Iserve Residential Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Iserve Residential Lending 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending 13520 Evening Creek Drive Suite #400 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 837 |
| Total Mortgage Loan Application Amount | $203,352,000 |
| Average Mortgage Loan Application Amount | $242,000 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Iserve Residential Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Iserve Residential Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 181 | $ 42,944,000 | $ 237,000 | $ 91,000 |
| Los Angeles County California | 83 | $ 28,327,000 | $ 341,000 | $ 115,000 |
| Clark County Nevada | 49 | $ 10,540,000 | $ 215,000 | $ 101,000 |
| Bernalillo County New Mexico | 39 | $ 5,230,000 | $ 134,000 | $ 42,000 |
| Riverside County California | 32 | $ 7,696,000 | $ 240,000 | $ 78,000 |
| San Bernardino County California | 30 | $ 8,669,000 | $ 288,000 | $ 84,000 |
| Orange County California | 24 | $ 8,784,000 | $ 366,000 | $ 125,000 |
| Pinal County Arizona | 23 | $ 4,302,000 | $ 187,000 | $ 67,000 |
| San Diego County California | 19 | $ 5,189,000 | $ 273,000 | $ 151,000 |
| Jefferson County Alabama | 14 | $ 1,400,000 | $ 100,000 | $ 36,000 |
| Yavapai County Arizona | 12 | $ 2,058,000 | $ 171,000 | $ 75,000 |
| Fresno County California | 11 | $ 1,900,000 | $ 172,000 | $ 52,000 |
| Miami-Dade County Florida | 11 | $ 2,446,000 | $ 222,000 | $ 68,000 |
| Salt Lake County Utah | 11 | $ 2,333,000 | $ 212,000 | $ 70,000 |
| Pima County Arizona | 10 | $ 1,444,000 | $ 144,000 | $ 55,000 |
| Sacramento County California | 10 | $ 2,666,000 | $ 266,000 | $ 68,000 |
| Utah County Utah | 10 | $ 3,605,000 | $ 360,000 | $ 174,000 |
| El Paso County Colorado | 8 | $ 1,500,000 | $ 187,000 | $ 98,000 |
| Fulton County Georgia | 8 | $ 1,655,000 | $ 206,000 | $ 97,000 |
| Adams County Colorado | 7 | $ 1,255,000 | $ 179,000 | $ 70,000 |
| Denver County Colorado | 7 | $ 1,252,000 | $ 178,000 | $ 111,000 |
| St. Louis County Missouri | 7 | $ 650,000 | $ 92,000 | $ 46,000 |
| St. Louis City County Missouri | 7 | $ 1,003,000 | $ 143,000 | $ 64,000 |
| Kern County California | 6 | $ 962,000 | $ 160,000 | $ 71,000 |
| San Joaquin County California | 6 | $ 874,000 | $ 145,000 | $ 59,000 |
| Santa Clara County California | 6 | $ 2,546,000 | $ 424,000 | $ 174,000 |
| Contra Costa County California | 5 | $ 1,355,000 | $ 271,000 | $ 97,000 |
| Lake County California | 5 | $ 1,024,000 | $ 204,000 | $ 40,000 |
| Ventura County California | 5 | $ 1,538,000 | $ 307,000 | $ 90,000 |
| Prince George's County Maryland | 5 | $ 2,051,000 | $ 410,000 | $ 126,000 |
| Jackson County Missouri | 5 | $ 426,000 | $ 85,000 | $ 95,000 |
| St. Charles County Missouri | 5 | $ 1,021,000 | $ 204,000 | $ 105,000 |
| Washoe County Nevada | 5 | $ 1,007,000 | $ 201,000 | $ 76,000 |
| Sandoval County New Mexico | 5 | $ 745,000 | $ 149,000 | $ 39,000 |
| Valencia County New Mexico | 5 | $ 918,000 | $ 183,000 | $ 40,000 |
| San Francisco County California | 4 | $ 1,930,000 | $ 482,000 | $ 184,000 |
| Tulare County California | 4 | $ 569,000 | $ 142,000 | $ 43,000 |
| Mohave County Arizona | 3 | $ 472,000 | $ 157,000 | $ 54,000 |
| Yuma County Arizona | 3 | $ 891,000 | $ 297,000 | $ 70,000 |
| Alameda County California | 3 | $ 1,002,000 | $ 334,000 | $ 124,000 |
| Duval County Florida | 3 | $ 334,000 | $ 111,000 | $ 55,000 |
| DeKalb County Georgia | 3 | $ 1,322,000 | $ 440,000 | $ 127,000 |
| Carroll County Maryland | 3 | $ 907,000 | $ 302,000 | $ 122,000 |
| Taney County Missouri | 3 | $ 1,114,000 | $ 371,000 | $ 272,000 |
| Clackamas County Oregon | 3 | $ 770,000 | $ 256,000 | $ 95,000 |
| Multnomah County Oregon | 3 | $ 537,000 | $ 179,000 | $ 61,000 |
| Washington County Utah | 3 | $ 3,713,000 | $ 1,237,000 | $ 376,000 |
| Blount County Alabama | 2 | $ 422,000 | $ 211,000 | $ 53,000 |
| Calaveras County California | 2 | $ 735,000 | $ 367,000 | $ 110,000 |
| Kings County California | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
| Placer County California | 2 | $ 476,000 | $ 238,000 | $ 81,000 |
| Solano County California | 2 | $ 736,000 | $ 368,000 | $ 54,000 |
