Iserve Residential Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Iserve Residential Lending 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending 13520 Evening Creek Drive Suite #400 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 440 |
| Total Mortgage Loan Application Amount | $90,584,000 |
| Average Mortgage Loan Application Amount | $204,500 |
| Highest Mortgage Loan Application Amount | $980,000 |
| Average Applicant Income | $71,500 |
| Highest Applicant Income | $670,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Iserve Residential Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Iserve Residential Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 54 | $ 7,202,000 | $ 133,000 | $ 43,000 |
| Santa Fe County New Mexico | 54 | $ 13,441,000 | $ 248,000 | $ 83,000 |
| Los Angeles County California | 42 | $ 12,451,000 | $ 296,000 | $ 73,000 |
| Maricopa County Arizona | 40 | $ 6,758,000 | $ 168,000 | $ 78,000 |
| Dona Ana County New Mexico | 26 | $ 5,114,000 | $ 196,000 | $ 80,000 |
| San Bernardino County California | 22 | $ 4,762,000 | $ 216,000 | $ 69,000 |
| Riverside County California | 17 | $ 4,093,000 | $ 240,000 | $ 72,000 |
| San Diego County California | 12 | $ 4,545,000 | $ 378,000 | $ 126,000 |
| Spartanburg County South Carolina | 10 | $ 1,277,000 | $ 127,000 | $ 35,000 |
| Jefferson County Alabama | 9 | $ 1,234,000 | $ 137,000 | $ 57,000 |
| Walker County Alabama | 9 | $ 1,063,000 | $ 118,000 | $ 53,000 |
| Valencia County New Mexico | 9 | $ 826,000 | $ 91,000 | $ 36,000 |
| Salt Lake County Utah | 8 | $ 2,099,000 | $ 262,000 | $ 62,000 |
| Orange County California | 7 | $ 2,419,000 | $ 345,000 | $ 91,000 |
| Rutherford County Tennessee | 7 | $ 838,000 | $ 119,000 | $ 36,000 |
| Macon County Tennessee | 6 | $ 838,000 | $ 139,000 | $ 56,000 |
| Mobile County Alabama | 5 | $ 588,000 | $ 117,000 | $ 64,000 |
| Shelby County Alabama | 5 | $ 809,000 | $ 161,000 | $ 78,000 |
| Davis County Utah | 5 | $ 976,000 | $ 195,000 | $ 4,000 |
| Utah County Utah | 5 | $ 952,000 | $ 190,000 | $ 24,000 |
| Marengo County Alabama | 4 | $ 691,000 | $ 172,000 | $ 56,000 |
| Pinal County Arizona | 4 | $ 642,000 | $ 160,000 | $ 68,000 |
| Humboldt County California | 4 | $ 591,000 | $ 147,000 | $ 45,000 |
| Sandoval County New Mexico | 4 | $ 811,000 | $ 202,000 | $ 82,000 |
| Sumner County Tennessee | 4 | $ 996,000 | $ 249,000 | $ 72,000 |
| Miami-Dade County Florida | 3 | $ 539,000 | $ 179,000 | $ 72,000 |
| Twin Falls County Idaho | 3 | $ 683,000 | $ 227,000 | $ 143,000 |
| Sevier County Tennessee | 3 | $ 656,000 | $ 218,000 | $ 90,000 |
| Hale County Alabama | 2 | $ 391,000 | $ 195,000 | $ 72,000 |
| Tuscaloosa County Alabama | 2 | $ 314,000 | $ 157,000 | $ 57,000 |
| Winston County Alabama | 2 | $ 111,000 | $ 55,000 | $ 18,000 |
| Yavapai County Arizona | 2 | $ 408,000 | $ 204,000 | $ 46,000 |
| Contra Costa County California | 2 | $ 395,000 | $ 197,000 | $ 67,000 |
| Sacramento County California | 2 | $ 402,000 | $ 201,000 | $ 65,000 |
| Collier County Florida | 2 | $ 428,000 | $ 214,000 | $ 134,000 |
| Jerome County Idaho | 2 | $ 360,000 | $ 180,000 | $ 30,000 |
| Rio Arriba County New Mexico | 2 | $ 239,000 | $ 119,000 | $ 40,000 |
| Beaufort County South Carolina | 2 | $ 391,000 | $ 195,000 | $ 179,000 |
| Williamson County Tennessee | 2 | $ 1,397,000 | $ 698,000 | $ 117,000 |
| Colbert County Alabama | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Cullman County Alabama | 1 | $ 237,000 | $ 237,000 | $ 82,000 |
| Elmore County Alabama | 1 | $ 196,000 | $ 196,000 | $ 102,000 |
| Franklin County Alabama | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Geneva County Alabama | 1 | $ 71,000 | $ 71,000 | $ 86,000 |
| Lauderdale County Alabama | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Perry County Alabama | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| St. Clair County Alabama | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Talladega County Alabama | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Greenlee County Arizona | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Alameda County California | 1 | $ 383,000 | $ 383,000 | $ 133,000 |
