Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 327 |
Total Mortgage Loan Application Amount | $82,095,000 |
Average Mortgage Loan Application Amount | $244,000 |
Highest Mortgage Loan Application Amount | $925,000 |
Average Applicant Income | $77,500 |
Highest Applicant Income | $595,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Miami-Dade County Florida | 27 | $ 7,255,000 | $ 268,000 | $ 83,000 |
Prince George's County Maryland | 22 | $ 5,780,000 | $ 262,000 | $ 86,000 |
Anne Arundel County Maryland | 17 | $ 5,655,000 | $ 332,000 | $ 116,000 |
Baltimore County Maryland | 10 | $ 2,670,000 | $ 267,000 | $ 77,000 |
Charles County Maryland | 9 | $ 2,705,000 | $ 300,000 | $ 90,000 |
Harford County Maryland | 8 | $ 2,680,000 | $ 335,000 | $ 154,000 |
District of Columbia County District Of Columbia | 6 | $ 1,880,000 | $ 313,000 | $ 101,000 |
Pasco County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 76,000 |
Baltimore City County Maryland | 5 | $ 1,075,000 | $ 215,000 | $ 108,000 |
Calvert County Maryland | 5 | $ 1,165,000 | $ 233,000 | $ 83,000 |
Jefferson County Alabama | 4 | $ 680,000 | $ 170,000 | $ 91,000 |
San Bernardino County California | 4 | $ 1,060,000 | $ 265,000 | $ 76,000 |
El Paso County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 51,000 |
Sussex County Delaware | 4 | $ 1,250,000 | $ 312,000 | $ 68,000 |
Broward County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 73,000 |
Pierce County Washington | 4 | $ 1,200,000 | $ 300,000 | $ 81,000 |
Pima County Arizona | 3 | $ 525,000 | $ 175,000 | $ 59,000 |
Los Angeles County California | 3 | $ 1,145,000 | $ 381,000 | $ 100,000 |
Osceola County Florida | 3 | $ 655,000 | $ 218,000 | $ 71,000 |
Montgomery County Maryland | 3 | $ 915,000 | $ 305,000 | $ 110,000 |
Allegheny County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 0 |
Monroe County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 121,000 |
Bexar County Texas | 3 | $ 605,000 | $ 201,000 | $ 116,000 |
Tarrant County Texas | 3 | $ 485,000 | $ 161,000 | $ 80,000 |
Madison County Alabama | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
Montgomery County Alabama | 2 | $ 230,000 | $ 115,000 | $ 0 |
Maricopa County Arizona | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
Adams County Colorado | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
Hillsborough County Florida | 2 | $ 530,000 | $ 265,000 | $ 130,000 |
Lee County Florida | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
Orange County Florida | 2 | $ 500,000 | $ 250,000 | $ 145,000 |
Columbia County Georgia | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
Douglas County Georgia | 2 | $ 420,000 | $ 210,000 | $ 50,000 |
Hancock County Indiana | 2 | $ 380,000 | $ 190,000 | $ 34,000 |
Talbot County Maryland | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
Wicomico County Maryland | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
Anoka County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 41,000 |
Madison County Mississippi | 2 | $ 810,000 | $ 405,000 | $ 137,000 |
Cumberland County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
Bucks County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
Montgomery County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
Philadelphia County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 36,000 |
Beaufort County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 74,000 |
Charleston County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
Montgomery County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 41,000 |
Bell County Texas | 2 | $ 610,000 | $ 305,000 | $ 110,000 |
Fort Bend County Texas | 2 | $ 280,000 | $ 140,000 | $ 154,000 |
Virginia Beach County Virginia | 2 | $ 780,000 | $ 390,000 | $ 207,000 |
Warren County Virginia | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
Grant County Washington | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
Thurston County Washington | 2 | $ 630,000 | $ 315,000 | $ 67,000 |
Mobile County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
Talladega County Alabama | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
Contra Costa County California | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
Madera County California | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
Sacramento County California | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
San Diego County California | 1 | $ 465,000 | $ 465,000 | $ 92,000 |
San Joaquin County California | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
Shasta County California | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
Solano County California | 1 | $ 335,000 | $ 335,000 | $ 44,000 |
Tuolumne County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
Ventura County California | 1 | $ 245,000 | $ 245,000 | $ 34,000 |
Alamosa County Colorado | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
Fremont County Colorado | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
Pueblo County Colorado | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
New Castle County Delaware | 1 | $ 185,000 | $ 185,000 | $ 0 |
Brevard County Florida | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
Dixie County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
Hernando County Florida | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
Leon County Florida | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
Nassau County Florida | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
Palm Beach County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
St. Lucie County Florida | 1 | $ 375,000 | $ 375,000 | $ 61,000 |
Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
Bartow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Chattooga County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Coffee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
Dawson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
Fayette County Georgia | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
Fulton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 15,000 |
Glynn County Georgia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