| Arapahoe County Colorado | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Larimer County Colorado | 2 | $ 202,000 | $ 101,000 | $ 56,000 |
| Hillsborough County Florida | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Okaloosa County Florida | 2 | $ 567,000 | $ 283,000 | $ 139,000 |
| Orange County Florida | 2 | $ 388,000 | $ 194,000 | $ 88,000 |
| Pinellas County Florida | 2 | $ 394,000 | $ 197,000 | $ 65,000 |
| Cobb County Georgia | 2 | $ 699,000 | $ 349,000 | $ 88,000 |
| Gwinnett County Georgia | 2 | $ 365,000 | $ 182,000 | $ 82,000 |
| Platte County Missouri | 2 | $ 409,000 | $ 204,000 | $ 95,000 |
| Elko County Nevada | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Lyon County Nevada | 2 | $ 372,000 | $ 186,000 | $ 63,000 |
| Catawba County North Carolina | 2 | $ 147,000 | $ 73,000 | $ 29,000 |
| Cumberland County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 76,000 |
| Horry County South Carolina | 2 | $ 676,000 | $ 338,000 | $ 126,000 |
| Iron County Utah | 2 | $ 414,000 | $ 207,000 | $ 63,000 |
| Weber County Utah | 2 | $ 844,000 | $ 422,000 | $ 95,000 |
| Henrico County Virginia | 2 | $ 335,000 | $ 167,000 | $ 39,000 |
| Shelby County Alabama | 1 | $ 201,000 | $ 201,000 | $ 62,000 |
| St. Clair County Alabama | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Coconino County Arizona | 1 | $ 177,000 | $ 177,000 | $ 50,000 |
| Greenlee County Arizona | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Navajo County Arizona | 1 | $ 323,000 | $ 323,000 | $ 140,000 |
| Imperial County California | 1 | $ 201,000 | $ 201,000 | $ 51,000 |
| Marin County California | 1 | $ 322,000 | $ 322,000 | $ 86,000 |
| Mendocino County California | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
| Modoc County California | 1 | $ 162,000 | $ 162,000 | $ 30,000 |
| Monterey County California | 1 | $ 248,000 | $ 248,000 | $ 41,000 |
| San Luis Obispo County California | 1 | $ 411,000 | $ 411,000 | $ 234,000 |
| San Mateo County California | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Santa Barbara County California | 1 | $ 178,000 | $ 178,000 | $ 35,000 |
| Shasta County California | 1 | $ 199,000 | $ 199,000 | $ 95,000 |
| Siskiyou County California | 1 | $ 176,000 | $ 176,000 | $ 41,000 |
| Sonoma County California | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Stanislaus County California | 1 | $ 257,000 | $ 257,000 | $ 100,000 |
| Yuba County California | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Douglas County Colorado | 1 | $ 862,000 | $ 862,000 | $ 163,000 |
| Elbert County Colorado | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Lake County Colorado | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Pueblo County Colorado | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Summit County Colorado | 1 | $ 1,490,000 | $ 1,490,000 | $ 363,000 |
| Weld County Colorado | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Baker County Florida | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Broward County Florida | 1 | $ 199,000 | $ 199,000 | $ 115,000 |
| Indian River County Florida | 1 | $ 540,000 | $ 540,000 | $ 216,000 |
| Manatee County Florida | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Osceola County Florida | 1 | $ 237,000 | $ 237,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 136,000 | $ 136,000 | $ 116,000 |
| Barrow County Georgia | 1 | $ 392,000 | $ 392,000 | $ 133,000 |
| Cherokee County Georgia | 1 | $ 371,000 | $ 371,000 | $ 91,000 |
| Clayton County Georgia | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Columbia County Georgia | 1 | $ 222,000 | $ 222,000 | $ 96,000 |
| Newton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Paulding County Georgia | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Bannock County Idaho | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Twin Falls County Idaho | 1 | $ 166,000 | $ 166,000 | $ 68,000 |
| Baltimore City County Maryland | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Camden County Missouri | 1 | $ 194,000 | $ 194,000 | $ 160,000 |
| Cole County Missouri | 1 | $ 66,000 | $ 66,000 | $ 108,000 |
