Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 850 |
Total Mortgage Loan Application Amount | $202,974,000 |
Average Mortgage Loan Application Amount | $209,000 |
Highest Mortgage Loan Application Amount | $1,085,000 |
Average Applicant Income | $105,000 |
Highest Applicant Income | $1,654,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Prince George's County Maryland | 185 | $ 48,937,000 | $ 264,000 | $ 112,000 |
Anne Arundel County Maryland | 96 | $ 25,564,000 | $ 266,000 | $ 103,000 |
Baltimore County Maryland | 89 | $ 21,758,000 | $ 244,000 | $ 85,000 |
New Castle County Delaware | 30 | $ 7,279,000 | $ 242,000 | $ 163,000 |
Calvert County Maryland | 29 | $ 7,788,000 | $ 268,000 | $ 88,000 |
Baltimore City County Maryland | 28 | $ 4,975,000 | $ 177,000 | $ 86,000 |
Harford County Maryland | 27 | $ 5,733,000 | $ 212,000 | $ 89,000 |
Frederick County Maryland | 22 | $ 7,043,000 | $ 320,000 | $ 156,000 |
Cecil County Maryland | 21 | $ 4,351,000 | $ 207,000 | $ 78,000 |
Charles County Maryland | 20 | $ 4,481,000 | $ 224,000 | $ 90,000 |
Carroll County Maryland | 17 | $ 4,496,000 | $ 264,000 | $ 112,000 |
Sussex County Delaware | 15 | $ 2,856,000 | $ 190,000 | $ 96,000 |
Howard County Maryland | 15 | $ 3,530,000 | $ 235,000 | $ 90,000 |
Montgomery County Maryland | 14 | $ 4,451,000 | $ 317,000 | $ 81,000 |
Kent County Delaware | 13 | $ 2,655,000 | $ 204,000 | $ 228,000 |
Duval County Florida | 12 | $ 1,857,000 | $ 154,000 | $ 95,000 |
Queen Anne's County Maryland | 12 | $ 2,892,000 | $ 241,000 | $ 96,000 |
Washington County Maryland | 12 | $ 2,738,000 | $ 228,000 | $ 78,000 |
St. Mary's County Maryland | 11 | $ 2,134,000 | $ 194,000 | $ 81,000 |
Fairfax County Virginia | 11 | $ 3,539,000 | $ 321,000 | $ 120,000 |
Chesterfield County Virginia | 10 | $ 1,556,000 | $ 155,000 | $ 55,000 |
Worcester County Maryland | 9 | $ 2,016,000 | $ 224,000 | $ 172,000 |
Virginia Beach County Virginia | 9 | $ 1,740,000 | $ 193,000 | $ 71,000 |
District of Columbia County District Of Columbia | 8 | $ 2,265,000 | $ 283,000 | $ 156,000 |
Henrico County Virginia | 8 | $ 1,529,000 | $ 191,000 | $ 66,000 |
Norfolk County Virginia | 8 | $ 1,600,000 | $ 200,000 | $ 81,000 |
Prince William County Virginia | 8 | $ 2,141,000 | $ 267,000 | $ 90,000 |
Chesapeake County Virginia | 7 | $ 1,408,000 | $ 201,000 | $ 67,000 |
York County Pennsylvania | 6 | $ 1,227,000 | $ 204,000 | $ 105,000 |
Hampton County Virginia | 6 | $ 989,000 | $ 164,000 | $ 67,000 |
Flagler County Florida | 5 | $ 752,000 | $ 150,000 | $ 131,000 |
Wicomico County Maryland | 5 | $ 1,138,000 | $ 227,000 | $ 76,000 |
Bay County Florida | 4 | $ 674,000 | $ 168,000 | $ 46,000 |
St. Johns County Florida | 4 | $ 769,000 | $ 192,000 | $ 161,000 |
Suffolk County Virginia | 4 | $ 974,000 | $ 243,000 | $ 76,000 |
Osceola County Florida | 3 | $ 487,000 | $ 162,000 | $ 104,000 |
Allegany County Maryland | 3 | $ 358,000 | $ 119,000 | $ 56,000 |
Kent County Maryland | 3 | $ 477,000 | $ 159,000 | $ 62,000 |
Alexandria County Virginia | 3 | $ 1,146,000 | $ 382,000 | $ 134,000 |
Loudoun County Virginia | 3 | $ 1,114,000 | $ 371,000 | $ 91,000 |
Brevard County Florida | 2 | $ 449,000 | $ 224,000 | $ 65,000 |
Miami-Dade County Florida | 2 | $ 438,000 | $ 219,000 | $ 93,000 |
Pasco County Florida | 2 | $ 171,000 | $ 85,000 | $ 53,000 |
St. Lucie County Florida | 2 | $ 468,000 | $ 234,000 | $ 71,000 |
Caroline County Maryland | 2 | $ 419,000 | $ 209,000 | $ 68,000 |
Garrett County Maryland | 2 | $ 444,000 | $ 222,000 | $ 67,000 |
Philadelphia County Pennsylvania | 2 | $ 171,000 | $ 85,000 | $ 61,000 |
Botetourt County Virginia | 2 | $ 358,000 | $ 179,000 | $ 55,000 |
Fluvanna County Virginia | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
Louisa County Virginia | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
Newport News County Virginia | 2 | $ 305,000 | $ 152,000 | $ 40,000 |
