Greenstate Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Greenstate Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstate Credit Union 2355 Landon Rd North Liberty, IA 52317 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,900 |
| Total Mortgage Loan Application Amount | $2,296,750,000 |
| Average Mortgage Loan Application Amount | $107,833 |
| Highest Mortgage Loan Application Amount | $26,505,000 |
| Average Applicant Income | $99,166 |
| Highest Applicant Income | $3,588,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Greenstate Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstate Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Greenstate Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstate Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstate Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstate Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Iowa | 3,426 | $ 548,870,000 | $ 160,000 | $ 122,000 |
| Linn County Iowa | 3,416 | $ 413,730,000 | $ 121,000 | $ 96,000 |
| Polk County Iowa | 2,087 | $ 352,365,000 | $ 168,000 | $ 119,000 |
| Black Hawk County Iowa | 1,395 | $ 164,165,000 | $ 117,000 | $ 92,000 |
| Scott County Iowa | 987 | $ 162,385,000 | $ 164,000 | $ 119,000 |
| Dallas County Iowa | 939 | $ 209,235,000 | $ 222,000 | $ 142,000 |
| Poweshiek County Iowa | 385 | $ 35,215,000 | $ 91,000 | $ 91,000 |
| Benton County Iowa | 255 | $ 27,835,000 | $ 109,000 | $ 99,000 |
| Rock Island County Illinois | 233 | $ 23,665,000 | $ 101,000 | $ 84,000 |
| Iowa County Iowa | 217 | $ 20,785,000 | $ 95,000 | $ 90,000 |
| Warren County Iowa | 214 | $ 37,500,000 | $ 175,000 | $ 129,000 |
| Cedar County Iowa | 212 | $ 23,280,000 | $ 109,000 | $ 94,000 |
| Washington County Iowa | 185 | $ 18,005,000 | $ 97,000 | $ 88,000 |
| Muscatine County Iowa | 139 | $ 14,505,000 | $ 104,000 | $ 87,000 |
| Jasper County Iowa | 117 | $ 10,875,000 | $ 92,000 | $ 85,000 |
| Bremer County Iowa | 110 | $ 17,300,000 | $ 157,000 | $ 114,000 |
| Buchanan County Iowa | 101 | $ 9,985,000 | $ 98,000 | $ 82,000 |
| Jones County Iowa | 96 | $ 10,440,000 | $ 108,000 | $ 94,000 |
| Story County Iowa | 93 | $ 38,095,000 | $ 409,000 | $ 104,000 |
| Dubuque County Iowa | 86 | $ 10,650,000 | $ 123,000 | $ 142,000 |
| Tama County Iowa | 84 | $ 6,320,000 | $ 75,000 | $ 72,000 |
| Butler County Iowa | 73 | $ 8,825,000 | $ 120,000 | $ 92,000 |
| Grundy County Iowa | 73 | $ 8,515,000 | $ 116,000 | $ 82,000 |
| Madison County Iowa | 64 | $ 13,040,000 | $ 203,000 | $ 127,000 |
| Clinton County Iowa | 61 | $ 6,305,000 | $ 103,000 | $ 78,000 |
| Henry County Illinois | 55 | $ 5,315,000 | $ 96,000 | $ 87,000 |
| Marshall County Iowa | 52 | $ 3,710,000 | $ 71,000 | $ 75,000 |
| Louisa County Iowa | 44 | $ 2,970,000 | $ 67,000 | $ 83,000 |
| Delaware County Iowa | 33 | $ 3,285,000 | $ 99,000 | $ 144,000 |
| Keokuk County Iowa | 33 | $ 2,195,000 | $ 66,000 | $ 62,000 |
| Marion County Iowa | 33 | $ 4,225,000 | $ 128,000 | $ 114,000 |
| Des Moines County Iowa | 32 | $ 3,850,000 | $ 120,000 | $ 96,000 |
| Henry County Iowa | 31 | $ 3,085,000 | $ 99,000 | $ 87,000 |
| Boone County Iowa | 30 | $ 3,700,000 | $ 123,000 | $ 109,000 |
| Knox County Illinois | 26 | $ 980,000 | $ 37,000 | $ 63,000 |
| Chickasaw County Iowa | 23 | $ 1,795,000 | $ 78,000 | $ 74,000 |
| Jackson County Iowa | 23 | $ 2,465,000 | $ 107,000 | $ 217,000 |
| Cerro Gordo County Iowa | 22 | $ 4,320,000 | $ 196,000 | $ 199,000 |
| Hardin County Iowa | 22 | $ 1,550,000 | $ 70,000 | $ 94,000 |
| Guthrie County Iowa | 21 | $ 4,365,000 | $ 207,000 | $ 240,000 |
| Mercer County Illinois | 20 | $ 1,590,000 | $ 79,000 | $ 70,000 |
| Fayette County Iowa | 20 | $ 1,400,000 | $ 70,000 | $ 95,000 |
| Mahaska County Iowa | 20 | $ 1,500,000 | $ 75,000 | $ 82,000 |
| Floyd County Iowa | 17 | $ 1,595,000 | $ 93,000 | $ 67,000 |
| Clayton County Iowa | 11 | $ 565,000 | $ 51,000 | $ 64,000 |
| Lee County Iowa | 11 | $ 945,000 | $ 85,000 | $ 165,000 |
| Wapello County Iowa | 11 | $ 1,305,000 | $ 118,000 | $ 82,000 |
