Firefly
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Firefly 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefly 1400 Riverwood Dr Burnsville, MN 55337 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 764 |
| Total Mortgage Loan Application Amount | $73,232,000 |
| Average Mortgage Loan Application Amount | $103,604 |
| Highest Mortgage Loan Application Amount | $1,240,000 |
| Average Applicant Income | $80,860 |
| Highest Applicant Income | $818,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Firefly. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefly's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Firefly's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefly serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefly, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefly's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 240 | $ 19,066,000 | $ 79,000 | $ 73,000 |
| Dakota County Minnesota | 84 | $ 9,413,000 | $ 112,000 | $ 100,000 |
| Anoka County Minnesota | 55 | $ 5,021,000 | $ 91,000 | $ 78,000 |
| Ramsey County Minnesota | 35 | $ 3,489,000 | $ 99,000 | $ 76,000 |
| Scott County Minnesota | 25 | $ 3,516,000 | $ 140,000 | $ 78,000 |
| Chisago County Minnesota | 12 | $ 585,000 | $ 48,000 | $ 71,000 |
| Washington County Minnesota | 12 | $ 1,539,000 | $ 128,000 | $ 82,000 |
| Carver County Minnesota | 11 | $ 1,530,000 | $ 139,000 | $ 80,000 |
| Isanti County Minnesota | 8 | $ 488,000 | $ 61,000 | $ 85,000 |
| Stearns County Minnesota | 8 | $ 610,000 | $ 76,000 | $ 51,000 |
| St. Louis County Minnesota | 6 | $ 372,000 | $ 62,000 | $ 60,000 |
| Cherokee County Georgia | 5 | $ 417,000 | $ 83,000 | $ 55,000 |
| Rice County Minnesota | 5 | $ 708,000 | $ 141,000 | $ 84,000 |
| Wright County Minnesota | 5 | $ 814,000 | $ 162,000 | $ 81,000 |
| Clayton County Georgia | 4 | $ 219,000 | $ 54,000 | $ 52,000 |
| Cobb County Georgia | 4 | $ 363,000 | $ 90,000 | $ 144,000 |
| Coweta County Georgia | 4 | $ 469,000 | $ 117,000 | $ 89,000 |
| Fayette County Georgia | 4 | $ 192,000 | $ 48,000 | $ 62,000 |
| Sherburne County Minnesota | 4 | $ 840,000 | $ 210,000 | $ 79,000 |
| DeKalb County Georgia | 3 | $ 207,000 | $ 69,000 | $ 74,000 |
| Meeker County Minnesota | 3 | $ 309,000 | $ 103,000 | $ 64,000 |
| DeSoto County Mississippi | 3 | $ 368,000 | $ 122,000 | $ 81,000 |
| Shelby County Tennessee | 3 | $ 422,000 | $ 140,000 | $ 71,000 |
| Burnett County Wisconsin | 3 | $ 328,000 | $ 109,000 | $ 110,000 |
| St. Croix County Wisconsin | 3 | $ 225,000 | $ 75,000 | $ 102,000 |
| Hillsborough County Florida | 2 | $ 160,000 | $ 80,000 | $ 120,000 |
| Fulton County Georgia | 2 | $ 148,000 | $ 74,000 | $ 75,000 |
| Becker County Minnesota | 2 | $ 67,000 | $ 33,000 | $ 92,000 |
| Cass County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Crow Wing County Minnesota | 2 | $ 163,000 | $ 81,000 | $ 48,000 |
| Itasca County Minnesota | 2 | $ 109,000 | $ 54,000 | $ 29,000 |
| Le Sueur County Minnesota | 2 | $ 292,000 | $ 146,000 | $ 144,000 |
| Cherokee County Alabama | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 84,000 | $ 84,000 | $ 85,000 |
| San Mateo County California | 1 | $ 333,000 | $ 333,000 | $ 115,000 |
| Tuolumne County California | 1 | $ 30,000 | $ 30,000 | $ 103,000 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Lee County Florida | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| Okeechobee County Florida | 1 | $ 28,000 | $ 28,000 | $ 80,000 |
| Walton County Florida | 1 | $ 127,000 | $ 127,000 | $ 136,000 |
| Butts County Georgia | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Clay County Georgia | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Forsyth County Georgia | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Henry County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Macon County Georgia | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Newton County Georgia | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Seminole County Georgia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Marion County Indiana | 1 | $ 110,000 | $ 110,000 | $ 113,000 |
| Livingston County Michigan | 1 | $ 70,000 | $ 70,000 | $ 93,000 |
| Otsego County Michigan | 1 | $ 130,000 | $ 130,000 | $ 180,000 |
| Roscommon County Michigan | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Beltrami County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 95,000 |
| Benton County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Blue Earth County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Brown County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Carlton County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Cook County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Douglas County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
| Faribault County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 84,000 |
| Goodhue County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Grant County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 109,000 |
| Lake County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Pine County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 154,000 |
| Boone County Missouri | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Union County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Westchester County New York | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| Yates County New York | 1 | $ 12,000 | $ 12,000 | $ 130,000 |
| Marion County Oregon | 1 | $ 61,000 | $ 61,000 | $ 72,000 |
| Allegheny County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 129,000 |
| Minnehaha County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Dallas County Texas | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 124,000 | $ 124,000 | $ 83,000 |
| Ashland County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Dane County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Dunn County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 55,000 |
| Polk County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 97,000 |
| Rusk County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 74,000 |
| Washburn County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Firefly in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 290 | $5,447,000 | $19,272 | $196,000 | $87,090 | $818,000 |
| Refinancing | 278 | $36,607,000 | $106,909 | $1,240,000 | $69,000 | $290,000 |
| Home Purchase | 196 | $31,178,000 | $146,047 | $458,000 | $83,809 | $271,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 489 | $41,663,000 | $109,105 | $1,240,000 | $84,315 | $818,000 |
| Not Provided | 184 | $24,031,000 | $123,000 | $458,000 | $78,062 | $247,000 |
| Black or African American | 51 | $3,725,000 | $89,875 | $300,000 | $79,000 | $180,000 |
| Hispanic | 17 | $1,229,000 | $98,000 | $300,000 | $75,142 | $164,000 |
| Asian | 11 | $1,052,000 | $95,000 | $250,000 | $67,000 | $126,000 |
| American Indian or Alaskan Native | 8 | $829,000 | $86,000 | $220,000 | $96,000 | $256,000 |
| Not applicable | 3 | $501,000 | $167,000 | $210,000 | $47,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $202,000 | $202,000 | $202,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 764 | $73,232,000 | $105,423 | $1,240,000 | $80,500 | $818,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 553 | $46,115,000 | $77,380 | $444,000 | $85,904 | $271,000 |
| Application Denied By Financial Institution | 90 | $11,060,000 | $135,777 | $458,000 | $57,888 | $170,000 |
| Application Approved But Not Accepted | 81 | $10,846,000 | $163,333 | $1,240,000 | $82,666 | $606,000 |
| Application Withdrawn By Applicant | 24 | $3,059,000 | $113,333 | $333,000 | $66,166 | $169,000 |
| File Closed For Incompleteness | 10 | $716,000 | $63,666 | $231,000 | $102,666 | $818,000 |
| Preapproval Approved but not Accepted | 6 | $1,436,000 | $239,000 | $428,000 | $64,000 | $96,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefly's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefly's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.