United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Security Financial Corp 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 952 |
| Total Mortgage Loan Application Amount | $250,851,000 |
| Average Mortgage Loan Application Amount | $267,500 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $141,500 |
| Highest Applicant Income | $1,218,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 93 | $ 25,511,000 | $ 274,000 | $ 178,000 |
| Los Angeles County California | 54 | $ 16,448,000 | $ 304,000 | $ 139,000 |
| Miami-Dade County Florida | 36 | $ 8,609,000 | $ 239,000 | $ 168,000 |
| Broward County Florida | 31 | $ 7,969,000 | $ 257,000 | $ 90,000 |
| San Diego County California | 29 | $ 9,993,000 | $ 344,000 | $ 161,000 |
| Cuyahoga County Ohio | 29 | $ 4,604,000 | $ 158,000 | $ 52,000 |
| Riverside County California | 26 | $ 8,559,000 | $ 329,000 | $ 187,000 |
| Santa Clara County California | 22 | $ 7,216,000 | $ 328,000 | $ 103,000 |
| Orange County California | 21 | $ 7,191,000 | $ 342,000 | $ 136,000 |
| Fulton County Georgia | 21 | $ 6,808,000 | $ 324,000 | $ 110,000 |
| Alameda County California | 20 | $ 5,439,000 | $ 271,000 | $ 125,000 |
| Escambia County Florida | 19 | $ 2,174,000 | $ 114,000 | $ 54,000 |
| Contra Costa County California | 18 | $ 7,716,000 | $ 428,000 | $ 208,000 |
| Cobb County Georgia | 17 | $ 1,817,000 | $ 106,000 | $ 103,000 |
| Honolulu County Hawaii | 17 | $ 3,452,000 | $ 203,000 | $ 10,000 |
| Sacramento County California | 16 | $ 4,258,000 | $ 266,000 | $ 122,000 |
| DeKalb County Georgia | 16 | $ 2,812,000 | $ 175,000 | $ 58,000 |
| Clark County Nevada | 16 | $ 2,526,000 | $ 157,000 | $ 47,000 |
| Bay County Florida | 14 | $ 6,565,000 | $ 468,000 | $ 373,000 |
| Orange County Florida | 14 | $ 4,698,000 | $ 335,000 | $ 127,000 |
| Cook County Illinois | 14 | $ 5,030,000 | $ 359,000 | $ 115,000 |
| San Bernardino County California | 13 | $ 4,096,000 | $ 315,000 | $ 193,000 |
| Milwaukee County Wisconsin | 13 | $ 1,917,000 | $ 147,000 | $ 126,000 |
| Shelby County Tennessee | 12 | $ 1,388,000 | $ 115,000 | $ 47,000 |
| Stanislaus County California | 11 | $ 2,931,000 | $ 266,000 | $ 97,000 |
| Maricopa County Arizona | 10 | $ 2,714,000 | $ 271,000 | $ 127,000 |
| Solano County California | 10 | $ 2,141,000 | $ 214,000 | $ 125,000 |
| Prince George's County Maryland | 10 | $ 1,374,000 | $ 137,000 | $ 67,000 |
| Utah County Utah | 10 | $ 1,441,000 | $ 144,000 | $ 79,000 |
| Marion County Indiana | 9 | $ 1,014,000 | $ 112,000 | $ 136,000 |
| Baldwin County Alabama | 7 | $ 2,027,000 | $ 289,000 | $ 323,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,318,000 | $ 331,000 | $ 304,000 |
| Palm Beach County Florida | 7 | $ 2,652,000 | $ 378,000 | $ 207,000 |
| Hamilton County Ohio | 7 | $ 1,324,000 | $ 189,000 | $ 27,000 |
| Lorain County Ohio | 7 | $ 798,000 | $ 114,000 | $ 49,000 |
| Wasatch County Utah | 7 | $ 2,582,000 | $ 368,000 | $ 166,000 |
| El Paso County Colorado | 6 | $ 986,000 | $ 164,000 | $ 92,000 |
| Collier County Florida | 6 | $ 935,000 | $ 155,000 | $ 118,000 |
| Clayton County Georgia | 6 | $ 1,200,000 | $ 200,000 | $ 199,000 |
| Spalding County Georgia | 6 | $ 401,000 | $ 66,000 | $ 155,000 |
| Hennepin County Minnesota | 6 | $ 1,031,000 | $ 171,000 | $ 98,000 |
| Ramsey County Minnesota | 6 | $ 790,000 | $ 131,000 | $ 100,000 |
| Harris County Texas | 6 | $ 1,954,000 | $ 325,000 | $ 165,000 |
| Travis County Texas | 6 | $ 721,000 | $ 120,000 | $ 240,000 |
| Summit County Utah | 6 | $ 7,443,000 | $ 1,240,000 | $ 561,000 |
| Washington County Utah | 6 | $ 1,643,000 | $ 273,000 | $ 119,000 |
| Henry County Georgia | 5 | $ 371,000 | $ 74,000 | $ 58,000 |
| Lucas County Ohio | 5 | $ 562,000 | $ 112,000 | $ 55,000 |
| Bexar County Texas | 5 | $ 510,000 | $ 102,000 | $ 195,000 |
| Davis County Utah | 5 | $ 549,000 | $ 109,000 | $ 111,000 |
| Tooele County Utah | 5 | $ 609,000 | $ 121,000 | $ 57,000 |
| Weber County Utah | 5 | $ 621,000 | $ 124,000 | $ 94,000 |
| Sonoma County California | 4 | $ 1,576,000 | $ 394,000 | $ 287,000 |
