University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
University Lending Group, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,830 |
| Total Mortgage Loan Application Amount | $459,205,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $656,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Okaloosa County Florida | 336 | $ 64,459,000 | $ 191,000 | $ 75,000 |
| Marion County Indiana | 222 | $ 27,904,000 | $ 125,000 | $ 64,000 |
| Santa Rosa County Florida | 218 | $ 38,998,000 | $ 178,000 | $ 71,000 |
| Washtenaw County Michigan | 212 | $ 40,458,000 | $ 190,000 | $ 99,000 |
| Wayne County Michigan | 199 | $ 25,998,000 | $ 130,000 | $ 65,000 |
| Oakland County Michigan | 190 | $ 37,129,000 | $ 195,000 | $ 105,000 |
| Lake County Indiana | 180 | $ 28,067,000 | $ 155,000 | $ 58,000 |
| Hamilton County Indiana | 158 | $ 32,042,000 | $ 202,000 | $ 96,000 |
| Hendricks County Indiana | 145 | $ 23,537,000 | $ 162,000 | $ 78,000 |
| Montgomery County Indiana | 129 | $ 11,600,000 | $ 89,000 | $ 43,000 |
| Macomb County Michigan | 125 | $ 17,179,000 | $ 137,000 | $ 63,000 |
| Escambia County Florida | 117 | $ 17,043,000 | $ 145,000 | $ 67,000 |
| Putnam County Indiana | 94 | $ 12,085,000 | $ 128,000 | $ 62,000 |
| Baldwin County Alabama | 84 | $ 15,402,000 | $ 183,000 | $ 142,000 |
| Porter County Indiana | 47 | $ 7,684,000 | $ 163,000 | $ 72,000 |
| Johnson County Indiana | 38 | $ 5,417,000 | $ 142,000 | $ 66,000 |
| Livingston County Michigan | 31 | $ 6,145,000 | $ 198,000 | $ 104,000 |
| Boone County Indiana | 27 | $ 5,646,000 | $ 209,000 | $ 109,000 |
| Walton County Florida | 23 | $ 4,051,000 | $ 176,000 | $ 80,000 |
| Hancock County Indiana | 22 | $ 3,028,000 | $ 137,000 | $ 68,000 |
| Leon County Florida | 19 | $ 3,299,000 | $ 173,000 | $ 83,000 |
| Morgan County Indiana | 19 | $ 2,800,000 | $ 147,000 | $ 67,000 |
| Madison County Indiana | 12 | $ 1,384,000 | $ 115,000 | $ 61,000 |
| Newton County Indiana | 9 | $ 1,271,000 | $ 141,000 | $ 61,000 |
| Parke County Indiana | 9 | $ 797,000 | $ 88,000 | $ 59,000 |
| Ingham County Michigan | 9 | $ 1,440,000 | $ 160,000 | $ 99,000 |
| Jasper County Indiana | 7 | $ 906,000 | $ 129,000 | $ 48,000 |
| St. Clair County Michigan | 7 | $ 1,023,000 | $ 146,000 | $ 67,000 |
| Vigo County Indiana | 6 | $ 854,000 | $ 142,000 | $ 75,000 |
| Bay County Florida | 5 | $ 916,000 | $ 183,000 | $ 87,000 |
| Brown County Indiana | 5 | $ 1,195,000 | $ 239,000 | $ 212,000 |
| Monroe County Michigan | 5 | $ 703,000 | $ 140,000 | $ 68,000 |
| Bartholomew County Indiana | 4 | $ 407,000 | $ 101,000 | $ 42,000 |
| Tippecanoe County Indiana | 4 | $ 346,000 | $ 86,000 | $ 35,000 |
| Jackson County Michigan | 4 | $ 338,000 | $ 84,000 | $ 53,000 |
| Wakulla County Florida | 3 | $ 314,000 | $ 104,000 | $ 43,000 |
| Clay County Indiana | 3 | $ 207,000 | $ 69,000 | $ 26,000 |
| Henry County Indiana | 3 | $ 343,000 | $ 114,000 | $ 44,000 |
| Jackson County Indiana | 3 | $ 247,000 | $ 82,000 | $ 26,000 |
| Monroe County Indiana | 3 | $ 309,000 | $ 103,000 | $ 117,000 |
| Owen County Indiana | 3 | $ 379,000 | $ 126,000 | $ 43,000 |
| Shelby County Indiana | 3 | $ 494,000 | $ 164,000 | $ 57,000 |
| Tipton County Indiana | 3 | $ 258,000 | $ 86,000 | $ 33,000 |
| Antrim County Michigan | 3 | $ 1,197,000 | $ 399,000 | $ 225,000 |
| Muskegon County Michigan | 3 | $ 344,000 | $ 114,000 | $ 76,000 |
| Mobile County Alabama | 2 | $ 348,000 | $ 174,000 | $ 201,000 |
| Brevard County Florida | 2 | $ 450,000 | $ 225,000 | $ 261,000 |
| Broward County Florida | 2 | $ 318,000 | $ 159,000 | $ 108,000 |
| Washington County Florida | 2 | $ 398,000 | $ 199,000 | $ 68,000 |
| Allen County Indiana | 2 | $ 454,000 | $ 227,000 | $ 114,000 |
| Clinton County Indiana | 2 | $ 152,000 | $ 76,000 | $ 29,000 |
| Fountain County Indiana | 2 | $ 134,000 | $ 67,000 | $ 23,000 |
| Grant County Indiana | 2 | $ 428,000 | $ 214,000 | $ 132,000 |
| LaPorte County Indiana | 2 | $ 303,000 | $ 151,000 | $ 67,000 |
| White County Indiana | 2 | $ 834,000 | $ 417,000 | $ 141,000 |
| Clinton County Michigan | 2 | $ 575,000 | $ 287,000 | $ 88,000 |
| Genesee County Michigan | 2 | $ 335,000 | $ 167,000 | $ 125,000 |
| Kalkaska County Michigan | 2 | $ 92,000 | $ 46,000 | $ 90,000 |
| Lapeer County Michigan | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Lenawee County Michigan | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Ottawa County Michigan | 2 | $ 187,000 | $ 93,000 | $ 53,000 |
| Williamson County Tennessee | 2 | $ 605,000 | $ 302,000 | $ 87,000 |
| Madison County Alabama | 1 | $ 413,000 | $ 413,000 | $ 122,000 |
| Montgomery County Alabama | 1 | $ 414,000 | $ 414,000 | $ 618,000 |
