United Premier Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
United Premier Funding, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Premier Funding, Llc 2645 N. Berkeley Lake Road Bldg F Ste 138-139 Duluth, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 385 |
| Total Mortgage Loan Application Amount | $95,625,000 |
| Average Mortgage Loan Application Amount | $246,666 |
| Highest Mortgage Loan Application Amount | $785,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $755,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United Premier Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Premier Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down United Premier Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Premier Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Premier Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Premier Funding, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 90 | $ 19,230,000 | $ 213,000 | $ 75,000 |
| Fulton County Georgia | 23 | $ 7,615,000 | $ 331,000 | $ 130,000 |
| Mecklenburg County North Carolina | 21 | $ 5,825,000 | $ 277,000 | $ 128,000 |
| Wake County North Carolina | 18 | $ 4,730,000 | $ 262,000 | $ 99,000 |
| Williamson County Tennessee | 18 | $ 5,590,000 | $ 310,000 | $ 115,000 |
| Davidson County Tennessee | 17 | $ 4,215,000 | $ 247,000 | $ 117,000 |
| Shelby County Tennessee | 15 | $ 3,005,000 | $ 200,000 | $ 123,000 |
| Hamilton County Tennessee | 14 | $ 2,940,000 | $ 210,000 | $ 71,000 |
| Forsyth County Georgia | 11 | $ 3,775,000 | $ 343,000 | $ 146,000 |
| Orange County Florida | 10 | $ 2,410,000 | $ 241,000 | $ 99,000 |
| Cobb County Georgia | 10 | $ 3,250,000 | $ 325,000 | $ 136,000 |
| Knox County Tennessee | 9 | $ 2,085,000 | $ 231,000 | $ 126,000 |
| Seminole County Florida | 8 | $ 1,820,000 | $ 227,000 | $ 92,000 |
| DeKalb County Georgia | 8 | $ 1,710,000 | $ 213,000 | $ 79,000 |
| Rutherford County Tennessee | 8 | $ 1,510,000 | $ 188,000 | $ 73,000 |
| Jefferson County Alabama | 6 | $ 1,230,000 | $ 205,000 | $ 66,000 |
| Broward County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 106,000 |
| Gaston County North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 66,000 |
| Pitt County North Carolina | 5 | $ 1,275,000 | $ 255,000 | $ 49,000 |
| Union County North Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 65,000 |
| Chatham County Georgia | 3 | $ 585,000 | $ 195,000 | $ 47,000 |
| Fayette County Georgia | 3 | $ 1,005,000 | $ 335,000 | $ 87,000 |
| Jackson County Georgia | 3 | $ 605,000 | $ 201,000 | $ 97,000 |
| Oconee County Georgia | 3 | $ 895,000 | $ 298,000 | $ 108,000 |
| Cabarrus County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 214,000 |
| Sumner County Tennessee | 3 | $ 625,000 | $ 208,000 | $ 60,000 |
| Lee County Alabama | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Shelby County Alabama | 2 | $ 730,000 | $ 365,000 | $ 83,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 68,000 |
| St. Johns County Florida | 2 | $ 570,000 | $ 285,000 | $ 55,000 |
| Cherokee County Georgia | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Coweta County Georgia | 2 | $ 340,000 | $ 170,000 | $ 207,000 |
| Douglas County Georgia | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Hall County Georgia | 2 | $ 490,000 | $ 245,000 | $ 47,000 |
| Henry County Georgia | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Long County Georgia | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Jefferson County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 39,000 |
| St. Charles County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Cumberland County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 73,000 |
| Durham County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 171,000 |
| Franklin County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 121,000 |
| Blount County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Montgomery County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Madison County Alabama | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| St. Clair County Alabama | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Miami-Dade County Florida | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Osceola County Florida | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Bryan County Georgia | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Bulloch County Georgia | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Gordon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Chatham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Guilford County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Harnett County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Johnston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Lincoln County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 101,000 |
| Macon County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| New Hanover County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Randolph County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Watauga County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Bradley County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Loudon County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Robertson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Wilson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for United Premier Funding, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 171 | $43,425,000 | $253,000 | $785,000 | $94,000 | $755,000 |
| Refinancing | 163 | $39,795,000 | $244,000 | $515,000 | $98,000 | $268,000 |
| Cash-out Refinancing | 51 | $12,405,000 | $243,000 | $515,000 | $89,000 | $369,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6 | $1,810,000 | $301,000 | $475,000 | $113,000 | $182,000 |
| Not Provided | 1 | $325,000 | $325,000 | $325,000 | $85,000 | $85,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 385 | $95,625,000 | $248,000 | $785,000 | $95,000 | $755,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $78,050,000 | $246,000 | $785,000 | $93,000 | $755,000 |
| Application Withdrawn By Applicant | 66 | $16,520,000 | $250,000 | $515,000 | $97,000 | $565,000 |
| Application Denied By Financial Institution | 3 | $1,055,000 | $351,000 | $475,000 | $287,000 | $702,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 382 | $94,570,000 | $247,000 | $785,000 | $94,000 | $755,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $610,000 | $305,000 | $475,000 | $368,000 | $702,000 |
| Employment History | 1 | $445,000 | $445,000 | $445,000 | $126,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Premier Funding, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Premier Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.