Greenstate Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Greenstate Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstate Credit Union 2355 Landon Rd North Liberty, IA 52317 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,724 |
| Total Mortgage Loan Application Amount | $1,176,940,000 |
| Average Mortgage Loan Application Amount | $150,333 |
| Highest Mortgage Loan Application Amount | $1,620,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $1,648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Greenstate Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstate Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Greenstate Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstate Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstate Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstate Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Iowa | 2,075 | $ 371,025,000 | $ 178,000 | $ 114,000 |
| Linn County Iowa | 2,063 | $ 273,951,000 | $ 132,000 | $ 90,000 |
| Black Hawk County Iowa | 847 | $ 117,648,000 | $ 138,000 | $ 93,000 |
| Polk County Iowa | 589 | $ 93,918,000 | $ 159,000 | $ 108,000 |
| Scott County Iowa | 326 | $ 54,947,000 | $ 168,000 | $ 111,000 |
| Dallas County Iowa | 302 | $ 65,642,000 | $ 217,000 | $ 135,000 |
| Poweshiek County Iowa | 189 | $ 19,748,000 | $ 104,000 | $ 85,000 |
| Benton County Iowa | 135 | $ 16,526,000 | $ 122,000 | $ 82,000 |
| Iowa County Iowa | 129 | $ 19,263,000 | $ 149,000 | $ 92,000 |
| Cedar County Iowa | 124 | $ 16,691,000 | $ 134,000 | $ 85,000 |
| Warren County Iowa | 103 | $ 18,516,000 | $ 179,000 | $ 118,000 |
| Bremer County Iowa | 93 | $ 13,793,000 | $ 148,000 | $ 105,000 |
| Washington County Iowa | 85 | $ 12,020,000 | $ 141,000 | $ 84,000 |
| Muscatine County Iowa | 51 | $ 6,315,000 | $ 123,000 | $ 78,000 |
| Grundy County Iowa | 49 | $ 7,946,000 | $ 162,000 | $ 113,000 |
| Rock Island County Illinois | 48 | $ 5,046,000 | $ 105,000 | $ 72,000 |
| Buchanan County Iowa | 45 | $ 5,448,000 | $ 121,000 | $ 72,000 |
| Jones County Iowa | 45 | $ 5,961,000 | $ 132,000 | $ 73,000 |
| Jasper County Iowa | 44 | $ 5,290,000 | $ 120,000 | $ 77,000 |
| Tama County Iowa | 30 | $ 2,365,000 | $ 78,000 | $ 70,000 |
| Story County Iowa | 28 | $ 5,222,000 | $ 186,000 | $ 123,000 |
| Butler County Iowa | 25 | $ 2,400,000 | $ 96,000 | $ 61,000 |
| Henry County Illinois | 23 | $ 1,974,000 | $ 85,000 | $ 64,000 |
| Dubuque County Iowa | 23 | $ 4,702,000 | $ 204,000 | $ 131,000 |
| Clinton County Iowa | 20 | $ 2,160,000 | $ 108,000 | $ 107,000 |
| Des Moines County Iowa | 19 | $ 2,188,000 | $ 115,000 | $ 90,000 |
| Madison County Iowa | 15 | $ 2,574,000 | $ 171,000 | $ 124,000 |
| Cerro Gordo County Iowa | 14 | $ 2,360,000 | $ 168,000 | $ 202,000 |
| Marshall County Iowa | 14 | $ 1,188,000 | $ 84,000 | $ 79,000 |
| Keokuk County Iowa | 12 | $ 1,026,000 | $ 85,000 | $ 84,000 |
| Delaware County Iowa | 11 | $ 1,356,000 | $ 123,000 | $ 112,000 |
| Marion County Iowa | 11 | $ 1,259,000 | $ 114,000 | $ 80,000 |
| Boone County Iowa | 9 | $ 1,097,000 | $ 121,000 | $ 93,000 |
| Clayton County Iowa | 9 | $ 1,090,000 | $ 121,000 | $ 105,000 |
| Mahaska County Iowa | 9 | $ 636,000 | $ 70,000 | $ 77,000 |
| Knox County Illinois | 8 | $ 339,000 | $ 42,000 | $ 52,000 |
| Louisa County Iowa | 8 | $ 634,000 | $ 79,000 | $ 77,000 |
| Fayette County Iowa | 7 | $ 620,000 | $ 88,000 | $ 76,000 |
| Dickinson County Iowa | 6 | $ 1,625,000 | $ 270,000 | $ 243,000 |
| Hamilton County Iowa | 6 | $ 786,000 | $ 131,000 | $ 82,000 |
| Jackson County Iowa | 5 | $ 815,000 | $ 163,000 | $ 118,000 |
| Kane County Illinois | 4 | $ 733,000 | $ 183,000 | $ 90,000 |
| Henry County Iowa | 4 | $ 337,000 | $ 84,000 | $ 63,000 |
| Calhoun County Illinois | 3 | $ 534,000 | $ 178,000 | $ 93,000 |
| Champaign County Illinois | 3 | $ 677,000 | $ 225,000 | $ 181,000 |
| Cook County Illinois | 3 | $ 748,000 | $ 249,000 | $ 104,000 |
| Adair County Iowa | 3 | $ 202,000 | $ 67,000 | $ 71,000 |
| Allamakee County Iowa | 3 | $ 423,000 | $ 141,000 | $ 62,000 |
