United Prairie Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
United Prairie Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Prairie Bank 10 Firestone Drive, Suite 300 Mankato, MN 56001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 360 |
| Total Mortgage Loan Application Amount | $44,356,000 |
| Average Mortgage Loan Application Amount | $99,666 |
| Highest Mortgage Loan Application Amount | $1,842,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,523,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with United Prairie Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Prairie Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down United Prairie Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Prairie Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Prairie Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Prairie Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Steele County Minnesota | 79 | $ 12,110,000 | $ 153,000 | $ 88,000 |
| Cottonwood County Minnesota | 43 | $ 2,538,000 | $ 59,000 | $ 52,000 |
| Jackson County Minnesota | 32 | $ 2,850,000 | $ 89,000 | $ 50,000 |
| Nobles County Minnesota | 29 | $ 2,151,000 | $ 74,000 | $ 48,000 |
| Blue Earth County Minnesota | 24 | $ 4,896,000 | $ 204,000 | $ 51,000 |
| Kandiyohi County Minnesota | 23 | $ 2,937,000 | $ 127,000 | $ 75,000 |
| Brown County Minnesota | 20 | $ 1,576,000 | $ 78,000 | $ 64,000 |
| Waseca County Minnesota | 18 | $ 2,049,000 | $ 113,000 | $ 79,000 |
| Rice County Minnesota | 13 | $ 2,318,000 | $ 178,000 | $ 105,000 |
| Nicollet County Minnesota | 12 | $ 1,773,000 | $ 147,000 | $ 84,000 |
| Lac qui Parle County Minnesota | 8 | $ 213,000 | $ 26,000 | $ 41,000 |
| Dakota County Minnesota | 6 | $ 420,000 | $ 70,000 | $ 294,000 |
| Sibley County Minnesota | 5 | $ 155,000 | $ 31,000 | $ 60,000 |
| Dodge County Minnesota | 4 | $ 550,000 | $ 137,000 | $ 59,000 |
| Hennepin County Minnesota | 4 | $ 1,186,000 | $ 296,000 | $ 63,000 |
| Freeborn County Minnesota | 3 | $ 613,000 | $ 204,000 | $ 92,000 |
| Lincoln County Minnesota | 3 | $ 740,000 | $ 246,000 | $ 87,000 |
| Stearns County Minnesota | 3 | $ 399,000 | $ 133,000 | $ 45,000 |
| Cass County Minnesota | 2 | $ 564,000 | $ 282,000 | $ 116,000 |
| Lyon County Minnesota | 2 | $ 61,000 | $ 30,000 | $ 43,000 |
| Martin County Minnesota | 2 | $ 72,000 | $ 36,000 | $ 31,000 |
| McLeod County Minnesota | 2 | $ 58,000 | $ 29,000 | $ 79,000 |
| Mower County Minnesota | 2 | $ 122,000 | $ 61,000 | $ 64,000 |
| Murray County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 35,000 |
| St. Louis County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 115,000 |
| Watonwan County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 138,000 |
| Volusia County Florida | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Dickinson County Iowa | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Faribault County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Le Sueur County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Ramsey County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Renville County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Rock County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| Scott County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Swift County Minnesota | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Wabasha County Minnesota | 1 | $ 327,000 | $ 327,000 | $ 1,523,000 |
| Yellow Medicine County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 157,000 |
| Stark County North Dakota | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Sully County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 218,000 |
Mortgage Loan Application Detail Totals for United Prairie Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 184 | $31,521,000 | $171,000 | $1,842,000 | $81,000 | $1,523,000 |
| Home Purchase | 118 | $10,552,000 | $89,000 | $420,000 | $72,000 | $1,320,000 |
| Home Improvement | 58 | $2,283,000 | $39,000 | $532,000 | $72,000 | $394,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 307 | $34,379,000 | $111,000 | $732,000 | $85,000 | $1,523,000 |
| Not applicable | 31 | $8,082,000 | $260,000 | $1,842,000 | $0 | $0 |
| Hispanic | 12 | $1,071,000 | $89,000 | $258,000 | $78,000 | $599,000 |
| Asian | 5 | $236,000 | $47,000 | $124,000 | $32,000 | $71,000 |
| Black or African American | 3 | $223,000 | $74,000 | $119,000 | $29,000 | $31,000 |
| Not Provided | 2 | $365,000 | $182,000 | $281,000 | $66,000 | $94,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 321 | $40,496,000 | $126,000 | $1,842,000 | $81,000 | $1,523,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $3,709,000 | $100,000 | $732,000 | $38,000 | $130,000 |
| FHA-insured (Federal Housing Administration) | 2 | $151,000 | $75,000 | $95,000 | $46,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 198 | $23,056,000 | $116,000 | $800,000 | $89,000 | $1,523,000 |
| Application Denied By Financial Institution | 90 | $9,421,000 | $104,000 | $417,000 | $49,000 | $168,000 |
| Application Approved But Not Accepted | 66 | $9,534,000 | $144,000 | $417,000 | $79,000 | $279,000 |
| Application Withdrawn By Applicant | 5 | $2,258,000 | $451,000 | $1,842,000 | $40,000 | $75,000 |
| File Closed For Incompleteness | 1 | $87,000 | $87,000 | $87,000 | $64,000 | $64,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $2,965,000 | $82,000 | $320,000 | $47,000 | $125,000 |
| Debt-To-Income Ratio | 25 | $2,997,000 | $119,000 | $300,000 | $38,000 | $94,000 |
| Collateral | 16 | $2,590,000 | $161,000 | $417,000 | $72,000 | $168,000 |
| Other | 7 | $463,000 | $66,000 | $137,000 | $58,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $315,000 | $78,000 | $143,000 | $46,000 | $64,000 |
| Unverifiable Information | 1 | $19,000 | $19,000 | $19,000 | $10,000 | $10,000 |
| Employment History | 1 | $72,000 | $72,000 | $72,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Prairie Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Prairie Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.