| Webster County Iowa | 11 | $ 525,000 | $ 47,000 | $ 100,000 |
| Hamilton County Iowa | 10 | $ 1,050,000 | $ 105,000 | $ 100,000 |
| Ringgold County Iowa | 10 | $ 1,790,000 | $ 179,000 | $ 159,000 |
| Kane County Illinois | 9 | $ 1,745,000 | $ 193,000 | $ 190,000 |
| Clarke County Iowa | 9 | $ 975,000 | $ 108,000 | $ 61,000 |
| DuPage County Illinois | 8 | $ 2,200,000 | $ 275,000 | $ 158,000 |
| Carroll County Iowa | 8 | $ 740,000 | $ 92,000 | $ 110,000 |
| Woodbury County Iowa | 8 | $ 940,000 | $ 117,000 | $ 102,000 |
| Cook County Illinois | 7 | $ 1,715,000 | $ 245,000 | $ 122,000 |
| Davis County Iowa | 7 | $ 485,000 | $ 69,000 | $ 68,000 |
| Jefferson County Iowa | 7 | $ 925,000 | $ 132,000 | $ 129,000 |
| Monroe County Iowa | 7 | $ 465,000 | $ 66,000 | $ 66,000 |
| Winneshiek County Iowa | 7 | $ 805,000 | $ 115,000 | $ 81,000 |
| Jo Daviess County Illinois | 6 | $ 730,000 | $ 121,000 | $ 70,000 |
| Appanoose County Iowa | 6 | $ 630,000 | $ 105,000 | $ 90,000 |
| Howard County Iowa | 6 | $ 460,000 | $ 76,000 | $ 64,000 |
| Plymouth County Iowa | 6 | $ 870,000 | $ 145,000 | $ 95,000 |
| Van Buren County Iowa | 6 | $ 330,000 | $ 55,000 | $ 164,000 |
| Whiteside County Illinois | 5 | $ 685,000 | $ 137,000 | $ 116,000 |
| Allamakee County Iowa | 5 | $ 425,000 | $ 85,000 | $ 114,000 |
| Mitchell County Iowa | 5 | $ 335,000 | $ 67,000 | $ 114,000 |
| Bureau County Illinois | 4 | $ 230,000 | $ 57,000 | $ 60,000 |
| Grundy County Illinois | 4 | $ 690,000 | $ 172,000 | $ 93,000 |
| McHenry County Illinois | 4 | $ 750,000 | $ 187,000 | $ 86,000 |
| Will County Illinois | 4 | $ 1,330,000 | $ 332,000 | $ 172,000 |
| Adair County Iowa | 4 | $ 340,000 | $ 85,000 | $ 65,000 |
| Adams County Iowa | 4 | $ 830,000 | $ 207,000 | $ 77,000 |
| Mills County Iowa | 4 | $ 920,000 | $ 230,000 | $ 144,000 |
| Pottawattamie County Iowa | 4 | $ 470,000 | $ 117,000 | $ 130,000 |
| Carroll County Illinois | 3 | $ 445,000 | $ 148,000 | $ 333,000 |
| Hancock County Illinois | 3 | $ 155,000 | $ 51,000 | $ 95,000 |
| Henderson County Illinois | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
| Warren County Illinois | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Decatur County Iowa | 3 | $ 85,000 | $ 28,000 | $ 130,000 |
| Kossuth County Iowa | 3 | $ 65,000 | $ 21,000 | $ 38,000 |
| Shelby County Iowa | 3 | $ 105,000 | $ 35,000 | $ 65,000 |
| Wright County Iowa | 3 | $ 135,000 | $ 45,000 | $ 79,000 |
| Calhoun County Illinois | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| McLean County Illinois | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| Buena Vista County Iowa | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Calhoun County Iowa | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Cass County Iowa | 2 | $ 60,000 | $ 30,000 | $ 65,000 |
| Clay County Iowa | 2 | $ 80,000 | $ 40,000 | $ 89,000 |
| Dickinson County Iowa | 2 | $ 550,000 | $ 275,000 | $ 154,000 |
| Franklin County Iowa | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Greene County Iowa | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| Hancock County Iowa | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Harrison County Iowa | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Humboldt County Iowa | 2 | $ 80,000 | $ 40,000 | $ 111,000 |
| Sac County Iowa | 2 | $ 370,000 | $ 185,000 | $ 164,000 |
| Sioux County Iowa | 2 | $ 510,000 | $ 255,000 | $ 137,000 |
| Wayne County Iowa | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| San Mateo County California | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Franklin County Florida | 1 | $ 475,000 | $ 475,000 | $ 57,000 |