| Hardin County Iowa | 3 | $ 429,000 | $ 143,000 | $ 91,000 |
| Pottawattamie County Iowa | 3 | $ 463,000 | $ 154,000 | $ 124,000 |
| Winneshiek County Iowa | 3 | $ 406,000 | $ 135,000 | $ 57,000 |
| Grundy County Illinois | 2 | $ 210,000 | $ 105,000 | $ 103,000 |
| Lake County Illinois | 2 | $ 334,000 | $ 167,000 | $ 173,000 |
| Madison County Illinois | 2 | $ 63,000 | $ 31,000 | $ 42,000 |
| Pike County Illinois | 2 | $ 82,000 | $ 41,000 | $ 50,000 |
| Whiteside County Illinois | 2 | $ 187,000 | $ 93,000 | $ 89,000 |
| Carroll County Iowa | 2 | $ 269,000 | $ 134,000 | $ 71,000 |
| Chickasaw County Iowa | 2 | $ 135,000 | $ 67,000 | $ 43,000 |
| Emmet County Iowa | 2 | $ 58,000 | $ 29,000 | $ 33,000 |
| Jefferson County Iowa | 2 | $ 28,000 | $ 14,000 | $ 47,000 |
| Lee County Iowa | 2 | $ 383,000 | $ 191,000 | $ 266,000 |
| Page County Iowa | 2 | $ 59,000 | $ 29,000 | $ 70,000 |
| Pocahontas County Iowa | 2 | $ 144,000 | $ 72,000 | $ 91,000 |
| Van Buren County Iowa | 2 | $ 186,000 | $ 93,000 | $ 50,000 |
| Wapello County Iowa | 2 | $ 149,000 | $ 74,000 | $ 135,000 |
| DuPage County Illinois | 1 | $ 292,000 | $ 292,000 | $ 135,000 |
| Macon County Illinois | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Mercer County Illinois | 1 | $ 239,000 | $ 239,000 | $ 149,000 |
| Calhoun County Iowa | 1 | $ 94,000 | $ 94,000 | $ 94,000 |
| Clay County Iowa | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Davis County Iowa | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Greene County Iowa | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Lucas County Iowa | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Mills County Iowa | 1 | $ 319,000 | $ 319,000 | $ 199,000 |
| Union County Iowa | 1 | $ 59,000 | $ 59,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Greenstate Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,204 | $707,096,000 | $135,000 | $1,620,000 | $93,000 | $1,276,000 |
| Refinancing | 2,483 | $465,067,000 | $187,000 | $1,600,000 | $119,000 | $1,648,000 |
| Home Improvement | 37 | $4,777,000 | $129,000 | $598,000 | $98,000 | $293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,513 | $983,424,000 | $150,000 | $1,600,000 | $100,000 | $1,648,000 |
| Not Provided | 702 | $116,411,000 | $165,000 | $1,620,000 | $108,000 | $699,000 |
| Asian | 215 | $37,704,000 | $175,000 | $473,000 | $113,000 | $650,000 |
| Hispanic | 157 | $20,750,000 | $132,000 | $551,000 | $89,000 | $237,000 |
| Black or African American | 107 | $14,167,000 | $132,000 | $414,000 | $85,000 | $209,000 |
| Native Hawaiin or Other Pacific Islander | 20 | $3,143,000 | $157,000 | $414,000 | $90,000 | $209,000 |
| American Indian or Alaskan Native | 10 | $1,341,000 | $134,000 | $359,000 | $81,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,624 | $1,157,101,000 | $151,000 | $1,620,000 | $101,000 | $1,648,000 |
| VA-guaranteed (Veterans Administration) | 71 | $16,288,000 | $229,000 | $396,000 | $91,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,551,000 | $122,000 | $213,000 | $50,000 | $84,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,961 | $1,060,113,000 | $152,000 | $1,620,000 | $101,000 | $1,648,000 |
| Application Withdrawn By Applicant | 721 | $111,521,000 | $154,000 | $1,350,000 | $100,000 | $534,000 |
| Application Denied By Financial Institution | 42 | $5,306,000 | $126,000 | $417,000 | $86,000 | $564,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $2,048,000 | $157,000 | $417,000 | $63,000 | $164,000 |
| Credit History | 8 | $1,085,000 | $135,000 | $300,000 | $101,000 | $300,000 |
| Collateral | 6 | $627,000 | $104,000 | $147,000 | $57,000 | $113,000 |
| Credit Application Incomplete | 2 | $208,000 | $104,000 | $128,000 | $94,000 | $152,000 |
| Unverifiable Information | 1 | $365,000 | $365,000 | $365,000 | $137,000 | $137,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstate Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstate Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.