University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
University Lending Group, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,479 |
| Total Mortgage Loan Application Amount | $654,888,000 |
| Average Mortgage Loan Application Amount | $236,333 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $1,212,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 627 | $ 113,706,000 | $ 181,000 | $ 75,000 |
| Santa Rosa County Florida | 466 | $ 102,489,000 | $ 219,000 | $ 82,000 |
| Okaloosa County Florida | 399 | $ 81,906,000 | $ 205,000 | $ 72,000 |
| Lake County Indiana | 296 | $ 55,218,000 | $ 186,000 | $ 79,000 |
| Escambia County Florida | 222 | $ 35,230,000 | $ 158,000 | $ 69,000 |
| Washtenaw County Michigan | 180 | $ 46,013,000 | $ 255,000 | $ 115,000 |
| Montgomery County Indiana | 169 | $ 19,234,000 | $ 113,000 | $ 51,000 |
| Wayne County Michigan | 156 | $ 24,813,000 | $ 159,000 | $ 107,000 |
| Tom Green County Texas | 73 | $ 11,990,000 | $ 164,000 | $ 74,000 |
| Bexar County Texas | 71 | $ 9,383,000 | $ 132,000 | $ 55,000 |
| Macomb County Michigan | 63 | $ 9,248,000 | $ 146,000 | $ 72,000 |
| Porter County Indiana | 54 | $ 11,542,000 | $ 213,000 | $ 87,000 |
| Walton County Florida | 48 | $ 11,248,000 | $ 234,000 | $ 95,000 |
| Taylor County Texas | 46 | $ 5,529,000 | $ 120,000 | $ 56,000 |
| Wakulla County Florida | 42 | $ 7,346,000 | $ 174,000 | $ 65,000 |
| Hamilton County Indiana | 42 | $ 9,666,000 | $ 230,000 | $ 86,000 |
| Marion County Indiana | 42 | $ 6,192,000 | $ 147,000 | $ 72,000 |
| Gadsden County Florida | 38 | $ 5,438,000 | $ 143,000 | $ 57,000 |
| Cook County Illinois | 37 | $ 11,648,000 | $ 314,000 | $ 161,000 |
| Oakland County Michigan | 30 | $ 7,715,000 | $ 257,000 | $ 136,000 |
| Harris County Texas | 23 | $ 4,177,000 | $ 181,000 | $ 99,000 |
| Smith County Texas | 23 | $ 3,964,000 | $ 172,000 | $ 71,000 |
| Livingston County Michigan | 19 | $ 4,178,000 | $ 219,000 | $ 141,000 |
| Collin County Texas | 14 | $ 3,478,000 | $ 248,000 | $ 128,000 |
| Fort Bend County Texas | 12 | $ 3,135,000 | $ 261,000 | $ 110,000 |
| Putnam County Indiana | 11 | $ 1,722,000 | $ 156,000 | $ 75,000 |
| Dallas County Texas | 11 | $ 1,890,000 | $ 171,000 | $ 56,000 |
| Baldwin County Alabama | 10 | $ 1,714,000 | $ 171,000 | $ 120,000 |
| Hancock County Indiana | 10 | $ 1,712,000 | $ 171,000 | $ 74,000 |
| Denton County Texas | 10 | $ 2,784,000 | $ 278,000 | $ 102,000 |
| Bay County Florida | 9 | $ 2,301,000 | $ 255,000 | $ 98,000 |
| Madison County Indiana | 9 | $ 1,020,000 | $ 113,000 | $ 50,000 |
| Gregg County Texas | 8 | $ 916,000 | $ 114,000 | $ 57,000 |
| Boone County Indiana | 7 | $ 1,336,000 | $ 190,000 | $ 84,000 |
| Henderson County Texas | 7 | $ 747,000 | $ 106,000 | $ 55,000 |
| Tarrant County Texas | 7 | $ 1,416,000 | $ 202,000 | $ 160,000 |
| Fountain County Indiana | 6 | $ 724,000 | $ 120,000 | $ 49,000 |
| Jasper County Indiana | 6 | $ 1,340,000 | $ 223,000 | $ 83,000 |
| Monroe County Michigan | 6 | $ 862,000 | $ 143,000 | $ 61,000 |
| Runnels County Texas | 6 | $ 779,000 | $ 129,000 | $ 50,000 |
| Jefferson County Florida | 5 | $ 726,000 | $ 145,000 | $ 45,000 |
| Hendricks County Indiana | 5 | $ 1,103,000 | $ 220,000 | $ 96,000 |
| Jackson County Michigan | 5 | $ 875,000 | $ 175,000 | $ 97,000 |
| Maverick County Texas | 5 | $ 893,000 | $ 178,000 | $ 73,000 |
| Jackson County Florida | 4 | $ 408,000 | $ 102,000 | $ 61,000 |
| LaPorte County Indiana | 4 | $ 650,000 | $ 162,000 | $ 179,000 |
| St. Clair County Michigan | 4 | $ 651,000 | $ 162,000 | $ 58,000 |
| Callahan County Texas | 4 | $ 389,000 | $ 97,000 | $ 42,000 |