Portsmouth County Virginia | 2 | $ 376,000 | $ 188,000 | $ 78,000 |
Powhatan County Virginia | 2 | $ 248,000 | $ 124,000 | $ 62,000 |
Broward County Florida | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
Clay County Florida | 1 | $ 178,000 | $ 178,000 | $ 73,000 |
Gadsden County Florida | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
Hernando County Florida | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
Hillsborough County Florida | 1 | $ 207,000 | $ 207,000 | $ 118,000 |
Lee County Florida | 1 | $ 173,000 | $ 173,000 | $ 158,000 |
Okeechobee County Florida | 1 | $ 127,000 | $ 127,000 | $ 107,000 |
Orange County Florida | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
Palm Beach County Florida | 1 | $ 327,000 | $ 327,000 | $ 90,000 |
Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
Polk County Florida | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
Sarasota County Florida | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
Seminole County Florida | 1 | $ 213,000 | $ 213,000 | $ 56,000 |
Walton County Florida | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
Talbot County Maryland | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
Beaver County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
Luzerne County Pennsylvania | 1 | $ 294,000 | $ 294,000 | $ 90,000 |
Amherst County Virginia | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
Bedford County Virginia | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
Franklin County Virginia | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
Frederick County Virginia | 1 | $ 284,000 | $ 284,000 | $ 79,000 |
Gloucester County Virginia | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
Greene County Virginia | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
Hanover County Virginia | 1 | $ 277,000 | $ 277,000 | $ 88,000 |
Manassas County Virginia | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
Spotsylvania County Virginia | 1 | $ 206,000 | $ 206,000 | $ 47,000 |
Stafford County Virginia | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
Warren County Virginia | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
York County Virginia | 1 | $ 150,000 | $ 150,000 | $ 162,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 647 | $154,057,000 | $238,000 | $1,085,000 | $93,000 | $768,000 |
Home Purchase | 201 | $48,621,000 | $241,000 | $920,000 | $129,000 | $1,654,000 |
Home Improvement | 2 | $296,000 | $148,000 | $178,000 | $93,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 429 | $99,184,000 | $231,000 | $1,085,000 | $109,000 | $768,000 |
Black or African American | 281 | $69,565,000 | $247,000 | $920,000 | $98,000 | $1,654,000 |
Not Provided | 115 | $27,951,000 | $243,000 | $758,000 | $80,000 | $216,000 |
Hispanic | 17 | $4,126,000 | $242,000 | $464,000 | $90,000 | $162,000 |
Asian | 4 | $973,000 | $243,000 | $277,000 | $93,000 | $131,000 |
Native Hawaiian or Other Pacific Islander | 3 | $829,000 | $276,000 | $470,000 | $111,000 | $120,000 |
American Indian or Alaskan Native | 1 | $346,000 | $346,000 | $346,000 | $104,000 | $104,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 483 | $118,916,000 | $246,000 | $1,085,000 | $122,000 | $1,654,000 |
FHA-insured (Federal Housing Administration) | 361 | $82,097,000 | $227,000 | $350,000 | $72,000 | $164,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,425,000 | $356,000 | $713,000 | $175,000 | $300,000 |
VA-guaranteed (Veterans Administration) | 2 | $536,000 | $268,000 | $268,000 | $80,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 740 | $175,457,000 | $237,000 | $1,085,000 | $99,000 | $768,000 |
Application Withdrawn By Applicant | 81 | $20,574,000 | $254,000 | $920,000 | $127,000 | $1,654,000 |
Application Denied By Financial Institution | 29 | $6,943,000 | $239,000 | $416,000 | $86,000 | $300,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.