| Greene County Missouri | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Jefferson County Missouri | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Humboldt County Nevada | 1 | $ 222,000 | $ 222,000 | $ 71,000 |
| Lincoln County Nevada | 1 | $ 174,000 | $ 174,000 | $ 74,000 |
| Nye County Nevada | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
| San Juan County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Beaufort County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Cabarrus County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Edgecombe County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Lenoir County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Mecklenburg County North Carolina | 1 | $ 499,000 | $ 499,000 | $ 165,000 |
| New Hanover County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 41,000 |
| Wake County North Carolina | 1 | $ 331,000 | $ 331,000 | $ 108,000 |
| Lane County Oregon | 1 | $ 234,000 | $ 234,000 | $ 50,000 |
| Marion County Oregon | 1 | $ 339,000 | $ 339,000 | $ 234,000 |
| Morrow County Oregon | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Polk County Oregon | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Washington County Oregon | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Lexington County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Box Elder County Utah | 1 | $ 136,000 | $ 136,000 | $ 26,000 |
| Davis County Utah | 1 | $ 202,000 | $ 202,000 | $ 71,000 |
| Duchesne County Utah | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Grand County Utah | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Sanpete County Utah | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Tooele County Utah | 1 | $ 209,000 | $ 209,000 | $ 53,000 |
| Goochland County Virginia | 1 | $ 374,000 | $ 374,000 | $ 101,000 |
| King and Queen County Virginia | 1 | $ 110,000 | $ 110,000 | $ 15,000 |
| Prince William County Virginia | 1 | $ 161,000 | $ 161,000 | $ 86,000 |
| Clark County Washington | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 505 | $123,464,000 | $244,000 | $3,000,000 | $85,000 | $838,000 |
| Home Purchase | 332 | $79,888,000 | $240,000 | $4,700,000 | $97,000 | $1,073,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 348 | $93,610,000 | $268,000 | $4,700,000 | $109,000 | $937,000 |
| Hispanic | 283 | $59,933,000 | $211,000 | $900,000 | $68,000 | $1,073,000 |
| Not Provided | 94 | $24,435,000 | $259,000 | $975,000 | $92,000 | $357,000 |
| Black or African American | 81 | $16,161,000 | $199,000 | $863,000 | $76,000 | $330,000 |
| Asian | 26 | $7,543,000 | $290,000 | $875,000 | $105,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,484,000 | $371,000 | $648,000 | $117,000 | $191,000 |
| American Indian or Alaskan Native | 1 | $186,000 | $186,000 | $186,000 | $73,000 | $73,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 464 | $97,554,000 | $210,000 | $579,000 | $74,000 | $450,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 373 | $105,798,000 | $283,000 | $4,700,000 | $109,000 | $1,073,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 299 | $75,960,000 | $254,000 | $3,000,000 | $89,000 | $937,000 |
| Application Withdrawn By Applicant | 291 | $73,730,000 | $253,000 | $4,700,000 | $95,000 | $1,073,000 |
| Loan Originated | 174 | $35,856,000 | $206,000 | $737,000 | $79,000 | $382,000 |
| File Closed For Incompleteness | 58 | $13,330,000 | $229,000 | $624,000 | $97,000 | $330,000 |
| Application Approved But Not Accepted | 15 | $4,476,000 | $298,000 | $588,000 | $124,000 | $450,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 86 | $19,747,000 | $229,000 | $1,812,000 | $89,000 | $937,000 |
| Debt-To-Income Ratio | 58 | $18,985,000 | $327,000 | $3,000,000 | $99,000 | $838,000 |
| Credit History | 47 | $10,472,000 | $222,000 | $1,250,000 | $70,000 | $372,000 |
| Collateral | 27 | $6,409,000 | $237,000 | $862,000 | $88,000 | $215,000 |
| Unverifiable Information | 16 | $5,047,000 | $315,000 | $731,000 | $97,000 | $220,000 |
| Mortgage Insurance Denied | 11 | $2,409,000 | $219,000 | $374,000 | $70,000 | $147,000 |
| Employment History | 5 | $1,225,000 | $245,000 | $520,000 | $78,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $178,000 | $178,000 | $178,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.