Us Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Us Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Us Mortgage Corporation
19D Chapin Road
Pine Brook, NJ 07058
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,666
Total Mortgage Loan Application Amount $986,889,000
Average Mortgage Loan Application Amount $201,333
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $79,000
Highest Applicant Income $1,676,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Us Mortgage Corporation by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pickaway County Ohio 1 $ 84,000 $ 84,000 $ 45,000
Pike County Ohio 1 $ 185,000 $ 185,000 $ 57,000
Portage County Ohio 1 $ 136,000 $ 136,000 $ 36,000
Preble County Ohio 1 $ 50,000 $ 50,000 $ 0
Shelby County Ohio 1 $ 146,000 $ 146,000 $ 50,000
Washington County Ohio 1 $ 178,000 $ 178,000 $ 50,000
Wayne County Ohio 1 $ 114,000 $ 114,000 $ 72,000
Wood County Ohio 1 $ 133,000 $ 133,000 $ 33,000
Adams County Pennsylvania 1 $ 165,000 $ 165,000 $ 50,000
Beaver County Pennsylvania 1 $ 57,000 $ 57,000 $ 76,000
Bradford County Pennsylvania 1 $ 147,000 $ 147,000 $ 0
Carbon County Pennsylvania 1 $ 112,000 $ 112,000 $ 109,000
Fayette County Pennsylvania 1 $ 113,000 $ 113,000 $ 31,000
Lancaster County Pennsylvania 1 $ 411,000 $ 411,000 $ 303,000
Lycoming County Pennsylvania 1 $ 64,000 $ 64,000 $ 21,000
Mercer County Pennsylvania 1 $ 118,000 $ 118,000 $ 55,000
Northumberland County Pennsylvania 1 $ 119,000 $ 119,000 $ 49,000
Pike County Pennsylvania 1 $ 280,000 $ 280,000 $ 102,000
Susquehanna County Pennsylvania 1 $ 165,000 $ 165,000 $ 78,000
Kent County Rhode Island 1 $ 126,000 $ 126,000 $ 37,000
Aiken County South Carolina 1 $ 132,000 $ 132,000 $ 52,000
Colleton County South Carolina 1 $ 58,000 $ 58,000 $ 31,000
Dorchester County South Carolina 1 $ 204,000 $ 204,000 $ 108,000
Fairfield County South Carolina 1 $ 99,000 $ 99,000 $ 42,000
Florence County South Carolina 1 $ 84,000 $ 84,000 $ 50,000
Georgetown County South Carolina 1 $ 120,000 $ 120,000 $ 38,000
Kershaw County South Carolina 1 $ 125,000 $ 125,000 $ 108,000
Lancaster County South Carolina 1 $ 200,000 $ 200,000 $ 112,000
Laurens County South Carolina 1 $ 202,000 $ 202,000 $ 111,000
Lexington County South Carolina 1 $ 61,000 $ 61,000 $ 128,000
Newberry County South Carolina 1 $ 533,000 $ 533,000 $ 137,000
Orangeburg County South Carolina 1 $ 119,000 $ 119,000 $ 62,000
Campbell County Tennessee 1 $ 150,000 $ 150,000 $ 39,000
Fentress County Tennessee 1 $ 110,000 $ 110,000 $ 75,000
Hamilton County Tennessee 1 $ 170,000 $ 170,000 $ 62,000
Henderson County Tennessee 1 $ 50,000 $ 50,000 $ 70,000
Lauderdale County Tennessee 1 $ 116,000 $ 116,000 $ 84,000
Montgomery County Tennessee 1 $ 136,000 $ 136,000 $ 61,000
Rhea County Tennessee 1 $ 110,000 $ 110,000 $ 27,000
Roane County Tennessee 1 $ 111,000 $ 111,000 $ 64,000
Sequatchie County Tennessee 1 $ 65,000 $ 65,000 $ 24,000
Sullivan County Tennessee 1 $ 96,000 $ 96,000 $ 0
Tipton County Tennessee 1 $ 117,000 $ 117,000 $ 34,000
Washington County Tennessee 1 $ 125,000 $ 125,000 $ 33,000
Collin County Texas 1 $ 113,000 $ 113,000 $ 66,000
Dallas County Texas 1 $ 52,000 $ 52,000 $ 59,000
Denton County Texas 1 $ 450,000 $ 450,000 $ 130,000
Fort Bend County Texas 1 $ 126,000 $ 126,000 $ 72,000
Harris County Texas 1 $ 168,000 $ 168,000 $ 141,000
