Firefly
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Firefly 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefly 1400 Riverwood Dr Burnsville, MN 55337 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,032 |
| Total Mortgage Loan Application Amount | $125,846,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $432,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Firefly. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefly's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Firefly's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefly serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefly, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefly's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 290 | $ 35,705,000 | $ 123,000 | $ 84,000 |
| Dakota County Minnesota | 135 | $ 17,983,000 | $ 133,000 | $ 96,000 |
| Anoka County Minnesota | 85 | $ 9,486,000 | $ 111,000 | $ 85,000 |
| Ramsey County Minnesota | 56 | $ 6,750,000 | $ 120,000 | $ 91,000 |
| Scott County Minnesota | 49 | $ 8,113,000 | $ 165,000 | $ 114,000 |
| Rice County Minnesota | 24 | $ 3,057,000 | $ 127,000 | $ 84,000 |
| Carver County Minnesota | 14 | $ 1,811,000 | $ 129,000 | $ 100,000 |
| Washington County Minnesota | 14 | $ 1,867,000 | $ 133,000 | $ 88,000 |
| Wright County Minnesota | 10 | $ 1,473,000 | $ 147,000 | $ 84,000 |
| Sherburne County Minnesota | 9 | $ 902,000 | $ 100,000 | $ 79,000 |
| Chisago County Minnesota | 8 | $ 988,000 | $ 123,000 | $ 65,000 |
| Otter Tail County Minnesota | 7 | $ 757,000 | $ 108,000 | $ 83,000 |
| Stearns County Minnesota | 7 | $ 679,000 | $ 97,000 | $ 102,000 |
| Cass County Minnesota | 6 | $ 549,000 | $ 91,000 | $ 69,000 |
| Goodhue County Minnesota | 6 | $ 1,162,000 | $ 193,000 | $ 144,000 |
| Isanti County Minnesota | 6 | $ 812,000 | $ 135,000 | $ 108,000 |
| Aitkin County Minnesota | 5 | $ 515,000 | $ 103,000 | $ 98,000 |
| St. Croix County Wisconsin | 4 | $ 798,000 | $ 199,000 | $ 113,000 |
| Spalding County Georgia | 3 | $ 291,000 | $ 97,000 | $ 96,000 |
| Crow Wing County Minnesota | 3 | $ 191,000 | $ 63,000 | $ 99,000 |
| Renville County Minnesota | 3 | $ 272,000 | $ 90,000 | $ 83,000 |
| DeSoto County Mississippi | 3 | $ 299,000 | $ 99,000 | $ 112,000 |
| Maricopa County Arizona | 2 | $ 140,000 | $ 70,000 | $ 81,000 |
| DeKalb County Georgia | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Fulton County Georgia | 2 | $ 171,000 | $ 85,000 | $ 61,000 |
| Kandiyohi County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Mille Lacs County Minnesota | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| Pope County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 103,000 |
| St. Louis County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 77,000 |
| Polk County Wisconsin | 2 | $ 438,000 | $ 219,000 | $ 107,000 |
| Washburn County Wisconsin | 2 | $ 352,000 | $ 176,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Alachua County Florida | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Hernando County Florida | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Hillsborough County Florida | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Lee County Florida | 1 | $ 99,000 | $ 99,000 | $ 200,000 |
| Cherokee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cobb County Georgia | 1 | $ 160,000 | $ 160,000 | $ 206,000 |
| Coweta County Georgia | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Fayette County Georgia | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Gwinnett County Georgia | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Heard County Georgia | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Lamar County Georgia | 1 | $ 109,000 | $ 109,000 | $ 93,000 |
| Lowndes County Georgia | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Paulding County Georgia | 1 | $ 5,000 | $ 5,000 | $ 89,000 |
| Sumter County Georgia | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Becker County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 225,000 |
| Beltrami County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Big Stone County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Carlton County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Douglas County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 144,000 |
| Kanabec County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Koochiching County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 116,000 |
| Lake County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 110,000 |
| Le Sueur County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 70,000 |
| Lyon County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| McLeod County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Meeker County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Morrison County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Mower County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Nicollet County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Olmsted County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Pine County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Steele County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Todd County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Waseca County Minnesota | 1 | $ 9,000 | $ 9,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 166,000 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 175,000 |
| Shelby County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 215,000 |
| Ashland County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 119,000 |
| Barron County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 126,000 |
| Burnett County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 115,000 |
| Douglas County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Milwaukee County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Pierce County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Taylor County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Firefly in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 704 | $88,812,000 | $126,000 | $417,000 | $90,000 | $432,000 |
| Home Purchase | 260 | $35,404,000 | $136,000 | $417,000 | $76,000 | $379,000 |
| Home Improvement | 68 | $1,630,000 | $23,000 | $78,000 | $86,000 | $256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 645 | $78,191,000 | $121,000 | $417,000 | $87,000 | $432,000 |
| Not Provided | 305 | $37,268,000 | $122,000 | $417,000 | $86,000 | $369,000 |
| Asian | 29 | $4,010,000 | $138,000 | $375,000 | $86,000 | $230,000 |
| Black or African American | 25 | $3,138,000 | $125,000 | $336,000 | $87,000 | $333,000 |
| Hispanic | 18 | $1,924,000 | $106,000 | $198,000 | $91,000 | $216,000 |
| American Indian or Alaskan Native | 7 | $962,000 | $137,000 | $237,000 | $67,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $353,000 | $117,000 | $180,000 | $87,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,032 | $125,846,000 | $121,000 | $417,000 | $86,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 527 | $56,295,000 | $106,000 | $300,000 | $89,000 | $379,000 |
| Application Approved But Not Accepted | 253 | $38,378,000 | $151,000 | $417,000 | $91,000 | $432,000 |
| Application Denied By Financial Institution | 160 | $19,425,000 | $121,000 | $404,000 | $77,000 | $250,000 |
| Preapproval Denied by Financial Institution | 35 | $3,733,000 | $106,000 | $210,000 | $49,000 | $121,000 |
| Preapproval Approved but not Accepted | 33 | $5,880,000 | $178,000 | $417,000 | $91,000 | $216,000 |
| Application Withdrawn By Applicant | 24 | $2,135,000 | $88,000 | $252,000 | $90,000 | $206,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefly's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefly's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.