United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
United Security Financial Corp 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 239 |
| Total Mortgage Loan Application Amount | $85,665,000 |
| Average Mortgage Loan Application Amount | $311,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $136,750 |
| Highest Applicant Income | $902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 13 | $ 5,525,000 | $ 425,000 | $ 142,000 |
| Broward County Florida | 12 | $ 6,680,000 | $ 556,000 | $ 75,000 |
| Miami-Dade County Florida | 12 | $ 5,230,000 | $ 435,000 | $ 155,000 |
| Shelby County Tennessee | 12 | $ 2,660,000 | $ 221,000 | $ 48,000 |
| Fulton County Georgia | 11 | $ 3,815,000 | $ 346,000 | $ 127,000 |
| Salt Lake County Utah | 9 | $ 3,345,000 | $ 371,000 | $ 77,000 |
| Sacramento County California | 8 | $ 3,550,000 | $ 443,000 | $ 91,000 |
| Palm Beach County Florida | 8 | $ 4,010,000 | $ 501,000 | $ 95,000 |
| Davidson County Tennessee | 7 | $ 2,355,000 | $ 336,000 | $ 111,000 |
| Prince George's County Maryland | 6 | $ 1,110,000 | $ 185,000 | $ 101,000 |
| Utah County Utah | 6 | $ 2,250,000 | $ 375,000 | $ 88,000 |
| Maricopa County Arizona | 4 | $ 1,380,000 | $ 345,000 | $ 101,000 |
| DeKalb County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 84,000 |
| Gwinnett County Georgia | 4 | $ 1,480,000 | $ 370,000 | $ 144,000 |
| DeSoto County Mississippi | 4 | $ 1,290,000 | $ 322,000 | $ 130,000 |
| Contra Costa County California | 3 | $ 1,525,000 | $ 508,000 | $ 88,000 |
| Los Angeles County California | 3 | $ 1,695,000 | $ 565,000 | $ 378,000 |
| Orange County Florida | 3 | $ 845,000 | $ 281,000 | $ 135,000 |
| St. Lucie County Florida | 3 | $ 945,000 | $ 315,000 | $ 75,000 |
| Rockdale County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 102,000 |
| Charles County Maryland | 3 | $ 815,000 | $ 271,000 | $ 104,000 |
| Montgomery County Tennessee | 3 | $ 955,000 | $ 318,000 | $ 97,000 |
| Ellis County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 266,000 |
| Weber County Utah | 3 | $ 1,315,000 | $ 438,000 | $ 73,000 |
| Clark County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Alameda County California | 2 | $ 740,000 | $ 370,000 | $ 34,000 |
| Duval County Florida | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Polk County Florida | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Clayton County Georgia | 2 | $ 600,000 | $ 300,000 | $ 144,000 |
| Cobb County Georgia | 2 | $ 760,000 | $ 380,000 | $ 127,000 |
| Fayette County Georgia | 2 | $ 1,350,000 | $ 675,000 | $ 347,000 |
| Newton County Georgia | 2 | $ 740,000 | $ 370,000 | $ 134,000 |
| Paulding County Georgia | 2 | $ 870,000 | $ 435,000 | $ 98,000 |
| St. Joseph County Indiana | 2 | $ 370,000 | $ 185,000 | $ 39,000 |
| St. Tammany County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Hillsdale County Michigan | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Richland County Montana | 2 | $ 1,140,000 | $ 570,000 | $ 192,000 |
| Wake County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 119,000 |
| Hamilton County Ohio | 2 | $ 530,000 | $ 265,000 | $ 201,000 |
| Dallas County Texas | 2 | $ 980,000 | $ 490,000 | $ 197,000 |
| Wasatch County Utah | 2 | $ 970,000 | $ 485,000 | $ 188,000 |
| King County Washington | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| Pierce County Washington | 2 | $ 760,000 | $ 380,000 | $ 136,000 |
| Jefferson County Alabama | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Madison County Alabama | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Kenai Peninsula County Alaska | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Madera County California | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
| San Diego County California | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Yuba County California | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| Fairfield County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 0 |
| New Castle County Delaware | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Collier County Florida | 1 | $ 455,000 | $ 455,000 | $ 128,000 |
| Flagler County Florida | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Hillsborough County Florida | 1 | $ 405,000 | $ 405,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 405,000 | $ 405,000 | $ 60,000 |
| Forsyth County Georgia | 1 | $ 475,000 | $ 475,000 | $ 162,000 |