| Newton County Georgia | 4 | $ 319,000 | $ 79,000 | $ 30,000 |
| Maui County Hawaii | 4 | $ 1,715,000 | $ 428,000 | $ 210,000 |
| Summit County Ohio | 4 | $ 402,000 | $ 100,000 | $ 37,000 |
| Tulsa County Oklahoma | 4 | $ 131,000 | $ 32,000 | $ 108,000 |
| Richland County South Carolina | 4 | $ 453,000 | $ 113,000 | $ 111,000 |
| Pima County Arizona | 3 | $ 461,000 | $ 153,000 | $ 37,000 |
| Kern County California | 3 | $ 620,000 | $ 206,000 | $ 138,000 |
| Lee County Florida | 3 | $ 1,129,000 | $ 376,000 | $ 256,000 |
| Osceola County Florida | 3 | $ 349,000 | $ 116,000 | $ 83,000 |
| Polk County Florida | 3 | $ 322,000 | $ 107,000 | $ 61,000 |
| Baltimore County Maryland | 3 | $ 360,000 | $ 120,000 | $ 87,000 |
| Oakland County Michigan | 3 | $ 1,132,000 | $ 377,000 | $ 15,000 |
| Anoka County Minnesota | 3 | $ 540,000 | $ 180,000 | $ 74,000 |
| Suffolk County New York | 3 | $ 938,000 | $ 312,000 | $ 34,000 |
| Stark County Ohio | 3 | $ 404,000 | $ 134,000 | $ 58,000 |
| Putnam County West Virginia | 3 | $ 1,540,000 | $ 513,000 | $ 243,000 |
| Anchorage County Alaska | 2 | $ 605,000 | $ 302,000 | $ 58,000 |
| Butte County California | 2 | $ 276,000 | $ 138,000 | $ 198,000 |
| Madera County California | 2 | $ 171,000 | $ 85,000 | $ 53,000 |
| San Francisco County California | 2 | $ 1,000,000 | $ 500,000 | $ 232,000 |
| San Joaquin County California | 2 | $ 1,372,000 | $ 686,000 | $ 393,000 |
| San Luis Obispo County California | 2 | $ 504,000 | $ 252,000 | $ 720,000 |
| San Mateo County California | 2 | $ 819,000 | $ 409,000 | $ 204,000 |
| Santa Barbara County California | 2 | $ 680,000 | $ 340,000 | $ 216,000 |
| Adams County Colorado | 2 | $ 184,000 | $ 92,000 | $ 29,000 |
| Arapahoe County Colorado | 2 | $ 660,000 | $ 330,000 | $ 372,000 |
| Denver County Colorado | 2 | $ 235,000 | $ 117,000 | $ 180,000 |
| Elbert County Colorado | 2 | $ 490,000 | $ 245,000 | $ 180,000 |
| Hernando County Florida | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 257,000 | $ 128,000 | $ 300,000 |
| Monroe County Florida | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 475,000 | $ 237,000 | $ 0 |
| Pasco County Florida | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Sarasota County Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Volusia County Florida | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Bibb County Georgia | 2 | $ 105,000 | $ 52,000 | $ 107,000 |
| Chatham County Georgia | 2 | $ 2,650,000 | $ 1,325,000 | $ 900,000 |
| Gwinnett County Georgia | 2 | $ 686,000 | $ 343,000 | $ 108,000 |
| Teton County Idaho | 2 | $ 1,502,000 | $ 751,000 | $ 720,000 |
| Morgan County Indiana | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 85,000 | $ 42,000 | $ 47,000 |
| Charles County Maryland | 2 | $ 285,000 | $ 142,000 | $ 177,000 |
| Frederick County Maryland | 2 | $ 447,000 | $ 223,000 | $ 93,000 |
| Montgomery County Maryland | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 1,291,000 | $ 645,000 | $ 720,000 |
| Dakota County Minnesota | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
| Washington County Minnesota | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Douglas County Nevada | 2 | $ 2,535,000 | $ 1,267,000 | $ 900,000 |
| Washoe County Nevada | 2 | $ 395,000 | $ 197,000 | $ 100,000 |
| Dare County North Carolina | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Wake County North Carolina | 2 | $ 675,000 | $ 337,000 | $ 228,000 |
| Montgomery County Ohio | 2 | $ 295,000 | $ 147,000 | $ 85,000 |
| Denton County Texas | 2 | $ 508,000 | $ 254,000 | $ 318,000 |
| Tarrant County Texas | 2 | $ 81,000 | $ 40,000 | $ 29,000 |
| Pierce County Washington | 2 | $ 360,000 | $ 180,000 | $ 230,000 |
| Wayne County West Virginia | 2 | $ 1,770,000 | $ 885,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Crittenden County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Lake County California | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Ouray County Colorado | 1 | $ 470,000 | $ 470,000 | $ 162,000 |
| New Haven County Connecticut | 1 | $ 171,000 | $ 171,000 | $ 57,000 |
