Unitedtrust Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Unitedtrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Unitedtrust Bank
1130 Rt 22 East
Bridgewater, NJ 08807
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 4,476
Total Mortgage Loan Application Amount $612,855,000
Average Mortgage Loan Application Amount $72,062
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $60,437
Highest Applicant Income $5,553,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Unitedtrust Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Somerset County New Jersey 603 $ 107,280,000 $ 177,000 $ 95,000
Warren County New Jersey 570 $ 54,067,000 $ 94,000 $ 95,000
Northampton County Pennsylvania 501 $ 47,867,000 $ 95,000 $ 72,000
Hunterdon County New Jersey 478 $ 82,023,000 $ 171,000 $ 106,000
Middlesex County New Jersey 311 $ 37,469,000 $ 120,000 $ 79,000
Union County New Jersey 257 $ 38,443,000 $ 149,000 $ 81,000
Morris County New Jersey 254 $ 56,796,000 $ 223,000 $ 119,000
Lehigh County Pennsylvania 101 $ 8,681,000 $ 85,000 $ 67,000
Bergen County New Jersey 96 $ 36,567,000 $ 380,000 $ 163,000
Essex County New Jersey 96 $ 25,069,000 $ 261,000 $ 112,000
Bucks County Pennsylvania 93 $ 5,912,000 $ 63,000 $ 84,000
Monmouth County New Jersey 90 $ 27,038,000 $ 300,000 $ 164,000
Ocean County New Jersey 60 $ 16,189,000 $ 269,000 $ 165,000
Baltimore County Maryland 57 $ 3,026,000 $ 53,000 $ 50,000
Mercer County New Jersey 54 $ 10,411,000 $ 192,000 $ 118,000
York County Pennsylvania 49 $ 2,098,000 $ 42,000 $ 38,000
Anne Arundel County Maryland 36 $ 1,750,000 $ 48,000 $ 59,000
Franklin County Pennsylvania 35 $ 1,241,000 $ 35,000 $ 30,000
Harford County Maryland 29 $ 1,383,000 $ 47,000 $ 42,000
Monroe County Pennsylvania 29 $ 2,038,000 $ 70,000 $ 71,000
Kent County Delaware 28 $ 1,865,000 $ 66,000 $ 55,000
Passaic County New Jersey 28 $ 8,083,000 $ 288,000 $ 151,000
Atlantic County New Jersey 27 $ 1,952,000 $ 72,000 $ 79,000
Sussex County New Jersey 27 $ 4,295,000 $ 159,000 $ 123,000
Cumberland County Pennsylvania 25 $ 1,127,000 $ 45,000 $ 40,000
Lancaster County Pennsylvania 25 $ 976,000 $ 39,000 $ 37,000
Howard County Maryland 24 $ 1,190,000 $ 49,000 $ 53,000
Butler County Pennsylvania 22 $ 896,000 $ 40,000 $ 41,000
Sussex County Delaware 21 $ 1,176,000 $ 56,000 $ 65,000
Carbon County Pennsylvania 21 $ 983,000 $ 46,000 $ 50,000
Lebanon County Pennsylvania 20 $ 810,000 $ 40,000 $ 42,000
Adams County Pennsylvania 18 $ 802,000 $ 44,000 $ 43,000
Westmoreland County Pennsylvania 18 $ 705,000 $ 39,000 $ 39,000
Chester County Pennsylvania 17 $ 883,000 $ 51,000 $ 77,000
Burlington County New Jersey 16 $ 2,092,000 $ 130,000 $ 91,000
Berks County Pennsylvania 15 $ 612,000 $ 40,000 $ 57,000
Hudson County New Jersey 14 $ 2,121,000 $ 151,000 $ 71,000
Lycoming County Pennsylvania 14 $ 570,000 $ 40,000 $ 41,000
Luzerne County Pennsylvania 13 $ 406,000 $ 31,000 $ 40,000
Montgomery County Pennsylvania 13 $ 718,000 $ 55,000 $ 65,000
Prince George's County Maryland 11 $ 449,000 $ 40,000 $ 42,000
Washington County Maryland 10 $ 495,000 $ 49,000 $ 39,000
Indiana County Pennsylvania 10 $ 486,000 $ 48,000 $ 51,000
Northumberland County Pennsylvania 10 $ 384,000 $ 38,000 $ 36,000
Cape May County New Jersey 8 $ 2,466,000 $ 308,000 $ 260,000
Dauphin County Pennsylvania 8 $ 332,000 $ 41,000 $ 36,000
Cecil County Maryland 7 $ 300,000 $ 42,000 $ 24,000
Bedford County Pennsylvania 7 $ 312,000 $ 44,000 $ 40,000
Fayette County Pennsylvania 7 $ 293,000 $ 41,000 $ 44,000
Allegheny County Pennsylvania 6 $ 243,000 $ 40,000 $ 58,000
Armstrong County Pennsylvania 6 $ 288,000 $ 48,000 $ 31,000
Blair County Pennsylvania 6 $ 250,000 $ 41,000 $ 38,000
Charles County Maryland 5 $ 213,000 $ 42,000 $ 59,000
Frederick County Maryland 5 $ 274,000 $ 54,000 $ 36,000
Cumberland County New Jersey 5 $ 235,000 $ 47,000 $ 53,000
Clarion County Pennsylvania 5 $ 184,000 $ 36,000 $ 35,000