| DeKalb County Illinois | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Madison County Illinois | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| McDonough County Illinois | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Montgomery County Indiana | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Cherokee County Iowa | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Crawford County Iowa | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Lucas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Monona County Iowa | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Page County Iowa | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Palo Alto County Iowa | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Pocahontas County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Taylor County Iowa | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Union County Iowa | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Middlesex County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Adair County Missouri | 1 | $ 65,000 | $ 65,000 | $ 372,000 |
| Jasper County Missouri | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Orange County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Marathon County Wisconsin | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 8,595,000 | $ 8,595,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenstate Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,292 | $1,192,460,000 | $163,000 | $26,505,000 | $100,000 | $1,499,000 |
| Cash-out Refinancing | 3,859 | $668,425,000 | $173,000 | $2,745,000 | $124,000 | $3,588,000 |
| Refinancing | 2,226 | $303,410,000 | $136,000 | $3,075,000 | $114,000 | $1,333,000 |
| Home Improvement | 2,073 | $107,655,000 | $51,000 | $835,000 | $110,000 | $2,952,000 |
| Other Purpose | 446 | $24,520,000 | $54,000 | $4,305,000 | $90,000 | $403,000 |
| Not Applicable | 4 | $280,000 | $70,000 | $115,000 | $57,000 | $57,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,332 | $1,841,460,000 | $138,000 | $2,745,000 | $108,000 | $3,588,000 |
| Not Provided | 1,134 | $155,510,000 | $137,000 | $2,005,000 | $125,000 | $1,440,000 |
| Asian | 418 | $83,750,000 | $200,000 | $3,075,000 | $129,000 | $1,499,000 |
| Hispanic | 396 | $47,380,000 | $119,000 | $655,000 | $97,000 | $961,000 |
| Black or African American | 315 | $32,735,000 | $103,000 | $425,000 | $76,000 | $360,000 |
| Not applicable | 255 | $130,105,000 | $510,000 | $26,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 35 | $3,505,000 | $100,000 | $335,000 | $100,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $905,000 | $100,000 | $315,000 | $105,000 | $187,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,573 | $2,219,975,000 | $142,000 | $26,505,000 | $109,000 | $3,588,000 |
| VA-guaranteed (Veterans Administration) | 278 | $68,610,000 | $246,000 | $495,000 | $92,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $8,165,000 | $166,000 | $365,000 | $61,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,881 | $1,989,055,000 | $154,000 | $26,505,000 | $111,000 | $1,499,000 |
| Application Withdrawn By Applicant | 2,328 | $264,310,000 | $113,000 | $3,075,000 | $103,000 | $3,588,000 |
| Application Denied By Financial Institution | 286 | $21,390,000 | $74,000 | $485,000 | $67,000 | $288,000 |
| Application Approved But Not Accepted | 215 | $12,595,000 | $58,000 | $335,000 | $102,000 | $610,000 |
| File Closed For Incompleteness | 190 | $9,400,000 | $49,000 | $505,000 | $89,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,614 | $2,275,360,000 | $145,000 | $26,505,000 | $110,000 | $3,588,000 |
| Debt-To-Income Ratio | 164 | $10,860,000 | $66,000 | $485,000 | $59,000 | $288,000 |
| Credit History | 78 | $5,380,000 | $68,000 | $455,000 | $74,000 | $174,000 |
| Collateral | 26 | $2,560,000 | $98,000 | $485,000 | $82,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $950,000 | $158,000 | $385,000 | $54,000 | $170,000 |
| Other | 5 | $1,025,000 | $205,000 | $285,000 | $125,000 | $172,000 |
| Unverifiable Information | 4 | $290,000 | $72,000 | $135,000 | $104,000 | $236,000 |
| Employment History | 3 | $325,000 | $108,000 | $195,000 | $71,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstate Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstate Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.