Universal Savings Bank Fa
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Savings Bank Fa.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Universal Savings Bank Fa
754 N 4Th Street
Milwaukee, WI 53204
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,245
Total Mortgage Loan Application Amount $320,229,000
Average Mortgage Loan Application Amount $130,033
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $68,866
Highest Applicant Income $2,297,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Universal Savings Bank Fa by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
MILWAUKEE-WAUKESHA, WI 1,134 $ 160,279,000 $ 141,000 $ 66,000
CHICAGO, IL 360 $ 62,897,000 $ 174,000 $ 78,000
RACINE, WI 77 $ 10,153,000 $ 131,000 $ 53,000
KENOSHA, WI 75 $ 10,563,000 $ 140,000 $ 64,000
GREEN BAY, WI 39 $ 5,091,000 $ 130,000 $ 61,000
MINNEAPOLIS-ST. PAUL, MN-WI 34 $ 6,061,000 $ 178,000 $ 73,000
MADISON, WI 30 $ 5,117,000 $ 170,000 $ 77,000
SHEBOYGAN, WI 30 $ 3,372,000 $ 112,000 $ 63,000
APPLETON-OSHKOSH-NEENAH, WI 22 $ 2,909,000 $ 132,000 $ 65,000
JANESVILLE-BELOIT, WI 18 $ 2,273,000 $ 126,000 $ 50,000
GARY, IN 14 $ 1,630,000 $ 116,000 $ 56,000
SOUTH BEND, IN 12 $ 889,000 $ 74,000 $ 42,000
EAU CLAIRE, WI 7 $ 731,000 $ 104,000 $ 70,000
ATLANTA, GA 6 $ 793,000 $ 132,000 $ 70,000
FORT WAYNE, IN 5 $ 298,000 $ 59,000 $ 44,000
INDIANAPOLIS, IN 5 $ 570,000 $ 114,000 $ 38,000
LA CROSSE, WI-MN 5 $ 352,000 $ 70,000 $ 28,000
PHOENIX-MESA, AZ 5 $ 691,000 $ 138,000 $ 221,000
ROCKFORD, IL 5 $ 585,000 $ 117,000 $ 50,000
DETROIT, MI 4 $ 661,000 $ 165,000 $ 61,000
FORT LAUDERDALE, FL 4 $ 523,000 $ 130,000 $ 75,000
WAUSAU, WI 4 $ 320,000 $ 80,000 $ 29,000
DULUTH-SUPERIOR, MN-WI 3 $ 182,000 $ 60,000 $ 73,000
ELKHART-GOSHEN, IN 2 $ 284,000 $ 142,000 $ 97,000
KOKOMO, IN 2 $ 379,000 $ 189,000 $ 89,000
LANSING-EAST LANSING, MI 2 $ 390,000 $ 195,000 $ 72,000
LOS ANGELES-LONG BEACH, CA 2 $ 135,000 $ 67,000 $ 82,000
RALEIGH-DURHAM-CHAPEL HILL, NC 2 $ 345,000 $ 172,000 $ 95,000
ST. LOUIS, MO-IL 2 $ 131,000 $ 65,000 $ 25,000
TERRE HAUTE, IN 2 $ 125,000 $ 62,000 $ 35,000
ALBUQUERQUE, NM 1 $ 97,000 $ 97,000 $ 53,000
ANN ARBOR, MI 1 $ 264,000 $ 264,000 $ 96,000
ATHENS, GA 1 $ 71,000 $ 71,000 $ 30,000
AUGUSTA-AIKEN, GA-SC 1 $ 122,000 $ 122,000 $ 45,000
BRAZORIA, TX 1 $ 179,000 $ 179,000 $ 0
CHAMPAIGN-URBANA, IL 1 $ 80,000 $ 80,000 $ 84,000
DENVER, CO 1 $ 170,000 $ 170,000 $ 38,000
FLINT, MI 1 $ 157,000 $ 157,000 $ 60,000
FORT MYERS-CAPE CORAL, FL 1 $ 300,000 $ 300,000 $ 119,000
GRAND JUNCTION, CO 1 $ 286,000 $ 286,000 $ 168,000
HICKORY-MORGANTON-LENOIR, NC 1 $ 80,000 $ 80,000 $ 90,000
JACKSONVILLE, NC 1 $ 79,000 $ 79,000 $ 31,000
KANKAKEE, IL 1 $ 84,000 $ 84,000 $ 27,000
LAFAYETTE, IN 1 $ 62,000 $ 62,000 $ 42,000
LAS VEGAS, NV-AZ 1 $ 145,000 $ 145,000 $ 21,000
MACON, GA 1 $ 65,000 $ 65,000 $ 28,000
MEMPHIS, TN-AR-MS 1 $ 124,000 $ 124,000 $ 54,000
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 1 $ 140,000 $ 140,000 $ 39,000
PHILADELPHIA, PA-NJ 1 $ 40,000 $ 40,000 $ 64,000
RICHMOND-PETERSBURG, VA 1 $ 115,000 $ 115,000 $ 60,000
ROCHESTER, MN 1 $ 41,000 $ 41,000 $ 90,000
SAN FRANCISCO, CA 1 $ 200,000 $ 200,000 $ 199,000
SAVANNAH, GA 1 $ 201,000 $ 201,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Universal Savings Bank Fa in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 1,451 $202,593,000 $136,823 $1,000,000 $75,176 $2,297,000
Refinancing (home purchase or home improvement, one-to-four family) 793 $117,408,000 $112,250 $1,000,000 $59,250 $1,036,000
Home Improvement (one-to-four family) 1 $228,000 $228,000 $228,000 $77,000 $77,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,533 $225,137,000 $130,222 $1,000,000 $76,111 $2,297,000
Information not provided by applicant in mail or telephone application 351 $49,980,000 $141,714 $1,000,000 $79,000 $804,000
Black 214 $23,773,000 $107,100 $510,000 $58,800 $254,000
Hispanic 93 $11,999,000 $133,500 $315,000 $42,875 $162,000
Asian or Pacific Islander 35 $6,265,000 $153,500 $450,000 $78,000 $312,000
American Indian or Alaskan Native 12 $2,086,000 $148,250 $385,000 $66,250 $102,000
Other 7 $989,000 $117,000 $255,000 $34,500 $83,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,236 $319,113,000 $127,722 $1,000,000 $71,500 $2,297,000
VA-guaranteed (Veterans Administration) 9 $1,116,000 $124,000 $167,000 $57,500 $94,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,791 $260,304,000 $134,736 $1,000,000 $75,684 $2,297,000
Application Withdrawn By Applicant 271 $36,727,000 $129,000 $560,000 $65,714 $458,000
Application Denied By Financial Institution 170 $20,733,000 $104,142 $463,000 $58,000 $351,000
Application Approved But Not Accepted 10 $1,865,000 $187,666 $333,000 $63,000 $89,000
File Closed For Incompleteness 3 $600,000 $200,000 $224,000 $95,000 $137,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 51 $7,052,000 $130,250 $450,000 $67,500 $173,000
Collateral 40 $5,087,000 $139,500 $463,000 $68,500 $351,000
Other 30 $4,106,000 $157,000 $451,000 $75,250 $178,000
Credit History 25 $1,995,000 $67,000 $220,000 $41,833 $109,000
Employment History 9 $716,000 $83,000 $144,000 $52,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 8 $991,000 $123,500 $217,000 $41,000 $103,000
Unverifiable Information 7 $786,000 $108,000 $295,000 $46,000 $67,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.

Download the Wisconsin Lender List