Iserve Residential Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Iserve Residential Lending 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending 13520 Evening Creek Drive Suite #400 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 914 |
| Total Mortgage Loan Application Amount | $250,945,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $159,000 |
| Highest Applicant Income | $1,838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Iserve Residential Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Iserve Residential Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 390 | $ 99,377,000 | $ 254,000 | $ 146,000 |
| Los Angeles County California | 97 | $ 36,004,000 | $ 371,000 | $ 160,000 |
| Pinal County Arizona | 38 | $ 7,830,000 | $ 206,000 | $ 74,000 |
| Riverside County California | 36 | $ 14,031,000 | $ 389,000 | $ 326,000 |
| San Bernardino County California | 17 | $ 3,604,000 | $ 212,000 | $ 80,000 |
| Miami-Dade County Florida | 16 | $ 5,349,000 | $ 334,000 | $ 196,000 |
| Pima County Arizona | 15 | $ 3,698,000 | $ 246,000 | $ 147,000 |
| Orange County California | 13 | $ 3,279,000 | $ 252,000 | $ 129,000 |
| Pinellas County Florida | 13 | $ 1,943,000 | $ 149,000 | $ 103,000 |
| Alameda County California | 12 | $ 4,113,000 | $ 342,000 | $ 234,000 |
| Broward County Florida | 12 | $ 3,378,000 | $ 281,000 | $ 276,000 |
| Palm Beach County Florida | 12 | $ 3,657,000 | $ 304,000 | $ 130,000 |
| Ventura County California | 10 | $ 2,496,000 | $ 249,000 | $ 122,000 |
| Hillsborough County Florida | 10 | $ 2,024,000 | $ 202,000 | $ 76,000 |
| Kern County California | 8 | $ 1,181,000 | $ 147,000 | $ 98,000 |
| Prince George's County Maryland | 8 | $ 1,923,000 | $ 240,000 | $ 88,000 |
| Clark County Nevada | 8 | $ 2,559,000 | $ 319,000 | $ 68,000 |
| Salt Lake County Utah | 8 | $ 2,455,000 | $ 306,000 | $ 208,000 |
| Fresno County California | 7 | $ 843,000 | $ 120,000 | $ 452,000 |
| San Diego County California | 7 | $ 3,708,000 | $ 529,000 | $ 262,000 |
| Washington County Utah | 7 | $ 4,324,000 | $ 617,000 | $ 255,000 |
| Navajo County Arizona | 6 | $ 799,000 | $ 133,000 | $ 284,000 |
| Osceola County Florida | 6 | $ 2,988,000 | $ 498,000 | $ 374,000 |
| Santa Cruz County Arizona | 5 | $ 1,148,000 | $ 229,000 | $ 102,000 |
| Yuma County Arizona | 5 | $ 673,000 | $ 134,000 | $ 78,000 |
| Fulton County Georgia | 5 | $ 459,000 | $ 91,000 | $ 80,000 |
| Yavapai County Arizona | 4 | $ 948,000 | $ 237,000 | $ 67,000 |
| Sacramento County California | 4 | $ 994,000 | $ 248,000 | $ 146,000 |
| San Joaquin County California | 4 | $ 1,571,000 | $ 392,000 | $ 111,000 |
| Gwinnett County Georgia | 4 | $ 690,000 | $ 172,000 | $ 58,000 |
| Douglas County Nevada | 4 | $ 1,797,000 | $ 449,000 | $ 112,000 |
| Cochise County Arizona | 3 | $ 230,000 | $ 76,000 | $ 48,000 |
| Coconino County Arizona | 3 | $ 1,260,000 | $ 420,000 | $ 393,000 |
| Contra Costa County California | 3 | $ 1,157,000 | $ 385,000 | $ 84,000 |
| San Mateo County California | 3 | $ 1,485,000 | $ 495,000 | $ 168,000 |
| Santa Clara County California | 3 | $ 1,315,000 | $ 438,000 | $ 244,000 |
| Larimer County Colorado | 3 | $ 848,000 | $ 282,000 | $ 66,000 |
| Indian River County Florida | 3 | $ 606,000 | $ 202,000 | $ 102,000 |
| Marion County Florida | 3 | $ 249,000 | $ 83,000 | $ 56,000 |
| Utah County Utah | 3 | $ 1,380,000 | $ 460,000 | $ 182,000 |
| Gila County Arizona | 2 | $ 227,000 | $ 113,000 | $ 120,000 |
| Lassen County California | 2 | $ 439,000 | $ 219,000 | $ 97,000 |
| Placer County California | 2 | $ 1,205,000 | $ 602,000 | $ 190,000 |