| Highlands County Florida | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Cherokee County Georgia | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Kauai County Hawaii | 1 | $ 560,000 | $ 560,000 | $ 117,000 |
| Ada County Idaho | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 93,000 | $ 93,000 | $ 64,000 |
| Rock Island County Illinois | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Hancock County Indiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Scott County Iowa | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| East Baton Rouge County Louisiana | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 300,000 | $ 300,000 | $ 71,000 |
| Saginaw County Michigan | 1 | $ 51,000 | $ 51,000 | $ 66,000 |
| Sanilac County Michigan | 1 | $ 113,000 | $ 113,000 | $ 122,000 |
| Greene County Missouri | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Broome County New York | 1 | $ 222,000 | $ 222,000 | $ 116,000 |
| Erie County New York | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Westchester County New York | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Champaign County Ohio | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Clermont County Ohio | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
| Delaware County Ohio | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Franklin County Ohio | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Guernsey County Ohio | 1 | $ 118,000 | $ 118,000 | $ 22,000 |
| Knox County Ohio | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Chester County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 91,000 |
| Beaufort County South Carolina | 1 | $ 1,306,000 | $ 1,306,000 | $ 283,000 |
| Knox County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Collin County Texas | 1 | $ 1,610,000 | $ 1,610,000 | $ 720,000 |
| Dallas County Texas | 1 | $ 102,000 | $ 102,000 | $ 205,000 |
| Box Elder County Utah | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Sanpete County Utah | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Clark County Washington | 1 | $ 253,000 | $ 253,000 | $ 132,000 |
| Island County Washington | 1 | $ 248,000 | $ 248,000 | $ 59,000 |
| King County Washington | 1 | $ 303,000 | $ 303,000 | $ 70,000 |
| Lewis County West Virginia | 1 | $ 218,000 | $ 218,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 603 | $152,070,000 | $252,000 | $1,983,000 | $125,000 | $1,218,000 |
| Refinancing | 349 | $98,781,000 | $283,000 | $3,500,000 | $158,000 | $1,218,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 389 | $114,505,000 | $294,000 | $3,150,000 | $170,000 | $1,218,000 |
| Black or African American | 265 | $58,264,000 | $219,000 | $3,500,000 | $102,000 | $908,000 |
| Hispanic | 139 | $31,448,000 | $226,000 | $1,369,000 | $142,000 | $508,000 |
| Not Provided | 75 | $24,293,000 | $323,000 | $1,960,000 | $101,000 | $393,000 |
| Asian | 61 | $14,253,000 | $233,000 | $975,000 | $112,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,923,000 | $289,000 | $1,090,000 | $125,000 | $420,000 |
| American Indian or Alaskan Native | 6 | $3,165,000 | $527,000 | $1,983,000 | $192,000 | $492,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 857 | $238,613,000 | $278,000 | $3,500,000 | $147,000 | $1,218,000 |
| FHA-insured (Federal Housing Administration) | 86 | $10,986,000 | $127,000 | $223,000 | $50,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,252,000 | $139,000 | $206,000 | $41,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 690 | $180,793,000 | $262,000 | $3,150,000 | $139,000 | $1,218,000 |
| Loan Originated | 240 | $64,121,000 | $267,000 | $3,500,000 | $131,000 | $908,000 |
| Application Denied By Financial Institution | 22 | $5,937,000 | $269,000 | $1,036,000 | $133,000 | $480,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $56,000 | $56,000 | $56,000 | $49,000 | $49,000 |
| Unverifiable Information | 1 | $500,000 | $500,000 | $500,000 | $228,000 | $228,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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