| Henry County Georgia | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Jackson County Georgia | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Sumter County Georgia | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Will County Illinois | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Hendricks County Indiana | 1 | $ 395,000 | $ 395,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 125,000 | $ 125,000 | $ 10,000 |
| Jefferson County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Orleans County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Frederick County Maryland | 1 | $ 775,000 | $ 775,000 | $ 125,000 |
| Montgomery County Maryland | 1 | $ 635,000 | $ 635,000 | $ 156,000 |
| Wayne County Michigan | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Madison County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Rockland County New York | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Lenoir County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Lake County Oregon | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Georgetown County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Marion County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Cocke County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Decatur County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Fayette County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Gibson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Greene County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 253,000 |
| Knox County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 250,000 |
| Sevier County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 149,000 |
| Tipton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 275,000 |
| Fort Bend County Texas | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Davis County Utah | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Summit County Utah | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Tooele County Utah | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Fairfax County Virginia | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Grays Harbor County Washington | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Mason County Washington | 1 | $ 415,000 | $ 415,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 205 | $75,405,000 | $367,000 | $1,505,000 | $113,000 | $902,000 |
| Refinancing | 20 | $6,470,000 | $323,000 | $625,000 | $94,000 | $211,000 |
| Cash-out Refinancing | 13 | $3,505,000 | $269,000 | $405,000 | $100,000 | $250,000 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $240,000 | $240,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 162 | $56,130,000 | $346,000 | $855,000 | $113,000 | $902,000 |
| White | 53 | $20,535,000 | $387,000 | $1,505,000 | $106,000 | $275,000 |
| Hispanic | 11 | $3,565,000 | $324,000 | $625,000 | $85,000 | $141,000 |
| Asian | 8 | $3,510,000 | $438,000 | $655,000 | $121,000 | $234,000 |
| American Indian or Alaskan Native | 2 | $650,000 | $325,000 | $345,000 | $102,000 | $112,000 |
| Not applicable | 2 | $610,000 | $305,000 | $315,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 115 | $37,405,000 | $325,000 | $635,000 | $102,000 | $902,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 111 | $43,775,000 | $394,000 | $1,505,000 | $124,000 | $359,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,350,000 | $362,000 | $755,000 | $92,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $135,000 | $135,000 | $135,000 | $47,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105 | $35,365,000 | $336,000 | $855,000 | $120,000 | $902,000 |
| Application Withdrawn By Applicant | 78 | $28,280,000 | $362,000 | $765,000 | $116,000 | $539,000 |
| Application Denied By Financial Institution | 21 | $7,665,000 | $365,000 | $665,000 | $90,000 | $240,000 |
| Application Approved But Not Accepted | 16 | $4,700,000 | $293,000 | $605,000 | $88,000 | $192,000 |
| File Closed For Incompleteness | 12 | $6,870,000 | $572,000 | $1,505,000 | $79,000 | $347,000 |
| Preapproval Approved but not Accepted | 4 | $1,770,000 | $442,000 | $585,000 | $137,000 | $180,000 |
| Loan Purchased By The Institution | 2 | $610,000 | $305,000 | $315,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $405,000 | $405,000 | $405,000 | $85,000 | $85,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 217 | $77,595,000 | $357,000 | $1,505,000 | $114,000 | $902,000 |
| Credit History | 12 | $4,300,000 | $358,000 | $625,000 | $78,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,305,000 | $461,000 | $665,000 | $108,000 | $200,000 |
| Other | 3 | $815,000 | $271,000 | $405,000 | $111,000 | $240,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 1 | $465,000 | $465,000 | $465,000 | $45,000 | $45,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.