Urban Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Urban Trust Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Urban Trust Bank 400 Colonial Center Parkway Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 642 |
| Total Mortgage Loan Application Amount | $235,204,000 |
| Average Mortgage Loan Application Amount | $366,000 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $34,500 |
| Highest Applicant Income | $1,558,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Urban Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Urban Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Urban Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Urban Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Urban Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Urban Trust Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore City County Maryland | 45 | $ 12,130,000 | $ 269,000 | $ 185,000 |
| Orange County Florida | 34 | $ 10,057,000 | $ 295,000 | $ 194,000 |
| Seminole County Florida | 14 | $ 3,360,000 | $ 240,000 | $ 69,000 |
| New York County New York | 12 | $ 4,633,000 | $ 386,000 | $ 0 |
| Los Angeles County California | 11 | $ 4,433,000 | $ 403,000 | $ 3,000 |
| Broward County Florida | 11 | $ 5,176,000 | $ 470,000 | $ 0 |
| Hillsborough County Florida | 11 | $ 3,938,000 | $ 358,000 | $ 81,000 |
| Kings County New York | 11 | $ 3,663,000 | $ 333,000 | $ 0 |
| Nassau County New York | 11 | $ 3,021,000 | $ 274,000 | $ 0 |
| Maricopa County Arizona | 10 | $ 3,610,000 | $ 361,000 | $ 0 |
| Volusia County Florida | 10 | $ 1,887,000 | $ 188,000 | $ 42,000 |
| Prince George's County Maryland | 10 | $ 4,297,000 | $ 429,000 | $ 7,000 |
| Queens County New York | 10 | $ 2,619,000 | $ 261,000 | $ 0 |
| Orange County California | 9 | $ 6,154,000 | $ 683,000 | $ 0 |
| Cook County Illinois | 9 | $ 4,353,000 | $ 483,000 | $ 0 |
| King County Washington | 8 | $ 5,115,000 | $ 639,000 | $ 0 |
| Lee County Florida | 7 | $ 2,319,000 | $ 331,000 | $ 26,000 |
| Miami-Dade County Florida | 7 | $ 2,112,000 | $ 301,000 | $ 11,000 |
| Osceola County Florida | 7 | $ 1,571,000 | $ 224,000 | $ 92,000 |
| Palm Beach County Florida | 7 | $ 2,779,000 | $ 397,000 | $ 28,000 |
| Montgomery County Maryland | 7 | $ 3,587,000 | $ 512,000 | $ 11,000 |
| Suffolk County New York | 7 | $ 2,226,000 | $ 318,000 | $ 0 |
| Mecklenburg County North Carolina | 7 | $ 1,948,000 | $ 278,000 | $ 42,000 |
| Santa Clara County California | 6 | $ 3,594,000 | $ 599,000 | $ 0 |
| Duval County Florida | 6 | $ 1,327,000 | $ 221,000 | $ 68,000 |
| Westchester County New York | 6 | $ 2,331,000 | $ 388,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 3,012,000 | $ 602,000 | $ 0 |
| Bay County Florida | 5 | $ 1,967,000 | $ 393,000 | $ 0 |
| Pasco County Florida | 5 | $ 709,000 | $ 141,000 | $ 34,000 |
| Polk County Florida | 5 | $ 663,000 | $ 132,000 | $ 10,000 |
| Clark County Nevada | 5 | $ 1,614,000 | $ 322,000 | $ 0 |
| Somerset County New Jersey | 5 | $ 2,277,000 | $ 455,000 | $ 0 |
| Richmond County New York | 5 | $ 1,800,000 | $ 360,000 | $ 0 |
| Fairfax County Virginia | 5 | $ 2,400,000 | $ 480,000 | $ 44,000 |
| Riverside County California | 4 | $ 2,291,000 | $ 572,000 | $ 0 |
| Lake County Florida | 4 | $ 688,000 | $ 172,000 | $ 62,000 |
| Bergen County New Jersey | 4 | $ 3,083,000 | $ 770,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 2,173,000 | $ 543,000 | $ 0 |
| Ocean County New Jersey | 4 | $ 819,000 | $ 204,000 | $ 0 |
| Horry County South Carolina | 4 | $ 1,292,000 | $ 323,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 1,782,000 | $ 445,000 | $ 0 |
| Pierce County Washington | 4 | $ 2,582,000 | $ 645,000 | $ 0 |
| San Bernardino County California | 3 | $ 1,043,000 | $ 347,000 | $ 0 |
| Alachua County Florida | 3 | $ 440,000 | $ 146,000 | $ 365,000 |
| Manatee County Florida | 3 | $ 414,000 | $ 138,000 | $ 12,000 |
| Pinellas County Florida | 3 | $ 1,903,000 | $ 634,000 | $ 0 |
| Sarasota County Florida | 3 | $ 2,727,000 | $ 909,000 | $ 0 |
| Cumberland County Maine | 3 | $ 1,699,000 | $ 566,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 2,068,000 | $ 689,000 | $ 0 |
| Calvert County Maryland | 3 | $ 850,000 | $ 283,000 | $ 113,000 |
| St. Louis County Missouri | 3 | $ 649,000 | $ 216,000 | $ 10,000 |
| Washoe County Nevada | 3 | $ 1,211,000 | $ 403,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 1,129,000 | $ 376,000 | $ 0 |
| Passaic County New Jersey | 3 | $ 632,000 | $ 210,000 | $ 177,000 |
| Wake County North Carolina | 3 | $ 650,000 | $ 216,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 3,116,000 | $ 1,038,000 | $ 0 |
| Chester County Pennsylvania | 3 | $ 1,320,000 | $ 440,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 1,133,000 | $ 377,000 | $ 0 |
| Baldwin County Alabama | 2 | $ 441,000 | $ 220,000 | $ 34,000 |
| Pinal County Arizona | 2 | $ 411,000 | $ 205,000 | $ 0 |
| Benton County Arkansas | 2 | $ 973,000 | $ 486,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Contra Costa County California | 2 | $ 1,121,000 | $ 560,000 | $ 0 |
| San Diego County California | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 2,478,000 | $ 1,239,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,405,000 | $ 702,000 | $ 0 |
| Summit County Colorado | 2 | $ 898,000 | $ 449,000 | $ 0 |