Williamson County Texas 1 $ 96,000 $ 96,000 $ 0
Caledonia County Vermont 1 $ 198,000 $ 198,000 $ 92,000
Franklin County Vermont 1 $ 159,000 $ 159,000 $ 95,000
Bedford City County Virginia 1 $ 115,000 $ 115,000 $ 45,000
Caroline County Virginia 1 $ 259,000 $ 259,000 $ 82,000
Charles City County Virginia 1 $ 90,000 $ 90,000 $ 52,000
Culpeper County Virginia 1 $ 101,000 $ 101,000 $ 46,000
Fauquier County Virginia 1 $ 200,000 $ 200,000 $ 30,000
Franklin City County Virginia 1 $ 138,000 $ 138,000 $ 46,000
Goochland County Virginia 1 $ 177,000 $ 177,000 $ 38,000
Hopewell County Virginia 1 $ 127,000 $ 127,000 $ 40,000
Lynchburg County Virginia 1 $ 154,000 $ 154,000 $ 150,000
Newport News County Virginia 1 $ 164,000 $ 164,000 $ 65,000
Roanoke City County Virginia 1 $ 39,000 $ 39,000 $ 24,000
Russell County Virginia 1 $ 80,000 $ 80,000 $ 24,000
Spotsylvania County Virginia 1 $ 154,000 $ 154,000 $ 58,000
Warren County Virginia 1 $ 90,000 $ 90,000 $ 18,000
Washington County Virginia 1 $ 132,000 $ 132,000 $ 0
Snohomish County Washington 1 $ 374,000 $ 374,000 $ 201,000
Brown County Wisconsin 1 $ 276,000 $ 276,000 $ 90,000
Dane County Wisconsin 1 $ 162,000 $ 162,000 $ 32,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Us Mortgage Corporation in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,904 $627,451,000 $216,000 $2,425,000 $83,000 $1,320,000
Home Purchase 1,753 $357,778,000 $204,000 $3,800,000 $87,000 $1,676,000
Home Improvement 9 $1,660,000 $184,000 $540,000 $67,000 $103,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,897 $385,858,000 $203,000 $3,800,000 $89,000 $1,676,000
Black or African American 1,048 $227,052,000 $216,000 $1,025,000 $79,000 $1,092,000
Hispanic 836 $184,863,000 $221,000 $1,100,000 $84,000 $420,000
Not Provided 589 $117,231,000 $199,000 $1,000,000 $82,000 $1,320,000
Asian 262 $65,067,000 $248,000 $1,000,000 $74,000 $512,000
Native Hawaiian or Other Pacific Islander 19 $3,791,000 $199,000 $420,000 $119,000 $696,000
American Indian or Alaskan Native 15 $3,027,000 $201,000 $455,000 $39,000 $154,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,478 $945,861,000 $211,000 $3,800,000 $85,000 $1,676,000
FHA-insured (Federal Housing Administration) 182 $39,768,000 $218,000 $471,000 $72,000 $207,000
VA-guaranteed (Veterans Administration) 6 $1,260,000 $210,000 $335,000 $67,000 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,195 $469,930,000 $214,000 $1,805,000 $82,000 $738,000
Application Withdrawn By Applicant 1,585 $316,346,000 $199,000 $3,800,000 $87,000 $1,676,000
Application Denied By Financial Institution 665 $146,107,000 $219,000 $1,025,000 $82,000 $1,051,000
Application Approved But Not Accepted 179 $44,031,000 $245,000 $1,680,000 $110,000 $869,000
File Closed For Incompleteness 42 $10,475,000 $249,000 $1,000,000 $65,000 $780,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 61 $10,212,000 $167,000 $456,000 $56,000 $174,000
Collateral 56 $9,430,000 $168,000 $1,025,000 $71,000 $360,000
Other 22 $4,247,000 $193,000 $454,000 $77,000 $131,000
Debt-To-Income Ratio 18 $3,753,000 $208,000 $499,000 $71,000 $150,000
Employment History 5 $666,000 $133,000 $197,000 $79,000 $109,000
Unverifiable Information 1 $40,000 $40,000 $40,000 $64,000 $64,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

Download the New Jersey Lender List