Hall County Georgia | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Jackson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Muscogee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Paulding County Georgia | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
Pulaski County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
Orleans County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
Caroline County Maryland | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
Cecil County Maryland | 1 | $ 455,000 | $ 455,000 | $ 191,000 |
Dorchester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
Howard County Maryland | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
Queen Anne's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
St. Mary's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
Dakota County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
Scott County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
Rankin County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 136,000 |
Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
Bergen County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
Monmouth County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 200,000 |
Sussex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Brunswick County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
Camden County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
Gaston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
Hoke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mecklenburg County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
Randolph County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
Scotland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
Franklin County Ohio | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
Erie County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
York County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
Chesterfield County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 15,000 |
Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
Richland County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
Anderson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
Fentress County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
Rutherford County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 189,000 |
Shelby County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
Sumner County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
Comal County Texas | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
Comanche County Texas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
Dallas County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
Denton County Texas | 1 | $ 435,000 | $ 435,000 | $ 0 |
El Paso County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
Fannin County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
Guadalupe County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
McLennan County Texas | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
Rockwall County Texas | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
Travis County Texas | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
Accomack County Virginia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
Caroline County Virginia | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 209,000 |
Fairfax County Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
Frederick County Virginia | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
Goochland County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
Hampton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
New Kent County Virginia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
Northampton County Virginia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Stafford County Virginia | 1 | $ 395,000 | $ 395,000 | $ 82,000 |
Benton County Washington | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
Clallam County Washington | 1 | $ 385,000 | $ 385,000 | $ 0 |
Clark County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
King County Washington | 1 | $ 335,000 | $ 335,000 | $ 0 |
Yakima County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 138 | $29,790,000 | $215,000 | $495,000 | $79,000 | $203,000 |
Home Purchase | 110 | $29,810,000 | $271,000 | $625,000 | $90,000 | $319,000 |
Cash-out Refinancing | 78 | $22,290,000 | $285,000 | $925,000 | $90,000 | $595,000 |
Other Purpose | 1 | $205,000 | $205,000 | $205,000 | $51,000 | $51,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 160 | $39,050,000 | $244,000 | $925,000 | $91,000 | $595,000 |
Black or African American | 110 | $28,650,000 | $260,000 | $615,000 | $83,000 | $195,000 |
Hispanic | 45 | $11,485,000 | $255,000 | $445,000 | $80,000 | $203,000 |
Not Provided | 7 | $1,745,000 | $249,000 | $455,000 | $104,000 | $319,000 |
Asian | 3 | $795,000 | $265,000 | $365,000 | $111,000 | $209,000 |
American Indian or Alaskan Native | 2 | $370,000 | $185,000 | $265,000 | $57,000 | $75,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
VA-guaranteed (Veterans Administration) | 154 | $37,290,000 | $242,000 | $925,000 | $81,000 | $595,000 |
FHA-insured (Federal Housing Administration) | 88 | $22,170,000 | $251,000 | $475,000 | $86,000 | $221,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82 | $22,200,000 | $270,000 | $625,000 | $96,000 | $319,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $435,000 | $145,000 | $185,000 | $46,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 248 | $62,330,000 | $251,000 | $925,000 | $87,000 | $595,000 |
Application Withdrawn By Applicant | 61 | $15,195,000 | $249,000 | $505,000 | $89,000 | $209,000 |
Application Denied By Financial Institution | 12 | $3,430,000 | $285,000 | $525,000 | $84,000 | $143,000 |
File Closed For Incompleteness | 6 | $1,140,000 | $190,000 | $275,000 | $50,000 | $99,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 315 | $78,665,000 | $249,000 | $925,000 | $87,000 | $595,000 |
Collateral | 6 | $1,550,000 | $258,000 | $445,000 | $76,000 | $100,000 |
Credit History | 2 | $820,000 | $410,000 | $525,000 | $91,000 | $108,000 |
Other | 2 | $380,000 | $190,000 | $205,000 | $0 | $0 |
Employment History | 2 | $680,000 | $340,000 | $365,000 | $100,000 | $143,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.