Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Unitedtrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Unitedtrust Bank 1130 Rt 22 East Bridgewater, NJ 08807 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2003 |
Total Number of Mortgage Applications | 4,476 |
Total Mortgage Loan Application Amount | $612,855,000 |
Average Mortgage Loan Application Amount | $72,062 |
Highest Mortgage Loan Application Amount | $1,000,000 |
Average Applicant Income | $60,437 |
Highest Applicant Income | $5,553,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Somerset County New Jersey | 603 | $ 107,280,000 | $ 177,000 | $ 95,000 |
Warren County New Jersey | 570 | $ 54,067,000 | $ 94,000 | $ 95,000 |
Northampton County Pennsylvania | 501 | $ 47,867,000 | $ 95,000 | $ 72,000 |
Hunterdon County New Jersey | 478 | $ 82,023,000 | $ 171,000 | $ 106,000 |
Middlesex County New Jersey | 311 | $ 37,469,000 | $ 120,000 | $ 79,000 |
Union County New Jersey | 257 | $ 38,443,000 | $ 149,000 | $ 81,000 |
Morris County New Jersey | 254 | $ 56,796,000 | $ 223,000 | $ 119,000 |
Lehigh County Pennsylvania | 101 | $ 8,681,000 | $ 85,000 | $ 67,000 |
Bergen County New Jersey | 96 | $ 36,567,000 | $ 380,000 | $ 163,000 |
Essex County New Jersey | 96 | $ 25,069,000 | $ 261,000 | $ 112,000 |
Bucks County Pennsylvania | 93 | $ 5,912,000 | $ 63,000 | $ 84,000 |
Monmouth County New Jersey | 90 | $ 27,038,000 | $ 300,000 | $ 164,000 |
Ocean County New Jersey | 60 | $ 16,189,000 | $ 269,000 | $ 165,000 |
Baltimore County Maryland | 57 | $ 3,026,000 | $ 53,000 | $ 50,000 |
Mercer County New Jersey | 54 | $ 10,411,000 | $ 192,000 | $ 118,000 |
York County Pennsylvania | 49 | $ 2,098,000 | $ 42,000 | $ 38,000 |
Anne Arundel County Maryland | 36 | $ 1,750,000 | $ 48,000 | $ 59,000 |
Franklin County Pennsylvania | 35 | $ 1,241,000 | $ 35,000 | $ 30,000 |
Harford County Maryland | 29 | $ 1,383,000 | $ 47,000 | $ 42,000 |
Monroe County Pennsylvania | 29 | $ 2,038,000 | $ 70,000 | $ 71,000 |
Kent County Delaware | 28 | $ 1,865,000 | $ 66,000 | $ 55,000 |
Passaic County New Jersey | 28 | $ 8,083,000 | $ 288,000 | $ 151,000 |
Atlantic County New Jersey | 27 | $ 1,952,000 | $ 72,000 | $ 79,000 |
Sussex County New Jersey | 27 | $ 4,295,000 | $ 159,000 | $ 123,000 |
Cumberland County Pennsylvania | 25 | $ 1,127,000 | $ 45,000 | $ 40,000 |
Lancaster County Pennsylvania | 25 | $ 976,000 | $ 39,000 | $ 37,000 |
Howard County Maryland | 24 | $ 1,190,000 | $ 49,000 | $ 53,000 |
Butler County Pennsylvania | 22 | $ 896,000 | $ 40,000 | $ 41,000 |
Sussex County Delaware | 21 | $ 1,176,000 | $ 56,000 | $ 65,000 |
Carbon County Pennsylvania | 21 | $ 983,000 | $ 46,000 | $ 50,000 |
Lebanon County Pennsylvania | 20 | $ 810,000 | $ 40,000 | $ 42,000 |
Adams County Pennsylvania | 18 | $ 802,000 | $ 44,000 | $ 43,000 |
Westmoreland County Pennsylvania | 18 | $ 705,000 | $ 39,000 | $ 39,000 |
Chester County Pennsylvania | 17 | $ 883,000 | $ 51,000 | $ 77,000 |
Burlington County New Jersey | 16 | $ 2,092,000 | $ 130,000 | $ 91,000 |
Berks County Pennsylvania | 15 | $ 612,000 | $ 40,000 | $ 57,000 |
Hudson County New Jersey | 14 | $ 2,121,000 | $ 151,000 | $ 71,000 |
Lycoming County Pennsylvania | 14 | $ 570,000 | $ 40,000 | $ 41,000 |
Luzerne County Pennsylvania | 13 | $ 406,000 | $ 31,000 | $ 40,000 |
Montgomery County Pennsylvania | 13 | $ 718,000 | $ 55,000 | $ 65,000 |
Prince George's County Maryland | 11 | $ 449,000 | $ 40,000 | $ 42,000 |
Washington County Maryland | 10 | $ 495,000 | $ 49,000 | $ 39,000 |
Indiana County Pennsylvania | 10 | $ 486,000 | $ 48,000 | $ 51,000 |
Northumberland County Pennsylvania | 10 | $ 384,000 | $ 38,000 | $ 36,000 |
Cape May County New Jersey | 8 | $ 2,466,000 | $ 308,000 | $ 260,000 |
Dauphin County Pennsylvania | 8 | $ 332,000 | $ 41,000 | $ 36,000 |
Cecil County Maryland | 7 | $ 300,000 | $ 42,000 | $ 24,000 |
Bedford County Pennsylvania | 7 | $ 312,000 | $ 44,000 | $ 40,000 |
Fayette County Pennsylvania | 7 | $ 293,000 | $ 41,000 | $ 44,000 |
Allegheny County Pennsylvania | 6 | $ 243,000 | $ 40,000 | $ 58,000 |
Armstrong County Pennsylvania | 6 | $ 288,000 | $ 48,000 | $ 31,000 |
Blair County Pennsylvania | 6 | $ 250,000 | $ 41,000 | $ 38,000 |
Charles County Maryland | 5 | $ 213,000 | $ 42,000 | $ 59,000 |
Frederick County Maryland | 5 | $ 274,000 | $ 54,000 | $ 36,000 |
Cumberland County New Jersey | 5 | $ 235,000 | $ 47,000 | $ 53,000 |
Clarion County Pennsylvania | 5 | $ 184,000 | $ 36,000 | $ 35,000 |