| San Francisco County California | 2 | $ 900,000 | $ 450,000 | $ 271,000 |
| Santa Barbara County California | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| Solano County California | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Tehama County California | 2 | $ 346,000 | $ 173,000 | $ 0 |
| El Paso County Colorado | 2 | $ 758,000 | $ 379,000 | $ 88,000 |
| Routt County Colorado | 2 | $ 1,500,000 | $ 750,000 | $ 250,000 |
| Bay County Florida | 2 | $ 212,000 | $ 106,000 | $ 144,000 |
| Citrus County Florida | 2 | $ 95,000 | $ 47,000 | $ 175,000 |
| Clay County Florida | 2 | $ 207,000 | $ 103,000 | $ 144,000 |
| Collier County Florida | 2 | $ 475,000 | $ 237,000 | $ 98,000 |
| Orange County Florida | 2 | $ 134,000 | $ 67,000 | $ 391,000 |
| Canyon County Idaho | 2 | $ 143,000 | $ 71,000 | $ 89,000 |
| Multnomah County Oregon | 2 | $ 190,000 | $ 95,000 | $ 203,000 |
| Wasatch County Utah | 2 | $ 735,000 | $ 367,000 | $ 0 |
| Weber County Utah | 2 | $ 158,000 | $ 79,000 | $ 216,000 |
| Smyth County Virginia | 2 | $ 135,000 | $ 67,000 | $ 29,000 |
| Spotsylvania County Virginia | 2 | $ 2,399,000 | $ 1,199,000 | $ 540,000 |
| Mohave County Arizona | 1 | $ 352,000 | $ 352,000 | $ 112,000 |
| Butte County California | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Humboldt County California | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Merced County California | 1 | $ 40,000 | $ 40,000 | $ 127,000 |
| San Luis Obispo County California | 1 | $ 107,000 | $ 107,000 | $ 251,000 |
| Sierra County California | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Sonoma County California | 1 | $ 495,000 | $ 495,000 | $ 121,000 |
| Adams County Colorado | 1 | $ 114,000 | $ 114,000 | $ 59,000 |
| Broomfield County Colorado | 1 | $ 386,000 | $ 386,000 | $ 300,000 |
| Jefferson County Colorado | 1 | $ 700,000 | $ 700,000 | $ 572,000 |
| Park County Colorado | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Weld County Colorado | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Duval County Florida | 1 | $ 1,657,000 | $ 1,657,000 | $ 432,000 |
| Lake County Florida | 1 | $ 34,000 | $ 34,000 | $ 175,000 |
| Lee County Florida | 1 | $ 87,000 | $ 87,000 | $ 135,000 |
| Manatee County Florida | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Monroe County Florida | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Pasco County Florida | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Santa Rosa County Florida | 1 | $ 189,000 | $ 189,000 | $ 115,000 |
| Sarasota County Florida | 1 | $ 289,000 | $ 289,000 | $ 226,000 |
| Seminole County Florida | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| St. Lucie County Florida | 1 | $ 181,000 | $ 181,000 | $ 40,000 |
| Cobb County Georgia | 1 | $ 473,000 | $ 473,000 | $ 180,000 |
| Habersham County Georgia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Hall County Georgia | 1 | $ 70,000 | $ 70,000 | $ 189,000 |
| Turner County Georgia | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Honolulu County Hawaii | 1 | $ 115,000 | $ 115,000 | $ 240,000 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Madison County Indiana | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Marion County Indiana | 1 | $ 352,000 | $ 352,000 | $ 226,000 |
| Morgan County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 96,000 | $ 96,000 | $ 121,000 |
| Baltimore County Maryland | 1 | $ 34,000 | $ 34,000 | $ 51,000 |
| Baltimore City County Maryland | 1 | $ 63,000 | $ 63,000 | $ 92,000 |
| Carroll County Maryland | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Harford County Maryland | 1 | $ 292,000 | $ 292,000 | $ 52,000 |
