United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
United Security Financial Corp 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 500 |
| Total Mortgage Loan Application Amount | $118,982,000 |
| Average Mortgage Loan Application Amount | $234,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $554,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 202 | $ 46,382,000 | $ 229,000 | $ 50,000 |
| Utah County Utah | 29 | $ 8,953,000 | $ 308,000 | $ 70,000 |
| Davis County Utah | 21 | $ 5,309,000 | $ 252,000 | $ 79,000 |
| Shelby County Tennessee | 18 | $ 1,559,000 | $ 86,000 | $ 37,000 |
| Washington County Utah | 13 | $ 3,020,000 | $ 232,000 | $ 68,000 |
| Weber County Utah | 11 | $ 2,297,000 | $ 208,000 | $ 58,000 |
| Los Angeles County California | 10 | $ 3,849,000 | $ 384,000 | $ 95,000 |
| Marion County Indiana | 8 | $ 1,027,000 | $ 128,000 | $ 29,000 |
| Broward County Florida | 7 | $ 2,512,000 | $ 358,000 | $ 121,000 |
| Miami-Dade County Florida | 7 | $ 2,398,000 | $ 342,000 | $ 104,000 |
| Harris County Texas | 7 | $ 1,386,000 | $ 198,000 | $ 106,000 |
| Tooele County Utah | 5 | $ 1,146,000 | $ 229,000 | $ 72,000 |
| Fresno County California | 4 | $ 1,876,000 | $ 469,000 | $ 163,000 |
| Riverside County California | 4 | $ 1,440,000 | $ 360,000 | $ 122,000 |
| Orange County Florida | 4 | $ 812,000 | $ 203,000 | $ 86,000 |
| Plymouth County Massachusetts | 4 | $ 1,202,000 | $ 300,000 | $ 95,000 |
| Oakland County Michigan | 4 | $ 540,000 | $ 135,000 | $ 66,000 |
| DeSoto County Mississippi | 4 | $ 633,000 | $ 158,000 | $ 60,000 |
| St. Louis County Missouri | 4 | $ 353,000 | $ 88,000 | $ 33,000 |
| San Bernardino County California | 3 | $ 1,057,000 | $ 352,000 | $ 110,000 |
| New Haven County Connecticut | 3 | $ 536,000 | $ 178,000 | $ 56,000 |
| Volusia County Florida | 3 | $ 679,000 | $ 226,000 | $ 70,000 |
| Fulton County Georgia | 3 | $ 892,000 | $ 297,000 | $ 195,000 |
| Kent County Michigan | 3 | $ 394,000 | $ 131,000 | $ 46,000 |
| Clark County Nevada | 3 | $ 643,000 | $ 214,000 | $ 58,000 |
| Box Elder County Utah | 3 | $ 452,000 | $ 150,000 | $ 76,000 |
| Maricopa County Arizona | 2 | $ 292,000 | $ 146,000 | $ 35,000 |
| Sacramento County California | 2 | $ 1,364,000 | $ 682,000 | $ 119,000 |
| Collier County Florida | 2 | $ 589,000 | $ 294,000 | $ 81,000 |
| Osceola County Florida | 2 | $ 878,000 | $ 439,000 | $ 275,000 |
| Palm Beach County Florida | 2 | $ 1,993,000 | $ 996,000 | $ 277,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Middlesex County Massachusetts | 2 | $ 719,000 | $ 359,000 | $ 93,000 |
| Suffolk County Massachusetts | 2 | $ 704,000 | $ 352,000 | $ 85,000 |
| Jackson County Michigan | 2 | $ 351,000 | $ 175,000 | $ 63,000 |
| Hinds County Mississippi | 2 | $ 149,000 | $ 74,000 | $ 20,000 |
| St. Louis City County Missouri | 2 | $ 236,000 | $ 118,000 | $ 33,000 |
| Cuyahoga County Ohio | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 597,000 | $ 298,000 | $ 80,000 |
| Dallas County Texas | 2 | $ 1,132,000 | $ 566,000 | $ 165,000 |
| Baldwin County Alabama | 1 | $ 390,000 | $ 390,000 | $ 162,000 |
| Alameda County California | 1 | $ 364,000 | $ 364,000 | $ 90,000 |
| Contra Costa County California | 1 | $ 645,000 | $ 645,000 | $ 150,000 |
| Kern County California | 1 | $ 312,000 | $ 312,000 | $ 103,000 |
| Santa Clara County California | 1 | $ 356,000 | $ 356,000 | $ 112,000 |
| Denver County Colorado | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Fremont County Colorado | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Otero County Colorado | 1 | $ 32,000 | $ 32,000 | $ 60,000 |
| Fairfield County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| New London County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 43,000 |
| Tolland County Connecticut | 1 | $ 1,000 | $ 1,000 | $ 57,000 |
| Brevard County Florida | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Citrus County Florida | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| Escambia County Florida | 1 | $ 263,000 | $ 263,000 | $ 65,000 |
| Indian River County Florida | 1 | $ 247,000 | $ 247,000 | $ 327,000 |
| Pasco County Florida | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Pinellas County Florida | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Banks County Georgia | 1 | $ 262,000 | $ 262,000 | $ 72,000 |
| Barrow County Georgia | 1 | $ 132,000 | $ 132,000 | $ 123,000 |
| Bartow County Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Cobb County Georgia | 1 | $ 252,000 | $ 252,000 | $ 110,000 |
| Rockdale County Georgia | 1 | $ 396,000 | $ 396,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 174,000 | $ 174,000 | $ 136,000 |
| Hendricks County Indiana | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| St. Joseph County Indiana | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Jefferson County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Kennebec County Maine | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Prince George's County Maryland | 1 | $ 284,000 | $ 284,000 | $ 70,000 |
| Bristol County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 115,000 |