Lackawanna County Pennsylvania 5 $ 369,000 $ 73,000 $ 92,000
Mercer County Pennsylvania 5 $ 164,000 $ 32,000 $ 27,000
Perry County Pennsylvania 5 $ 172,000 $ 34,000 $ 32,000
Tioga County Pennsylvania 5 $ 199,000 $ 39,000 $ 41,000
Washington County Pennsylvania 5 $ 185,000 $ 37,000 $ 53,000
New Castle County Delaware 4 $ 176,000 $ 44,000 $ 52,000
Camden County New Jersey 4 $ 380,000 $ 95,000 $ 66,000
Venango County Pennsylvania 4 $ 145,000 $ 36,000 $ 36,000
Cambria County Pennsylvania 3 $ 90,000 $ 30,000 $ 36,000
Clearfield County Pennsylvania 3 $ 119,000 $ 39,000 $ 20,000
Crawford County Pennsylvania 3 $ 123,000 $ 41,000 $ 40,000
Schuylkill County Pennsylvania 3 $ 126,000 $ 42,000 $ 56,000
Wayne County Pennsylvania 3 $ 98,000 $ 32,000 $ 57,000
Carroll County Maryland 2 $ 93,000 $ 46,000 $ 35,000
St. Mary's County Maryland 2 $ 96,000 $ 48,000 $ 60,000
Wicomico County Maryland 2 $ 107,000 $ 53,000 $ 38,000
Richmond County New York 2 $ 130,000 $ 65,000 $ 21,000
Steuben County New York 2 $ 105,000 $ 52,000 $ 33,000
Sullivan County New York 2 $ 68,000 $ 34,000 $ 28,000
Bradford County Pennsylvania 2 $ 68,000 $ 34,000 $ 22,000
Centre County Pennsylvania 2 $ 74,000 $ 37,000 $ 94,000
Delaware County Pennsylvania 2 $ 422,000 $ 211,000 $ 103,000
Jefferson County Pennsylvania 2 $ 104,000 $ 52,000 $ 42,000
Lawrence County Pennsylvania 2 $ 136,000 $ 68,000 $ 54,000
Montour County Pennsylvania 2 $ 70,000 $ 35,000 $ 38,000
Pike County Pennsylvania 2 $ 158,000 $ 79,000 $ 92,000
Worcester County Maryland 1 $ 40,000 $ 40,000 $ 27,000
Salem County New Jersey 1 $ 75,000 $ 75,000 $ 106,000
Nassau County New York 1 $ 15,000 $ 15,000 $ 235,000
Rockland County New York 1 $ 51,000 $ 51,000 $ 32,000
Beaver County Pennsylvania 1 $ 63,000 $ 63,000 $ 77,000
Clinton County Pennsylvania 1 $ 35,000 $ 35,000 $ 19,000
Columbia County Pennsylvania 1 $ 52,000 $ 52,000 $ 33,000
Philadelphia County Pennsylvania 1 $ 460,000 $ 460,000 $ 130,000
Potter County Pennsylvania 1 $ 31,000 $ 31,000 $ 17,000
Somerset County Pennsylvania 1 $ 41,000 $ 41,000 $ 23,000
Warren County Pennsylvania 1 $ 59,000 $ 59,000 $ 53,000
Wyoming County Pennsylvania 1 $ 44,000 $ 44,000 $ 51,000
Frederick County Virginia 1 $ 63,000 $ 63,000 $ 26,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Unitedtrust Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 2,668 $457,601,000 $109,750 $1,000,000 $60,000 $2,101,000
Home Purchase (one-to-four family) 1,259 $130,664,000 $79,142 $850,000 $54,857 $5,553,000
Home Improvement (one-to-four family) 549 $24,590,000 $32,000 $500,000 $68,600 $910,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,642 $456,973,000 $69,428 $1,000,000 $60,714 $5,553,000
Not applicable 239 $87,202,000 $229,000 $850,000 $97,500 $1,111,000
Information not provided by applicant in mail or telephone application 197 $16,397,000 $75,000 $551,000 $61,333 $519,000
Black 124 $10,336,000 $72,000 $424,000 $67,800 $265,000
Asian or Pacific Islander 119 $26,173,000 $123,333 $700,000 $67,000 $501,000
Hispanic 90 $8,544,000 $77,000 $378,000 $59,666 $344,000
Other 42 $5,251,000 $103,500 $660,000 $81,000 $660,000
American Indian or Alaskan Native 23 $1,979,000 $78,250 $350,000 $61,500 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,476 $612,855,000 $72,571 $1,000,000 $56,714 $5,553,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,140 $443,034,000 $74,500 $1,000,000 $63,333 $5,553,000
Application Denied By Financial Institution 517 $35,088,000 $57,142 $731,000 $51,000 $262,000
Application Approved But Not Accepted 501 $38,963,000 $67,000 $636,000 $54,833 $775,000
Loan Purchased By The Institution 238 $87,150,000 $248,500 $850,000 $107,000 $1,111,000
Application Withdrawn By Applicant 42 $4,493,000 $96,000 $476,000 $84,500 $2,101,000
File Closed For Incompleteness 38 $4,127,000 $117,500 $350,000 $82,000 $180,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

Download the New Jersey Lender List