| Montgomery County Maryland | 1 | $ 317,000 | $ 317,000 | $ 81,000 |
| Jackson County Missouri | 1 | $ 38,000 | $ 38,000 | $ 768,000 |
| Jefferson County Missouri | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| St. Louis City County Missouri | 1 | $ 178,000 | $ 178,000 | $ 89,000 |
| Bernalillo County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 68,000 |
| Eddy County New Mexico | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Sandoval County New Mexico | 1 | $ 380,000 | $ 380,000 | $ 115,000 |
| Mecklenburg County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 276,000 |
| Comanche County Oklahoma | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Douglas County Oregon | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Jackson County Oregon | 1 | $ 200,000 | $ 200,000 | $ 564,000 |
| Lane County Oregon | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Parker County Texas | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Beaver County Utah | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Cache County Utah | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| Culpeper County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Newport News County Virginia | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Prince William County Virginia | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Stafford County Virginia | 1 | $ 362,000 | $ 362,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 588 | $161,761,000 | $275,000 | $2,000,000 | $149,000 | $1,838,000 |
| Home Purchase | 326 | $89,184,000 | $273,000 | $1,477,000 | $169,000 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 473 | $132,912,000 | $280,000 | $1,999,000 | $167,000 | $1,838,000 |
| Hispanic | 230 | $52,756,000 | $229,000 | $1,477,000 | $104,000 | $626,000 |
| Black or African American | 82 | $22,283,000 | $271,000 | $1,190,000 | $219,000 | $1,500,000 |
| Not Provided | 81 | $28,489,000 | $351,000 | $1,680,000 | $155,000 | $675,000 |
| Asian | 30 | $9,487,000 | $316,000 | $1,288,000 | $183,000 | $478,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,095,000 | $315,000 | $2,000,000 | $212,000 | $720,000 |
| American Indian or Alaskan Native | 5 | $923,000 | $184,000 | $500,000 | $106,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 914 | $250,945,000 | $274,000 | $2,000,000 | $156,000 | $1,838,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 369 | $95,593,000 | $259,000 | $1,999,000 | $140,000 | $768,000 |
| Application Denied By Financial Institution | 268 | $81,053,000 | $302,000 | $2,000,000 | $171,000 | $1,500,000 |
| Loan Originated | 201 | $50,459,000 | $251,000 | $1,680,000 | $164,000 | $1,838,000 |
| File Closed For Incompleteness | 55 | $15,326,000 | $278,000 | $1,275,000 | $162,000 | $534,000 |
| Application Approved But Not Accepted | 21 | $8,514,000 | $405,000 | $1,463,000 | $163,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 69 | $20,008,000 | $289,000 | $1,477,000 | $206,000 | $1,253,000 |
| Credit History | 63 | $20,072,000 | $318,000 | $1,650,000 | $124,000 | $900,000 |
| Unverifiable Information | 18 | $5,546,000 | $308,000 | $2,000,000 | $162,000 | $720,000 |
| Collateral | 17 | $4,659,000 | $274,000 | $1,140,000 | $151,000 | $564,000 |
| Debt-To-Income Ratio | 14 | $4,277,000 | $305,000 | $602,000 | $81,000 | $262,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,928,000 | $418,000 | $1,190,000 | $517,000 | $1,500,000 |
| Employment History | 1 | $368,000 | $368,000 | $368,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.