| Harrison County Texas | 4 | $ 590,000 | $ 147,000 | $ 77,000 |
| Van Zandt County Texas | 4 | $ 395,000 | $ 98,000 | $ 98,000 |
| Will County Illinois | 3 | $ 733,000 | $ 244,000 | $ 115,000 |
| Johnson County Indiana | 3 | $ 523,000 | $ 174,000 | $ 68,000 |
| Tippecanoe County Indiana | 3 | $ 310,000 | $ 103,000 | $ 28,000 |
| Ingham County Michigan | 3 | $ 443,000 | $ 147,000 | $ 37,000 |
| Kent County Michigan | 3 | $ 470,000 | $ 156,000 | $ 72,000 |
| Lapeer County Michigan | 3 | $ 559,000 | $ 186,000 | $ 88,000 |
| Jones County Texas | 3 | $ 489,000 | $ 163,000 | $ 60,000 |
| Rusk County Texas | 3 | $ 431,000 | $ 143,000 | $ 55,000 |
| Wood County Texas | 3 | $ 357,000 | $ 119,000 | $ 79,000 |
| Alachua County Florida | 2 | $ 288,000 | $ 144,000 | $ 120,000 |
| Calhoun County Florida | 2 | $ 293,000 | $ 146,000 | $ 78,000 |
| Pinellas County Florida | 2 | $ 589,000 | $ 294,000 | $ 104,000 |
| St. Johns County Florida | 2 | $ 464,000 | $ 232,000 | $ 110,000 |
| Volusia County Florida | 2 | $ 315,000 | $ 157,000 | $ 138,000 |
| Monroe County Indiana | 2 | $ 289,000 | $ 144,000 | $ 102,000 |
| Morgan County Indiana | 2 | $ 196,000 | $ 98,000 | $ 34,000 |
| Newton County Indiana | 2 | $ 545,000 | $ 272,000 | $ 128,000 |
| St. Joseph County Indiana | 2 | $ 336,000 | $ 168,000 | $ 97,000 |
| Gladwin County Michigan | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Lenawee County Michigan | 2 | $ 241,000 | $ 120,000 | $ 171,000 |
| Brazoria County Texas | 2 | $ 391,000 | $ 195,000 | $ 101,000 |
| Ellis County Texas | 2 | $ 287,000 | $ 143,000 | $ 45,000 |
| Guadalupe County Texas | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Jefferson County Texas | 2 | $ 362,000 | $ 181,000 | $ 82,000 |
| Kerr County Texas | 2 | $ 392,000 | $ 196,000 | $ 89,000 |
| Montgomery County Texas | 2 | $ 674,000 | $ 337,000 | $ 177,000 |
| Autauga County Alabama | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
| Lee County Alabama | 1 | $ 196,000 | $ 196,000 | $ 67,000 |
| Charlotte County Florida | 1 | $ 236,000 | $ 236,000 | $ 204,000 |
| Collier County Florida | 1 | $ 304,000 | $ 304,000 | $ 170,000 |
| Duval County Florida | 1 | $ 236,000 | $ 236,000 | $ 54,000 |
| Franklin County Florida | 1 | $ 61,000 | $ 61,000 | $ 59,000 |
| Gulf County Florida | 1 | $ 191,000 | $ 191,000 | $ 145,000 |
| Hernando County Florida | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Highlands County Florida | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Hillsborough County Florida | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Indian River County Florida | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Lee County Florida | 1 | $ 336,000 | $ 336,000 | $ 150,000 |
| Liberty County Florida | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Madison County Florida | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Manatee County Florida | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Nassau County Florida | 1 | $ 209,000 | $ 209,000 | $ 60,000 |
| Orange County Florida | 1 | $ 332,000 | $ 332,000 | $ 135,000 |
| Pasco County Florida | 1 | $ 91,000 | $ 91,000 | $ 10,000 |
| Seminole County Florida | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Taylor County Florida | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Kane County Illinois | 1 | $ 214,000 | $ 214,000 | $ 90,000 |
| McHenry County Illinois | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Brown County Indiana | 1 | $ 93,000 | $ 93,000 | $ 19,000 |
| Clinton County Indiana | 1 | $ 158,000 | $ 158,000 | $ 113,000 |
| Henry County Indiana | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| Owen County Indiana | 1 | $ 343,000 | $ 343,000 | $ 156,000 |