| Shelby County Alabama | 1 | $ 278,000 | $ 278,000 | $ 311,000 |
| Tuscaloosa County Alabama | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Southeast Fairbanks County Alaska | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Charlotte County Florida | 1 | $ 182,000 | $ 182,000 | $ 179,000 |
| Collier County Florida | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Lee County Florida | 1 | $ 280,000 | $ 280,000 | $ 174,000 |
| Marion County Florida | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| Volusia County Florida | 1 | $ 216,000 | $ 216,000 | $ 800,000 |
| Decatur County Indiana | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Delaware County Indiana | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Floyd County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Harrison County Indiana | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Howard County Indiana | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Jennings County Indiana | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Kosciusko County Indiana | 1 | $ 112,000 | $ 112,000 | $ 207,000 |
| Lawrence County Indiana | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Marshall County Indiana | 1 | $ 93,000 | $ 93,000 | $ 199,000 |
| Randolph County Indiana | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| St. Joseph County Indiana | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Starke County Indiana | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Vanderburgh County Indiana | 1 | $ 128,000 | $ 128,000 | $ 156,000 |
| Wabash County Indiana | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Wells County Indiana | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Bay County Michigan | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Eaton County Michigan | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Emmet County Michigan | 1 | $ 408,000 | $ 408,000 | $ 346,000 |
| Grand Traverse County Michigan | 1 | $ 106,000 | $ 106,000 | $ 86,000 |
| Hillsdale County Michigan | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Houghton County Michigan | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Lake County Michigan | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Leelanau County Michigan | 1 | $ 138,000 | $ 138,000 | $ 130,000 |
| Otsego County Michigan | 1 | $ 76,000 | $ 76,000 | $ 152,000 |
| Roscommon County Michigan | 1 | $ 56,000 | $ 56,000 | $ 166,000 |
| Saginaw County Michigan | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Van Buren County Michigan | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Knox County Tennessee | 1 | $ 247,000 | $ 247,000 | $ 93,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,812 | $268,412,000 | $148,000 | $633,000 | $70,000 | $800,000 |
| Refinancing | 1,006 | $188,902,000 | $187,000 | $656,000 | $93,000 | $767,000 |
| Home Improvement | 12 | $1,891,000 | $157,000 | $245,000 | $64,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,540 | $414,693,000 | $163,000 | $656,000 | $79,000 | $800,000 |
| Black or African American | 135 | $20,859,000 | $154,000 | $413,000 | $65,000 | $189,000 |
| Hispanic | 95 | $14,637,000 | $154,000 | $487,000 | $64,000 | $321,000 |
| Asian | 37 | $5,224,000 | $141,000 | $342,000 | $78,000 | $330,000 |
| Not Provided | 16 | $2,675,000 | $167,000 | $287,000 | $84,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $715,000 | $178,000 | $225,000 | $60,000 | $79,000 |
| American Indian or Alaskan Native | 3 | $402,000 | $134,000 | $242,000 | $198,000 | $440,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,405 | $250,020,000 | $177,000 | $656,000 | $104,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 842 | $105,420,000 | $125,000 | $413,000 | $48,000 | $440,000 |
| VA-guaranteed (Veterans Administration) | 440 | $87,267,000 | $198,000 | $633,000 | $64,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 143 | $16,498,000 | $115,000 | $271,000 | $44,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,243 | $369,501,000 | $164,000 | $656,000 | $79,000 | $767,000 |
| Application Withdrawn By Applicant | 359 | $55,572,000 | $154,000 | $600,000 | $79,000 | $800,000 |
| Application Denied By Financial Institution | 168 | $24,394,000 | $145,000 | $417,000 | $65,000 | $262,000 |
| File Closed For Incompleteness | 45 | $7,473,000 | $166,000 | $405,000 | $86,000 | $300,000 |
| Application Approved But Not Accepted | 15 | $2,265,000 | $151,000 | $348,000 | $67,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $126,000 | $126,000 | $126,000 | $70,000 | $70,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.