| Collier County Florida | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Leon County Florida | 2 | $ 409,000 | $ 204,000 | $ 34,000 |
| Okaloosa County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| St. Johns County Florida | 2 | $ 728,000 | $ 364,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 471,000 | $ 235,000 | $ 0 |
| Clarke County Georgia | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Cobb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Fulton County Georgia | 2 | $ 507,000 | $ 253,000 | $ 0 |
| Ada County Idaho | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| DuPage County Illinois | 2 | $ 1,617,000 | $ 808,000 | $ 0 |
| McHenry County Illinois | 2 | $ 894,000 | $ 447,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 358,000 | $ 179,000 | $ 29,000 |
| Frederick County Maryland | 2 | $ 1,087,000 | $ 543,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 738,000 | $ 369,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 1,527,000 | $ 763,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 1,202,000 | $ 601,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 802,000 | $ 401,000 | $ 0 |
| Essex County New Jersey | 2 | $ 1,652,000 | $ 826,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 2,535,000 | $ 1,267,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Dutchess County New York | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Ulster County New York | 2 | $ 367,000 | $ 183,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 587,000 | $ 293,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 438,000 | $ 219,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Greenville County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 15,000 |
| Ellis County Texas | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Summit County Utah | 2 | $ 1,853,000 | $ 926,000 | $ 0 |
| Snohomish County Washington | 2 | $ 774,000 | $ 387,000 | $ 0 |
| Franklin County Alabama | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Houston County Alabama | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Mobile County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Coconino County Arizona | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Saline County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Alameda County California | 1 | $ 461,000 | $ 461,000 | $ 0 |
| El Dorado County California | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Fresno County California | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Placer County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Sacramento County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| San Mateo County California | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Tulare County California | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Douglas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Eagle County Colorado | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Larimer County Colorado | 1 | $ 228,000 | $ 228,000 | $ 0 |
| New Castle County Delaware | 1 | $ 415,000 | $ 415,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Charlotte County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hernando County Florida | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Highlands County Florida | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Indian River County Florida | 1 | $ 572,000 | $ 572,000 | $ 254,000 |
| Sumter County Florida | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Bibb County Georgia | 1 | $ 609,000 | $ 609,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Fannin County Georgia | 1 | $ 807,000 | $ 807,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Greene County Georgia | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Jackson County Georgia | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Blaine County Idaho | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Will County Illinois | 1 | $ 216,000 | $ 216,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Dallas County Iowa | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Woodbury County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Johnson County Kansas | 1 | $ 758,000 | $ 758,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hancock County Maine | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Harford County Maryland | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Howard County Maryland | 1 | $ 61,000 | $ 61,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Hampden County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Berrien County Michigan | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Carlton County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Christian County Missouri | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Jackson County Missouri | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Jasper County Missouri | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Shannon County Missouri | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Union County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Roosevelt County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Clinton County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Columbia County New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Orange