $ 1,079,000 | $ 154,000 | $ 96,000 |
| Palm Beach County Florida | 7 | $ 1,166,000 | $ 166,000 | $ 144,000 |
| Monroe County Pennsylvania | 7 | $ 1,448,000 | $ 206,000 | $ 116,000 |
| Morris County New Jersey | 6 | $ 1,076,000 | $ 179,000 | $ 133,000 |
| Dutchess County New York | 6 | $ 960,000 | $ 160,000 | $ 117,000 |
| Rockland County New York | 6 | $ 893,000 | $ 148,000 | $ 150,000 |
| Wake County North Carolina | 6 | $ 794,000 | $ 132,000 | $ 112,000 |
| Passaic County New Jersey | 5 | $ 1,000,000 | $ 200,000 | $ 121,000 |
| Putnam County New York | 5 | $ 908,000 | $ 181,000 | $ 159,000 |
| Lehigh County Pennsylvania | 5 | $ 587,000 | $ 117,000 | $ 130,000 |
| Northampton County Pennsylvania | 5 | $ 740,000 | $ 148,000 | $ 94,000 |
| Cobb County Georgia | 4 | $ 319,000 | $ 79,000 | $ 87,000 |
| Clark County Nevada | 4 | $ 924,000 | $ 231,000 | $ 146,000 |
| Montgomery County Pennsylvania | 4 | $ 871,000 | $ 217,000 | $ 88,000 |
| Arlington County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 146,000 |
| King County Washington | 4 | $ 1,117,000 | $ 279,000 | $ 156,000 |
| Litchfield County Connecticut | 3 | $ 350,000 | $ 116,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,015,000 | $ 338,000 | $ 103,000 |
| Brevard County Florida | 3 | $ 381,000 | $ 127,000 | $ 92,000 |
| Marion County Florida | 3 | $ 424,000 | $ 141,000 | $ 97,000 |
| Polk County Florida | 3 | $ 671,000 | $ 223,000 | $ 120,000 |
| DeKalb County Georgia | 3 | $ 384,000 | $ 128,000 | $ 111,000 |
| Mercer County New Jersey | 3 | $ 197,000 | $ 65,000 | $ 143,000 |
| Hartford County Connecticut | 2 | $ 444,000 | $ 222,000 | $ 108,000 |
| New Castle County Delaware | 2 | $ 335,000 | $ 167,000 | $ 83,000 |
| Fulton County Georgia | 2 | $ 288,000 | $ 144,000 | $ 24,000 |
| Gwinnett County Georgia | 2 | $ 301,000 | $ 150,000 | $ 70,000 |
| Baltimore City County Maryland | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| Berkshire County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 218,000 |
| Middlesex County Massachusetts | 2 | $ 451,000 | $ 225,000 | $ 96,000 |
| Hunterdon County New Jersey | 2 | $ 293,000 | $ 146,000 | $ 73,000 |
| Taos County New Mexico | 2 | $ 689,000 | $ 344,000 | $ 155,000 |
| Columbia County New York | 2 | $ 219,000 | $ 109,000 | $ 126,000 |
| Delaware County New York | 2 | $ 92,000 | $ 46,000 | $ 197,000 |
| Saratoga County New York | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Sullivan County New York | 2 | $ 255,000 | $ 127,000 | $ 172,000 |
| Mecklenburg County North Carolina | 2 | $ 397,000 | $ 198,000 | $ 62,000 |
| Berks County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 113,000 |
| Bucks County Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 279,000 |
| Chesapeake County Virginia | 2 | $ 165,000 | $ 82,000 | $ 76,000 |
| Loudoun County Virginia | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| Prince William County Virginia | 2 | $ 824,000 | $ 412,000 | $ 88,000 |
| Cullman County Alabama | 1 | $ 368,000 | $ 368,000 | $ 80,000 |
| Pima County Arizona | 1 | $ 120,000 | $ 120,000 | $ 162,000 |
| Yavapai County Arizona | 1 | $ 150,000 | $ 150,000 | $ 209,000 |
| Butte County California | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Fresno County California | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Los Angeles County California | 1 | $ 563,000 | $ 563,000 | $ 171,000 |
| Riverside County California | 1 | $ 220,000 | $ 220,000 | $ 155,000 |
| San Diego County California | 1 | $ 390,000 | $ 390,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Denver County Colorado | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| New Haven County Connecticut | 1 | $ 266,000 | $ 266,000 | $ 150,000 |
| Tolland County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Hillsborough County Florida | 1 | $ 316,000 | $ 316,000 | $ 167,000 |
| Lee County Florida | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Osceola County Florida | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Santa Rosa County Florida | 1 | $ 50,000 | $ 50,000 | $ 716,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Cherokee County Georgia | 1 | $ 131,000 | $ 131,000 | $ 133,000 |
| Douglas County Georgia | 1 | $ 47,000 | $ 47,000 | $ 90,000 |
| Newton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Rockdale County Georgia | 1 | $ 378,000 | $ 378,000 | $ 133,000 |
| Warren County Georgia | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Honolulu County Hawaii | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Cook County Illinois | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Orleans County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Anne Arundel County Maryland | 1 | $ 425,000 | $ 425,000 | $ 215,000 |
| Baltimore County Maryland | 1 | $ 177,000 | $ 177,000 | $ 139,000 |
| Cecil County Maryland | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Charles County Maryland | 1 | $ 411,000 | $ 411,000 | $ 141,000 |
| Frederick County Maryland | 1 | $ 380,000 | $ 380,000 | $ 150,000 |