| Shelby County Indiana | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Warren County Indiana | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Baraga County Michigan | 1 | $ 183,000 | $ 183,000 | $ 44,000 |
| Genesee County Michigan | 1 | $ 299,000 | $ 299,000 | $ 109,000 |
| Grand Traverse County Michigan | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Kalamazoo County Michigan | 1 | $ 347,000 | $ 347,000 | $ 115,000 |
| Missaukee County Michigan | 1 | $ 248,000 | $ 248,000 | $ 265,000 |
| Ogemaw County Michigan | 1 | $ 53,000 | $ 53,000 | $ 118,000 |
| Shiawassee County Michigan | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
| Van Buren County Michigan | 1 | $ 1,300,000 | $ 1,300,000 | $ 333,000 |
| Cleveland County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Burleson County Texas | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Chambers County Texas | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Cherokee County Texas | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Coke County Texas | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Concho County Texas | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Fisher County Texas | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Franklin County Texas | 1 | $ 190,000 | $ 190,000 | $ 114,000 |
| Irion County Texas | 1 | $ 327,000 | $ 327,000 | $ 104,000 |
| Kaufman County Texas | 1 | $ 237,000 | $ 237,000 | $ 128,000 |
| Rockwall County Texas | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Sutton County Texas | 1 | $ 280,000 | $ 280,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,141 | $583,476,000 | $185,000 | $966,000 | $78,000 | $902,000 |
| Refinancing | 324 | $66,955,000 | $206,000 | $958,000 | $101,000 | $1,212,000 |
| Home Improvement | 14 | $4,457,000 | $318,000 | $1,300,000 | $161,000 | $710,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,731 | $526,449,000 | $192,000 | $1,300,000 | $84,000 | $1,212,000 |
| Black or African American | 320 | $54,434,000 | $170,000 | $609,000 | $65,000 | $710,000 |
| Hispanic | 315 | $51,213,000 | $162,000 | $442,000 | $62,000 | $222,000 |
| Asian | 68 | $14,068,000 | $206,000 | $424,000 | $99,000 | $431,000 |
| Not Provided | 37 | $6,946,000 | $187,000 | $479,000 | $79,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,778,000 | $222,000 | $308,000 | $128,000 | $400,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,712 | $335,621,000 | $196,000 | $1,300,000 | $96,000 | $1,212,000 |
| FHA-insured (Federal Housing Administration) | 844 | $129,319,000 | $153,000 | $372,000 | $59,000 | $865,000 |
| VA-guaranteed (Veterans Administration) | 704 | $161,781,000 | $229,000 | $856,000 | $78,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $28,167,000 | $128,000 | $269,000 | $45,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,910 | $549,966,000 | $188,000 | $966,000 | $80,000 | $1,212,000 |
| Application Withdrawn By Applicant | 447 | $83,766,000 | $187,000 | $1,300,000 | $83,000 | $710,000 |
| Application Denied By Financial Institution | 79 | $12,566,000 | $159,000 | $424,000 | $72,000 | $376,000 |
| File Closed For Incompleteness | 20 | $3,899,000 | $194,000 | $430,000 | $76,000 | $175,000 |
| Application Approved But Not Accepted | 16 | $3,455,000 | $215,000 | $536,000 | $115,000 | $285,000 |
| Preapproval Denied by Financial Institution | 5 | $885,000 | $177,000 | $380,000 | $59,000 | $142,000 |
| Preapproval Approved but not Accepted | 2 | $351,000 | $175,000 | $280,000 | $69,000 | $117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.