County New York | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Putnam County New York | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Rockland County New York | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Forsyth County North Carolina | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Macon County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Yancey County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clermont County Ohio | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Delaware County Ohio | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Lorain County Ohio | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Miami County Ohio | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Portage County Ohio | 1 | $ 909,000 | $ 909,000 | $ 0 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Williams County Ohio | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jackson County Oregon | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 664,000 | $ 664,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 949,000 | $ 949,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Richland County South Carolina | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Maury County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 621,000 | $ 621,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Collin County Texas | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Comal County Texas | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Johnson County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| McLennan County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Nueces County Texas | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Polk County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tarrant County Texas | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Travis County Texas | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Wood County Texas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Utah County Utah | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Arlington County Virginia | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Campbell County Virginia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 657,000 | $ 657,000 | $ 0 |
| Henrico County Virginia | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Lunenburg County Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Stafford County Virginia | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Virginia Beach County Virginia | 1 | $ 721,000 | $ 721,000 | $ 0 |
| Winchester County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| York County Virginia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Kitsap County Washington | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 0 |
Mortgage Loan Application Detail Totals for Urban Trust Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 338 | $123,553,000 | $365,000 | $2,000,000 | $53,000 | $1,558,000 |
| Refinancing | 304 | $111,651,000 | $367,000 | $2,200,000 | $16,000 | $806,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 302 | $113,362,000 | $375,000 | $2,200,000 | $0 | $0 |
| White | 252 | $97,034,000 | $385,000 | $2,000,000 | $56,000 | $1,136,000 |
| Black or African American | 51 | $15,137,000 | $296,000 | $1,785,000 | $75,000 | $512,000 |
| Not Provided | 14 | $3,335,000 | $238,000 | $373,000 | $130,000 | $302,000 |
| Hispanic | 13 | $3,514,000 | $270,000 | $675,000 | $176,000 | $1,558,000 |
| Asian | 8 | $2,337,000 | $292,000 | $496,000 | $96,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $485,000 | $242,000 | $360,000 | $90,000 | $180,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 616 | $229,958,000 | $373,000 | $2,200,000 | $34,000 | $1,558,000 |
| FHA-insured (Federal Housing Administration) | 22 | $4,520,000 | $205,000 | $390,000 | $73,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $511,000 | $170,000 | $215,000 | $40,000 | $47,000 |
| VA-guaranteed (Veterans Administration) | 1 | $215,000 | $215,000 | $215,000 | $85,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 499 | $198,235,000 | $397,000 | $2,200,000 | $0 | $0 |
| Loan Originated | 97 | $25,754,000 | $265,000 | $1,800,000 | $179,000 | $1,558,000 |
| Application Withdrawn By Applicant | 26 | $6,174,000 | $237,000 | $417,000 | $146,000 | $605,000 |
| Application Denied By Financial Institution | 14 | $3,667,000 | $261,000 | $428,000 | $83,000 | $306,000 |
| File Closed For Incompleteness | 5 | $895,000 | $179,000 | $300,000 | $115,000 | $210,000 |
| Application Approved But Not Accepted | 1 | $479,000 | $479,000 | $479,000 | $177,000 | $177,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $1,437,000 | $359,000 | $417,000 | $76,000 | $114,000 |
| Other | 3 | $788,000 | $262,000 | $428,000 | $156,000 | $306,000 |
| Unverifiable Information | 2 | $356,000 | $178,000 | $241,000 | $55,000 | $73,000 |
| Collateral | 2 | $453,000 | $226,000 | $240,000 | $58,000 | $69,000 |
| Credit Application Incomplete | 2 | $321,000 | $160,000 | $182,000 | $24,000 | $49,000 |
| Employment History | 1 | $312,000 | $312,000 | $312,000 | $123,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Urban Trust Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Urban Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.