| Howard County Maryland | 1 | $ 288,000 | $ 288,000 | $ 139,000 |
| Prince George's County Maryland | 1 | $ 390,000 | $ 390,000 | $ 120,000 |
| Worcester County Maryland | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Suffolk County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 76,000 |
| Washtenaw County Michigan | 1 | $ 88,000 | $ 88,000 | $ 175,000 |
| Ramsey County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Hancock County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 141,000 |
| St. Louis County Missouri | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Sussex County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 235,000 |
| Greene County New York | 1 | $ 368,000 | $ 368,000 | $ 157,000 |
| Monroe County New York | 1 | $ 7,000 | $ 7,000 | $ 80,000 |
| Schenectady County New York | 1 | $ 56,000 | $ 56,000 | $ 90,000 |
| Tompkins County New York | 1 | $ 76,000 | $ 76,000 | $ 148,000 |
| Ulster County New York | 1 | $ 138,000 | $ 138,000 | $ 157,000 |
| Warren County New York | 1 | $ 290,000 | $ 290,000 | $ 138,000 |
| Washington County New York | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Buncombe County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Guilford County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 80,000 |
| Transylvania County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 181,000 |
| Hamilton County Ohio | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Multnomah County Oregon | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Carbon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Centre County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Chester County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Mercer County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 285,000 |
| Pike County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Beaufort County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 105,000 |
| Oconee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Spartanburg County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Hamilton County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| El Paso County Texas | 1 | $ 89,000 | $ 89,000 | $ 110,000 |
| Harris County Texas | 1 | $ 179,000 | $ 179,000 | $ 83,000 |
| Chittenden County Vermont | 1 | $ 110,000 | $ 110,000 | $ 164,000 |
| Washington County Vermont | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Manassas County Virginia | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Roanoke County Virginia | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Virginia Beach County Virginia | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Skagit County Washington | 1 | $ 105,000 | $ 105,000 | $ 198,000 |
| Wayne County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| Kenosha County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 590 | $191,767,000 | $325,000 | $1,200,000 | $131,000 | $3,000,000 |
| Home Improvement | 434 | $37,970,000 | $87,000 | $800,000 | $119,000 | $716,000 |
| Refinancing | 244 | $50,413,000 | $206,000 | $940,000 | $115,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 583 | $100,129,000 | $171,000 | $950,000 | $121,000 | $716,000 |
| White | 284 | $77,574,000 | $273,000 | $1,200,000 | $143,000 | $3,000,000 |
| Black or African American | 209 | $52,106,000 | $249,000 | $698,000 | $114,000 | $263,000 |
| Asian | 136 | $38,554,000 | $283,000 | $920,000 | $121,000 | $420,000 |
| Hispanic | 53 | $10,980,000 | $207,000 | $577,000 | $95,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $630,000 | $315,000 | $400,000 | $115,000 | $136,000 |
| American Indian or Alaskan Native | 1 | $177,000 | $177,000 | $177,000 | $139,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,268 | $280,150,000 | $220,000 | $1,200,000 | $124,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 880 | $179,705,000 | $204,000 | $1,200,000 | $127,000 | $3,000,000 |
| Preapproval Approved but not Accepted | 131 | $48,667,000 | $371,000 | $980,000 | $123,000 | $355,000 |
| Application Approved But Not Accepted | 118 | $24,874,000 | $210,000 | $920,000 | $117,000 | $420,000 |
| Application Denied By Financial Institution | 89 | $17,029,000 | $191,000 | $893,000 | $96,000 | $285,000 |
| Application Withdrawn By Applicant | 49 | $9,390,000 | $191,000 | $680,000 | $130,000 | $716,000 |
| File Closed For Incompleteness | 1 | $485,000 | $485,000 | $485,000 | $105,000 | $105,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $6,083,000 | $243,000 | $610,000 | $78,000 | $175,000 |
| Credit History | 15 | $3,783,000 | $252,000 | $570,000 | $96,000 | $183,000 |
| Collateral | 13 | $1,990,000 | $153,000 | $392,000 | $98,000 | $206,000 |
| Other | 3 | $329,000 | $109,000 | $150,000 | $160,000 | $226,000 |
| Unverifiable Information | 2 | $175,000 | $87,000 | $100,000 | $119,000 | $145,000 |
| Employment History | 1 | $194,000 | $194,000 | $194,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.