| Hampden County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 134,000 |
| Worcester County Massachusetts | 1 | $ 254,000 | $ 254,000 | $ 52,000 |
| Allegan County Michigan | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Berrien County Michigan | 1 | $ 1,000 | $ 1,000 | $ 40,000 |
| Calhoun County Michigan | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Genesee County Michigan | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Kalamazoo County Michigan | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Mason County Michigan | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Midland County Michigan | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Muskegon County Michigan | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Saginaw County Michigan | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Sanilac County Michigan | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| St. Joseph County Michigan | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Wayne County Michigan | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Wright County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Bolivar County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Copiah County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| Covington County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Harrison County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Jackson County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Jefferson Davis County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Marshall County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Tallahatchie County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Barry County Missouri | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| St. Charles County Missouri | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Kings County New York | 1 | $ 649,000 | $ 649,000 | $ 136,000 |
| Richmond County New York | 1 | $ 400,000 | $ 400,000 | $ 108,000 |
| Multnomah County Oregon | 1 | $ 376,000 | $ 376,000 | $ 180,000 |
| Chester County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 179,000 |
| Washington County Rhode Island | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
| Richland County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 98,000 |
| Carroll County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 15,000 |
| Fayette County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Rutherford County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Bexar County Texas | 1 | $ 321,000 | $ 321,000 | $ 149,000 |
| Burnet County Texas | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| Cameron County Texas | 1 | $ 592,000 | $ 592,000 | $ 102,000 |
| Collin County Texas | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Ellis County Texas | 1 | $ 352,000 | $ 352,000 | $ 264,000 |
| Hidalgo County Texas | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Llano County Texas | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Montgomery County Texas | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Van Zandt County Texas | 1 | $ 784,000 | $ 784,000 | $ 360,000 |
| Cache County Utah | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Carbon County Utah | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Emery County Utah | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Iron County Utah | 1 | $ 214,000 | $ 214,000 | $ 53,000 |
| Sanpete County Utah | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Sevier County Utah | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Summit County Utah | 1 | $ 201,000 | $ 201,000 | $ 37,000 |
| Hopewell County Virginia | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| James City County Virginia | 1 | $ 336,000 | $ 336,000 | $ 73,000 |
| Clark County Washington | 1 | $ 216,000 | $ 216,000 | $ 40,000 |
| Mason County Washington | 1 | $ 182,000 | $ 182,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 303 | $75,667,000 | $249,000 | $1,750,000 | $63,000 | $554,000 |
| Home Purchase | 197 | $43,315,000 | $219,000 | $1,000,000 | $73,000 | $360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 281 | $65,474,000 | $233,000 | $1,000,000 | $68,000 | $300,000 |
| Black or African American | 92 | $20,040,000 | $217,000 | $878,000 | $57,000 | $360,000 |
| Hispanic | 81 | $20,126,000 | $248,000 | $645,000 | $58,000 | $155,000 |
| Not Provided | 40 | $10,260,000 | $256,000 | $722,000 | $91,000 | $360,000 |
| Asian | 4 | $2,722,000 | $680,000 | $1,750,000 | $199,000 | $554,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $200,000 | $61,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 340 | $67,085,000 | $197,000 | $738,000 | $47,000 | $205,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 146 | $48,741,000 | $333,000 | $1,750,000 | $116,000 | $554,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,156,000 | $225,000 | $404,000 | $33,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 305 | $65,834,000 | $215,000 | $850,000 | $52,000 | $360,000 |
| Application Withdrawn By Applicant | 195 | $53,148,000 | $272,000 | $1,750,000 | $91,000 | $554,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.