| Placer County California | 1 | $ 148,000 | $ 148,000 | $ 127,000 |
| San Joaquin County California | 1 | $ 432,000 | $ 432,000 | $ 92,000 |
| Santa Clara County California | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Ventura County California | 1 | $ 660,000 | $ 660,000 | $ 250,000 |
| Adams County Colorado | 1 | $ 326,000 | $ 326,000 | $ 158,000 |
| Douglas County Colorado | 1 | $ 406,000 | $ 406,000 | $ 130,000 |
| Jefferson County Colorado | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Hillsborough County Florida | 1 | $ 353,000 | $ 353,000 | $ 157,000 |
| Orange County Florida | 1 | $ 393,000 | $ 393,000 | $ 670,000 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 12,000 |
| Kootenai County Idaho | 1 | $ 164,000 | $ 164,000 | $ 12,000 |
| Chaves County New Mexico | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Cibola County New Mexico | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| San Juan County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Sierra County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Taos County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 101,000 |
| Durham County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Mecklenburg County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Anderson County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 20,000 |
| Davidson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 670,000 |
| Shelby County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 80,000 |
| Warren County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 45,000 |
| Box Elder County Utah | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Henrico County Virginia | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 251 | $53,156,000 | $211,000 | $980,000 | $72,000 | $670,000 |
| Home Purchase | 189 | $37,428,000 | $198,000 | $710,000 | $71,000 | $237,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 265 | $58,682,000 | $221,000 | $980,000 | $78,000 | $670,000 |
| Hispanic | 132 | $23,523,000 | $178,000 | $710,000 | $59,000 | $670,000 |
| Not Provided | 23 | $4,875,000 | $211,000 | $437,000 | $87,000 | $271,000 |
| Black or African American | 12 | $1,866,000 | $155,000 | $330,000 | $42,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $773,000 | $193,000 | $452,000 | $64,000 | $104,000 |
| Asian | 4 | $865,000 | $216,000 | $350,000 | $67,000 | $110,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 239 | $44,667,000 | $186,000 | $710,000 | $59,000 | $250,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 200 | $45,774,000 | $228,000 | $980,000 | $86,000 | $670,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $143,000 | $143,000 | $143,000 | $66,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 306 | $61,663,000 | $201,000 | $710,000 | $71,000 | $670,000 |
| Application Withdrawn By Applicant | 72 | $15,364,000 | $213,000 | $980,000 | $72,000 | $237,000 |
| Application Denied By Financial Institution | 32 | $6,651,000 | $207,000 | $417,000 | $60,000 | $130,000 |
| File Closed For Incompleteness | 21 | $4,670,000 | $222,000 | $900,000 | $97,000 | $261,000 |
| Application Approved But Not Accepted | 9 | $2,236,000 | $248,000 | $660,000 | $63,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $2,218,000 | $221,000 | $417,000 | $46,000 | $96,000 |
| Credit History | 6 | $835,000 | $139,000 | $269,000 | $61,000 | $107,000 |
| Collateral | 5 | $1,113,000 | $222,000 | $277,000 | $71,000 | $130,000 |
| Other | 5 | $1,291,000 | $258,000 | $415,000 | $88,000 | $114,000 |
| Employment History | 3 | $333,000 | $111,000 | $148,000 | $39,000 | $48,000 |
| Unverifiable Information | 2 | $585,000 | $292,000 | $359,000 | $68,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.