Lackawanna County Pennsylvania | 5 | $ 369,000 | $ 73,000 | $ 92,000 |
Mercer County Pennsylvania | 5 | $ 164,000 | $ 32,000 | $ 27,000 |
Perry County Pennsylvania | 5 | $ 172,000 | $ 34,000 | $ 32,000 |
Tioga County Pennsylvania | 5 | $ 199,000 | $ 39,000 | $ 41,000 |
Washington County Pennsylvania | 5 | $ 185,000 | $ 37,000 | $ 53,000 |
New Castle County Delaware | 4 | $ 176,000 | $ 44,000 | $ 52,000 |
Camden County New Jersey | 4 | $ 380,000 | $ 95,000 | $ 66,000 |
Venango County Pennsylvania | 4 | $ 145,000 | $ 36,000 | $ 36,000 |
Cambria County Pennsylvania | 3 | $ 90,000 | $ 30,000 | $ 36,000 |
Clearfield County Pennsylvania | 3 | $ 119,000 | $ 39,000 | $ 20,000 |
Crawford County Pennsylvania | 3 | $ 123,000 | $ 41,000 | $ 40,000 |
Schuylkill County Pennsylvania | 3 | $ 126,000 | $ 42,000 | $ 56,000 |
Wayne County Pennsylvania | 3 | $ 98,000 | $ 32,000 | $ 57,000 |
Carroll County Maryland | 2 | $ 93,000 | $ 46,000 | $ 35,000 |
St. Mary's County Maryland | 2 | $ 96,000 | $ 48,000 | $ 60,000 |
Wicomico County Maryland | 2 | $ 107,000 | $ 53,000 | $ 38,000 |
Richmond County New York | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
Steuben County New York | 2 | $ 105,000 | $ 52,000 | $ 33,000 |
Sullivan County New York | 2 | $ 68,000 | $ 34,000 | $ 28,000 |
Bradford County Pennsylvania | 2 | $ 68,000 | $ 34,000 | $ 22,000 |
Centre County Pennsylvania | 2 | $ 74,000 | $ 37,000 | $ 94,000 |
Delaware County Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 103,000 |
Jefferson County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 42,000 |
Lawrence County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 54,000 |
Montour County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
Pike County Pennsylvania | 2 | $ 158,000 | $ 79,000 | $ 92,000 |
Worcester County Maryland | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Salem County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
Nassau County New York | 1 | $ 15,000 | $ 15,000 | $ 235,000 |
Rockland County New York | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
Beaver County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
Clinton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
Columbia County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
Philadelphia County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 130,000 |
Potter County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 17,000 |
Somerset County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
Warren County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
Wyoming County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
Frederick County Virginia | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 2,668 | $457,601,000 | $109,750 | $1,000,000 | $60,000 | $2,101,000 |
Home Purchase (one-to-four family) | 1,259 | $130,664,000 | $79,142 | $850,000 | $54,857 | $5,553,000 |
Home Improvement (one-to-four family) | 549 | $24,590,000 | $32,000 | $500,000 | $68,600 | $910,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,642 | $456,973,000 | $69,428 | $1,000,000 | $60,714 | $5,553,000 |
Not applicable | 239 | $87,202,000 | $229,000 | $850,000 | $97,500 | $1,111,000 |
Information not provided by applicant in mail or telephone application | 197 | $16,397,000 | $75,000 | $551,000 | $61,333 | $519,000 |
Black | 124 | $10,336,000 | $72,000 | $424,000 | $67,800 | $265,000 |
Asian or Pacific Islander | 119 | $26,173,000 | $123,333 | $700,000 | $67,000 | $501,000 |
Hispanic | 90 | $8,544,000 | $77,000 | $378,000 | $59,666 | $344,000 |
Other | 42 | $5,251,000 | $103,500 | $660,000 | $81,000 | $660,000 |
American Indian or Alaskan Native | 23 | $1,979,000 | $78,250 | $350,000 | $61,500 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,476 | $612,855,000 | $72,571 | $1,000,000 | $56,714 | $5,553,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,140 | $443,034,000 | $74,500 | $1,000,000 | $63,333 | $5,553,000 |
Application Denied By Financial Institution | 517 | $35,088,000 | $57,142 | $731,000 | $51,000 | $262,000 |
Application Approved But Not Accepted | 501 | $38,963,000 | $67,000 | $636,000 | $54,833 | $775,000 |
Loan Purchased By The Institution | 238 | $87,150,000 | $248,500 | $850,000 | $107,000 | $1,111,000 |
Application Withdrawn By Applicant | 42 | $4,493,000 | $96,000 | $476,000 | $84,500 | $2,101,000 |
File Closed For Incompleteness | 38 | $4,127,000 | $117,500 | $350,000 | $82,000 | $180,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.